The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 216 2,034 SH   SOLE   0 0 2,034
APPLE INC COM 037833100 2,287 16,729 SH   SOLE   0 0 16,729
CHEVRON CORP NEW COM 166764100 289 1,993 SH   SOLE   0 0 1,993
EXPEDITORS INTL WASH INC COM 302130109 349 3,578 SH   SOLE   0 0 3,578
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 4,168 15,561 SH   SOLE   0 0 15,561
INVESCO QQQ TR UNIT SER 1 46090E103 298 1,063 SH   SOLE   0 0 1,063
ISHARES TR BLACKROCK ULTRA 46434V878 2,037 40,700 SH   SOLE   0 0 40,700
ISHARES TR CONSER ALLOC ETF 464289883 297 8,581 SH   SOLE   0 0 8,581
ISHARES TR CORE US AGGBD ET 464287226 358 3,518 SH   SOLE   0 0 3,518
JOHNSON & JOHNSON COM 478160104 267 1,505 SH   SOLE   0 0 1,505
META PLATFORMS INC CL A 30303M102 265 1,646 SH   SOLE   0 0 1,646
MICROSOFT CORP COM 594918104 445 1,731 SH   SOLE   0 0 1,731
ORACLE CORP COM 68389X105 1,055 15,106 SH   SOLE   0 0 15,106
PROSHARES TR BITCOIN STRATE 74347G440 279 24,000 SH   SOLE   0 0 24,000
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 10,552 147,314 SH   SOLE   0 0 147,314
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 9,373 161,624 SH   SOLE   0 0 161,624
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 477 15,178 SH   SOLE   0 0 15,178
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,003 31,927 SH   SOLE   0 0 31,927
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,478 37,902 SH   SOLE   0 0 37,902
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 476 9,940 SH   SOLE   0 0 9,940
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 333 7,456 SH   SOLE   0 0 7,456
SEMPRA COM 816851109 385 2,565 SH   SOLE   0 0 2,565
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701 334 6,850 SH   SOLE   0 0 6,850
TESLA INC COM 88160R101 515 765 SH   SOLE   0 0 765
UNITEDHEALTH GROUP INC COM 91324P102 414 807 SH   SOLE   0 0 807
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,098 144,523 SH   SOLE   0 0 144,523
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,138 81,552 SH   SOLE   0 0 81,552
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,454 83,111 SH   SOLE   0 0 83,111
VANGUARD INDEX FDS GROWTH ETF 922908736 4,010 17,990 SH   SOLE   0 0 17,990
VANGUARD INDEX FDS MID CAP ETF 922908629 1,891 9,600 SH   SOLE   0 0 9,600
VANGUARD INDEX FDS SM CP VAL ETF 922908611 531 3,546 SH   SOLE   0 0 3,546
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,866 10,596 SH   SOLE   0 0 10,596
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,875 5,405 SH   SOLE   0 0 5,405
VANGUARD INDEX FDS VALUE ETF 922908744 2,682 20,338 SH   SOLE   0 0 20,338
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,367 23,469 SH   SOLE   0 0 23,469
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 210 2,063 SH   SOLE   0 0 2,063
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,620 11,126 SH   SOLE   0 0 11,126
VANGUARD WORLD FDS INF TECH ETF 92204A702 577 1,768 SH   SOLE   0 0 1,768