The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   313,409 3,095 SH   OTR 1 0 0 3,095
ABBVIE INC COM 00287Y109   275,869 1,731 SH   OTR 1 0 0 1,731
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   645,051 36,797 SH   OTR 1 0 0 36,797
ALPHABET INC CAP STK CL C 02079K107   543,712 5,228 SH   OTR 1 0 0 5,228
ALPHABET INC CAP STK CL A 02079K305   673,623 6,494 SH   OTR 1 0 0 6,494
AMAZON COM INC COM 023135106   1,146,003 11,095 SH   OTR 1 0 0 11,095
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,601,767 27,390 SH   OTR 1 0 0 27,390
AMERICAN CENTY ETF TR US SML CP VALU 025072877   390,231 5,269 SH   OTR 1 0 0 5,269
APPLE INC COM 037833100   4,835,033 29,321 SH   OTR 1 0 0 29,321
ATRICURE INC COM 04963C209   399,868 9,647 SH   OTR 1 0 0 9,647
AUTOZONE INC COM 053332102   690,740 281 SH   OTR 1 0 0 281
BANK AMERICA CORP COM 060505104   306,065 10,702 SH   OTR 1 0 0 10,701
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   579,253 1,876 SH   OTR 1 0 0 1,876
LILLY ELI & CO COM 532457108   425,841 1,240 SH   OTR 1 0 0 1,240
LOCKHEED MARTIN CORP COM 539830109   291,202 616 SH   OTR 1 0 0 616
MARATHON PETE CORP COM 56585A102   207,234 1,537 SH   OTR 1 0 0 1,537
MARSH & MCLENNAN COS INC COM 571748102   1,709,310 10,263 SH   OTR 1 0 0 10,263
MASTERCARD INCORPORATED CL A 57636Q104   231,132 636 SH   OTR 1 0 0 636
MCDONALDS CORP COM 580135101   236,563 846 SH   OTR 1 0 0 846
MICROSOFT CORP COM 594918104   3,090,881 10,721 SH   OTR 1 0 0 10,721
NIKE INC CL B 654106103   574,710 4,686 SH   OTR 1 0 0 4,686
NVIDIA CORPORATION COM 67066G104   539,707 1,943 SH   OTR 1 0 0 1,943
BROADCOM INC COM 11135F101   301,524 470 SH   OTR 1 0 0 470
CHEVRON CORP NEW COM 166764100   324,525 1,989 SH   OTR 1 0 0 1,989
CISCO SYS INC COM 17275R102   376,676 7,206 SH   OTR 1 0 0 7,205
COCA COLA CO COM 191216100   267,908 4,319 SH   OTR 1 0 0 4,319
COSTCO WHSL CORP NEW COM 22160K105   584,324 1,176 SH   OTR 1 0 0 1,176
DEERE & CO COM 244199105   209,743 508 SH   OTR 1 0 0 508
PEPSICO INC COM 713448108   475,803 2,610 SH   OTR 1 0 0 2,610
PFIZER INC COM 717081103   216,118 5,297 SH   OTR 1 0 0 5,297
PIMCO ETF TR 1-5 US TIP IDX 72201R205   281,281 5,511 SH   OTR 1 0 0 5,511
PROCTER AND GAMBLE CO COM 742718109   283,269 1,905 SH   OTR 1 0 0 1,905
RAYTHEON TECHNOLOGIES CORP COM 75513E101   484,166 4,944 SH   OTR 1 0 0 4,944
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,427,051 75,562 SH   OTR 1 0 0 75,562
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   230,580 503 SH   OTR 1 0 0 503
SALESFORCE INC COM 79466L302   232,943 1,166 SH   OTR 1 0 0 1,166
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   204,591 4,605 SH   OTR 1 0 0 4,604
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,404,709 54,038 SH   OTR 1 0 0 54,038
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   13,308,363 522,306 SH   OTR 1 0 0 522,306
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   584,460 17,457 SH   OTR 1 0 0 17,457
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,904,704 80,742 SH   OTR 1 0 0 80,742
