The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   245,641 1,743 SH   SOLE   0 0 1,743
AMAZON COM INC COM 023135106   488,521 3,215 SH   SOLE   0 0 3,215
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   10,925,200 252,256 SH   SOLE   0 0 252,256
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   7,712,381 127,625 SH   SOLE   0 0 127,625
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   2,731,093 48,432 SH   SOLE   0 0 48,432
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,523,924 39,242 SH   SOLE   0 0 39,242
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   962,582 15,404 SH   SOLE   0 0 15,404
AMERICAN CENTY ETF TR US EQT ETF 025072885   17,909,970 219,619 SH   SOLE   0 0 219,619
APPLE INC COM 037833100   3,194,883 16,594 SH   SOLE   0 0 16,594
ASML HOLDING N V N Y REGISTRY SHS N07059210   233,888 309 SH   SOLE   0 0 309
BANCO SANTANDER S.A. ADR 05964H105   63,069 15,234 SH   SOLE   0 0 15,234
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   234,682 658 SH   SOLE   0 0 658
BHP GROUP LTD SPONSORED ADS 088606108   207,594 3,039 SH   SOLE   0 0 3,039
CHEVRON CORP NEW COM 166764100   763,291 5,117 SH   SOLE   0 0 5,117
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   64,968,293 2,222,658 SH   SOLE   0 0 2,222,658
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   9,645,638 161,785 SH   SOLE   0 0 161,785
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,545,384 48,641 SH   SOLE   0 0 48,641
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   961,136 18,544 SH   SOLE   0 0 18,544
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   536,851 20,664 SH   SOLE   0 0 20,664
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   667,992 26,165 SH   SOLE   0 0 26,165
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   299,360 6,368 SH   SOLE   0 0 6,368
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   21,971,710 590,320 SH   SOLE   0 0 590,320
ETF OPPORTUNITIES TRUST AMERICAN CONSER 26923N108   2,597,823 71,204 SH   SOLE   0 0 71,204
ETF SER SOLUTIONS VIDENT US BOND 26922A602   2,185,260 49,329 SH   SOLE   0 0 49,329
ETF SER SOLUTIONS VIDENT INTERNATI 26922A404   353,592 14,368 SH   SOLE   0 0 14,368
ETF SER SOLUTIONS US DIVERSIFIED 26922A511   297,071 9,821 SH   SOLE   0 0 9,821
EXXON MOBIL CORP COM 30231G102   2,465,315 24,658 SH   SOLE   0 0 24,658
INNOVATOR ETFS TR US EQUITY ACCELE 45783Y301   1,211,568 39,627 SH   SOLE   0 0 39,627
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   290,984 8,449 SH   SOLE   0 0 8,449
INNOVATOR ETFS TR INTRNL DEV JULY 45782C722   1,540,506 56,800 SH   SOLE   0 0 56,800
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   1,648,923 50,503 SH   SOLE   0 0 50,503
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   941,688 25,287 SH   SOLE   0 0 25,287
INNOVATOR ETFS TR EMRGNG MKT JULY 45782C714   470,803 19,924 SH   SOLE   0 0 19,924
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318   431,862 13,721 SH   SOLE   0 0 13,721
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383   1,155,335 32,435 SH   SOLE   0 0 32,435
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   1,089,950 33,342 SH   SOLE   0 0 33,342
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   324,587 9,724 SH   SOLE   0 0 9,724
INNOVATOR ETFS TR US SML CP PWR B 45782C284   896,368 33,098 SH   SOLE   0 0 33,098
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   856,297 23,707 SH   SOLE   0 0 23,707
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   2,501,484 69,121 SH   SOLE   0 0 69,121
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   889,992 5,640 SH   SOLE   0 0 5,640
INVESCO QQQ TR UNIT SER 1 46090E103   1,136,008 2,774 SH   SOLE   0 0 2,774
ISHARES TR CORE S&P TTL STK 464287150   214,038 2,034 SH   SOLE   0 0 2,034
ISHARES TR CORE HIGH DV ETF 46429B663   802,151 7,865 SH   SOLE   0 0 7,865
ISHARES TR MSCI EAFE ETF 464287465   277,439 3,682 SH   SOLE   0 0 3,682
ISHARES TR CORE S&P MCP ETF 464287507   249,712 901 SH   SOLE   0 0 901
ISHARES TR CORE S&P500 ETF 464287200   370,641 776 SH   SOLE   0 0 776
ISHARES TR RUSSELL 2000 ETF 464287655   493,144 2,457 SH   SOLE   0 0 2,457
JPMORGAN CHASE & CO COM 46625H100   346,791 2,039 SH   SOLE   0 0 2,039
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   30,862 12,913 SH   SOLE   0 0 12,913
META PLATFORMS INC CL A 30303M102   250,250 707 SH   SOLE   0 0 707
MICROSOFT CORP COM 594918104   1,083,455 2,881 SH   SOLE   0 0 2,881
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   86,634 10,062 SH   SOLE   0 0 10,062
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633   2,598,103 110,136 SH   SOLE   0 0 110,136
NORTHERN LTS FD TR IV INSPIRE SML/ MID 66538H641   1,118,315 32,232 SH   SOLE   0 0 32,232
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   1,386,302 39,722 SH   SOLE   0 0 39,722
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419   1,020,713 34,565 SH   SOLE   0 0 34,565
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   890,812 12,260 SH   SOLE   0 0 12,260
SHELL PLC SPON ADS 780259305   233,327 3,546 SH   SOLE   0 0 3,546
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,490,077 11,551 SH   SOLE   0 0 11,551
SPDR S&P 500 ETF TR TR UNIT 78462F103   174,481 11,500 SH Put SOLE   0 0 11,500
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   587,546 1,158 SH   SOLE   0 0 1,158
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   588,328 5,657 SH   SOLE   0 0 5,657
TIDAL ETF TR ZEGA BUY AND HED 886364660   335,708 19,031 SH   SOLE   0 0 19,031
TIMOTHY PLAN INTL ETF 887432334   658,264 24,891 SH   SOLE   0 0 24,891
TIMOTHY PLAN HIG DV STK ETF 887432326   535,040 16,156 SH   SOLE   0 0 16,156
TIMOTHY PLAN U S SM CP CORE 887432342   676,269 19,114 SH   SOLE   0 0 19,114
TORONTO DOMINION BK ONT COM NEW 891160509   229,918 3,558 SH   SOLE   0 0 3,558
VANGUARD INDEX FDS TOTAL STK MKT 922908769   534,219 2,252 SH   SOLE   0 0 2,252
VANGUARD INDEX FDS GROWTH ETF 922908736   221,347 712 SH   SOLE   0 0 712
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   208,883 2,364 SH   SOLE   0 0 2,364
VANGUARD STAR FDS VG TL INTL STK F 921909768   502,745 8,674 SH   SOLE   0 0 8,674
WALMART INC COM 931142103   287,711 1,825 SH   SOLE   0 0 1,825