The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   324,733 2,009 SH   SOLE   0 0 2,009
ALPHABET INC CAP STK CL C 02079K107   216,501 2,440 SH   SOLE   0 0 2,440
AMAZON COM INC COM 023135106   1,094,184 13,026 SH   SOLE   0 0 13,026
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   223,630 10,609 SH   SOLE   0 0 10,609
APPLE INC COM 037833100   5,960,037 45,871 SH   SOLE   0 0 45,871
ATLAS CORP SHARES Y0436Q109   344,767 22,475 SH   SOLE   0 0 22,475
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   296,235 959 SH   SOLE   0 0 959
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   307,585 7,251 SH   SOLE   0 0 7,251
BOEING CO COM 097023105   1,515,058 7,953 SH   SOLE   0 0 7,953
BROADCOM INC COM 11135F101   517,355 925 SH   SOLE   0 0 925
CION INVT CORP COM 17259U204   99,791 10,235 SH   SOLE   0 0 10,235
CLEVELAND-CLIFFS INC NEW COM 185899101   167,028 10,368 SH   SOLE   0 0 10,368
CSX CORP COM 126408103   224,490 7,246 SH   SOLE   0 0 7,246
DISNEY WALT CO COM 254687106   309,104 3,558 SH   SOLE   0 0 3,558
FIRST FNDTN INC COM 32026V104   287,038 20,031 SH   SOLE   0 0 20,031
HOME DEPOT INC COM 437076102   435,287 1,378 SH   SOLE   0 0 1,378
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   10,051,588 436,836 SH   SOLE   0 0 436,836
IRON MTN INC DEL COM 46284V101   249,250 5,000 SH   SOLE   0 0 5,000
ISHARES INC ESG AWR MSCI EM 46434G863   259,067 8,615 SH   SOLE   0 0 8,615
ISHARES TR ESG AWARE MSCI 46435U663   235,532 7,163 SH   SOLE   0 0 7,163
ISHARES TR FALN ANGLS USD 46435G474   483,617 19,651 SH   SOLE   0 0 19,651
ISHARES TR ESG AWR MSCI USA 46435G425   35,488,811 418,747 SH   SOLE   0 0 418,747
ISHARES TR MSCI KLD400 SOC 464288570   442,180 6,159 SH   SOLE   0 0 6,159
ISHARES TR US INFRASTRUC 46435U713   2,119,326 58,448 SH   SOLE   0 0 58,448
ISHARES TR CORE S&P SCP ETF 464287804   2,968,540 31,367 SH   SOLE   0 0 31,367
ISHARES TR BROAD USD HIGH 46435U853   769,719 22,291 SH   SOLE   0 0 22,291
ISHARES TR EAFE GRWTH ETF 464288885   12,574,221 150,122 SH   SOLE   0 0 150,122
ISHARES TR AGGRES ALLOC ETF 464289859   362,390 6,065 SH   SOLE   0 0 6,065
ISHARES TR ESG ADV TTL USD 46436E619   234,494 5,557 SH   SOLE   0 0 5,557
ISHARES TR MBS ETF 464288588   5,647,646 60,891 SH   SOLE   0 0 60,891
ISHARES TR US TREAS BD ETF 46429B267   4,195,769 184,673 SH   SOLE   0 0 184,673
ISHARES TR MSCI USA MMENTM 46432F396   4,229,741 28,985 SH   SOLE   0 0 28,985
ISHARES TR 0-5YR HI YL CP 46434V407   3,801,130 92,960 SH   SOLE   0 0 92,960
ISHARES TR U.S. TECH ETF 464287721   5,269,140 70,736 SH   SOLE   0 0 70,736
ISHARES TR ESG EAFE ETF 46436E759   202,644 3,734 SH   SOLE   0 0 3,734
ISHARES TR CORE S&P500 ETF 464287200   223,699 582 SH   SOLE   0 0 582
ISHARES TR EAFE VALUE ETF 464288877   14,446,190 314,869 SH   SOLE   0 0 314,869
