The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 230 1,783 SH   SOLE   0 0 1,783
ADVANCED MICRO DEVICES INC COM 007903107 223 2,911 SH   SOLE   0 0 2,911
AIR PRODS & CHEMS INC COM 009158106 1,459 6,065 SH   SOLE   0 0 6,065
ALPHABET INC CAP STK CL A 02079K305 3,495 1,604 SH   SOLE   0 0 1,604
ALPHABET INC CAP STK CL C 02079K107 644 294 SH   SOLE   0 0 294
ALTRIA GROUP INC COM 02209S103 632 15,121 SH   SOLE   0 0 15,121
AMAZON COM INC COM 023135106 3,750 35,310 SH   SOLE   0 0 35,310
AMERICAN ELEC PWR CO INC COM 025537101 436 4,545 SH   SOLE   0 0 4,545
APPLE INC COM 037833100 8,853 64,751 SH   SOLE   0 0 64,751
AT&T INC COM 00206R102 2,989 142,600 SH   SOLE   0 0 142,600
BAUSCH HEALTH COS INC COM 071734107 84 10,000 SH   SOLE   0 0 10,000
BK OF AMERICA CORP COM 060505104 479 15,402 SH   SOLE   0 0 15,402
BOEING CO COM 097023105 438 3,205 SH   SOLE   0 0 3,205
BRISTOL-MYERS SQUIBB CO COM 110122108 3,734 48,493 SH   SOLE   0 0 48,493
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 335 7,798 SH   SOLE   0 0 7,798
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 633 16,551 SH   SOLE   0 0 16,551
CATERPILLAR INC COM 149123101 1,551 8,674 SH   SOLE   0 0 8,674
CENTERPOINT ENERGY INC COM 15189T107 444 15,000 SH   SOLE   0 0 15,000
CHEVRON CORP NEW COM 166764100 2,253 15,565 SH   SOLE   0 0 15,565
CISCO SYS INC COM 17275R102 840 19,691 SH   SOLE   0 0 19,691
CMS ENERGY CORP COM 125896100 684 10,139 SH   SOLE   0 0 10,139
COCA COLA CO COM 191216100 635 10,099 SH   SOLE   0 0 10,099
CVS HEALTH CORP COM 126650100 332 3,581 SH   SOLE   0 0 3,581
DEERE & CO COM 244199105 1,542 5,148 SH   SOLE   0 0 5,148
DISNEY WALT CO COM 254687106 1,068 11,310 SH   SOLE   0 0 11,310
DOW INC COM 260557103 505 9,798 SH   SOLE   0 0 9,798
EASTERN BANKSHARES INC COM 27627N105 480 26,006 SH   SOLE   0 0 26,006
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 377 37,787 SH   SOLE   0 0 37,787
ENTERPRISE PRODS PARTNERS L COM 293792107 928 38,079 SH   SOLE   0 0 38,079
EVERSOURCE ENERGY COM 30040W108 834 9,877 SH   SOLE   0 0 9,877
EXXON MOBIL CORP COM 30231G102 2,325 27,151 SH   SOLE   0 0 27,151
FORD MTR CO DEL COM 345370860 460 41,328 SH   SOLE   0 0 41,328
GOLDMAN SACHS GROUP INC COM 38141G104 369 1,242 SH   SOLE   0 0 1,242
HOME DEPOT INC COM 437076102 537 1,957 SH   SOLE   0 0 1,957
INTEL CORP COM 458140100 2,052 54,849 SH   SOLE   0 0 54,849
INVESCO DB MULTI-SECTOR COMM OIL FD 46140H403 375 20,551 SH   SOLE   0 0 20,551
ISHARES TR 1 3 YR TREAS BD 464287457 2,223 26,847 SH   SOLE   0 0 26,847
ISHARES TR CORE S&P500 ETF 464287200 328 866 SH   SOLE   0 0 866
ISHARES TR IBOXX INV CP ETF 464287242 1,450 13,171 SH   SOLE   0 0 13,171
