The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM COM 00287Y109 315 1,945 SH   SOLE NONE 0 0 1,945
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 282 101 SH   SOLE NONE 0 0 101
AMAZON COM INC COM COM 023135106 1,046 321 SH   SOLE NONE 0 0 321
AMERICAN TOWER CORP NEW COM COM 03027X100 218 869 SH   SOLE NONE 0 0 869
ANNALY CAPITAL MANAGEMENT INC COM COM 035710409 288 41,005 SH   SOLE NONE 0 0 41,005
APPLE INC COM COM 037833100 6,701 38,382 SH   SOLE NONE 0 0 38,382
ATLAS CORP SHARES SHARES Y0436Q109 329 22,475 SH   SOLE NONE 0 0 22,475
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 343 974 SH   SOLE NONE 0 0 974
BOEING CO COM COM 097023105 1,450 7,573 SH   SOLE NONE 0 0 7,573
BROADCOM INC COM COM 11135F101 225 357 SH   SOLE NONE 0 0 357
CLEVELAND-CLIFFS INC NEW COM COM 185899101 333 10,368 SH   SOLE NONE 0 0 10,368
COSTCO WHSL CORP NEW COM COM 22160K105 207 359 SH   SOLE NONE 0 0 359
DISNEY WALT CO COM COM 254687106 462 3,374 SH   SOLE NONE 0 0 3,374
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506 6,477 84,736 SH   SOLE NONE 0 0 84,736
FIRST FNDTN INC COM COM 32026V104 477 19,673 SH   SOLE NONE 0 0 19,673
HOME DEPOT INC COM COM 437076102 421 1,407 SH   SOLE NONE 0 0 1,407
IRON MTN INC NEW COM COM 46284V101 277 5,000 SH   SOLE NONE 0 0 5,000
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF 0-5YR HI YL CP 46434V407 902 20,524 SH   SOLE NONE 0 0 20,524
ISHARES 10-20 YEAR TREASURY BOND ETF 10-20 YR TRS ETF 464288653 2,761 20,514 SH   SOLE NONE 0 0 20,514
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF BROAD USD HIGH 46435U853 943 24,286 SH   SOLE NONE 0 0 24,286
ISHARES COMMODITIES SELECT STRATEGY ETF GSCI CMDTY STGY 46431W853 3,372 84,218 SH   SOLE NONE 0 0 84,218
ISHARES CONVERTIBLE BOND ETF CONV BD ETF 46435G102 248 2,977 SH   SOLE NONE 0 0 2,977
ISHARES CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859 366 5,322 SH   SOLE NONE 0 0 5,322
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 267 588 SH   SOLE NONE 0 0 588
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 9,816 197,788 SH   SOLE NONE 0 0 197,788
ISHARES ESG ADVANCED MSCI EAFE ETF ESG EAFE ETF 46436E759 214 3,522 SH   SOLE NONE 0 0 3,522
ISHARES ESG ADVANCED MSCI USA ETF ESG MSCI USA ETF 46436E767 468 13,124 SH   SOLE NONE 0 0 13,124
ISHARES ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425 49,346 486,890 SH   SOLE NONE 0 0 486,890
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ESG AWARE MSCI 46435U663 289 7,597 SH   SOLE NONE 0 0 7,597
ISHARES FALLEN ANGELS USD BOND ETF FALN ANGLS USD 46435G474 2,925 105,391 SH   SOLE NONE 0 0 105,391
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF JPMORGAN USD EMG 464288281 293 3,000 SH   SOLE NONE 0 0 3,000
ISHARES MBS ETF MBS ETF 464288588 1,839 18,057 SH   SOLE NONE 0 0 18,057
ISHARES MSCI EAFE GROWTH ETF EAFE GRWTH ETF 464288885 11,127 115,586 SH   SOLE NONE 0 0 115,586
ISHARES MSCI EAFE VALUE ETF EAFE VALUE ETF 464288877 20,635 410,567 SH   SOLE NONE 0 0 410,567
ISHARES MSCI EM ESG SELECT ETF ESG AWR MSCI EM 46434G863 219 5,977 SH   SOLE NONE 0 0 5,977
ISHARES MSCI KLD 400 SOCIAL ETF MSCI KLD400 SOC 464288570 447 5,160 SH   SOLE NONE 0 0 5,160
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 3,381 43,592 SH   SOLE NONE 0 0 43,592
ISHARES MSCI USA VALUE FACTOR ETF MSCI USA VALUE 46432F388 4,976 47,585 SH   SOLE NONE 0 0 47,585
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 4,854 47,111 SH   SOLE NONE 0 0 47,111
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 12,426 498,851 SH   SOLE NONE 0 0 498,851
MCDONALDS CORP COM COM 580135101 545 2,207 SH   SOLE NONE 0 0 2,207
MICROSOFT CORP COM COM 594918104 972 3,152 SH   SOLE NONE 0 0 3,152
NVIDIA CORPORATION COM COM 67066G104 464 1,702 SH   SOLE NONE 0 0 1,702
PFIZER INC COM COM 717081103 232 4,488 SH   SOLE NONE 0 0 4,488
ROCKWELL AUTOMATION INC COM COM 773903109 469 1,675 SH   SOLE NONE 0 0 1,675
SCHWAB U.S. SMALL-CAP ETF US SML CAP ETF 808524607 7,567 159,787 SH   SOLE NONE 0 0 159,787
SCHWAB U.S. TIPS ETF US TIPS ETF 808524870 4,742 78,115 SH   SOLE NONE 0 0 78,115
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839 11,534 228,080 SH   SOLE NONE 0 0 228,080
SEMPRA COM COM 816851109 872 5,189 SH   SOLE NONE 0 0 5,189
SOUTHWEST AIRLS CO COM COM 844741108 306 6,693 SH   SOLE NONE 0 0 6,693
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 203 585 SH   SOLE NONE 0 0 585
SPDR ICE PREFERRED SECURITIES ETF ICE PFD SEC ETF 78464A292 450 11,553 SH   SOLE NONE 0 0 11,553
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 58,850 1,107,675 SH   SOLE NONE 0 0 1,107,675
SPDR S&P 500 ETF TR UNIT 78462F103 215 478 SH   SOLE NONE 0 0 478
STARBUCKS CORP COM COM 855244109 212 2,331 SH   SOLE NONE 0 0 2,331
TESLA INC COM COM 88160R101 1,576 1,463 SH   SOLE NONE 0 0 1,463
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 584 3,602 SH   SOLE NONE 0 0 3,602
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 559 4,987 SH   SOLE NONE 0 0 4,987
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 501 1,208 SH   SOLE NONE 0 0 1,208
VERIZON COMMUNICATIONS INC COM COM 92343V104 255 5,022 SH   SOLE NONE 0 0 5,022
WALMART INC COM COM 931142103 254 1,712 SH   SOLE NONE 0 0 1,712
WELLS FARGO CO NEW COM COM 949746101 427 8,823 SH   SOLE NONE 0 0 8,823
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND EM EX ST-OWNED 97717X578 8,006 245,140 SH   SOLE NONE 0 0 245,140