The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Stock 023135106   575 6,840 SH   SOLE 0 0 0 6,840
Apple Stock 037833100   1,701 13,091 SH   SOLE 0 0 0 13,091
Berkshire Hathaway B Stock 084670702   792 2,565 SH   SOLE 0 0 0 2,565
Emerging Markets Internet & E-Commerce ETF ETF 301505889   447 15,031 SH   SOLE 0 0 0 15,031
Exxon Mobil Corp Stock 30231G102   400 3,630 SH   SOLE 0 0 0 3,630
Fidelity MSCI Health Care Index ETF ETF 316092600   233 3,636 SH   SOLE 0 0 0 3,636
Financial Select Sector SPDR Fund ETF 81369Y605   2,375 69,442 SH   SOLE 0 0 0 69,442
Hershey Co Stock 427866108   217 938 SH   SOLE 0 0 0 938
Honeywell International Inc Stock 438516106   304 1,416 SH   SOLE 0 0 0 1,416
International Business Machines Stock 459200101   1,011 7,175 SH   SOLE 0 0 0 7,175
Invesco National AMT-Free Muni Bond ETF ETF 46138E537   260 11,336 SH   SOLE 0 0 0 11,336
Invesco QQQ ETF ETF 46090E103   4,475 16,804 SH   SOLE 0 0 0 16,804
Invesco S&P 500 Low Volatility Portfolio ETF 46138E354   668 10,450 SH   SOLE 0 0 0 10,450
iShares 3-7 Year Treasury Bond ETF ETF 464288661   366 3,182 SH   SOLE 0 0 0 3,182
iShares Core Dividend Growth ETF ETF 46434V621   482 9,642 SH   SOLE 0 0 0 9,642
iShares Core MSCI EAFE ETF ETF 46432F842   1,362 22,098 SH   SOLE 0 0 0 22,098
iShares Core S&P 500 ETF ETF 464287200   2,252 5,862 SH   SOLE 0 0 0 5,862
iShares Core U.S. Aggregate Bond ETF ETF 464287226   894 9,216 SH   SOLE 0 0 0 9,216
iShares Edge MSCI International Quality Factor ETF ETF 46434V456   977 30,163 SH   SOLE 0 0 0 30,163
iShares Edge MSCI Min Vol EAFE ETF ETF 46429B689   248 3,894 SH   SOLE 0 0 0 3,894
iShares Edge MSCI Min Vol USA ETF ETF 46429B697   416 5,768 SH   SOLE 0 0 0 5,768
iShares Edge MSCI USA Quality Factor ETF ETF 46432F339   2,109 18,507 SH   SOLE 0 0 0 18,507
iShares Global Clean Energy ETF ETF 464288224   777 39,152 SH   SOLE 0 0 0 39,152
iShares MSCI EAFE ESG Select ETF ETF 46435G516   269 4,089 SH   SOLE 0 0 0 4,089
iShares MSCI EAFE Value ETF ETF 464288877   1,236 26,942 SH   SOLE 0 0 0 26,942
iShares MSCI USA ESG Select ETF ETF 464288802   552 6,707 SH   SOLE 0 0 0 6,707
iShares MSCI USA Value Factor ETF ETF 46432F388   747 8,190 SH   SOLE 0 0 0 8,190
iShares Russell 1000 Growth ETF ETF 464287614   390 1,821 SH   SOLE 0 0 0 1,821
iShares Russell 1000 Value ETF ETF 464287598   490 3,227 SH   SOLE 0 0 0 3,227
iShares Russell 2000 Growth ETF ETF 464287648   327 1,525 SH   SOLE 0 0 0 1,525
iShares Select Dividend ETF ETF 464287168   704 5,833 SH   SOLE 0 0 0 5,833
iShares Short-Term National Muni Bond ETF ETF 464288158   395 3,784 SH   SOLE 0 0 0 3,784
iShares U.S. Aerospace & Defense ETF ETF 464288760   270 2,417 SH   SOLE 0 0 0 2,417
iShares U.S. Infrastructure ETF ETF 46435U713   1,267 34,942 SH   SOLE 0 0 0 34,942
iShares U.S. Preferred Stock ETF ETF 464288687   279 9,145 SH   SOLE 0 0 0 9,145
iShares U.S. Technology ETF ETF 464287721   329 4,420 SH   SOLE 0 0 0 4,420
Johnson & Johnson Co Stock 478160104   865 4,895 SH   SOLE 0 0 0 4,895
Lockheed Martin Stock 539830109   753 1,548 SH   SOLE 0 0 0 1,548
McDonald's Stock 580135101   791 3,000 SH   SOLE 0 0 0 3,000
Microsoft Corp Stock 594918104   636 2,651 SH   SOLE 0 0 0 2,651
NASDAQ 100 Equal-Weighted ETF ETF 25459Y207   598 9,371 SH   SOLE 0 0 0 9,371
OGE Energy Corp Stock 670837103   250 6,315 SH   SOLE 0 0 0 6,315
Pepsico Stock 713448108   224 1,241 SH   SOLE 0 0 0 1,241
Pfizer Inc Stock 717081103   1,455 28,389 SH   SOLE 0 0 0 28,389
Procter & Gamble Co Stock 742718109   332 2,192 SH   SOLE 0 0 0 2,192
Realty Income Corp REIT 756109104   219 3,452 SH   SOLE 0 0 0 3,452