ISHARES TR PFD AND INCM SEC 464288687 2,695 81,956 SH   SOLE   0 0 81,956
ISHARES TR RUSSELL 2000 ETF 464287655 340 2,005 SH   SOLE   0 0 2,005
JOHNSON & JOHNSON COM 478160104 2,666 15,023 SH   SOLE   0 0 15,023
JPMORGAN CHASE & CO COM 46625H100 1,238 10,991 SH   SOLE   0 0 10,991
KIMBERLY-CLARK CORP COM 494368103 943 6,977 SH   SOLE   0 0 6,977
KRAFT HEINZ CO COM 500754106 1,293 33,892 SH   SOLE   0 0 33,892
LILLY ELI & CO COM 532457108 6,129 18,903 SH   SOLE   0 0 18,903
MCDONALDS CORP COM 580135101 1,374 5,567 SH   SOLE   0 0 5,567
MERCK & CO INC COM 58933Y105 3,921 43,004 SH   SOLE   0 0 43,004
META PLATFORMS INC CL A 30303M102 2,018 12,514 SH   SOLE   0 0 12,514
MICRON TECHNOLOGY INC COM 595112103 265 4,793 SH   SOLE   0 0 4,793
MICROSOFT CORP COM 594918104 6,604 25,713 SH   SOLE   0 0 25,713
NVIDIA CORPORATION COM 67066G104 886 5,844 SH   SOLE   0 0 5,844
PAYPAL HLDGS INC COM 70450Y103 400 5,721 SH   SOLE   0 0 5,721
PEPSICO INC COM 713448108 2,281 13,689 SH   SOLE   0 0 13,689
PFIZER INC COM 717081103 3,870 73,822 SH   SOLE   0 0 73,822
PROCTER AND GAMBLE CO COM 742718109 3,184 22,145 SH   SOLE   0 0 22,145
RAYTHEON TECHNOLOGIES CORP COM 75513E101 691 7,189 SH   SOLE   0 0 7,189
SALESFORCE INC COM 79466L302 1,826 11,067 SH   SOLE   0 0 11,067
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 310 6,307 SH   SOLE   0 0 6,307
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 343 4,787 SH   SOLE   0 0 4,787
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 235 4,043 SH   SOLE   0 0 4,043
SHELL MIDSTREAM PARTNERS L P UNIT LTD INT 822634101 146 10,344 SH   SOLE   0 0 10,344
SPDR GOLD TR GOLD SHS 78463V107 1,345 7,986 SH   SOLE   0 0 7,986
SPDR S&P 500 ETF TR TR UNIT 78462F103 494 1,310 SH   SOLE   0 0 1,310
SPDR SER TR S&P HOMEBUILD 78464A888 274 5,000 SH   SOLE   0 0 5,000
SUNCOKE ENERGY INC COM 86722A103 152 22,298 SH   SOLE   0 0 22,298
SUNOCO LP/SUNOCO FIN CORP COM UT REP LP 86765K109 508 13,638 SH   SOLE   0 0 13,638
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 291 3,560 SH   SOLE   0 0 3,560
TESLA INC COM 88160R101 781 1,160 SH   SOLE   0 0 1,160
THERMO FISHER SCIENTIFIC INC COM 883556102 2,025 3,727 SH   SOLE   0 0 3,727
UDR INC COM 902653104 371 8,064 SH   SOLE   0 0 8,064
UNITED STS OIL FD LP UNITS 91232N207 499 6,217 SH   SOLE   0 0 6,217
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 299 2,083 SH   SOLE   0 0 2,083
VERIZON COMMUNICATIONS INC COM 92343V104 3,593 70,792 SH   SOLE   0 0 70,792
VISA INC COM CL A 92826C839 1,301 6,609 SH   SOLE   0 0 6,609
WALMART INC COM 931142103 1,774 14,587 SH   SOLE   0 0 14,587
WARNER BROS DISCOVERY INC COM SER A 934423104 335 24,956 SH   SOLE   0 0 24,956
XCEL ENERGY INC COM 98389B100 902 12,750 SH   SOLE   0 0 12,750