The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   230,565 1,488 SH   SOLE   0 0 1,488
ALPHABET INC CAP STK CL A 02079K305   267,506 1,915 SH   SOLE   0 0 1,915
ALPHABET INC CAP STK CL C 02079K107   273,404 1,940 SH   SOLE   0 0 1,940
AMAZON COM INC COM 023135106   1,991,326 13,106 SH   SOLE   0 0 13,106
APPLE INC COM 037833100   9,625,500 49,995 SH   SOLE   0 0 49,995
AT&T INC COM 00206R102   181,757 10,832 SH   SOLE   0 0 10,832
BANK AMERICA CORP COM 060505104   215,835 6,410 SH   SOLE   0 0 6,410
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   296,741 832 SH   SOLE   0 0 832
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   760,662 14,533 SH   SOLE   0 0 14,533
BOEING CO COM 097023105   2,038,995 7,822 SH   SOLE   0 0 7,822
BROADCOM INC COM 11135F101   1,024,211 918 SH   SOLE   0 0 918
CLEVELAND-CLIFFS INC NEW COM 185899101   211,715 10,368 SH   SOLE   0 0 10,368
COSTCO WHSL CORP NEW COM 22160K105   300,257 455 SH   SOLE   0 0 455
CSX CORP COM 126408103   253,824 7,321 SH   SOLE   0 0 7,321
DISNEY WALT CO COM 254687106   213,186 2,361 SH   SOLE   0 0 2,361
FIRST FNDTN INC COM 32026V104   100,067 10,337 SH   SOLE   0 0 10,337
HOME DEPOT INC COM 437076102   532,925 1,538 SH   SOLE   0 0 1,538
IRON MTN INC DEL COM 46284V101   349,900 5,000 SH   SOLE   0 0 5,000
ISHARES INC CORE MSCI EMKT 46434G103   7,859,956 155,397 SH   SOLE   0 0 155,397
ISHARES INC MSCI EMRG CHN 46434G764   3,220,374 58,119 SH   SOLE   0 0 58,119
ISHARES TR MSCI KLD400 SOC 464288570   525,536 5,772 SH   SOLE   0 0 5,772
ISHARES TR MSCI USA QLT FCT 46432F339   20,456,643 139,028 SH   SOLE   0 0 139,028
ISHARES TR MBS ETF 464288588   4,833,607 51,378 SH   SOLE   0 0 51,378
ISHARES TR S&P 500 GRWT ETF 464287309   5,483,694 73,019 SH   SOLE   0 0 73,019
ISHARES TR 20 YR TR BD ETF 464287432   3,269,865 33,069 SH   SOLE   0 0 33,069
ISHARES TR GLOBAL ENERG ETF 464287341   1,742,431 44,552 SH   SOLE   0 0 44,552
ISHARES TR EAFE VALUE ETF 464288877   18,843,803 361,685 SH   SOLE   0 0 361,685
ISHARES TR MSCI USA MIN VOL 46429B697   3,518,753 45,095 SH   SOLE   0 0 45,095
ISHARES TR EAFE GRWTH ETF 464288885   10,747,532 110,971 SH   SOLE   0 0 110,971
ISHARES TR ROBOTICS ARTIF 46435U556   293,457 8,506 SH   SOLE   0 0 8,506
ISHARES TR US TREAS BD ETF 46429B267   907,500 39,388 SH   SOLE   0 0 39,388
ISHARES TR ESG MSCI USA ETF 46436E767   469,937 11,802 SH   SOLE   0 0 11,802
ISHARES TR JPMORGAN USD EMG 464288281   582,162 6,537 SH   SOLE   0 0 6,537
ISHARES TR TRS FLT RT BD 46434V860   4,390,770 86,998 SH   SOLE   0 0 86,998
ISHARES TR MORTGE REL ETF 46435G342   210,291 8,914 SH   SOLE   0 0 8,914
ISHARES TR S&P 100 ETF 464287101   6,310,321 28,248 SH   SOLE   0 0 28,248
ISHARES TR US INFRASTRUC 46435U713   2,481,397 61,619 SH   SOLE   0 0 61,619
ISHARES TR AGGRES ALLOC ETF 464289859   410,771 5,949 SH   SOLE   0 0 5,949
ISHARES TR ESG AWR MSCI USA 46435G425   12,467,317 118,827 SH   SOLE   0 0 118,827
ISHARES TR U.S. TECH ETF 464287721   7,896,387 64,329 SH   SOLE   0 0 64,329
ISHARES TR MSCI USA VALUE 46432F388   425,277 4,204 SH   SOLE   0 0 4,204
ISHARES TR TIPS BD ETF 464287176   1,065,850 9,916 SH   SOLE   0 0 9,916
