The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   369,915 4,169 SH   SOLE   0 0 4,169
ALPHABET INC CAP STK CL A 02079K305   678,224 7,687 SH   SOLE   0 0 7,687
AMAZON COM INC COM 023135106   510,720 6,080 SH   SOLE   0 0 6,080
APPLE INC COM 037833100   1,578,390 12,148 SH   SOLE   0 0 12,148
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,255,061 4,063 SH   SOLE   0 0 4,063
BOEING CO COM 097023105   542,897 2,850 SH   SOLE   0 0 2,850
CITIGROUP INC COM NEW 172967424   279,657 6,183 SH   SOLE   0 0 6,183
DEERE & CO COM 244199105   607,982 1,418 SH   SOLE   0 0 1,418
DISNEY WALT CO COM 254687106   251,344 2,893 SH   SOLE   0 0 2,893
EOG RES INC COM 26875P101   456,558 3,525 SH   SOLE   0 0 3,525
EXXON MOBIL CORP COM 30231G102   233,114 2,113 SH   SOLE   0 0 2,113
HOME DEPOT INC COM 437076102   240,685 762 SH   SOLE   0 0 762
HONEYWELL INTL INC COM 438516106   400,098 1,867 SH   SOLE   0 0 1,867
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   1,548,586 104,776 SH   SOLE   664 0 104,112
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   260,862 13,972 SH   SOLE   0 0 13,972
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   173,324 15,503 SH   SOLE   0 0 15,503
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,136,818 55,374 SH   SOLE   298 0 55,076
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589   3,498,580 370,612 SH   SOLE   2,203 0 368,409
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   620,700 30,000 SH   SOLE   0 0 30,000
ISHARES GOLD TR ISHARES NEW 464285204   449,670 13,000 SH   SOLE   0 0 13,000
ISHARES INC CORE MSCI EMKT 46434G103   1,322,945 28,329 SH   SOLE   0 0 28,329
ISHARES INC MSCI EMRG CHN 46434G764   340,312 7,169 SH   SOLE   0 0 7,169
ISHARES SILVER TR ISHARES 46428Q109   440,400 20,000 SH   SOLE   0 0 20,000
ISHARES TR CORE S&P TTL STK 464287150   10,266,318 121,065 SH   SOLE   2,946 0 118,119
ISHARES TR IBOXX HI YD ETF 464288513   237,972 3,232 SH   SOLE   0 0 3,232
ISHARES TR JPMORGAN USD EMG 464288281   1,443,014 17,059 SH   SOLE   98 0 16,961
ISHARES TR PFD AND INCM SEC 464288687   1,113,746 36,480 SH   SOLE   288 0 36,192
ISHARES TR NATIONAL MUN ETF 464288414   3,141,014 29,767 SH   SOLE   599 0 29,168
ISHARES TR CORE MSCI EAFE 46432F842   4,114,463 66,750 SH   SOLE   0 0 66,750
ISHARES TR SHRT NAT MUN ETF 464288158   522,040 5,007 SH   SOLE   70 0 4,937
ISHARES TR EAFE SML CP ETF 464288273   611,623 10,829 SH   SOLE   0 0 10,829
ISHARES TR RUS MID CAP ETF 464287499   1,197,575 17,755 SH   SOLE   0 0 17,755
ISHARES TR CORE S&P MCP ETF 464287507   211,170 873 SH   SOLE   5 0 868
ISHARES TR CORE S&P500 ETF 464287200   7,007,438 18,239 SH   SOLE   0 0 18,239
ISHARES TR RUSSELL 2000 ETF 464287655   1,005,185 5,765 SH   SOLE   0 0 5,765
ISHARES TR RUS 2000 VAL ETF 464287630   1,053,574 7,598 SH   SOLE   88 0 7,510
ISHARES TR CORE US AGGBD ET 464287226   906,929 9,351 SH   SOLE   0 0 9,351
ISHARES TR TIPS BD ETF 464287176   608,468 5,717 SH   SOLE   0 0 5,717
ISHARES TR CORE INTL AGGR 46435G672   2,433,010 51,167 SH   SOLE   0 0 51,167
ISHARES TR CONV BD ETF 46435G102   249,814 3,596 SH   SOLE   0 0 3,596
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   1,782,311 36,174 SH   SOLE   129 0 36,045
