The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 327 3,406 SH   SOLE   0 0 3,406
ALPHABET INC CAP STK CL A 02079K305 324 3,384 SH   SOLE   0 0 3,384
AMAZON COM INC COM 023135106 536 4,742 SH   SOLE   0 0 4,742
APPLE INC COM 037833100 1,159 8,383 SH   SOLE   0 0 8,383
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 232 868 SH   SOLE   0 0 868
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 1,639 101,329 SH   SOLE   0 0 101,329
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,255 62,183 SH   SOLE   0 0 62,183
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 333 19,678 SH   SOLE   0 0 19,678
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 283 23,844 SH   SOLE   0 0 23,844
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 2,638 311,800 SH   SOLE   0 0 311,800
ISHARES INC MSCI EMRG CHN 46434G764 317 7,169 SH   SOLE   0 0 7,169
ISHARES INC CORE MSCI EMKT 46434G103 1,372 31,916 SH   SOLE   0 0 31,916
ISHARES TR CORE MSCI EAFE 46432F842 2,725 51,746 SH   SOLE   0 0 51,746
ISHARES TR CORE INTL AGGR 46435G672 2,184 45,192 SH   SOLE   0 0 45,192
ISHARES TR CORE S&P TTL STK 464287150 8,338 104,822 SH   SOLE   0 0 104,822
ISHARES TR CORE US AGGBD ET 464287226 912 9,462 SH   SOLE   0 0 9,462
ISHARES TR TIPS BD ETF 464287176 1,055 10,054 SH   SOLE   0 0 10,054
ISHARES TR CORE S&P500 ETF 464287200 6,565 18,305 SH   SOLE   0 0 18,305
ISHARES TR RUS 2000 VAL ETF 464287630 487 3,780 SH   SOLE   0 0 3,780
ISHARES TR SHRT NAT MUN ETF 464288158 521 5,079 SH   SOLE   0 0 5,079
ISHARES TR EAFE SML CP ETF 464288273 318 6,511 SH   SOLE   0 0 6,511
ISHARES TR JPMORGAN USD EMG 464288281 1,196 15,059 SH   SOLE   0 0 15,059
ISHARES TR NATIONAL MUN ETF 464288414 3,082 30,041 SH   SOLE   0 0 30,041
ISHARES TR IBOXX HI YD ETF 464288513 223 3,122 SH   SOLE   0 0 3,122
ISHARES TR PFD AND INCM SEC 464288687 890 28,107 SH   SOLE   0 0 28,107
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,774 36,010 SH   SOLE   0 0 36,010
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 230 6,439 SH   SOLE   0 0 6,439
JOHNSON & JOHNSON COM 478160104 214 1,310 SH   SOLE   0 0 1,310
MICROSOFT CORP COM 594918104 1,165 5,004 SH   SOLE   0 0 5,004
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 474 11,296 SH   SOLE   0 0 11,296
SCHWAB STRATEGIC TR US REIT ETF 808524847 559 29,916 SH   SOLE   0 0 29,916
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,002 57,957 SH   SOLE   0 0 57,957
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 809 31,350 SH   SOLE   0 0 31,350
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 279 11,558 SH   SOLE   0 0 11,558
SPDR SER TR BBG CONV SEC ETF 78464A359 953 15,056 SH   SOLE   0 0 15,056
SPDR SER TR BLOOMBERG INVT 78468R200 1,398 46,143 SH   SOLE   0 0 46,143
SPDR SER TR BLOOMBERG HIGH Y 78468R622 789 8,976 SH   SOLE   0 0 8,976
TESLA INC COM 88160R101 363 1,367 SH   SOLE   0 0 1,367
UNITEDHEALTH GROUP INC COM 91324P102 256 507 SH   SOLE   0 0 507
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,346 17,996 SH   SOLE   0 0 17,996
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 11,023 154,538 SH   SOLE   0 0 154,538
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4,701 98,492 SH   SOLE   0 0 98,492
VANGUARD INDEX FDS LARGE CAP ETF 922908637 290 1,771 SH   SOLE   0 0 1,771
VANGUARD INDEX FDS MID CAP ETF 922908629 486 2,586 SH   SOLE   0 0 2,586
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,101 26,212 SH   SOLE   0 0 26,212
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,006 11,177 SH   SOLE   0 0 11,177
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,513 68,858 SH   SOLE   0 0 68,858
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,358 25,411 SH   SOLE   0 0 25,411
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,018 26,678 SH   SOLE   0 0 26,678
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,774 36,849 SH   SOLE   0 0 36,849
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,276 200,100 SH   SOLE   0 0 200,100