The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   364,845 5,227 SH   SOLE   0 0 5,227
AT&T INC COM 00206R102   302,572 18,970 SH   SOLE   0 0 18,970
ABBVIE INC COM 00287Y109   258,857 1,921 SH   SOLE   0 0 1,921
ADOBE SYSTEMS INCORPORATED COM 00724F101   427,377 874 SH   SOLE   0 0 874
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   278,487 15,619 SH   SOLE   0 0 15,619
ALPHABET INC CAP STK CL C 02079K107   296,618 2,452 SH   SOLE   0 0 2,452
ALPHABET INC CAP STK CL A 02079K305   384,596 3,213 SH   SOLE   0 0 3,213
AMAZON COM INC COM 023135106   455,347 3,493 SH   SOLE   0 0 3,493
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   1,637,662 40,002 SH   SOLE   0 0 40,001
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   456,470 8,483 SH   SOLE   0 0 8,483
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   712,018 12,404 SH   SOLE   0 0 12,404
AMERICAN CENTY ETF TR US EQT ETF 025072885   467,845 6,222 SH   SOLE   0 0 6,222
APPLE INC COM 037833100   9,853,617 50,800 SH   SOLE   0 0 50,799
BANK AMERICA CORP COM 060505104   265,547 9,256 SH   SOLE   0 0 9,255
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   644,149 1,889 SH   SOLE   0 0 1,889
BRISTOL-MYERS SQUIBB CO COM 110122108   365,127 5,710 SH   SOLE   0 0 5,709
CSX CORP COM 126408103   472,149 13,846 SH   SOLE   0 0 13,846
CATERPILLAR INC COM 149123101   2,274,411 9,244 SH   SOLE   0 0 9,243
CHEVRON CORP NEW COM 166764100   748,017 4,754 SH   SOLE   0 0 4,753
CISCO SYS INC COM 17275R102   293,170 5,666 SH   SOLE   0 0 5,666
COCA COLA CO COM 191216100   377,480 6,268 SH   SOLE   0 0 6,268
COMCAST CORP NEW CL A 20030N101   205,992 4,958 SH   SOLE   0 0 4,957
COSTCO WHSL CORP NEW COM 22160K105   554,531 1,030 SH   SOLE   0 0 1,030
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   958,129 30,917 SH   SOLE   0 0 30,917
LILLY ELI & CO COM 532457108   526,663 1,123 SH   SOLE   0 0 1,123
LOWES COS INC COM 548661107   344,276 1,525 SH   SOLE   0 0 1,525
MASTERCARD INCORPORATED CL A 57636Q104   314,653 800 SH   SOLE   0 0 800
MCCORMICK & CO INC COM NON VTG 579780206   565,512 6,483 SH   SOLE   0 0 6,483
MERCK & CO INC COM 58933Y105   322,731 2,797 SH   SOLE   0 0 2,796
MICROSOFT CORP COM 594918104   1,969,272 5,783 SH   SOLE   0 0 5,782
NEXTERA ENERGY INC COM 65339F101   247,754 3,339 SH   SOLE   0 0 3,339
NVIDIA CORPORATION COM 67066G104   334,186 790 SH   SOLE   0 0 790
PNC FINL SVCS GROUP INC COM 693475105   222,272 1,765 SH   SOLE   0 0 1,764
PEPSICO INC COM 713448108   1,063,618 5,742 SH   SOLE   0 0 5,742
PFIZER INC COM 717081103   260,710 7,108 SH   SOLE   0 0 7,107
PROCTER AND GAMBLE CO COM 742718109   1,941,494 12,795 SH   SOLE   0 0 12,794
PROLOGIS INC. COM 74340W103   254,947 2,079 SH   SOLE   0 0 2,079
QUALCOMM INC COM 747525103   463,542 3,894 SH   SOLE   0 0 3,894
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,107,029 11,521 SH   SOLE   0 0 11,521
SPDR SER TR PORTFLI HIGH YLD 78468R606   450,291 19,715 SH   SOLE   0 0 19,715
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   233,167 4,510 SH   SOLE   0 0 4,510
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   10,030,568 367,151 SH   SOLE   0 0 367,151
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   309,860 13,208 SH   SOLE   0 0 13,208
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,514,473 52,211 SH   SOLE   0 0 52,210
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   337,458 6,158 SH   SOLE   0 0 6,158
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,028,679 43,731 SH   SOLE   0 0 43,730
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   4,533,631 178,489 SH   SOLE   0 0 178,489
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   44,562,202 1,641,333 SH   SOLE   0 0 1,641,333
