The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MARATHON PETE CORP COM 56585A102   259,037 1,746 SH   OTR 1 0 0 1,746
MARSH & MCLENNAN COS INC COM 571748102   3,687,535 19,462 SH   OTR 1 0 0 19,462
MCDONALDS CORP COM 580135101   314,113 1,059 SH   OTR 1 0 0 1,059
MICROSOFT CORP COM 594918104   24,456,939 65,038 SH   OTR 1 0 0 65,038
MONDELEZ INTL INC CL A 609207105   396,772 5,478 SH   OTR 1 0 0 5,478
NIKE INC CL B 654106103   866,283 7,979 SH   OTR 1 0 0 7,979
NVIDIA CORPORATION COM 67066G104   580,398 1,172 SH   OTR 1 0 0 1,172
ORACLE CORP COM 68389X105   239,544 2,272 SH   OTR 1 0 0 2,271
PPG INDS INC COM 693506107   214,305 1,433 SH   OTR 1 0 0 1,433
PACCAR INC COM 693718108   658,942 6,748 SH   OTR 1 0 0 6,748
PALO ALTO NETWORKS INC COM 697435105   466,500 1,582 SH   OTR 1 0 0 1,582
PEPSICO INC COM 713448108   264,695 1,558 SH   OTR 1 0 0 1,558
PHILIP MORRIS INTL INC COM 718172109   527,416 5,606 SH   OTR 1 0 0 5,606
PIMCO ETF TR 1-5 US TIP IDX 72201R205   522,548 10,216 SH   OTR 1 0 0 10,216
PROCTER AND GAMBLE CO COM 742718109   542,455 3,702 SH   OTR 1 0 0 3,701
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   790,542 37,618 SH   OTR 1 0 0 37,618
ALPHABET INC CAP STK CL A 02079K305   273,792 1,960 SH   OTR 1 0 0 1,960
AMAZON COM INC COM 023135106   998,854 6,574 SH   OTR 1 0 0 6,574
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   4,566,754 73,080 SH   OTR 1 0 0 73,079
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,628,983 18,140 SH   OTR 1 0 0 18,140
APPLE INC COM 037833100   3,581,828 18,604 SH   OTR 1 0 0 18,604
APPFOLIO INC COM CL A 03783C100   5,335,619 30,799 SH   OTR 1 0 0 30,799
ATRICURE INC COM 04963C209   321,210 9,000 SH   OTR 1 0 0 9,000
AUTOZONE INC COM 053332102   307,688 119 SH   OTR 1 0 0 119
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   225,409 632 SH   OTR 1 0 0 632
COSTCO WHSL CORP NEW COM 22160K105   2,112,941 3,201 SH   OTR 1 0 0 3,201
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   233,639 4,508 SH   OTR 1 0 0 4,507
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,563,145 48,980 SH   OTR 1 0 0 48,980
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   348,859 13,428 SH   OTR 1 0 0 13,428
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   12,427,789 425,172 SH   OTR 1 0 0 425,172
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   657,454 17,664 SH   OTR 1 0 0 17,664
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   5,835,340 233,788 SH   OTR 1 0 0 233,787
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,898,776 112,421 SH   OTR 1 0 0 112,421
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,935,621 85,437 SH   OTR 1 0 0 85,437
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   557,586 11,861 SH   OTR 1 0 0 11,861
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   5,921,793 242,498 SH   OTR 1 0 0 242,497
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   168,379 12,201 SH   OTR 1 0 0 12,201
EXXON MOBIL CORP COM 30231G102   554,689 5,548 SH   OTR 1 0 0 5,548
META PLATFORMS INC CL A 30303M102   327,413 925 SH   OTR 1 0 0 925
FLEXSHARES TR QUALT DIVD IDX 33939L860   393,792 6,400 SH   OTR 1 0 0 6,400
HAMILTON LANE INC CL A 407497106   826,070 7,282 SH   OTR 1 0 0 7,282
HOME DEPOT INC COM 437076102   739,833 2,135 SH   OTR 1 0 0 2,133
INTERCONTINENTAL EXCHANGE IN COM 45866F104   231,816 1,805 SH   OTR 1 0 0 1,805
ISHARES TR S&P 100 ETF 464287101   632,194 2,830 SH   OTR 1 0 0 2,830
ISHARES TR CORE S&P TTL STK 464287150   25,007,849 237,649 SH   OTR 1 0 0 237,648
ISHARES TR CORE S&P500 ETF 464287200   1,620,121 3,392 SH   OTR 1 0 0 3,392
ISHARES TR MSCI EMG MKT ETF 464287234   1,408,878 35,038 SH   OTR 1 0 0 35,038
