The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Stock 023135106 1,140 233 SH   SOLE   0 0 233
Apple Stock 037833100 950 5,349 SH   SOLE   0 0 5,349
BB&T Corp Stock 89832Q109 215 3,675 SH   SOLE   0 0 3,675
Berkshire Hathaway B Stock 084670702 735 2,458 SH   SOLE   0 0 2,458
Emerging Markets Internet & E-Commerce ETF ETF 301505889 234 5,457 SH   SOLE   0 0 5,457
Exxon Mobil Corp Stock 30231G102 137 2,246 SH   SOLE   0 0 2,246
Financial Select Sector SPDR Fund ETF 81369Y605 2,787 71,359 SH   SOLE   0 0 71,359
Honeywell International Inc Stock 438516106 295 1,417 SH   SOLE   0 0 1,417
International Business Machines Stock 459200101 181 1,354 SH   SOLE   0 0 1,354
Invesco National AMT-Free Muni Bond ETF ETF 46138E537 355 13,109 SH   SOLE   0 0 13,109
Invesco QQQ ETF ETF 46090E103 5,393 13,556 SH   SOLE   0 0 13,556
Invesco S&P 500 Low Volatility Portfolio ETF 46138E354 717 10,450 SH   SOLE   0 0 10,450
iShares 3-7 Year Treasury Bond ETF ETF 464288661 216 1,679 SH   SOLE   0 0 1,679
iShares 7-10 Year Treasury Bond ETF ETF 464287440 206 1,789 SH   SOLE   0 0 1,789
iShares Core MSCI EAFE ETF ETF 46432F842 2,488 33,335 SH   SOLE   0 0 33,335
iShares Core S&P 500 ETF ETF 464287200 2,429 5,092 SH   SOLE   0 0 5,092
iShares Core Total USD Bond Market ETF ETF 46434V613 218 4,125 SH   SOLE   0 0 4,125
iShares Core U.S. Aggregate Bond ETF ETF 464287226 2,297 20,136 SH   SOLE   0 0 20,136
iShares Edge MSCI International Quality Factor ETF ETF 46434V456 475 12,065 SH   SOLE   0 0 12,065
iShares Edge MSCI Min Vol EAFE ETF ETF 46429B689 998 13,000 SH   SOLE   0 0 13,000
iShares Edge MSCI Min Vol USA ETF ETF 46429B697 550 6,795 SH   SOLE   0 0 6,795
iShares Edge MSCI USA Quality Factor ETF ETF 46432F339 2,424 16,651 SH   SOLE   0 0 16,651
iShares Global Clean Energy ETF ETF 464288224 896 42,339 SH   SOLE   0 0 42,339
iShares MSCI EAFE ESG Select ETF ETF 46435G516 219 2,760 SH   SOLE   0 0 2,760
iShares MSCI EAFE Value ETF ETF 464288877 596 11,836 SH   SOLE   0 0 11,836
iShares MSCI USA ESG Select ETF ETF 464288802 583 5,484 SH   SOLE   0 0 5,484
iShares Russell 1000 Growth ETF ETF 464287614 401 1,312 SH   SOLE   0 0 1,312
iShares Russell 1000 Value ETF ETF 464287598 291 1,732 SH   SOLE   0 0 1,732
iShares Select Dividend ETF ETF 464287168 533 4,348 SH   SOLE   0 0 4,348
iShares Short-Term National Muni Bond ETF ETF 464288158 203 1,890 SH   SOLE   0 0 1,890
iShares U.S. Infrastructure ETF ETF 46435U713 1,067 27,890 SH   SOLE   0 0 27,890
iShares U.S. Preferred Stock ETF ETF 464288687 500 12,668 SH   SOLE   0 0 12,668
iShares U.S. Technology ETF ETF 464287721 508 4,420 SH   SOLE   0 0 4,420
Johnson & Johnson Co Stock 478160104 794 4,639 SH   SOLE   0 0 4,639
Lockheed Martin Stock 539830109 108 303 SH   SOLE   0 0 303
McDonald's Stock 580135101 702 2,620 SH   SOLE   0 0 2,620
Microsoft Corp Stock 594918104 583 1,734 SH   SOLE   0 0 1,734
NASDAQ 100 Equal-Weighted ETF ETF 25459Y207 201 2,361 SH   SOLE   0 0 2,361
OGE Energy Corp Stock 670837103 43 1,120 SH   SOLE   0 0 1,120
Pepsico Stock 713448108 216 1,241 SH   SOLE   0 0 1,241
Procter & Gamble Co Stock 742718109 326 1,992 SH   SOLE   0 0 1,992
Prologis Inc REIT 74340W103 6 34 SH   SOLE   0 0 34