ISHARES TR ESG MSCI USA ETF 46436E767   361,561 11,793 SH   SOLE   0 0 11,793
ISHARES TR MSCI USA MIN VOL 46429B697   4,281,308 59,380 SH   SOLE   0 0 59,380
ISHARES TR 10-20 YR TRS ETF 464288653   2,209,280 20,422 SH   SOLE   0 0 20,422
ISHARES TR MSCI USA VALUE 46432F388   384,018 4,214 SH   SOLE   0 0 4,214
ISHARES TR CONV BD ETF 46435G102   944,711 13,599 SH   SOLE   0 0 13,599
ISHARES TR JPMORGAN USD EMG 464288281   342,050 4,044 SH   SOLE   0 0 4,044
ISHARES TR CORE TOTAL USD 46434V613   7,117,412 158,411 SH   SOLE   0 0 158,411
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   1,477,749 52,421 SH   SOLE   0 0 52,421
LOCKHEED MARTIN CORP COM 539830109   225,778 464 SH   SOLE   0 0 464
MCDONALDS CORP COM 580135101   672,666 2,553 SH   SOLE   0 0 2,553
MICROSOFT CORP COM 594918104   1,646,021 6,864 SH   SOLE   0 0 6,864
NVIDIA CORPORATION COM 67066G104   264,313 1,809 SH   SOLE   0 0 1,809
PEPSICO INC COM 713448108   213,449 1,181 SH   SOLE   0 0 1,181
PFIZER INC COM 717081103   230,400 4,496 SH   SOLE   0 0 4,496
PROCTER AND GAMBLE CO COM 742718109   489,593 3,230 SH   SOLE   0 0 3,230
ROCKWELL AUTOMATION INC COM 773903109   437,718 1,699 SH   SOLE   0 0 1,699
SCHWAB STRATEGIC TR US TIPS ETF 808524870   743,429 14,355 SH   SOLE   0 0 14,355
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   7,234,813 158,484 SH   SOLE   0 0 158,484
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,346,794 15,397 SH   SOLE   0 0 15,397
SEMPRA COM 816851109   819,878 5,305 SH   SOLE   0 0 5,305
SOUTHWEST AIRLS CO COM 844741108   225,353 6,693 SH   SOLE   0 0 6,693
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   284,373 8,799 SH   SOLE   0 0 8,799
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   221,900 4,233 SH   SOLE   0 0 4,233
SPDR SER TR PRTFLO S&P500 HI 78468R788   333,276 8,420 SH   SOLE   0 0 8,420
SPDR SER TR BLOOMBERG EMERGI 78464A391   283,380 13,783 SH   SOLE   0 0 13,783
SPDR SER TR ICE PFD SEC ETF 78464A292   501,352 15,276 SH   SOLE   0 0 15,276
SPDR SER TR BLOOMBERG HIGH Y 78468R622   210,648 2,341 SH   SOLE   0 0 2,341
SPDR SER TR PORTFOLIO S&P500 78464A854   47,333,702 1,052,328 SH   SOLE   0 0 1,052,328
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   553,764 13,539 SH   SOLE   0 0 13,539
STARBUCKS CORP COM 855244109   206,001 2,077 SH   SOLE   0 0 2,077
TESLA INC COM 88160R101   700,278 5,685 SH   SOLE   0 0 5,685
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   466,990 1,329 SH   SOLE   0 0 1,329
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   541,576 3,567 SH   SOLE   0 0 3,567
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   506,577 4,681 SH   SOLE   0 0 4,681
VERIZON COMMUNICATIONS INC COM 92343V104   216,418 5,493 SH   SOLE   0 0 5,493
WALMART INC COM 931142103   236,717 1,669 SH   SOLE   0 0 1,669
WELLS FARGO CO NEW COM 949746101   332,228 8,046 SH   SOLE   0 0 8,046