Schwab Emerging Markets Equity ETF ETF 808524706   340 14,373 SH   SOLE 0 0 0 14,373
Schwab Fundamental Intl Large Cap ETF ETF 808524755   259 8,907 SH   SOLE 0 0 0 8,907
Schwab Fundamental U.S. Large Cap ETF ETF 808524771   234 4,378 SH   SOLE 0 0 0 4,378
Schwab International Equity ETF ETF 808524805   1,984 61,609 SH   SOLE 0 0 0 61,609
Schwab US Dividend Equity ETF ETF 808524797   1,427 18,886 SH   SOLE 0 0 0 18,886
Schwab US Large Cap Growth ETF ETF 808524300   2,977 53,578 SH   SOLE 0 0 0 53,578
Schwab US Large Cap Value ETF ETF 808524409   1,306 19,787 SH   SOLE 0 0 0 19,787
Schwab US Mid Cap ETF ETF 808524508   1,038 15,821 SH   SOLE 0 0 0 15,821
Schwab US Small Cap ETF ETF 808524607   303 7,469 SH   SOLE 0 0 0 7,469
SPDR Consumer Staples ETF ETF 81369Y308   253 3,392 SH   SOLE 0 0 0 3,392
SPDR Dow Jones Industrial Average ETF ETF 78467X109   268 808 SH   SOLE 0 0 0 808
SPDR S&P 500 ETF ETF 78462F103   1,713 4,479 SH   SOLE 0 0 0 4,479
SPDR S&P Biotech ETF ETF 78464A870   815 9,824 SH   SOLE 0 0 0 9,824
SPDR S&P Dividend ETF ETF 78464A763   1,099 8,781 SH   SOLE 0 0 0 8,781
SPDR S&P Mid Cap 400 ETF ETF 78467Y107   956 2,159 SH   SOLE 0 0 0 2,159
Technology Select Sector SPDR ETF ETF 81369Y803   442 3,551 SH   SOLE 0 0 0 3,551
Texas Instruments Inc Stock 882508104   362 2,190 SH   SOLE 0 0 0 2,190
VanEck Morningstar Wide Moat ETF ETF 92189F643   529 8,151 SH   SOLE 0 0 0 8,151
VanEck Pharmaceuticals ETF ETF 92189F692   282 3,633 SH   SOLE 0 0 0 3,633
Vanguard Communication Services ETF ETF 92204A884   241 2,926 SH   SOLE 0 0 0 2,926
Vanguard Dividend Appreciation Index ETF ETF 921908844   6,302 41,500 SH   SOLE 0 0 0 41,500
Vanguard Energy Index ETF ETF 92204A306   1,253 10,333 SH   SOLE 0 0 0 10,333
Vanguard Extended Market Index ETF ETF 922908652   1,398 10,523 SH   SOLE 0 0 0 10,523
Vanguard FTSE All-World Ex-US ETF ETF 922042775   1,113 22,196 SH   SOLE 0 0 0 22,196
Vanguard FTSE All-World Ex-US Small Cap ETF ETF 922042718   540 5,251 SH   SOLE 0 0 0 5,251
Vanguard FTSE Developed Markets ETF ETF 921943858   8,768 208,920 SH   SOLE 0 0 0 208,920
Vanguard FTSE Emerging Markets ETF ETF 922042858   2,642 67,779 SH   SOLE 0 0 0 67,779
Vanguard Health Care Index ETF ETF 92204A504   637 2,569 SH   SOLE 0 0 0 2,569
Vanguard High Dividend Yield ETF ETF 921946406   2,385 22,037 SH   SOLE 0 0 0 22,037
Vanguard International Dividend Appreciation ETF ETF 921946810   423 6,073 SH   SOLE 0 0 0 6,073
Vanguard Large Cap Growth Index ETF ETF 922908736   13,585 63,744 SH   SOLE 0 0 0 63,744
Vanguard Large Cap Value Index ETF ETF 922908744   18,908 134,704 SH   SOLE 0 0 0 134,704
Vanguard Mid Cap Index ETF ETF 922908629   4,832 23,707 SH   SOLE 0 0 0 23,707
Vanguard Mid-Cap Growth ETF ETF 922908538   374 2,078 SH   SOLE 0 0 0 2,078
Vanguard Mid-Cap Value ETF ETF 922908512   309 2,283 SH   SOLE 0 0 0 2,283
Vanguard REIT ETF ETF 922908553   725 8,794 SH   SOLE 0 0 0 8,794
Vanguard S&P 500 ETF ETF 922908363   2,824 8,038 SH   SOLE 0 0 0 8,038
Vanguard Short-Term Bond Index ETF ETF 921937827   222 2,950 SH   SOLE 0 0 0 2,950
Vanguard Small Cap Growth Index ETF ETF 922908595   2,033 10,136 SH   SOLE 0 0 0 10,136
Vanguard Small Cap Index ETF ETF 922908751   2,303 12,548 SH   SOLE 0 0 0 12,548
Vanguard Small Cap Value Index ETF ETF 922908611   2,165 13,631 SH   SOLE 0 0 0 13,631
Vanguard Total Bond Market ETF ETF 921937835   1,221 16,989 SH   SOLE 0 0 0 16,989
Vanguard Total International Stock ETF ETF 921909768   2,407 46,545 SH   SOLE 0 0 0 46,545
Vanguard Total Stock Market Index ETF ETF 922908769   314 1,643 SH   SOLE 0 0 0 1,643