The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 498 4,510 SH   SOLE 0 0 0 4,510
ABBOTT LABS COM 002824100 614 6,348 SH   SOLE 0 0 0 6,348
ABBVIE INC COM 00287Y109 3,437 25,608 SH   SOLE 0 0 0 25,608
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 713 2,773 SH   SOLE 0 0 0 2,773
ALTRIA GROUP INC COM 02209S103 1,146 28,385 SH   SOLE 0 0 0 28,385
AMDOCS LTD SHS G02602103 1,349 16,985 SH   SOLE 0 0 0 16,985
AMGEN INC COM 031162100 1,573 6,977 SH   SOLE 0 0 0 6,977
APA CORPORATION COM 03743Q108 669 19,564 SH   SOLE 0 0 0 19,564
APPLE INC COM 037833100 832 6,022 SH   SOLE 0 0 0 6,022
ATI INC COM 01741R102 546 20,528 SH   SOLE 0 0 0 20,528
BAUSCH HEALTH COS INC COM 071734107 226 32,760 SH   SOLE 0 0 0 32,760
BEAZER HOMES USA INC COM NEW 07556Q881 288 29,811 SH   SOLE 0 0 0 29,811
BLOCK H & R INC COM 093671105 889 20,905 SH   SOLE 0 0 0 20,905
BOISE CASCADE CO DEL COM 09739D100 209 3,515 SH   SOLE 0 0 0 3,515
BP PLC SPONSORED ADR 055622104 625 21,879 SH   SOLE 0 0 0 21,879
BRISTOL-MYERS SQUIBB CO COM 110122108 924 13,004 SH   SOLE 0 0 0 13,004
BROADCOM INC COM 11135F101 2,347 5,287 SH   SOLE 0 0 0 5,287
BUCKLE INC COM 118440106 479 15,138 SH   SOLE 0 0 0 15,138
CAL MAINE FOODS INC COM NEW 128030202 1,359 24,455 SH   SOLE 0 0 0 24,455
CATERPILLAR INC COM 149123101 292 1,781 SH   SOLE 0 0 0 1,781
CF INDS HLDGS INC COM 125269100 1,409 14,637 SH   SOLE 0 0 0 14,637
CHENIERE ENERGY INC COM NEW 16411R208 484 2,917 SH   SOLE 0 0 0 2,917
CHICOS FAS INC COM 168615102 410 84,710 SH   SOLE 0 0 0 84,710
CISCO SYS INC COM 17275R102 725 18,123 SH   SOLE 0 0 0 18,123
CLEAN HARBORS INC COM 184496107 526 4,779 SH   SOLE 0 0 0 4,779
COLGATE PALMOLIVE CO COM 194162103 765 10,889 SH   SOLE 0 0 0 10,889
COMMUNITY HEALTH SYS INC NEW COM 203668108 44 20,517 SH   SOLE 0 0 0 20,517
CONOCOPHILLIPS COM 20825C104 278 2,715 SH   SOLE 0 0 0 2,715
CONSOL ENERGY INC NEW COM 20854L108 561 8,721 SH   SOLE 0 0 0 8,721
COTERRA ENERGY INC COM 127097103 1,379 52,802 SH   SOLE 0 0 0 52,802
CROSS CTRY HEALTHCARE INC COM 227483104 868 30,593 SH   SOLE 0 0 0 30,593
DEVON ENERGY CORP NEW COM 25179M103 1,594 26,515 SH   SOLE 0 0 0 26,515
DNP SELECT INCOME FD INC COM 23325P104 175 16,929 SH   SOLE 0 0 0 16,929
EMERSON ELEC CO COM 291011104 492 6,725 SH   SOLE 0 0 0 6,725
EMPLOYERS HLDGS INC COM 292218104 1,105 32,024 SH   SOLE 0 0 0 32,024
ENPHASE ENERGY INC COM 29355A107 903 3,256 SH   SOLE 0 0 0 3,256
EOG RES INC COM 26875P101 1,421 12,718 SH   SOLE 0 0 0 12,718
EXXON MOBIL CORP COM 30231G102 355 4,065 SH   SOLE 0 0 0 4,065
FIRST BANCORP P R COM NEW 318672706 1,121 81,943 SH   SOLE 0 0 0 81,943
FMC CORP COM NEW 302491303 1,190 11,260 SH   SOLE 0 0 0 11,260