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   7,217,641 209,207 SH   SOLE   0 0 209,206
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,388,598 140,898 SH   SOLE   0 0 140,898
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   684,670 28,095 SH   SOLE   0 0 28,094
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   5,277,748 217,460 SH   SOLE   0 0 217,459
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   9,205,003 346,835 SH   SOLE   0 0 346,835
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   1,294,758 27,184 SH   SOLE   0 0 27,183
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   22,783,540 491,554 SH   SOLE   0 0 491,554
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   12,469,422 298,812 SH   SOLE   0 0 298,811
DOMINION ENERGY INC COM 25746U109   241,688 4,667 SH   SOLE   0 0 4,666
DUKE ENERGY CORP NEW COM NEW 26441C204   1,892,607 21,090 SH   SOLE   0 0 21,089
EXXON MOBIL CORP COM 30231G102   1,290,279 12,031 SH   SOLE   0 0 12,030
HOME DEPOT INC COM 437076102   979,258 3,152 SH   SOLE   0 0 3,152
INTERNATIONAL BUSINESS MACHS COM 459200101   260,930 1,950 SH   SOLE   0 0 1,950
INVESCO QQQ TR UNIT SER 1 46090E103   237,168 642 SH   SOLE   0 0 642
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   224,460 1,500 SH   SOLE   0 0 1,500
ISHARES TR CORE S&P500 ETF 464287200   700,656 1,572 SH   SOLE   0 0 1,572
ISHARES TR S&P 500 GRWT ETF 464287309   39,392,476 558,917 SH   SOLE   0 0 558,917
ISHARES TR 1 3 YR TREAS BD 464287457   235,294 2,902 SH   SOLE   0 0 2,902
ISHARES TR RUS MID CAP ETF 464287499   365,515 5,005 SH   SOLE   0 0 5,005
ISHARES TR CORE S&P MCP ETF 464287507   1,126,409 4,308 SH   SOLE   0 0 4,307
ISHARES TR RUS 1000 ETF 464287622   997,872 4,094 SH   SOLE   0 0 4,094
ISHARES TR CORE S&P SCP ETF 464287804   576,575 5,786 SH   SOLE   0 0 5,786
ISHARES TR INTRM GOV CR ETF 464288612   1,274,725 12,388 SH   SOLE   0 0 12,388
ISHARES TR ISHS 1-5YR INVS 464288646   248,893 4,961 SH   SOLE   0 0 4,961
JPMORGAN CHASE & CO COM 46625H100   1,217,985 8,374 SH   SOLE   0 0 8,374
JOHNSON & JOHNSON COM 478160104   781,911 4,724 SH   SOLE   0 0 4,723
KIMBERLY-CLARK CORP COM 494368103   229,255 1,661 SH   SOLE   0 0 1,660
SOUTHERN CO COM 842587107   318,053 4,527 SH   SOLE   0 0 4,527
STARBUCKS CORP COM 855244109   615,478 6,213 SH   SOLE   0 0 6,213
TESLA INC COM 88160R101   254,179 971 SH   SOLE   0 0 971
TRUIST FINL CORP COM 89832Q109   313,127 10,317 SH   SOLE   0 0 10,317
UNITEDHEALTH GROUP INC COM 91324P102   793,201 1,650 SH   SOLE   0 0 1,650
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   845,652 5,206 SH   SOLE   0 0 5,206
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   1,919,735 7,555 SH   SOLE   0 0 7,555
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   11,869,834 157,071 SH   SOLE   0 0 157,070
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,059,116 69,599 SH   SOLE   0 0 69,598
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,381,475 29,915 SH   SOLE   0 0 29,915
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   588,716 10,820 SH   SOLE   0 0 10,820
VANGUARD INDEX FDS SM CP VAL ETF 922908611   376,947 2,279 SH   SOLE   0 0 2,279
VANGUARD INDEX FDS MID CAP ETF 922908629   300,959 1,367 SH   SOLE   0 0 1,367
VANGUARD INDEX FDS GROWTH ETF 922908736   854,256 3,019 SH   SOLE   0 0 3,019
VANGUARD INDEX FDS VALUE ETF 922908744   348,003 2,449 SH   SOLE   0 0 2,449
VANGUARD INDEX FDS SMALL CP ETF 922908751   332,146 1,670 SH   SOLE   0 0 1,670
VERIZON COMMUNICATIONS INC COM 92343V104   321,798 8,653 SH   SOLE   0 0 8,652
VISA INC COM CL A 92826C839   250,066 1,053 SH   SOLE   0 0 1,053
WALMART INC COM 931142103   251,611 1,601 SH   SOLE   0 0 1,600