The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   212,878 1,675 SH   SOLE   0 0 1,675
APPLE INC COM 037833100   2,646,573 15,458 SH   SOLE   0 0 15,458
APPLIED MATLS INC COM 038222105   203,106 1,467 SH   SOLE   0 0 1,467
CHEVRON CORP NEW COM 166764100   336,060 1,993 SH   SOLE   0 0 1,993
EXPEDITORS INTL WASH INC COM 302130109   394,442 3,441 SH   SOLE   0 0 3,441
EXXON MOBIL CORP COM 30231G102   247,623 2,106 SH   SOLE   0 0 2,106
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   1,148,611 11,473 SH   SOLE   0 0 11,473
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   3,843,500 140,274 SH   SOLE   0 0 140,274
ISHARES TR CORE US AGGBD ET 464287226   342,786 3,645 SH   SOLE   0 0 3,645
JOHNSON & JOHNSON COM 478160104   202,518 1,300 SH   SOLE   0 0 1,300
MICROSOFT CORP COM 594918104   352,762 1,117 SH   SOLE   0 0 1,117
ORACLE CORP COM 68389X105   1,559,566 14,724 SH   SOLE   0 0 14,724
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,073,790 111,026 SH   SOLE   0 0 111,026
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   8,376,814 118,383 SH   SOLE   0 0 118,383
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   398,869 11,745 SH   SOLE   0 0 11,745
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,933,219 28,564 SH   SOLE   0 0 28,564
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,303,931 31,481 SH   SOLE   0 0 31,481
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   626,337 14,161 SH   SOLE   0 0 14,161
SEMPRA COM 816851109   348,994 5,130 SH   SOLE   0 0 5,130
STARBUCKS CORP COM 855244109   205,375 2,250 SH   SOLE   0 0 2,250
TESLA INC COM 88160R101   461,906 1,846 SH   SOLE   0 0 1,846
UNITEDHEALTH GROUP INC COM 91324P102   413,784 821 SH   SOLE   0 0 821
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,575,526 77,106 SH   SOLE   0 0 77,106
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,345,893 31,208 SH   SOLE   0 0 31,208
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,465,930 78,331 SH   SOLE   0 0 78,331
VANGUARD INDEX FDS MID CAP ETF 922908629   1,471,352 7,066 SH   SOLE   0 0 7,066
VANGUARD INDEX FDS GROWTH ETF 922908736   3,572,085 13,118 SH   SOLE   0 0 13,118
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,762,039 9,320 SH   SOLE   0 0 9,320
VANGUARD INDEX FDS SM CP VAL ETF 922908611   470,909 2,953 SH   SOLE   0 0 2,953
VANGUARD INDEX FDS VALUE ETF 922908744   2,811,560 20,384 SH   SOLE   0 0 20,384
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,938,841 4,937 SH   SOLE   0 0 4,937
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,871,146 18,478 SH   SOLE   0 0 18,478
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   2,554,004 10,863 SH   SOLE   0 0 10,863
VANGUARD WORLD FDS INF TECH ETF 92204A702   699,632 1,686 SH   SOLE   0 0 1,686