The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Index Funds Value ETF 922908744 13,486 91,256 SH   SOLE   91,256 0 0
Vanguard Index Funds Growth ETF 922908736 8,753 30,433 SH   SOLE   30,433 0 0
Vanguard Index Funds FTSE Developed Markets ETF 921943858 5,470 113,883 SH   SOLE   113,883 0 0
Schwab Strategic TR US Large Cap Value ETF 808524409 3,552 49,753 SH   SOLE   49,753 0 0
Schwab Strategic TR Mid Cap ETF 808524508 3,100 40,867 SH   SOLE   40,867 0 0
Schwab Strategic TR US Large Cap Growth ETF 808524300 2,730 36,488 SH   SOLE   36,488 0 0
Schwab Strategic TR US Small Cap ETF 808524607 2,550 53,847 SH   SOLE   53,847 0 0
ProShares VIX Mid-Term Futures ETF 74347W338 1,938 61,537 SH   SOLE   61,537 0 0
Vanguard Index Funds Mid Cap ETF 922908629 1,727 7,259 SH   SOLE   7,259 0 0
Vanguard Index Funds Real Estate ETF IV 922908553 1,636 15,094 SH   SOLE   15,094 0 0
Schwab Strategic TR SPDR PORTFOLIO S&P 500 ETF 78464A854 1,590 29,931 SH   SOLE   29,931 0 0
iShares 1-3 Year Treasury Bond ETF 464287457 1,364 16,365 SH   SOLE   16,365 0 0
iShares Core MSCI EAFE ETF 46432F842 1,334 19,189 SH   SOLE   19,189 0 0
Vanguard Index Funds Total Stock Market ETF 922908769 1,273 5,592 SH   SOLE   5,592 0 0
Vanguard Index Funds Dividend Appreciation ETF 921908844 1,057 6,520 SH   SOLE   6,520 0 0
Schwab Strategic TR SPDR INDEX SHARES EMERG MARKT ETF 78463X509 968 25,060 SH   SOLE   25,060 0 0
Schwab Strategic TR US Large Cap ETF 808524201 928 17,233 SH   SOLE   17,233 0 0
Vanguard Index Funds Small Cap ETF 922908751 916 4,311 SH   SOLE   4,311 0 0
iShares Core S&P 500 ETF 464287200 887 1,954 SH   SOLE   1,954 0 0
Schwab Strategic TR SPDR S&P 500 VALUE ETF 78464A508 796 19,060 SH   SOLE   19,060 0 0
DISCOVERY INC CLASS C 25470F302 771 30,894 SH   SOLE   30,894 0 0
Schwab Strategic TR SPDR S&P 500 GROWTH ETF 78464A409 764 11,542 SH   SOLE   11,542 0 0
Schwab Strategic TR International Equity ETF 808524805 736 20,037 SH   SOLE   20,037 0 0
APPLE INC COM 037833100 646 3,699 SH   SOLE   3,699 0 0
BERKSHIRE HATHAWAY Class B 084670702 589 1,670 SH   SOLE   1,670 0 0
Vanguard Index Funds Total Bond Market ETF 921937835 532 6,683 SH   SOLE   6,683 0 0
Vanguard Index Funds Russell 1000 Growth ETF 92206C680 492 6,901 SH   SOLE   6,901 0 0
Vanguard Index Funds Mid Cap Value ETF 922908512 438 2,925 SH   SOLE   2,925 0 0
PROCTER & GAMBLE COM 742718109 422 2,762 SH   SOLE   2,762 0 0
Vanguard Index Funds Mid Cap Growth ETF IV 922908538 422 1,892 SH   SOLE   1,892 0 0
Vanguard Index Funds S&P 500 ETF 922908363 404 972 SH   SOLE   972 0 0
iShares Cores S&P Mid Cap ETF 464287507 396 1,474 SH   SOLE   1,474 0 0
Vanguard Index Funds Total International Stock ETF 921909768 381 6,378 SH   SOLE   6,378 0 0
Schwab Strategic TR Technology Select Sector SPDR ETF 81369Y803 374 2,353 SH   SOLE   2,353 0 0
Schwab Strategic TR SPDR S&P 500 ETF 78462F103 313 692 SH   SOLE   692 0 0
Vanguard Index Funds Small Cap Value ETF 922908611 287 1,633 SH   SOLE   1,633 0 0
Schwab Strategic TR SELECT STR FINANCIAL SELECT S ETF IV 81369Y605 275 7,184 SH   SOLE   7,184 0 0
GUGGENHEIM STRATEGIC OPP CEM 40167F101 268 14,088 SH   SOLE   14,088 0 0
Vanguard Index Funds Total International Bond ETF 92203J407 257 4,898 SH   SOLE   4,898 0 0
Vanguard Index Funds Small Cap Growth ETF 922908595 251 1,011 SH   SOLE   1,011 0 0
Vanguard Index Funds Information Technology ETF 92204A702 250 601 SH   SOLE   601 0 0
iShares Core Dividend ETF 46434V621 239 4,482 SH   SOLE   4,482 0 0
JPMORGAN CHASE & CO COM 46625H100 237 1,737 SH   SOLE   1,737 0 0
Schwab Strategic TR SPDR FUND MATERIALS SELECT SECTR ETF 81369Y100 234 2,651 SH   SOLE   2,651 0 0
Vanguard Index Funds High Dividend Yield ETF 921946406 222 1,982 SH   SOLE   1,982 0 0
WALMART INC COM 931142103 214 1,436 SH   SOLE   1,436 0 0
ALLETE INC COM 018522300 210 3,138 SH   SOLE   3,138 0 0
iShares Core S&P US Growth ETF 464287671 206 1,953 SH   SOLE   1,953 0 0