ISHARES TR ESG EAFE ETF 46436E759   252,262 3,949 SH   SOLE   0 0 3,949
ISHARES TR CORE TOTAL USD 46434V613   6,752,221 146,564 SH   SOLE   0 0 146,564
ISHARES TR CORE S&P500 ETF 464287200   359,783 753 SH   SOLE   0 0 753
JPMORGAN CHASE & CO COM 46625H100   216,320 1,272 SH   SOLE   0 0 1,272
LAM RESEARCH CORP COM 512807108   338,148 432 SH   SOLE   0 0 432
LOCKHEED MARTIN CORP COM 539830109   353,021 779 SH   SOLE   0 0 779
MARRIOTT INTL INC NEW CL A 571903202   1,280,830 5,680 SH   SOLE   0 0 5,680
MCDONALDS CORP COM 580135101   649,165 2,189 SH   SOLE   0 0 2,189
MICROSOFT CORP COM 594918104   2,604,451 6,926 SH   SOLE   0 0 6,926
NVIDIA CORPORATION COM 67066G104   909,346 1,836 SH   SOLE   0 0 1,836
PROCTER AND GAMBLE CO COM 742718109   488,068 3,331 SH   SOLE   0 0 3,331
PROLOGIS INC. COM 74340W103   813,593 6,103 SH   SOLE   0 0 6,103
ROCKWELL AUTOMATION INC COM 773903109   534,158 1,720 SH   SOLE   0 0 1,720
ROSS STORES INC COM 778296103   363,135 2,624 SH   SOLE   0 0 2,624
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   7,836,765 168,099 SH   SOLE   0 0 168,099
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   1,799,587 40,044 SH   SOLE   0 0 40,044
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   348,298 4,575 SH   SOLE   0 0 4,575
SEMPRA COM 816851109   818,067 10,947 SH   SOLE   0 0 10,947
SIENTRA INC COM 82621J204   9,150 15,000 SH   SOLE   0 0 15,000
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   388,522 10,929 SH   SOLE   0 0 10,929
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   657,448 12,291 SH   SOLE   0 0 12,291
SPDR S&P 500 ETF TR TR UNIT 78462F103   232,890 490 SH   SOLE   0 0 490
SPDR SER TR PORTFLI INTRMDIT 78464A672   360,084 12,608 SH   SOLE   0 0 12,608
SPDR SER TR PRTFLO S&P500 HI 78468R788   350,076 8,933 SH   SOLE   0 0 8,933
SPDR SER TR DJ REIT ETF 78464A607   443,405 4,652 SH   SOLE   0 0 4,652
SPDR SER TR BLOOMBERG EMERGI 78464A391   610,908 28,762 SH   SOLE   0 0 28,762
SPDR SER TR ICE PFD SEC ETF 78464A292   538,844 16,075 SH   SOLE   0 0 16,075
SPDR SER TR PORTFLI HIGH YLD 78468R606   576,808 24,671 SH   SOLE   0 0 24,671
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   251,970 13,554 SH   SOLE   0 0 13,554
SPDR SER TR PORTFOLIO SHORT 78464A474   240,238 8,067 SH   SOLE   0 0 8,067
SPDR SER TR BLOOMBERG EMG MK 78468R515   432,425 17,752 SH   SOLE   0 0 17,752
SPDR SER TR PORTFOLIO SH TSR 78468R101   360,481 12,409 SH   SOLE   0 0 12,409
SPDR SER TR BBG CONV SEC ETF 78464A359   367,343 5,091 SH   SOLE   0 0 5,091
SPDR SER TR PORTFOLIO LN TSR 78464A664   996,219 34,329 SH   SOLE   0 0 34,329
SPDR SER TR PORTFOLIO S&P500 78464A854   79,082,224 1,414,709 SH   SOLE   0 0 1,414,709
SPDR SER TR BLOOMBERG INTL 78464A151   513,560 17,159 SH   SOLE   0 0 17,159
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   578,352 13,793 SH   SOLE   0 0 13,793
TESLA INC COM 88160R101   1,735,384 6,984 SH   SOLE   0 0 6,984
UNITEDHEALTH GROUP INC COM 91324P102   427,696 812 SH   SOLE   0 0 812
WALMART INC COM 931142103   232,904 1,477 SH   SOLE   0 0 1,477
WELLS FARGO CO NEW COM 949746101   247,363 5,026 SH   SOLE   0 0 5,026