The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   774,675 7,500 SH   SOLE   0 0 7,500
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   3,663,479 69,266 SH   SOLE   0 0 69,266
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,816,213 31,057 SH   SOLE   0 0 31,057
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,286,644 17,373 SH   SOLE   0 0 17,373
AMERICAN EXPRESS CO COM 025816109   214,435 1,300 SH   SOLE   0 0 1,300
APPLE INC COM 037833100   4,351,381 26,388 SH   SOLE   0 0 26,388
BIO RAD LABS INC CL A 090572207   213,164 445 SH   SOLE   0 0 445
DEERE & CO COM 244199105   229,148 555 SH   SOLE   0 0 555
HOME DEPOT INC COM 437076102   500,819 1,697 SH   SOLE   0 0 1,697
INTERNATIONAL BUSINESS MACHS COM 459200101   392,221 2,992 SH   SOLE   0 0 2,992
ISHARES TR CORE S&P TTL STK 464287150   3,612,854 39,899 SH   SOLE   0 0 39,899
ISHARES TR RUSSELL 2000 ETF 464287655   692,014 3,879 SH   SOLE   0 0 3,879
ISHARES TR SHRT NAT MUN ETF 464288158   616,670 5,891 SH   SOLE   0 0 5,891
MICROSOFT CORP COM 594918104   2,813,747 9,760 SH   SOLE   0 0 9,760
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   9,127,005 175,010 SH   SOLE   0 0 175,010
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   12,051,936 328,005 SH   SOLE   0 0 328,005
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   13,702,688 271,717 SH   SOLE   0 0 271,717
BLOCK INC CL A 852234103   243,982 3,554 SH   SOLE   0 0 3,554
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   232,247 1,508 SH   SOLE   0 0 1,508
VANGUARD STAR FDS VG TL INTL STK F 921909768   376,698 6,823 SH   SOLE   0 0 6,823
VANGUARD WORLD FD ESG INTL STK ETF 921910725   1,943,708 37,122 SH   SOLE   0 0 37,122
VANGUARD WORLD FD ESG US STK ETF 921910733   4,296,218 59,911 SH   SOLE   0 0 59,911
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,195,720 269,996 SH   SOLE   0 0 269,996
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   474,328 4,496 SH   SOLE   0 0 4,496
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,255,698 3,339 SH   SOLE   0 0 3,339
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   511,942 6,165 SH   SOLE   0 0 6,165
VANGUARD INDEX FDS SM CP VAL ETF 922908611   537,403 3,385 SH   SOLE   0 0 3,385
VANGUARD INDEX FDS MID CAP ETF 922908629   604,708 2,867 SH   SOLE   0 0 2,867
VANGUARD INDEX FDS GROWTH ETF 922908736   716,142 2,871 SH   SOLE   0 0 2,871
VANGUARD INDEX FDS VALUE ETF 922908744   267,795 1,939 SH   SOLE   0 0 1,939
VANGUARD INDEX FDS SMALL CP ETF 922908751   795,394 4,196 SH   SOLE   0 0 4,196
VANGUARD INDEX FDS TOTAL STK MKT 922908769   36,122,850 176,986 SH   SOLE   0 0 176,986
INVESCO QQQ TR UNIT SER 1 46090E103   349,172 1,088 SH   SOLE   0 0 1,088
ABBVIE INC COM 00287Y109   481,457 3,021 SH   SOLE   0 0 3,021
ALPHABET INC CAP STK CL C 02079K107   214,240 2,060 SH   SOLE   0 0 2,060
ALPHABET INC CAP STK CL A 02079K305   321,563 3,100 SH   SOLE   0 0 3,100
CISCO SYS INC COM 17275R102   207,323 3,966 SH   SOLE   0 0 3,966
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   15,060,170 338,431 SH   SOLE   0 0 338,431
ISHARES TR ESG AWR MSCI USA 46435G425   1,129,901 12,492 SH   SOLE   0 0 12,492
ISHARES TR ESG AW MSCI EAFE 46435G516   277,374 3,861 SH   SOLE   0 0 3,861
ISHARES TR 0-3 MNTH TREASRY 46436E718   202,367 2,012 SH   SOLE   0 0 2,012
LENDINGCLUB CORP COM NEW 52603A208   527,289 73,133 SH   SOLE   0 0 73,133
NETFLIX INC COM 64110L106   1,635,502 4,734 SH   SOLE   0 0 4,734
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,347,442 5,734 SH   SOLE   0 0 5,734
SPDR SER TR PORTFLI INTRMDIT 78464A672   3,591,309 124,095 SH   SOLE   0 0 124,095
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   236,081 515 SH   SOLE   0 0 515
TESLA INC COM 88160R101   923,819 1,660 SH   SOLE   0 0 1,660
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   353,985 7,236 SH   SOLE   0 0 7,236
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   27,991,497 444,884 SH   SOLE   0 0 444,884