FORTINET INC COM 34959E109 1,340 27,282 SH   SOLE 0 0 0 27,282
GARTNER INC COM 366651107 1,224 4,425 SH   SOLE 0 0 0 4,425
GENERAL MLS INC COM 370334104 583 7,606 SH   SOLE 0 0 0 7,606
GENERAL MTRS CO COM 37045V100 247 7,700 SH   SOLE 0 0 0 7,700
GILEAD SCIENCES INC COM 375558103 989 16,036 SH   SOLE 0 0 0 16,036
GOLD FIELDS LTD SPONSORED ADR 38059T106 903 111,577 SH   SOLE 0 0 0 111,577
GROUP 1 AUTOMOTIVE INC COM 398905109 557 3,900 SH   SOLE 0 0 0 3,900
GSK PLC SPONSORED ADR 37733W204 315 10,716 SH   SOLE 0 0 0 10,716
HOME DEPOT INC COM 437076102 1,760 6,377 SH   SOLE 0 0 0 6,377
HORMEL FOODS CORP COM 440452100 1,229 27,055 SH   SOLE 0 0 0 27,055
HP INC COM 40434L105 702 28,158 SH   SOLE 0 0 0 28,158
INFOSYS LTD SPONSORED ADR 456788108 571 33,624 SH   SOLE 0 0 0 33,624
INNOVATOR ETFS TR GRWT100 PWR BF 45782C466 246 7,152 SH   SOLE 0 0 0 7,152
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 637 22,445 SH   SOLE 0 0 0 22,445
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 586 21,850 SH   SOLE 0 0 0 21,850
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 1,645 59,141 SH   SOLE 0 0 0 59,141
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 471 16,459 SH   SOLE 0 0 0 16,459
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 1,691 63,667 SH   SOLE 0 0 0 63,667
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 1,361 46,640 SH   SOLE 0 0 0 46,640
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 1,480 55,646 SH   SOLE 0 0 0 55,646
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 2,199 74,707 SH   SOLE 0 0 0 74,707
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 286 10,621 SH   SOLE 0 0 0 10,621
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 460 15,803 SH   SOLE 0 0 0 15,803
INTEL CORP COM 458140100 810 31,420 SH   SOLE 0 0 0 31,420
INTERNATIONAL BUSINESS MACHS COM 459200101 805 6,779 SH   SOLE 0 0 0 6,779
ISHARES INC CORE MSCI EMKT 46434G103 432 10,055 SH   SOLE 0 0 0 10,055
ISHARES TR US TREAS BD ETF 46429B267 946 41,575 SH   SOLE 0 0 0 41,575
ISHARES TR CORE TOTAL USD 46434V613 414 9,310 SH   SOLE 0 0 0 9,310
ISHARES TR CORE S&P SCP ETF 464287804 663 7,607 SH   SOLE 0 0 0 7,607
ISHARES TR NATIONAL MUN ETF 464288414 289 2,815 SH   SOLE 0 0 0 2,815
ISHARES TR CORE US AGGBD ET 464287226 738 7,659 SH   SOLE 0 0 0 7,659
ISHARES TR CORE S&P TTL STK 464287150 317 3,981 SH   SOLE 0 0 0 3,981
ISHARES TR CORE S&P500 ETF 464287200 2,577 7,186 SH   SOLE 0 0 0 7,186
ISHARES TR FALN ANGLS USD 46435G474 529 22,119 SH   SOLE 0 0 0 22,119
ISHARES TR MBS ETF 464288588 1,045 11,412 SH   SOLE 0 0 0 11,412
ISHARES TR CORE S&P MCP ETF 464287507 1,258 5,737 SH   SOLE 0 0 0 5,737