Realty Income Corp REIT 756109104 247 3,452 SH   SOLE   0 0 3,452
Schwab Fundamental Intl Large Cap ETF ETF 808524755 274 8,437 SH   SOLE   0 0 8,437
Schwab International Equity ETF ETF 808524805 722 18,566 SH   SOLE   0 0 18,566
Schwab US Dividend Equity ETF ETF 808524797 262 3,244 SH   SOLE   0 0 3,244
Schwab US Large Cap Growth ETF ETF 808524300 1,684 10,282 SH   SOLE   0 0 10,282
Schwab US Large Cap Value ETF ETF 808524409 916 12,514 SH   SOLE   0 0 12,514
Schwab US Mid-Cap ETF ETF 808524508 624 7,759 SH   SOLE   0 0 7,759
SPDR Consumer Staples ETF ETF 81369Y308 262 3,392 SH   SOLE   0 0 3,392
SPDR Dow Jones Global Real Estate ETF ETF 78463X749 207 3,665 SH   SOLE   0 0 3,665
SPDR Dow Jones Industrial Average ETF ETF 78467X109 292 803 SH   SOLE   0 0 803
SPDR Portfolio S&P 500 Growth ETF ETF 78464A409 213 2,942 SH   SOLE   0 0 2,942
SPDR S&P 500 ETF ETF 78462F103 961 2,032 SH   SOLE   0 0 2,032
SPDR S&P Biotech ETF ETF 78464A870 376 3,354 SH   SOLE   0 0 3,354
SPDR S&P Dividend ETF ETF 78464A763 1,282 9,932 SH   SOLE   0 0 9,932
SPDR S&P Mid Cap 400 ETF ETF 78467Y107 731 1,417 SH   SOLE   0 0 1,417
SPDR S&P Regional Banking ETF ETF 78464A698 415 5,862 SH   SOLE   0 0 5,862
Technology Select Sector SPDR ETF ETF 81369Y803 490 2,816 SH   SOLE   0 0 2,816
Tesla Inc Stock 88160R101 182 172 SH   SOLE   0 0 172
Texas Instruments Inc Stock 882508104 8 44 SH   SOLE   0 0 44
VanEck Morningstar Wide Moat ETF ETF 92189F643 253 3,323 SH   SOLE   0 0 3,323
Vanguard Communication Services ETF ETF 92204A884 287 2,118 SH   SOLE   0 0 2,118
Vanguard Dividend Appreciation Index ETF ETF 921908844 5,505 32,053 SH   SOLE   0 0 32,053
Vanguard Energy Index ETF ETF 92204A306 661 8,521 SH   SOLE   0 0 8,521
Vanguard Extended Market Index ETF ETF 922908652 1,860 10,174 SH   SOLE   0 0 10,174
Vanguard FTSE All-World Ex-US ETF ETF 922042775 1,050 17,127 SH   SOLE   0 0 17,127
Vanguard FTSE Developed Markets ETF ETF 921943858 7,849 153,721 SH   SOLE   0 0 153,721
Vanguard FTSE Emerging Markets ETF ETF 922042858 2,790 56,404 SH   SOLE   0 0 56,404
Vanguard Health Care Index ETF ETF 92204A504 520 1,951 SH   SOLE   0 0 1,951
Vanguard High Dividend Yield ETF ETF 921946406 2,258 20,142 SH   SOLE   0 0 20,142
Vanguard Large Cap Growth Index ETF ETF 922908736 16,395 51,137 SH   SOLE   0 0 51,137
Vanguard Large Cap Value Index ETF ETF 922908744 16,284 110,692 SH   SOLE   0 0 110,692
Vanguard Mid Cap Index ETF ETF 922908629 4,909 19,270 SH   SOLE   0 0 19,270
Vanguard REIT ETF ETF 922908553 799 6,884 SH   SOLE   0 0 6,884
Vanguard S&P 500 ETF ETF 922908363 3,083 7,063 SH   SOLE   0 0 7,063
Vanguard Short-Term Bond Index ETF ETF 921937827 201 2,485 SH   SOLE   0 0 2,485
Vanguard Small Cap Growth Index ETF ETF 922908595 2,112 7,495 SH   SOLE   0 0 7,495
Vanguard Small Cap Index ETF ETF 922908751 1,954 8,645 SH   SOLE   0 0 8,645
Vanguard Small Cap Value Index ETF ETF 922908611 1,569 8,775 SH   SOLE   0 0 8,775
Vanguard Total Bond Market ETF ETF 921937835 1,567 18,492 SH   SOLE   0 0 18,492
Vanguard Total International Stock ETF ETF 921909768 3,105 48,837 SH   SOLE   0 0 48,837
Vanguard Total Stock Market Index ETF ETF 922908769 296 1,227 SH   SOLE   0 0 1,227
Verizon Communications Stock 92343V104 182 3,506 SH   SOLE   0 0 3,506