The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Stock 023135106   703 5,530 SH   SOLE 0 0 0 5,530
Invesco QQQ ETF ETF 46090E103   5,859 16,353 SH   SOLE 0 0 0 16,353
Technology Select Sector SPDR ETF ETF 81369Y803   582 3,551 SH   SOLE 0 0 0 3,551
Johnson & Johnson Co Stock 478160104   587 3,770 SH   SOLE 0 0 0 3,770
Vanguard Total Stock Market Index ETF ETF 922908769   480 2,259 SH   SOLE 0 0 0 2,259
Vanguard Extended Market Index ETF ETF 922908652   1,863 12,998 SH   SOLE 0 0 0 12,997
Vanguard Energy Index ETF ETF 92204A306   939 7,405 SH   SOLE 0 0 0 7,405
Vanguard International Dividend Appreciation ETF ETF 921946810   554 7,774 SH   SOLE 0 0 0 7,773
Procter & Gamble Co Stock 742718109   321 2,199 SH   SOLE 0 0 0 2,198
Vanguard REIT ETF ETF 922908553   788 10,418 SH   SOLE 0 0 0 10,417
iShares MSCI USA ESG Select ETF ETF 464288802   580 6,443 SH   SOLE 0 0 0 6,442
SPDR Dow Jones Industrial Average ETF ETF 78467X109   334 998 SH   SOLE 0 0 0 997
iShares MSCI EAFE ESG Select ETF ETF 46435G516   277 4,011 SH   SOLE 0 0 0 4,011
iShares Short-Term National Muni Bond ETF ETF 464288158   389 3,784 SH   SOLE 0 0 0 3,784
SPDR S&P 500 ETF ETF 78462F103   1,927 4,509 SH   SOLE 0 0 0 4,508
Vanguard FTSE All-World Ex-US Small Cap ETF ETF 922042718   658 6,199 SH   SOLE 0 0 0 6,199
Pepsico Stock 713448108   210 1,241 SH   SOLE 0 0 0 1,241
Honeywell International Inc Stock 438516106   271 1,465 SH   SOLE 0 0 0 1,464
Schwab US Small Cap ETF ETF 808524607   358 8,639 SH   SOLE 0 0 0 8,639
iShares Russell 1000 Growth ETF ETF 464287614   483 1,816 SH   SOLE 0 0 0 1,816
Schwab International Equity ETF ETF 808524805   2,439 71,828 SH   SOLE 0 0 0 71,827
SPDR Consumer Staples ETF ETF 81369Y308   233 3,392 SH   SOLE 0 0 0 3,392
Schwab US Large Cap Growth ETF ETF 808524300   4,178 57,448 SH   SOLE 0 0 0 57,447
Berkshire Hathaway B Stock 084670702   921 2,630 SH   SOLE 0 0 0 2,630
Schwab Emerging Markets Equity ETF ETF 808524706   457 19,098 SH   SOLE 0 0 0 19,097
iShares U.S. Infrastructure ETF ETF 46435U713   1,394 38,093 SH   SOLE 0 0 0 38,093
Microsoft Corp Stock 594918104   857 2,713 SH   SOLE 0 0 0 2,712
Vanguard Small Cap Index ETF ETF 922908751   2,514 13,298 SH   SOLE 0 0 0 13,298
Vanguard Mid Cap Index ETF ETF 922908629   5,378 25,827 SH   SOLE 0 0 0 25,826
Tesla Inc Stock 88160R101   222 888 SH   SOLE 0 0 0 888
Vanguard Health Care Index ETF ETF 92204A504   666 2,831 SH   SOLE 0 0 0 2,830
Financial Select Sector SPDR Fund ETF 81369Y605   2,237 67,426 SH   SOLE 0 0 0 67,425
OGE Energy Corp Stock 670837103   210 6,315 SH   SOLE 0 0 0 6,315
Schwab US Large Cap Value ETF ETF 808524409   1,589 24,654 SH   SOLE 0 0 0 24,653
Vanguard S&P 500 ETF ETF 922908363   3,686 9,387 SH   SOLE 0 0 0 9,387
Vanguard Communication Services ETF ETF 92204A884   298 2,837 SH   SOLE 0 0 0 2,837
SPDR S&P Mid Cap 400 ETF ETF 78467Y107   987 2,161 SH   SOLE 0 0 0 2,161
Schwab US Mid Cap ETF ETF 808524508   1,123 16,596 SH   SOLE 0 0 0 16,596
Vanguard Total International Stock ETF ETF 921909768   2,782 51,978 SH   SOLE 0 0 0 51,977
FVCBankcorp Inc. Stock 36120Q101   235 18,308 SH   SOLE 0 0 0 18,308
iShares U.S. Aerospace & Defense ETF ETF 464288760   319 3,014 SH   SOLE 0 0 0 3,013
Invesco S&P 500 Low Volatility Portfolio ETF 46138E354   614 10,450 SH   SOLE 0 0 0 10,450
iShares Select Dividend ETF ETF 464287168   631 5,862 SH   SOLE 0 0 0 5,861
Vanguard Small Cap Value Index ETF ETF 922908611   2,486 15,588 SH   SOLE 0 0 0 15,588
Schwab AMT Tax-Free Money Fund Ultra Money Market Fund 808515530   119 118,599 SH   SOLE 0 0 0 118,598
iShares MSCI EAFE Value ETF ETF 464288877   1,488 30,415 SH   SOLE 0 0 0 30,414
Vanguard Mid-Cap Growth ETF ETF 922908538   517 2,655 SH   SOLE 0 0 0 2,655