ISHARES TR CORE MSCI EAFE 46432F842 1,677 31,842 SH   SOLE 0 0 0 31,842
ISHARES TR CRE U S REIT ETF 464288521 637 13,407 SH   SOLE 0 0 0 13,407
JOHNSON & JOHNSON COM 478160104 560 3,431 SH   SOLE 0 0 0 3,431
KELLOGG CO COM 487836108 527 7,567 SH   SOLE 0 0 0 7,567
KIMBERLY-CLARK CORP COM 494368103 553 4,916 SH   SOLE 0 0 0 4,916
LANTHEUS HLDGS INC COM 516544103 559 7,947 SH   SOLE 0 0 0 7,947
LILLY ELI & CO COM 532457108 931 2,880 SH   SOLE 0 0 0 2,880
LOCKHEED MARTIN CORP COM 539830109 442 1,144 SH   SOLE 0 0 0 1,144
LOWES COS INC COM 548661107 1,532 8,158 SH   SOLE 0 0 0 8,158
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 542 7,202 SH   SOLE 0 0 0 7,202
M/I HOMES INC COM 55305B101 321 8,855 SH   SOLE 0 0 0 8,855
MARATHON PETE CORP COM 56585A102 915 9,216 SH   SOLE 0 0 0 9,216
MARRIOTT INTL INC NEW CL A 571903202 1,035 7,388 SH   SOLE 0 0 0 7,388
MASTERCARD INCORPORATED CL A 57636Q104 316 1,112 SH   SOLE 0 0 0 1,112
MATSON INC COM 57686G105 301 4,885 SH   SOLE 0 0 0 4,885
MCDONALDS CORP COM 580135101 1,048 4,542 SH   SOLE 0 0 0 4,542
MCKESSON CORP COM 58155Q103 242 713 SH   SOLE 0 0 0 713
MERCK & CO INC COM 58933Y105 1,717 19,932 SH   SOLE 0 0 0 19,932
MICROSOFT CORP COM 594918104 908 3,897 SH   SOLE 0 0 0 3,897
NATIONAL BK HLDGS CORP CL A 633707104 1,312 35,469 SH   SOLE 0 0 0 35,469
NETAPP INC COM 64110D104 1,004 16,227 SH   SOLE 0 0 0 16,227
NIKE INC CL B 654106103 1,128 13,571 SH   SOLE 0 0 0 13,571
NORTHERN LTS FD TR IV INSPIRE GBL HOPE 66538H658 380 13,714 SH   SOLE 0 0 0 13,714
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633 628 27,732 SH   SOLE 0 0 0 27,732
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419 675 30,485 SH   SOLE 0 0 0 30,485
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 876 31,573 SH   SOLE 0 0 0 31,573
NOVO-NORDISK A S ADR 670100205 698 7,001 SH   SOLE 0 0 0 7,001
NRG ENERGY INC COM NEW 629377508 1,398 36,533 SH   SOLE 0 0 0 36,533
NUCOR CORP COM 670346105 400 3,736 SH   SOLE 0 0 0 3,736
NUTRIEN LTD COM 67077M108 1,085 13,010 SH   SOLE 0 0 0 13,010
NVIDIA CORPORATION COM 67066G104 305 2,513 SH   SOLE 0 0 0 2,513
OCCIDENTAL PETE CORP COM 674599105 1,049 17,063 SH   SOLE 0 0 0 17,063
OFG BANCORP COM 67103X102 1,120 44,587 SH   SOLE 0 0 0 44,587
ON SEMICONDUCTOR CORP COM 682189105 225 3,616 SH   SOLE 0 0 0 3,616
ONE GAS INC COM 68235P108 1,039 14,758 SH   SOLE 0 0 0 14,758
ONEMAIN HLDGS INC COM 68268W103 908 30,759 SH   SOLE 0 0 0 30,759
ORACLE CORP COM 68389X105 220 3,595 SH   SOLE 0 0 0 3,595
PAYCHEX INC COM 704326107 734 6,539 SH   SOLE 0 0 0 6,539
PBF ENERGY INC CL A 69318G106 971 27,628 SH   SOLE 0 0 0 27,628
PEPSICO INC COM 713448108 262 1,604 SH   SOLE 0 0 0 1,604