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   544,900 10,000 SH   SOLE   0 0 10,000
JOHNSON & JOHNSON COM 478160104   701,477 3,971 SH   SOLE   0 0 3,971
JPMORGAN CHASE & CO COM 46625H100   200,882 1,498 SH   SOLE   0 0 1,498
KINDER MORGAN INC DEL COM 49456B101   387,961 21,458 SH   SOLE   0 0 21,458
LILLY ELI & CO COM 532457108   218,406 597 SH   SOLE   0 0 597
MCDONALDS CORP COM 580135101   530,486 2,013 SH   SOLE   0 0 2,013
META PLATFORMS INC CL A 30303M102   203,134 1,688 SH   SOLE   0 0 1,688
MICROSOFT CORP COM 594918104   1,997,744 8,330 SH   SOLE   448 0 7,882
NIKE INC CL B 654106103   536,374 4,584 SH   SOLE   0 0 4,584
NVIDIA CORPORATION COM 67066G104   255,745 1,750 SH   SOLE   0 0 1,750
ORACLE CORP COM 68389X105   361,454 4,422 SH   SOLE   0 0 4,422
PEPSICO INC COM 713448108   551,374 3,052 SH   SOLE   0 0 3,052
PROCTER AND GAMBLE CO COM 742718109   220,823 1,457 SH   SOLE   0 0 1,457
QUALCOMM INC COM 747525103   418,102 3,803 SH   SOLE   0 0 3,803
SCHWAB STRATEGIC TR US REIT ETF 808524847   602,870 31,253 SH   SOLE   0 0 31,253
SCHWAB STRATEGIC TR US TIPS ETF 808524870   3,602,349 69,557 SH   SOLE   322 0 69,235
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   506,965 11,314 SH   SOLE   0 0 11,314
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,045,733 30,577 SH   SOLE   44 0 30,533
SELECT SECTOR SPDR TR ENERGY 81369Y506   612,815 7,006 SH   SOLE   6 0 7,000
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   390,495 14,587 SH   SOLE   0 0 14,587
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   828,104 27,892 SH   SOLE   0 0 27,892
SPDR SER TR BLOOMBERG HIGH Y 78468R622   916,778 10,186 SH   SOLE   69 0 10,117
SPDR SER TR BBG CONV SEC ETF 78464A359   944,051 14,673 SH   SOLE   96 0 14,577
SPDR SER TR BLOOMBERG INVT 78468R200   1,409,133 46,368 SH   SOLE   206 0 46,162
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   224,541 5,490 SH   SOLE   0 0 5,490
TESLA INC COM 88160R101   268,040 2,176 SH   SOLE   0 0 2,176
UNITED PARCEL SERVICE INC CL B 911312106   413,392 2,378 SH   SOLE   0 0 2,378
UNITEDHEALTH GROUP INC COM 91324P102   325,099 613 SH   SOLE   0 0 613
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   11,430,339 159,108 SH   SOLE   954 0 158,154
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,388,450 18,444 SH   SOLE   107 0 18,337
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,478,208 94,417 SH   SOLE   569 0 93,848
VANGUARD INDEX FDS LARGE CAP ETF 922908637   308,508 1,771 SH   SOLE   0 0 1,771
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,584,583 8,288 SH   SOLE   0 0 8,288
VANGUARD INDEX FDS MID CAP ETF 922908629   527,053 2,586 SH   SOLE   0 0 2,586
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,630,300 31,890 SH   SOLE   235 0 31,655
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,849,401 27,715 SH   SOLE   198 0 27,517
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,231,317 29,785 SH   SOLE   238 0 29,547
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,651,071 93,665 SH   SOLE   830 0 92,835
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,820,638 36,788 SH   SOLE   0 0 36,788
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,291,371 221,381 SH   SOLE   1,927 0 219,454
WALMART INC COM 931142103   343,699 2,424 SH   SOLE   0 0 2,424