The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   450,310 3,021 SH   SOLE   0 0 3,021
ALPHABET INC CAP STK CL A 02079K305   405,666 3,100 SH   SOLE   0 0 3,100
ALPHABET INC CAP STK CL C 02079K107   271,611 2,060 SH   SOLE   0 0 2,060
AMAZON COM INC COM 023135106   953,400 7,500 SH   SOLE   0 0 7,500
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,025,607 76,257 SH   SOLE   0 0 76,257
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,260,894 39,082 SH   SOLE   0 0 39,082
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,752,825 48,144 SH   SOLE   0 0 48,144
APPLE INC COM 037833100   4,524,738 26,428 SH   SOLE   0 0 26,428
APPLIED MATLS INC COM 038222105   221,520 1,600 SH   SOLE   0 0 1,600
CISCO SYS INC COM 17275R102   213,212 3,966 SH   SOLE   0 0 3,966
COSTCO WHSL CORP NEW COM 22160K105   220,334 390 SH   SOLE   0 0 390
DEERE & CO COM 244199105   209,446 555 SH   SOLE   0 0 555
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   13,811,163 302,280 SH   SOLE   0 0 302,280
HOME DEPOT INC COM 437076102   512,766 1,697 SH   SOLE   0 0 1,697
INTERNATIONAL BUSINESS MACHS COM 459200101   419,778 2,992 SH   SOLE   0 0 2,992
INVESCO QQQ TR UNIT SER 1 46090E103   389,798 1,088 SH   SOLE   0 0 1,088
ISHARES INC ESG AWR MSCI EM 46434G863   222,831 7,359 SH   SOLE   0 0 7,359
ISHARES TR CORE S&P TTL STK 464287150   3,723,519 39,532 SH   SOLE   0 0 39,532
ISHARES TR ESG AW MSCI EAFE 46435G516   291,037 4,210 SH   SOLE   0 0 4,210
ISHARES TR ESG AWR MSCI USA 46435G425   762,549 8,120 SH   SOLE   0 0 8,120
ISHARES TR RUSSELL 2000 ETF 464287655   685,574 3,879 SH   SOLE   0 0 3,879
ISHARES TR SHRT NAT MUN ETF 464288158   586,199 5,699 SH   SOLE   0 0 5,699
LENDINGCLUB CORP COM NEW 52603A208   446,111 73,133 SH   SOLE   0 0 73,133
MICROSOFT CORP COM 594918104   3,081,653 9,760 SH   SOLE   0 0 9,760
NETFLIX INC COM 64110L106   1,787,558 4,734 SH   SOLE   0 0 4,734
NVIDIA CORPORATION COM 67066G104   241,854 556 SH   SOLE   0 0 556
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   5,555,862 115,892 SH   SOLE   0 0 115,892
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   11,626,444 342,357 SH   SOLE   0 0 342,357
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   10,971,636 220,093 SH   SOLE   0 0 220,093
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   206,388 1,259 SH   SOLE   0 0 1,259
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,451,170 5,734 SH   SOLE   0 0 5,734
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   235,170 515 SH   SOLE   0 0 515
SPDR SER TR PORTFLI INTRMDIT 78464A672   3,313,236 120,350 SH   SOLE   0 0 120,350
TESLA INC COM 88160R101   1,086,205 4,341 SH   SOLE   0 0 4,341
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   346,098 7,236 SH   SOLE   0 0 7,236
VANGUARD INDEX FDS TOTAL STK MKT 922908769   37,022,858 174,299 SH   SOLE   0 0 174,299
VANGUARD INDEX FDS GROWTH ETF 922908736   776,084 2,850 SH   SOLE   0 0 2,850
VANGUARD INDEX FDS MID CAP ETF 922908629   597,024 2,867 SH   SOLE   0 0 2,867
VANGUARD INDEX FDS VALUE ETF 922908744   425,652 3,086 SH   SOLE   0 0 3,086
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   466,444 6,165 SH   SOLE   0 0 6,165
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,463,200 3,726 SH   SOLE   0 0 3,726
VANGUARD INDEX FDS SM CP VAL ETF 922908611   539,874 3,385 SH   SOLE   0 0 3,385
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,089,419 5,647 SH   SOLE   0 0 5,647
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   37,670,594 659,153 SH   SOLE   0 0 659,153
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   272,168 1,740 SH   SOLE   0 0 1,740
VANGUARD STAR FDS VG TL INTL STK F 921909768   365,167 6,823 SH   SOLE   0 0 6,823
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,818,879 293,204 SH   SOLE   0 0 293,204
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   464,527 4,496 SH   SOLE   0 0 4,496
VANGUARD WORLD FD ESG US STK ETF 921910733   4,610,911 61,299 SH   SOLE   0 0 61,299
VANGUARD WORLD FD ESG INTL STK ETF 921910725   1,821,388 36,110 SH   SOLE   0 0 36,110