The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   235,273 1,292 SH   SOLE   0 0 1,292
EA SERIES TRUST STRIVE SML CAP 02072L573   256,857 8,567 SH   SOLE   0 0 8,567
EA SERIES TRUST STRIVE 1000 VALU 02072L599   862,344 29,727 SH   SOLE   0 0 29,727
EA SERIES TRUST STRIVE 1000 GRWT 02072L615   661,807 17,653 SH   SOLE   0 0 17,653
ALPHABET INC CAP STK CL C 02079K107   321,116 2,109 SH   SOLE   0 0 2,109
ALPHABET INC CAP STK CL A 02079K305   243,903 1,616 SH   SOLE   0 0 1,616
AMAZON COM INC COM 023135106   1,663,104 9,220 SH   SOLE   0 0 9,220
APPLE INC COM 037833100   1,827,143 10,655 SH   SOLE   0 0 10,655
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   936,078 2,226 SH   SOLE   0 0 2,226
CBRE GROUP INC CL A 12504L109   412,881 4,246 SH   SOLE   0 0 4,246
CHEVRON CORP NEW COM 166764100   210,267 1,333 SH   SOLE   0 0 1,333
COLGATE PALMOLIVE CO COM 194162103   262,676 2,917 SH   SOLE   0 0 2,917
CONOCOPHILLIPS COM 20825C104   561,050 4,408 SH   SOLE   0 0 4,408
COSTCO WHSL CORP NEW COM 22160K105   255,692 349 SH   SOLE   0 0 349
EXXON MOBIL CORP COM 30231G102   462,984 3,983 SH   SOLE   0 0 3,983
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   726,168 4,660 SH   SOLE   0 0 4,660
GUGGENHEIM STRATEGIC OPPORTU COM SBI 40167F101   201,740 14,088 SH   SOLE   0 0 14,088
HONEYWELL INTL INC COM 438516106   595,225 2,900 SH   SOLE   0 0 2,900
INVESCO QQQ TR UNIT SER 1 46090E103   1,172,163 2,640 SH   SOLE   0 0 2,640
ISHARES TR CORE S&P500 ETF 464287200   530,481 1,009 SH   SOLE   0 0 1,009
ISHARES TR CORE S&P MCP ETF 464287507   405,858 6,682 SH   SOLE   0 0 6,682
ISHARES TR RUS 1000 VAL ETF 464287598   354,996 1,982 SH   SOLE   0 0 1,982
ISHARES TR CORE S&P US VLU 464287663   415,753 4,597 SH   SOLE   0 0 4,597
ISHARES TR CORE MSCI EAFE 46432F842   14,814,214 199,599 SH   SOLE   0 0 199,599
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,598,495 64,429 SH   SOLE   0 0 64,429
ISHARES TR IBONDS DEC24 ETF 46434VBG4   997,877 39,835 SH   SOLE   0 0 39,835
ISHARES TR EXPONENTIAL TECH 46434V381   206,285 3,460 SH   SOLE   0 0 3,460
ISHARES TR IBONDS DEC2026 46435GAA0   643,695 26,989 SH   SOLE   0 0 26,989
ISHARES TR IBONDS 27 ETF 46435UAA9   710,600 29,857 SH   SOLE   0 0 29,857
ISHARES TR IBDS DEC28 ETF 46435U515   529,362 21,255 SH   SOLE   0 0 21,255
ISHARES TR IBONDS DEC 29 46436E205   467,540 20,488 SH   SOLE   0 0 20,488
ISHARES TR IBONDS DEC 2031 46436E486   323,492 15,788 SH   SOLE   0 0 15,788
ISHARES TR IBONDS DEC 2030 46436E726   207,988 9,719 SH   SOLE   0 0 9,719
ISHARES TR IBONDS 26 TRM TS 46436E858   302,375 13,315 SH   SOLE   0 0 13,315
ISHARES TR IBONDS 25 TRM TS 46436E866   1,141,852 49,154 SH   SOLE   0 0 49,154
ISHARES TR IBONDS 24 TRM TS 46436E874   2,149,102 89,770 SH   SOLE   0 0 89,770
JPMORGAN CHASE & CO COM 46625H100   275,012 1,373 SH   SOLE   0 0 1,373
MASTERCARD INCORPORATED CL A 57636Q104   220,559 458 SH   SOLE   0 0 458
MICROSOFT CORP COM 594918104   2,815,203 6,691 SH   SOLE   0 0 6,691
NORTHROP GRUMMAN CORP COM 666807102   471,001 984 SH   SOLE   0 0 984
NVIDIA CORPORATION COM 67066G104   752,670 833 SH   SOLE   0 0 833
PROCTER AND GAMBLE CO COM 742718109   1,062,413 6,548 SH   SOLE   0 0 6,548
PROSHARES TR II VIX MDTRM FUTR N 74347W338   237,218 14,967 SH   SOLE   0 0 14,967
