The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VISA INC COM CL A 92826C839 4,477 25,199 SH   SOLE   0 0 25,199
CHURCHILL DOWNS INC COM 171484108 4,457 24,205 SH   SOLE   0 0 24,205
CHEVRON CORP NEW COM 166764100 3,446 23,987 SH   SOLE   0 0 23,987
ISHARES GOLD TR ISHARES NEW 464285204 2,843 90,180 SH   SOLE   0 0 90,180
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,725 38,199 SH   SOLE   0 0 38,199
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,706 35,759 SH   SOLE   0 0 35,759
CTS CORP COM 126501105 2,339 56,150 SH   SOLE   0 0 56,150
JPMORGAN CHASE & CO COM 46625H100 2,011 19,241 SH   SOLE   0 0 19,241
SPDR GOLD TR GOLD SHS 78463V107 1,919 12,408 SH   SOLE   0 0 12,408
SPROTT INC COM NEW 852066208 1,785 53,275 SH   SOLE   0 0 53,275
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,614 42,691 SH   SOLE   0 0 42,691
MARTIN MARIETTA MATLS INC COM 573284106 1,594 4,950 SH   SOLE   0 0 4,950
APPLE INC COM 037833100 1,576 11,400 SH   SOLE   0 0 11,400
WASTE MGMT INC DEL COM 94106L109 1,545 9,644 SH   SOLE   0 0 9,644
ISHARES TR MSCI EAFE ETF 464287465 1,475 26,338 SH   SOLE   0 0 26,338
ISHARES TR S&P 500 VAL ETF 464287408 1,440 11,205 SH   SOLE   0 0 11,205
INTERNATIONAL BUSINESS MACHS COM 459200101 1,370 11,529 SH   SOLE   0 0 11,529
ISHARES TR S&P 500 GRWT ETF 464287309 1,359 23,488 SH   SOLE   0 0 23,488
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,353 22,347 SH   SOLE   0 0 22,347
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,185 8,766 SH   SOLE   0 0 8,766
LOCKHEED MARTIN CORP COM 539830109 1,120 2,900 SH   SOLE   0 0 2,900
BOEING CO COM 097023105 1,096 9,051 SH   SOLE   0 0 9,051
ISHARES TR DOW JONES US ETF 464287846 1,053 12,009 SH   SOLE   0 0 12,009
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,049 11,053 SH   SOLE   0 0 11,053
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,048 3,193 SH   SOLE   0 0 3,193
NORFOLK SOUTHN CORP COM 655844108 940 4,485 SH   SOLE   0 0 4,485
JOHNSON & JOHNSON COM 478160104 907 5,550 SH   SOLE   0 0 5,550
VANGUARD WORLD FD MEGA GRWTH IND 921910816 866 4,966 SH   SOLE   0 0 4,966
CSX CORP COM 126408103 848 31,814 SH   SOLE   0 0 31,814
PENN NATL GAMING INC COM 707569109 825 29,997 SH   SOLE   0 0 29,997
MICROSOFT CORP COM 594918104 798 3,428 SH   SOLE   0 0 3,428
VANGUARD STAR FDS VG TL INTL STK F 921909768 774 16,909 SH   SOLE   0 0 16,909
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 611 16,751 SH   SOLE   0 0 16,751
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 608 7,587 SH   SOLE   0 0 7,587
ADVANCED MICRO DEVICES INC COM 007903107 573 9,050 SH   SOLE   0 0 9,050
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 570 2,133 SH   SOLE   0 0 2,133
EVGO INC CL A COM 30052F100 470 59,400 SH   SOLE   0 0 59,400
ALPHABET INC CAP STK CL A 02079K305 436 4,560 SH   SOLE   0 0 4,560
VANGUARD INDEX FDS TOTAL STK MKT 922908769 420 2,342 SH   SOLE   0 0 2,342
DEVON ENERGY CORP NEW COM 25179M103 410 6,820 SH   SOLE   0 0 6,820
SPDR S&P 500 ETF TR TR UNIT 78462F103 397 1,111 SH   SOLE   0 0 1,111
PROCTER AND GAMBLE CO COM 742718109 369 2,927 SH   SOLE   0 0 2,927
HOME DEPOT INC COM 437076102 349 1,265 SH   SOLE   0 0 1,265
SIMON PPTY GROUP INC NEW COM 828806109 336 3,739 SH   SOLE   0 0 3,739
ATKORE INC COM 047649108 335 4,300 SH   SOLE   0 0 4,300
BK OF AMERICA CORP COM 060505104 317 10,490 SH   SOLE   0 0 10,490
UNITEDHEALTH GROUP INC COM 91324P102 307 607 SH   SOLE   0 0 607
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 293 3,946 SH   SOLE   0 0 3,946
ESPEY MFG & ELECTRS CORP COM 296650104 287 20,832 SH   SOLE   0 0 20,832
ABBOTT LABS COM 002824100 271 2,798 SH   SOLE   0 0 2,798
VERIZON COMMUNICATIONS INC COM 92343V104 269 7,097 SH   SOLE   0 0 7,097
PFIZER INC COM 717081103 266 6,090 SH   SOLE   0 0 6,090
CITIGROUP INC COM NEW 172967424 245 5,880 SH   SOLE   0 0 5,880
PEPSICO INC COM 713448108 238 1,460 SH   SOLE   0 0 1,460
DIAGEO PLC SPON ADR NEW 25243Q205 209 1,229 SH   SOLE   0 0 1,229
FORD MTR CO DEL COM 345370860 192 17,140 SH   SOLE   0 0 17,140
NUVVE HOLDING CORP COM 67079Y100 14 10,000 SH   SOLE   0 0 10,000
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 3 13,000 SH   SOLE   0 0 13,000