ISHARES TR 1 3 YR TREAS BD 464287457   504,382 6,148 SH   OTR 1 0 0 6,148
ISHARES TR MSCI EAFE ETF 464287465   244,285 3,242 SH   OTR 1 0 0 3,242
ISHARES TR CORE S&P MCP ETF 464287507   208,417 752 SH   OTR 1 0 0 752
ISHARES TR SHRT NAT MUN ETF 464288158   751,716 7,130 SH   OTR 1 0 0 7,130
ISHARES TR 3 7 YR TREAS BD 464288661   5,925,138 50,586 SH   OTR 1 0 0 50,586
ISHARES TR EAFE VALUE ETF 464288877   715,144 13,726 SH   OTR 1 0 0 13,726
ISHARES TR CORE MSCI EAFE 46432F842   203,593 2,894 SH   OTR 1 0 0 2,894
ISHARES INC CORE MSCI EMKT 46434G103   3,939,373 77,884 SH   OTR 1 0 0 77,884
ISHARES TR GLOBAL REIT ETF 46434V647   268,688 11,112 SH   OTR 1 0 0 11,112
ISHARES TR IBONDS DEC25 ETF 46434VBD1   413,492 16,700 SH   OTR 1 0 0 16,700
ISHARES TR IBONDS DEC24 ETF 46434VBG4   414,502 16,640 SH   OTR 1 0 0 16,640
ISHARES TR CORE MSCI INTL 46435G326   16,711,219 262,507 SH   OTR 1 0 0 262,506
ISHARES TR IBONDS DEC2026 46435GAA0   408,308 17,084 SH   OTR 1 0 0 17,084
ISHARES TR IBDS DEC28 ETF 46435U515   398,730 15,892 SH   OTR 1 0 0 15,892
ISHARES TR IBONDS 27 ETF 46435UAA9   406,714 16,996 SH   OTR 1 0 0 16,996
JPMORGAN CHASE & CO COM 46625H100   378,457 2,225 SH   OTR 1 0 0 2,224
JOHNSON & JOHNSON COM 478160104   1,041,047 6,642 SH   OTR 1 0 0 6,640
KINDER MORGAN INC DEL COM 49456B101   237,405 13,458 SH   OTR 1 0 0 13,457
KROGER CO COM 501044101   1,413,033 30,913 SH   OTR 1 0 0 30,913
ELI LILLY & CO COM 532457108   937,918 1,609 SH   OTR 1 0 0 1,609
PUBLIC STORAGE COM 74460D109   229,970 754 SH   OTR 1 0 0 753
RTX CORPORATION COM 75513E101   236,518 2,811 SH   OTR 1 0 0 2,811
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   6,238,862 183,442 SH   OTR 1 0 0 183,442
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   510,424 1,006 SH   OTR 1 0 0 1,006
SALESFORCE INC COM 79466L302   282,612 1,074 SH   OTR 1 0 0 1,074
SIMON PPTY GROUP INC NEW COM 828806109   204,374 1,433 SH   OTR 1 0 0 1,432
STARBUCKS CORP COM 855244109   1,881,316 19,595 SH   OTR 1 0 0 19,595
STRYKER CORPORATION COM 863667101   211,480 706 SH   OTR 1 0 0 706
TESLA INC COM 88160R101   258,668 1,041 SH   OTR 1 0 0 1,041
UNITEDHEALTH GROUP INC COM 91324P102   320,683 609 SH   OTR 1 0 0 609
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   342,215 2,008 SH   OTR 1 0 0 2,008
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   9,108,365 118,260 SH   OTR 1 0 0 118,258
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   20,321,216 424,243 SH   OTR 1 0 0 424,242
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   210,981 1,890 SH   OTR 1 0 0 1,890
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   246,146 3,702 SH   OTR 1 0 0 3,702
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,663,904 56,094 SH   OTR 1 0 0 56,094
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   731,271 7,108 SH   OTR 1 0 0 7,108
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,939,024 95,840 SH   OTR 1 0 0 95,840
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   8,169,818 137,725 SH   OTR 1 0 0 137,724
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   490,284 2,260 SH   OTR 1 0 0 2,260
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   545,126 1,248 SH   OTR 1 0 0 1,248
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   277,460 3,140 SH   OTR 1 0 0 3,140
VANGUARD INDEX FDS SMALL CP ETF 922908751   208,637 978 SH   OTR 1 0 0 978
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,310,116 9,738 SH   OTR 1 0 0 9,738
VISA INC COM CL A 92826C839   422,997 1,625 SH   OTR 1 0 0 1,623
WALMART INC COM 931142103   2,463,808 15,628 SH   OTR 1 0 0 15,628
WELLS FARGO CO NEW COM 949746101   1,841,517 37,414 SH   OTR 1 0 0 37,414
EATON CORP PLC SHS G29183103   237,208 985 SH   OTR 1 0 0 985