QUALCOMM INC COM 747525103   334,042 1,973 SH   SOLE   0 0 1,973
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,863,759 3,563 SH   SOLE   0 0 3,563
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,600,954 44,237 SH   SOLE   0 0 44,237
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,948,818 26,641 SH   SOLE   0 0 26,641
SPDR SER TR PRTFLO S&P500 VL 78464A508   880,812 17,581 SH   SOLE   0 0 17,581
SPDR SER TR PORTFOLIO S&P500 78464A854   1,464,428 23,800 SH   SOLE   0 0 23,800
SPDR SER TR PORTFOLIO S&P600 78468R853   808,894 18,794 SH   SOLE   0 0 18,794
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   549,888 8,861 SH   SOLE   0 0 8,861
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   9,415,069 101,543 SH   SOLE   0 0 101,543
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,748,808 62,501 SH   SOLE   0 0 62,501
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,739,087 45,918 SH   SOLE   0 0 45,918
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,556,007 72,218 SH   SOLE   0 0 72,218
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,306,568 16,204 SH   SOLE   0 0 16,204
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   740,155 18,969 SH   SOLE   0 0 18,969
SELECT SECTOR SPDR TR INDL 81369Y704   446,118 3,542 SH   SOLE   0 0 3,542
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   322,939 1,551 SH   SOLE   0 0 1,551
TESLA INC COM 88160R101   445,276 2,533 SH   SOLE   0 0 2,533
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   539,213 2,397 SH   SOLE   0 0 2,397
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,005,793 5,508 SH   SOLE   0 0 5,508
VANGUARD STAR FDS VG TL INTL STK F 921909768   486,017 8,060 SH   SOLE   0 0 8,060
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   200,858 659 SH   SOLE   0 0 659
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,175,272 202,816 SH   SOLE   0 0 202,816
VANGUARD WORLD FD INF TECH ETF 92204A702   995,589 1,899 SH   SOLE   0 0 1,899
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   488,027 8,321 SH   SOLE   0 0 8,321
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   962,812 11,109 SH   SOLE   0 0 11,109
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,126,861 6,505 SH   SOLE   0 0 6,505
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,760,211 17,704 SH   SOLE   0 0 17,704
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,283,117 9,683 SH   SOLE   0 0 9,683
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   336,655 3,893 SH   SOLE   0 0 3,893
VANGUARD INDEX FDS SML CP GRW ETF 922908595   13,147,794 50,429 SH   SOLE   0 0 50,429
VANGUARD INDEX FDS SM CP VAL ETF 922908611   18,335,172 95,555 SH   SOLE   0 0 95,555
VANGUARD INDEX FDS MID CAP ETF 922908629   1,030,183 4,123 SH   SOLE   0 0 4,123
VANGUARD INDEX FDS LARGE CAP ETF 922908637   561,571 2,342 SH   SOLE   0 0 2,342
VANGUARD INDEX FDS GROWTH ETF 922908736   86,569,068 251,508 SH   SOLE   0 0 251,508
VANGUARD INDEX FDS VALUE ETF 922908744   79,731,166 489,569 SH   SOLE   0 0 489,569
VANGUARD INDEX FDS SMALL CP ETF 922908751   802,445 3,510 SH   SOLE   0 0 3,510
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,188,443 19,963 SH   SOLE   0 0 19,963
WISDOMTREE TR US EFFICIENT COR 97717Y790   485,920 11,507 SH   SOLE   0 0 11,507