The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   215,517 1,183 SH   SOLE 0 1,183 0 0
AMAZON COM 023135106   606,052 3,136 SH   SOLE 0 3,136 0 0
APPLE INC COM 037833100   2,577,558 12,238 SH   SOLE 0 12,237 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   389,714 958 SH   SOLE 0 958 0 0
HCA HEALTHCARE INC. COM 40412C101   361,761 1,126 SH   SOLE 0 1,126 0 0
HOME DEPOT COM 437076102   294,325 855 SH   SOLE 0 855 0 0
ISHARES TR SELECT DIVID ETF 464287168   213,952 1,768 SH   SOLE 0 1,768 0 0
ISHARES TR CORE S&P500 ETF 464287200   69,560,915 127,115 SH   SOLE 0 127,114 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,706,013 40,048 SH   SOLE 0 40,047 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,751,413 20,611 SH   SOLE 0 20,611 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   227,663 2,431 SH   SOLE 0 2,431 0 0
ISHARES TR MSCI EAFE ETF 464287465   8,448,853 107,862 SH   SOLE 0 107,862 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   343,706 1,970 SH   SOLE 0 1,970 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   710,065 1,948 SH   SOLE 0 1,948 0 0
ISHARES TR RUS 1000 ETF 464287622   26,755,099 89,921 SH   SOLE 0 89,921 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   7,227,788 35,624 SH   SOLE 0 35,624 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,531,772 17,458 SH   SOLE 0 17,458 0 0
ISHARES TR NATIONAL MUN ETF 464288414   955,739 8,970 SH   SOLE 0 8,969 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   4,747,773 43,678 SH   SOLE 0 43,677 0 0
ISHARES TR CORE MSCI EAFE 46432F842   268,439 3,695 SH   SOLE 0 3,695 0 0
MCDONALDS CORP COM 580135101   602,275 2,363 SH   SOLE 0 2,363 0 0
MERCK & CO INC COM 58933Y105   943,851 7,624 SH   SOLE 0 7,624 0 0
META PLATFORMS INC CL A 30303M102   285,209 566 SH   SOLE 0 565 0 0
MICROSOFT CORP COM 594918104   1,349,123 3,019 SH   SOLE 0 3,018 0 0
NB BANCORP INC COM 63945M107   159,667 10,588 SH   SOLE 0 10,588 0 0
ORACLE CORP COM 68389X105   968,298 6,858 SH   SOLE 0 6,857 0 0
PROCTER AND GAMBLE CO COM 742718109   251,073 1,522 SH   SOLE 0 1,522 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   220,957 1,516 SH   SOLE 0 1,516 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   202,705 4,931 SH   SOLE 0 4,930 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   402,024 1,777 SH   SOLE 0 1,777 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   268,725 494 SH   SOLE 0 493 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   395,395 715 SH   SOLE 0 715 0 0
UNITEDHEALTH GROUP INC COM 91324P102   239,932 471 SH   SOLE 0 471 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,361,635 75,951 SH   SOLE 0 75,950 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   215,739 1,182 SH   SOLE 0 1,182 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,316,387 6,037 SH   SOLE 0 6,037 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,921,120 59,108 SH   SOLE 0 59,108 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   256,487 2,163 SH   SOLE 0 2,162 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   5,784,370 74,111 SH   SOLE 0 74,111 0 0