Schwab US Dividend Equity ETF ETF 808524797   1,673 23,647 SH   SOLE 0 0 0 23,646
VanEck Pharmaceuticals ETF ETF 92189F692   358 4,485 SH   SOLE 0 0 0 4,485
iShares Edge MSCI Min Vol EAFE ETF ETF 46429B689   254 3,894 SH   SOLE 0 0 0 3,894
iShares Edge MSCI Min Vol USA ETF ETF 46429B697   397 5,490 SH   SOLE 0 0 0 5,489
NASDAQ 100 Equal-Weighted ETF ETF 25459Y207   768 10,268 SH   SOLE 0 0 0 10,267
Vanguard Small Cap Growth Index ETF ETF 922908595   2,479 11,576 SH   SOLE 0 0 0 11,575
Vanguard Large Cap Value Index ETF ETF 922908744   19,808 143,609 SH   SOLE 0 0 0 143,608
Vanguard Large Cap Growth Index ETF ETF 922908736   17,111 62,837 SH   SOLE 0 0 0 62,836
VanEck Morningstar Wide Moat ETF ETF 92189F643   770 10,150 SH   SOLE 0 0 0 10,150
iShares Core MSCI EAFE ETF ETF 46432F842   1,486 23,089 SH   SOLE 0 0 0 23,089
SPDR S&P Biotech ETF ETF 78464A870   724 9,910 SH   SOLE 0 0 0 9,910
Vanguard Total Bond Market ETF ETF 921937835   1,580 22,643 SH   SOLE 0 0 0 22,643
Vanguard FTSE All-World Ex-US ETF ETF 922042775   1,168 22,523 SH   SOLE 0 0 0 22,523
iShares Russell 2000 Growth ETF ETF 464287648   343 1,531 SH   SOLE 0 0 0 1,530
McDonald's Stock 580135101   790 3,000 SH   SOLE 0 0 0 3,000
Schwab Fundamental U.S. Large Cap ETF ETF 808524771   754 13,474 SH   SOLE 0 0 0 13,474
iShares Edge MSCI USA Quality Factor ETF ETF 46432F339   2,541 19,282 SH   SOLE 0 0 0 19,281
iShares U.S. Technology ETF ETF 464287721   464 4,420 SH   SOLE 0 0 0 4,420
Schwab Fundamental Emerging Markets ETF ETF 808524730   238 9,080 SH   SOLE 0 0 0 9,079
Schwab Fundamental Intl Large Cap ETF ETF 808524755   309 9,756 SH   SOLE 0 0 0 9,755
Fidelity MSCI Health Care Index ETF ETF 316092600   321 5,295 SH   SOLE 0 0 0 5,294
iShares Core S&P 500 ETF ETF 464287200   2,554 5,948 SH   SOLE 0 0 0 5,947
iShares U.S. Preferred Stock ETF ETF 464288687   310 10,292 SH   SOLE 0 0 0 10,291
Vanguard Mid-Cap Value ETF ETF 922908512   441 3,371 SH   SOLE 0 0 0 3,370
Lockheed Martin Stock 539830109   633 1,548 SH   SOLE 0 0 0 1,548
Vanguard FTSE Developed Markets ETF ETF 921943858   10,179 232,825 SH   SOLE 0 0 0 232,824
SPDR S&P Dividend ETF ETF 78464A763   1,019 8,861 SH   SOLE 0 0 0 8,860
iShares 3-7 Year Treasury Bond ETF ETF 464288661   620 5,476 SH   SOLE 0 0 0 5,476
International Business Machines Stock 459200101   1,009 7,190 SH   SOLE 0 0 0 7,190
Vanguard FTSE Emerging Markets ETF ETF 922042858   2,863 73,019 SH   SOLE 0 0 0 73,019
Texas Instruments Inc Stock 882508104   348 2,190 SH   SOLE 0 0 0 2,190
Vanguard High Dividend Yield ETF ETF 921946406   2,301 22,268 SH   SOLE 0 0 0 22,268
Pfizer Inc Stock 717081103   1,254 37,802 SH   SOLE 0 0 0 37,802
iShares MSCI USA Value Factor ETF ETF 46432F388   1,027 11,318 SH   SOLE 0 0 0 11,317
Vanguard Dividend Appreciation Index ETF ETF 921908844   6,904 44,434 SH   SOLE 0 0 0 44,434
iShares 7-10 Year Treasury Bond ETF ETF 464287440   846 9,232 SH   SOLE 0 0 0 9,231
iShares Core U.S. Aggregate Bond ETF ETF 464287226   878 9,337 SH   SOLE 0 0 0 9,337
iShares Core Dividend Growth ETF ETF 46434V621   645 13,022 SH   SOLE 0 0 0 13,021
Invesco National AMT-Free Muni Bond ETF ETF 46138E537   251 11,336 SH   SOLE 0 0 0 11,336
Vanguard Short-Term Bond Index ETF ETF 921937827   209 2,787 SH   SOLE 0 0 0 2,786
Exxon Mobil Corp Stock 30231G102   447 3,804 SH   SOLE 0 0 0 3,803
iShares Edge MSCI International Quality Factor ETF ETF 46434V456   1,592 47,366 SH   SOLE 0 0 0 47,365
iShares Global Clean Energy ETF ETF 464288224   520 35,556 SH   SOLE 0 0 0 35,555
Apple Stock 037833100   2,225 12,993 SH   SOLE 0 0 0 12,993
iShares Russell 1000 Value ETF ETF 464287598   522 3,438 SH   SOLE 0 0 0 3,437