The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TEMPLETON GLOBAL INCOME FD COM 880198106 60 12,000 SH   SOLE   0 0 12,000
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 121 10,847 SH   SOLE   0 0 10,847
APPLIED MATLS INC COM 038222105 211 1,600 SH   SOLE   0 0 1,600
CISCO SYS INC COM 17275R102 221 3,966 SH   SOLE   0 0 3,966
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 225 1,904 SH   SOLE   0 0 1,904
AMERICAN EXPRESS CO COM 025816109 243 1,300 SH   SOLE   0 0 1,300
INTEL CORP COM 458140100 243 4,905 SH   SOLE   0 0 4,905
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 244 1,508 SH   SOLE   0 0 1,508
DEERE & CO COM 244199105 250 600 SH   SOLE   0 0 600
MICROSOFT CORP COM 594918104 258 837 SH   SOLE   0 0 837
WISDOMTREE TR US TOTAL DIVIDND 97717W109 274 5,667 SH   SOLE   0 0 5,667
BIO RAD LABS INC CL B 090572108 282 500 SH   SOLE   0 0 500
INTERNATIONAL BUSINESS MACHS COM 459200101 390 3,001 SH   SOLE   0 0 3,001
COSTCO WHSL CORP NEW COM 22160K105 398 690 SH   SOLE   0 0 690
INVESCO QQQ TR UNIT SER 1 46090E103 415 1,143 SH   SOLE   0 0 1,143
SPDR SER TR S&P 600 SMCP VAL 78464A300 464 6,521 SH   SOLE   0 0 6,521
ABBVIE INC COM 00287Y109 496 3,060 SH   SOLE   0 0 3,060
HOME DEPOT INC COM 437076102 508 1,697 SH   SOLE   0 0 1,697
ALPHABET INC CAP STK CL C 02079K107 730 262 SH   SOLE   0 0 262
ISHARES INC CORE MSCI EMKT 46434G103 868 22,643 SH   SOLE   0 0 22,643
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,124 3,651 SH   SOLE   0 0 3,651
AMAZON COM INC COM 023135106 1,154 354 SH   SOLE   0 0 354
TESLA INC COM 88160R101 1,308 1,213 SH   SOLE   0 0 1,213
NETFLIX INC COM 64110L106 2,250 6,007 SH   SOLE   0 0 6,007
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,610 5,777 SH   SOLE   0 0 5,777
APPLE INC COM 037833100 3,761 21,548 SH   SOLE   0 0 21,548
ISHARES TR CORE S&P TTL STK 464287150 3,990 45,096 SH   SOLE   0 0 45,096
VANGUARD WORLD FD ESG INTL STK ETF 921910725 6,087 81,553 SH   SOLE   0 0 81,553
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 8,008 131,081 SH   SOLE   0 0 131,081
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,941 227,773 SH   SOLE   0 0 227,773
DIMENSIONAL ETF TR US TARGETED VLU 25434V609 15,114 324,515 SH   SOLE   0 0 324,515
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 31,880 698,569 SH   SOLE   0 0 698,569
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 33,853 151,345 SH   SOLE   0 0 151,345
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 45,547 687,099 SH   SOLE   0 0 687,099