The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Stock 023135106 758 7,140 SH   SOLE 0 0 0 7,140
Apple Stock 037833100 780 5,702 SH   SOLE 0 0 0 5,702
Berkshire Hathaway B Stock 084670702 702 2,572 SH   SOLE 0 0 0 2,572
Emerging Markets Internet & E-Commerce ETF ETF 301505889 207 6,396 SH   SOLE 0 0 0 6,396
Exxon Mobil Corp Stock 30231G102 311 3,628 SH   SOLE 0 0 0 3,628
Financial Select Sector SPDR Fund ETF 81369Y605 2,192 69,701 SH   SOLE 0 0 0 69,701
Hershey Co Stock 427866108 201 935 SH   SOLE 0 0 0 934
Honeywell International Inc Stock 438516106 246 1,417 SH   SOLE 0 0 0 1,416
International Business Machines Stock 459200101 1,012 7,166 SH   SOLE 0 0 0 7,165
Invesco National AMT-Free Muni Bond ETF ETF 46138E537 307 13,109 SH   SOLE 0 0 0 13,109
Invesco QQQ ETF ETF 46090E103 4,192 14,957 SH   SOLE 0 0 0 14,956
Invesco S&P 500 Low Volatility Portfolio ETF 46138E354 648 10,450 SH   SOLE 0 0 0 10,450
iShares 3-7 Year Treasury Bond ETF ETF 464288661 200 1,679 SH   SOLE 0 0 0 1,679
iShares Core MSCI EAFE ETF ETF 46432F842 1,472 25,018 SH   SOLE 0 0 0 25,018
iShares Core S&P 500 ETF ETF 464287200 2,240 5,908 SH   SOLE 0 0 0 5,908
iShares Core U.S. Aggregate Bond ETF ETF 464287226 1,445 14,215 SH   SOLE 0 0 0 14,215
iShares Edge MSCI International Quality Factor ETF ETF 46434V456 383 12,385 SH   SOLE 0 0 0 12,385
iShares Edge MSCI Min Vol EAFE ETF ETF 46429B689 567 8,952 SH   SOLE 0 0 0 8,952
iShares Edge MSCI Min Vol USA ETF ETF 46429B697 480 6,841 SH   SOLE 0 0 0 6,841
iShares Edge MSCI USA Quality Factor ETF ETF 46432F339 2,048 18,329 SH   SOLE 0 0 0 18,328
iShares Global Clean Energy ETF ETF 464288224 783 41,083 SH   SOLE 0 0 0 41,082
iShares MSCI EAFE ESG Select ETF ETF 46435G516 231 3,674 SH   SOLE 0 0 0 3,674
iShares MSCI EAFE Value ETF ETF 464288877 671 15,464 SH   SOLE 0 0 0 15,464
iShares MSCI USA ESG Select ETF ETF 464288802 545 6,759 SH   SOLE 0 0 0 6,759
iShares Russell 1000 Growth ETF ETF 464287614 327 1,496 SH   SOLE 0 0 0 1,495
iShares Russell 1000 Value ETF ETF 464287598 463 3,193 SH   SOLE 0 0 0 3,192
iShares Select Dividend ETF ETF 464287168 682 5,798 SH   SOLE 0 0 0 5,797
iShares Short-Term National Muni Bond ETF ETF 464288158 396 3,784 SH   SOLE 0 0 0 3,784
iShares U.S. Infrastructure ETF ETF 46435U713 986 28,972 SH   SOLE 0 0 0 28,972
iShares U.S. Preferred Stock ETF ETF 464288687 418 12,716 SH   SOLE 0 0 0 12,715
iShares U.S. Technology ETF ETF 464287721 353 4,420 SH   SOLE 0 0 0 4,420
Johnson & Johnson Co Stock 478160104 830 4,678 SH   SOLE 0 0 0 4,678
Lockheed Martin Stock 539830109 666 1,548 SH   SOLE 0 0 0 1,548
McDonald's Stock 580135101 741 3,000 SH   SOLE 0 0 0 3,000
Microsoft Corp Stock 594918104 681 2,651 SH   SOLE 0 0 0 2,651
NASDAQ 100 Equal-Weighted ETF ETF 25459Y207 219 3,480 SH   SOLE 0 0 0 3,479
OGE Energy Corp Stock 670837103 244 6,315 SH   SOLE 0 0 0 6,315
Pepsico Stock 713448108 207 1,241 SH   SOLE 0 0 0 1,241
Pfizer Inc Stock 717081103 1,488 28,389 SH   SOLE 0 0 0 28,389
