The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   466,128 4,482 SH   SOLE   127 0 4,355
ALPHABET INC CAP STK CL A 02079K305   485,975 4,685 SH   SOLE   136 0 4,549
AMAZON COM INC COM 023135106   640,501 6,201 SH   SOLE   204 0 5,997
APPLE INC COM 037833100   1,930,649 11,708 SH   SOLE   341 0 11,367
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   350,763 1,136 SH   SOLE   26 0 1,110
BROADCOM INC COM 11135F101   202,085 315 SH   SOLE   8 0 307
CHEVRON CORP NEW COM 166764100   205,448 1,259 SH   SOLE   39 0 1,220
DEERE & CO COM 244199105   597,024 1,446 SH   SOLE   6 0 1,440
EXXON MOBIL CORP COM 30231G102   303,041 2,763 SH   SOLE   89 0 2,674
HOME DEPOT INC COM 437076102   255,869 867 SH   SOLE   23 0 844
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   2,055,086 144,521 SH   SOLE   19,268 0 125,253
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,131,346 54,392 SH   SOLE   7,890 0 46,501
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   559,914 48,773 SH   SOLE   2 0 48,771
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589   4,546,611 449,714 SH   SOLE   59,028 0 390,686
ISHARES INC CORE MSCI EMKT 46434G103   1,104,049 22,629 SH   SOLE   0 0 22,629
ISHARES INC MSCI EMRG CHN 46434G764   400,609 8,121 SH   SOLE   0 0 8,121
ISHARES TR CORE INTL AGGR 46435G672   1,538,812 31,436 SH   SOLE   0 0 31,436
ISHARES TR CONV BD ETF 46435G102   370,435 5,101 SH   SOLE   0 0 5,101
ISHARES TR CORE MSCI EAFE 46432F842   4,105,986 61,421 SH   SOLE   0 0 61,421
ISHARES TR SHRT NAT MUN ETF 464288158   613,176 5,858 SH   SOLE   379 0 5,479
ISHARES TR CORE S&P TTL STK 464287150   12,686,547 140,105 SH   SOLE   18,784 0 121,322
ISHARES TR CORE US AGGBD ET 464287226   1,031,274 10,350 SH   SOLE   0 0 10,350
ISHARES TR TIPS BD ETF 464287176   334,447 3,034 SH   SOLE   0 0 3,034
ISHARES TR PFD AND INCM SEC 464288687   1,774,050 56,824 SH   SOLE   9,624 0 47,201
ISHARES TR NATIONAL MUN ETF 464288414   4,220,607 39,174 SH   SOLE   3,191 0 35,983
ISHARES TR JPMORGAN USD EMG 464288281   772,074 8,948 SH   SOLE   1,222 0 7,726
ISHARES TR EAFE SML CP ETF 464288273   518,214 8,708 SH   SOLE   0 0 8,708
ISHARES TR CORE S&P MCP ETF 464287507   217,139 868 SH   SOLE   0 0 868
ISHARES TR CORE S&P500 ETF 464287200   7,418,581 18,047 SH   SOLE   0 0 18,047
ISHARES TR RUS 2000 VAL ETF 464287630   664,201 4,847 SH   SOLE   540 0 4,307
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   634,347 12,789 SH   SOLE   90 0 12,699
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   255,524 5,031 SH   SOLE   267 0 4,764
JOHNSON & JOHNSON COM 478160104   283,030 1,826 SH   SOLE   55 0 1,771
JPMORGAN CHASE & CO COM 46625H100   233,646 1,793 SH   SOLE   61 0 1,732
LILLY ELI & CO COM 532457108   239,364 697 SH   SOLE   20 0 677
LUMINAR TECHNOLOGIES INC COM CL A 550424105   143,007 22,035 SH   SOLE   0 0 22,035
MCDONALDS CORP COM 580135101   597,247 2,136 SH   SOLE   14 0 2,122
META PLATFORMS INC CL A 30303M102   311,552 1,470 SH   SOLE   51 0 1,419
MICROSOFT CORP COM 594918104   2,516,011 8,727 SH   SOLE   155 0 8,572
NVIDIA CORPORATION COM 67066G104   490,542 1,766 SH   SOLE   51 0 1,715
PROCTER AND GAMBLE CO COM 742718109   252,327 1,697 SH   SOLE   48 0 1,649
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   542,376 11,335 SH   SOLE   0 0 11,335
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,272,371 23,734 SH   SOLE   3,827 0 19,907
SCHWAB STRATEGIC TR US REIT ETF 808524847   994,773 51,014 SH   SOLE   0 0 51,014
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   814,264 25,351 SH   SOLE   0 0 25,351
SPDR SER TR BBG CONV SEC ETF 78464A359   1,642,668 24,492 SH   SOLE   3,799 0 20,693
SPDR SER TR BLOOMBERG INVT 78468R200   1,302,392 42,800 SH   SOLE   5,412 0 37,388
SPDR SER TR BLOOMBERG HIGH Y 78468R622   694,230 7,479 SH   SOLE   1,139 0 6,340
TESLA INC COM 88160R101   385,253 1,857 SH   SOLE   55 0 1,802
UNITEDHEALTH GROUP INC COM 91324P102   331,374 701 SH   SOLE   19 0 682
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   11,986,827 162,357 SH   SOLE   1,270 0 161,087
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,461,433 19,106 SH   SOLE   143 0 18,963
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,134,709 145,844 SH   SOLE   22,868 0 122,976
VANGUARD INDEX FDS LARGE CAP ETF 922908637   330,841 1,771 SH   SOLE   0 0 1,771
VANGUARD INDEX FDS MID CAP ETF 922908629   545,439 2,586 SH   SOLE   0 0 2,586
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,208,674 38,640 SH   SOLE   6,582 0 32,058
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,198,883 5,874 SH   SOLE   0 0 5,874
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,035,584 27,788 SH   SOLE   409 0 27,379
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,912,150 47,132 SH   SOLE   6,692 0 40,440
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,634,359 114,712 SH   SOLE   3,903 0 110,809
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,339,856 26,448 SH   SOLE   0 0 26,448
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,794,495 238,975 SH   SOLE   7,887 0 231,088
VISA INC COM CL A 92826C839   229,067 1,016 SH   SOLE   37 0 979