The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   407,019 3,021 SH   SOLE   0 0 3,021
ALPHABET INC CAP STK CL A 02079K305   371,070 3,100 SH   SOLE   0 0 3,100
ALPHABET INC CAP STK CL C 02079K107   249,198 2,060 SH   SOLE   0 0 2,060
AMAZON COM INC COM 023135106   977,700 7,500 SH   SOLE   0 0 7,500
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   3,841,334 71,387 SH   SOLE   0 0 71,387
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,246,504 41,831 SH   SOLE   0 0 41,831
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,957,040 34,000 SH   SOLE   0 0 34,000
AMERICAN EXPRESS CO COM 025816109   226,460 1,300 SH   SOLE   0 0 1,300
APPLE INC COM 037833100   5,118,480 26,388 SH   SOLE   0 0 26,388
APPLIED MATLS INC COM 038222105   231,264 1,600 SH   SOLE   0 0 1,600
BLOCK INC CL A 852234103   236,590 3,554 SH   SOLE   0 0 3,554
CISCO SYS INC COM 17275R102   205,201 3,966 SH   SOLE   0 0 3,966
COSTCO WHSL CORP NEW COM 22160K105   209,968 390 SH   SOLE   0 0 390
DEERE & CO COM 244199105   224,880 555 SH   SOLE   0 0 555
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   14,058,851 303,058 SH   SOLE   0 0 303,058
HOME DEPOT INC COM 437076102   527,156 1,697 SH   SOLE   0 0 1,697
INTERNATIONAL BUSINESS MACHS COM 459200101   400,360 2,992 SH   SOLE   0 0 2,992
INVESCO QQQ TR UNIT SER 1 46090E103   401,929 1,088 SH   SOLE   0 0 1,088
ISHARES INC ESG AWR MSCI EM 46434G863   251,901 7,964 SH   SOLE   0 0 7,964
ISHARES TR CORE S&P TTL STK 464287150   3,867,811 39,532 SH   SOLE   0 0 39,532
ISHARES TR ESG AW MSCI EAFE 46435G516   307,035 4,210 SH   SOLE   0 0 4,210
ISHARES TR ESG AWR MSCI USA 46435G425   791,375 8,120 SH   SOLE   0 0 8,120
ISHARES TR RUSSELL 2000 ETF 464287655   726,420 3,879 SH   SOLE   0 0 3,879
ISHARES TR SHRT NAT MUN ETF 464288158   592,924 5,699 SH   SOLE   0 0 5,699
LENDINGCLUB CORP COM NEW 52603A208   713,047 73,133 SH   SOLE   0 0 73,133
MICROSOFT CORP COM 594918104   3,323,599 9,760 SH   SOLE   0 0 9,760
NETFLIX INC COM 64110L106   2,085,280 4,734 SH   SOLE   0 0 4,734
NVIDIA CORPORATION COM 67066G104   235,199 556 SH   SOLE   0 0 556
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   12,153,828 246,628 SH   SOLE   0 0 246,628
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   12,256,363 343,797 SH   SOLE   0 0 343,797
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   11,611,717 224,598 SH   SOLE   0 0 224,598
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   218,890 1,259 SH   SOLE   0 0 1,259
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   246,639 515 SH   SOLE   0 0 515
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,541,768 5,734 SH   SOLE   0 0 5,734
SPDR SER TR PORTFLI INTRMDIT 78464A672   3,510,648 124,095 SH   SOLE   0 0 124,095
TESLA INC COM 88160R101   1,165,662 4,453 SH   SOLE   0 0 4,453
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   244,944 1,508 SH   SOLE   0 0 1,508
VANGUARD WORLD FD ESG INTL STK ETF 921910725   1,844,882 34,737 SH   SOLE   0 0 34,737
VANGUARD WORLD FD ESG US STK ETF 921910733   4,774,806 60,942 SH   SOLE   0 0 60,942
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,780,177 276,747 SH   SOLE   0 0 276,747
VANGUARD INDEX FDS GROWTH ETF 922908736   812,378 2,871 SH   SOLE   0 0 2,871
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   476,891 4,496 SH   SOLE   0 0 4,496
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   29,800,229 508,016 SH   SOLE   0 0 508,016
VANGUARD INDEX FDS MID CAP ETF 922908629   631,199 2,867 SH   SOLE   0 0 2,867
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   515,147 6,165 SH   SOLE   0 0 6,165
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,359,908 3,339 SH   SOLE   0 0 3,339
VANGUARD INDEX FDS SM CP VAL ETF 922908611   559,879 3,385 SH   SOLE   0 0 3,385
VANGUARD INDEX FDS SMALL CP ETF 922908751   813,858 4,092 SH   SOLE   0 0 4,092
VANGUARD STAR FDS VG TL INTL STK F 921909768   382,634 6,823 SH   SOLE   0 0 6,823
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   353,696 7,236 SH   SOLE   0 0 7,236
VANGUARD INDEX FDS TOTAL STK MKT 922908769   38,076,727 172,857 SH   SOLE   0 0 172,857
VANGUARD INDEX FDS VALUE ETF 922908744   255,212 1,796 SH   SOLE   0 0 1,796