Procter & Gamble Co Stock 742718109 315 2,192 SH   SOLE 0 0 0 2,192
Realty Income Corp REIT 756109104 236 3,452 SH   SOLE 0 0 0 3,452
Schwab Fundamental Intl Large Cap ETF ETF 808524755 250 8,833 SH   SOLE 0 0 0 8,833
Schwab International Equity ETF ETF 808524805 1,261 40,087 SH   SOLE 0 0 0 40,087
Schwab US Dividend Equity ETF ETF 808524797 270 3,776 SH   SOLE 0 0 0 3,775
Schwab US Large Cap Growth ETF ETF 808524300 1,449 24,986 SH   SOLE 0 0 0 24,985
Schwab US Large Cap Value ETF ETF 808524409 800 12,811 SH   SOLE 0 0 0 12,810
Schwab US Mid Cap ETF ETF 808524508 612 9,751 SH   SOLE 0 0 0 9,751
Schwab US Small Cap ETF ETF 808524607 235 6,036 SH   SOLE 0 0 0 6,035
SPDR Consumer Staples ETF ETF 81369Y308 245 3,392 SH   SOLE 0 0 0 3,392
SPDR Dow Jones Industrial Average ETF ETF 78467X109 249 808 SH   SOLE 0 0 0 808
SPDR S&P 500 ETF ETF 78462F103 1,679 4,450 SH   SOLE 0 0 0 4,450
SPDR S&P Biotech ETF ETF 78464A870 459 6,174 SH   SOLE 0 0 0 6,174
SPDR S&P Dividend ETF ETF 78464A763 1,184 9,979 SH   SOLE 0 0 0 9,979
SPDR S&P Mid Cap 400 ETF ETF 78467Y107 952 2,301 SH   SOLE 0 0 0 2,301
Technology Select Sector SPDR ETF ETF 81369Y803 451 3,551 SH   SOLE 0 0 0 3,551
Texas Instruments Inc Stock 882508104 336 2,190 SH   SOLE 0 0 0 2,190
VanEck Morningstar Wide Moat ETF ETF 92189F643 465 7,300 SH   SOLE 0 0 0 7,300
Vanguard Communication Services ETF ETF 92204A884 305 3,239 SH   SOLE 0 0 0 3,239
Vanguard Dividend Appreciation Index ETF ETF 921908844 5,313 37,029 SH   SOLE 0 0 0 37,028
Vanguard Energy Index ETF ETF 92204A306 860 8,650 SH   SOLE 0 0 0 8,649
Vanguard Extended Market Index ETF ETF 922908652 1,457 11,112 SH   SOLE 0 0 0 11,111
Vanguard FTSE All-World Ex-US ETF ETF 922042775 1,104 22,105 SH   SOLE 0 0 0 22,105
Vanguard FTSE Developed Markets ETF ETF 921943858 6,730 164,955 SH   SOLE 0 0 0 164,955
Vanguard FTSE Emerging Markets ETF ETF 922042858 2,477 59,484 SH   SOLE 0 0 0 59,483
Vanguard Health Care Index ETF ETF 92204A504 479 2,035 SH   SOLE 0 0 0 2,034
Vanguard High Dividend Yield ETF ETF 921946406 2,112 20,770 SH   SOLE 0 0 0 20,769
Vanguard Large Cap Growth Index ETF ETF 922908736 12,833 57,577 SH   SOLE 0 0 0 57,576
Vanguard Large Cap Value Index ETF ETF 922908744 15,863 120,287 SH   SOLE 0 0 0 120,287
Vanguard Mid Cap Index ETF ETF 922908629 4,317 21,915 SH   SOLE 0 0 0 21,914
Vanguard REIT ETF ETF 922908553 657 7,211 SH   SOLE 0 0 0 7,211
Vanguard S&P 500 ETF ETF 922908363 2,612 7,530 SH   SOLE 0 0 0 7,530
Vanguard Small Cap Growth Index ETF ETF 922908595 1,455 7,385 SH   SOLE 0 0 0 7,384
Vanguard Small Cap Index ETF ETF 922908751 1,882 10,689 SH   SOLE 0 0 0 10,688
Vanguard Small Cap Value Index ETF ETF 922908611 1,356 9,048 SH   SOLE 0 0 0 9,048
Vanguard Total Bond Market ETF ETF 921937835 928 12,331 SH   SOLE 0 0 0 12,330
Vanguard Total International Stock ETF ETF 921909768 2,726 52,824 SH   SOLE 0 0 0 52,824
Vanguard Total Stock Market Index ETF ETF 922908769 242 1,284 SH   SOLE 0 0 0 1,284
Verizon Communications Stock 92343V104 236 4,654 SH   SOLE 0 0 0 4,653