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,969,674 124,750 SH   OTR 1 0 0 124,750
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,653,857 113,368 SH   OTR 1 0 0 113,368
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   5,660,646 245,475 SH   OTR 1 0 0 245,474
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   141,913 11,380 SH   OTR 1 0 0 11,380
EXXON MOBIL CORP COM 30231G102   427,235 3,896 SH   OTR 1 0 0 3,896
META PLATFORMS INC CL A 30303M102   449,101 2,119 SH   OTR 1 0 0 2,119
TESLA INC COM 88160R101   297,290 1,433 SH   OTR 1 0 0 1,433
UNITEDHEALTH GROUP INC COM 91324P102   439,988 931 SH   OTR 1 0 0 931
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,482,202 71,672 SH   OTR 1 0 0 71,672
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,557,184 233,721 SH   OTR 1 0 0 233,721
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   820,352 17,155 SH   OTR 1 0 0 17,155
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,367,461 83,353 SH   OTR 1 0 0 83,353
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,732,680 78,931 SH   OTR 1 0 0 78,930
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   424,087 2,276 SH   OTR 1 0 0 2,276
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   200,078 2,409 SH   OTR 1 0 0 2,409
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,027,629 5,035 SH   OTR 1 0 0 5,034
HOME DEPOT INC COM 437076102   494,897 1,677 SH   OTR 1 0 0 1,676
ISHARES TR S&P 100 ETF 464287101   264,662 1,415 SH   OTR 1 0 0 1,415
ISHARES TR CORE S&P TTL STK 464287150   7,416,454 81,905 SH   OTR 1 0 0 81,904
ISHARES TR CORE S&P500 ETF 464287200   712,813 1,734 SH   OTR 1 0 0 1,734
ISHARES TR MSCI EMG MKT ETF 464287234   1,026,670 26,018 SH   OTR 1 0 0 26,018
ISHARES TR 1 3 YR TREAS BD 464287457   289,614 3,525 SH   OTR 1 0 0 3,525
ISHARES TR CORE S&P MCP ETF 464287507   231,898 927 SH   OTR 1 0 0 927
ISHARES TR SHRT NAT MUN ETF 464288158   742,495 7,093 SH   OTR 1 0 0 7,093
ISHARES TR 3 7 YR TREAS BD 464288661   2,699,597 22,946 SH   OTR 1 0 0 22,946
ISHARES TR EAFE VALUE ETF 464288877   360,614 7,431 SH   OTR 1 0 0 7,430
ISHARES INC CORE MSCI EMKT 46434G103   1,865,193 38,229 SH   OTR 1 0 0 38,229
ISHARES TR GLOBAL REIT ETF 46434V647   219,371 9,567 SH   OTR 1 0 0 9,567
ISHARES TR IBONDS DEC23 ETF 46434VAX8   208,120 8,262 SH   OTR 1 0 0 8,262
ISHARES TR IBONDS DEC25 ETF 46434VBD1   204,826 8,350 SH   OTR 1 0 0 8,350
ISHARES TR IBONDS DEC24 ETF 46434VBG4   204,589 8,320 SH   OTR 1 0 0 8,320
ISHARES TR CORE MSCI INTL 46435G326   5,947,043 98,347 SH   OTR 1 0 0 98,347
ISHARES TR IBONDS DEC2026 46435GAA0   202,702 8,542 SH   OTR 1 0 0 8,542
ISHARES TR IBONDS 27 ETF 46435UAA9   202,422 8,498 SH   OTR 1 0 0 8,498
JPMORGAN CHASE & CO COM 46625H100   457,794 3,513 SH   OTR 1 0 0 3,513
JOHNSON & JOHNSON COM 478160104   577,198 3,724 SH   OTR 1 0 0 3,723
VISA INC COM CL A 92826C839   386,606 1,715 SH   OTR 1 0 0 1,714
WALMART INC COM 931142103   433,061 2,937 SH   OTR 1 0 0 2,937
WELLS FARGO CO NEW COM 949746101   745,993 19,957 SH   OTR 1 0 0 19,957
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   670,510 2,346 SH   OTR 1 0 0 2,346