PFIZER INC COM 717081103 1,546 35,320 SH   SOLE 0 0 0 35,320
PHILIP MORRIS INTL INC COM 718172109 1,177 14,177 SH   SOLE 0 0 0 14,177
PILGRIMS PRIDE CORP COM 72147K108 392 17,027 SH   SOLE 0 0 0 17,027
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,484 25,127 SH   SOLE 0 0 0 25,127
PREMIER INC CL A 74051N102 1,320 38,898 SH   SOLE 0 0 0 38,898
PROCTER AND GAMBLE CO COM 742718109 368 2,913 SH   SOLE 0 0 0 2,913
QUALCOMM INC COM 747525103 1,564 13,840 SH   SOLE 0 0 0 13,840
QURATE RETAIL INC COM SER A 74915M100 109 54,234 SH   SOLE 0 0 0 54,234
RENT A CTR INC NEW COM 76009N100 800 45,687 SH   SOLE 0 0 0 45,687
RYDER SYS INC COM 783549108 735 9,733 SH   SOLE 0 0 0 9,733
SCHWAB STRATEGIC TR US TIPS ETF 808524870 550 10,616 SH   SOLE 0 0 0 10,616
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 618 13,348 SH   SOLE 0 0 0 13,348
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 264 5,834 SH   SOLE 0 0 0 5,834
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 638 11,978 SH   SOLE 0 0 0 11,978
SHOCKWAVE MED INC COM 82489T104 512 1,841 SH   SOLE 0 0 0 1,841
SPDR GOLD TR GOLD SHS 78463V107 266 1,720 SH   SOLE 0 0 0 1,720
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 271 8,728 SH   SOLE 0 0 0 8,728
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,110 43,030 SH   SOLE 0 0 0 43,030
SPDR SER TR PORTFOLIO S&P600 78468R853 634 18,619 SH   SOLE 0 0 0 18,619
SPDR SER TR PORTFOLIO S&P400 78464A847 1,312 34,020 SH   SOLE 0 0 0 34,020
SPDR SER TR BLOOMBERG INVT 78468R200 851 28,080 SH   SOLE 0 0 0 28,080
SPDR SER TR PORTFOLIO S&P500 78464A854 2,357 56,139 SH   SOLE 0 0 0 56,139
STARBUCKS CORP COM 855244109 208 2,474 SH   SOLE 0 0 0 2,474
STEEL DYNAMICS INC COM 858119100 579 8,159 SH   SOLE 0 0 0 8,159
SUPER MICRO COMPUTER INC COM 86800U104 576 10,468 SH   SOLE 0 0 0 10,468
TESLA INC COM 88160R101 1,495 5,638 SH   SOLE 0 0 0 5,638
TEXAS INSTRS INC COM 882508104 1,767 11,417 SH   SOLE 0 0 0 11,417
THERATECHNOLOGIES INC COM 88338H100 34 14,200 SH   SOLE 0 0 0 14,200
ULTA BEAUTY INC COM 90384S303 983 2,449 SH   SOLE 0 0 0 2,449
UNILEVER PLC SPON ADR NEW 904767704 564 12,862 SH   SOLE 0 0 0 12,862
UNITED PARCEL SERVICE INC CL B 911312106 836 5,177 SH   SOLE 0 0 0 5,177
UNITED RENTALS INC COM 911363109 242 896 SH   SOLE 0 0 0 896
UNITEDHEALTH GROUP INC COM 91324P102 318 630 SH   SOLE 0 0 0 630
VALERO ENERGY CORP COM 91913Y100 299 2,795 SH   SOLE 0 0 0 2,795
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 873 10,890 SH   SOLE 0 0 0 10,890
VERIZON COMMUNICATIONS INC COM 92343V104 1,328 34,976 SH   SOLE 0 0 0 34,976
VIATRIS INC COM 92556V106 1,099 129,045 SH   SOLE 0 0 0 129,045