The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   229,092 1,640 SH   SOLE   0 0 1,640
APPLE INC COM 037833100   791,357 4,110 SH   SOLE   0 0 4,110
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   676,637 22,353 SH   SOLE   0 0 22,353
INVESCO QQQ TR UNIT SER 1 46090E103   1,078,484 2,634 SH   SOLE   0 0 2,634
ISHARES INC EMNG MKTS EQT 46434G889   367,139 8,566 SH   SOLE   0 0 8,566
ISHARES INC MSCI WORLD ETF 464286392   2,225,292 16,729 SH   SOLE   0 0 16,729
ISHARES TR RUS 1000 GRW ETF 464287614   29,698,921 97,961 SH   SOLE   0 0 97,961
ISHARES TR IBOXX HI YD ETF 464288513   1,918,748 24,793 SH   SOLE   0 0 24,793
ISHARES TR MSCI USA QLT FCT 46432F339   1,339,857 9,106 SH   SOLE   0 0 9,106
ISHARES TR GLOBAL ENERG ETF 464287341   221,441 5,662 SH   SOLE   0 0 5,662
ISHARES TR 20 YR TR BD ETF 464287432   4,362,406 44,118 SH   SOLE   0 0 44,118
ISHARES TR RUSSELL 3000 ETF 464287689   5,191,159 18,964 SH   SOLE   0 0 18,964
ISHARES TR MORNINGSTAR VALU 464288109   4,209,658 59,610 SH   SOLE   0 0 59,610
ISHARES TR MSCI USA MIN VOL 46429B697   7,259,271 93,032 SH   SOLE   0 0 93,032
ISHARES TR CORE US AGGBD ET 464287226   18,610,751 187,514 SH   SOLE   0 0 187,514
ISHARES TR US HLTHCARE ETF 464287762   3,661,827 12,793 SH   SOLE   0 0 12,793
ISHARES TR CORE TOTAL USD 46434V613   3,527,119 76,560 SH   SOLE   0 0 76,560
ISHARES TR BROAD USD HIGH 46435U853   401,159 11,036 SH   SOLE   0 0 11,036
ISHARES TR 10-20 YR TRS ETF 464288653   1,463,242 13,516 SH   SOLE   0 0 13,516
ISHARES TR 0-3 MNTH TREASRY 46436E718   239,545 2,389 SH   SOLE   0 0 2,389
PIMCO ETF TR ACTIVE BD ETF 72201R775   12,517,035 135,392 SH   SOLE   0 0 135,392
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   15,522,471 141,926 SH   SOLE   0 0 141,926
VANGUARD WORLD FD MEGA GRWTH IND 921910816   3,237,996 12,477 SH   SOLE   0 0 12,477
VANGUARD WORLD FD INF TECH ETF 92204A702   5,184,770 10,712 SH   SOLE   0 0 10,712