The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   420,391 2,292 SH   SOLE   0 0 2,292
ALPHABET INC CAP STK CL A 02079K305   364,830 2,003 SH   SOLE   0 0 2,003
AMAZON COM INC COM 023135106   1,070,992 5,542 SH   SOLE   0 0 5,542
AMGEN INC COM 031162100   429,306 1,374 SH   SOLE   0 0 1,374
APPLE INC COM 037833100   4,102,729 19,479 SH   SOLE   0 0 19,479
AVERY DENNISON CORP COM 053611109   209,904 960 SH   SOLE   0 0 960
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   512,161 1,259 SH   SOLE   0 0 1,259
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   1,291,369 27,511 SH   SOLE   0 0 27,511
CALAMOS ETF TR S P 500 STRUCTUR 12811T605   189,258 7,367 SH   SOLE   0 0 7,367
CALAMOS ETF TR NASDAQ 100 STRUC 12811T878   117,118 4,879 SH   SOLE   0 0 4,879
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   619,644 23,078 SH   SOLE   0 0 23,078
CARNIVAL CORP UNIT 99/99/9999 143658300   493,235 26,348 SH   SOLE   0 0 26,348
CHIPOTLE MEXICAN GRILL INC COM 169656105   238,070 3,800 SH   SOLE   0 0 3,800
COLUMBIA ETF TR I RESH ENHNC COR 19761L706   548,655 17,002 SH   SOLE   0 0 17,002
COLUMBIA ETF TR I US EQUITY INCOME 19761L854   33,372 759 SH   SOLE   0 0 759
DBX ETF TR XTRACK MSCI EAFE 233051200   205,625 4,962 SH   SOLE   0 0 4,962
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   31,238 1,250 SH   SOLE   0 0 1,250
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   932,574 28,926 SH   SOLE   0 0 28,926
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   64,446 2,411 SH   SOLE   0 0 2,411
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   39,820 1,448 SH   SOLE   0 0 1,448
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   38,718 1,488 SH   SOLE   0 0 1,488
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   71,748 2,726 SH   SOLE   0 0 2,726
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   900,927 36,578 SH   SOLE   0 0 36,578
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   74,957 2,786 SH   SOLE   0 0 2,786
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   221,651 8,431 SH   SOLE   0 0 8,431
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   211,936 7,364 SH   SOLE   0 0 7,364
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   219,611 6,865 SH   SOLE   0 0 6,865
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   118,846 2,861 SH   SOLE   0 0 2,861
EXXON MOBIL CORP COM 30231G102   1,320,500 11,471 SH   SOLE   0 0 11,471
FRANKLIN TEMPLETON ETF TR HIGH YIELD CORP 35473P629   63,413 2,675 SH   SOLE   0 0 2,675
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868   176,051 7,215 SH   SOLE   0 0 7,215
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   42,456 828 SH   SOLE   0 0 828
GE AEROSPACE COM NEW 369604301   388,228 2,442 SH   SOLE   0 0 2,442
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107   85,743 2,763 SH   SOLE   0 0 2,763
INDEXIQ ETF TR FTSE INTERNL EQT 45409B560   4,872,136 182,477 SH   SOLE   0 0 182,477
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102   160,457 3,675 SH   SOLE   0 0 3,675
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,106,124 5,612 SH   SOLE   0 0 5,612
INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 46137V225   60,981 533 SH   SOLE   0 0 533
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,919,945 41,966 SH   SOLE   0 0 41,966
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   114,499 1,802 SH   SOLE   0 0 1,802
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   9,035 55 SH   SOLE   0 0 55
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   340,407 3,312 SH   SOLE   0 0 3,312
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449   38,135 404 SH   SOLE   0 0 404
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456   96,928 1,877 SH   SOLE   0 0 1,877
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   11,878,293 104,205 SH   SOLE   0 0 104,205
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   367,938 3,792 SH   SOLE   0 0 3,792
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   6,546,105 124,973 SH   SOLE   0 0 124,973
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   2,051,361 34,161 SH   SOLE   0 0 34,161
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   364,837 8,550 SH   SOLE   0 0 8,550
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   73,623 1,940 SH   SOLE   0 0 1,940
INVESCO EXCHANGE TRADED FD T BIOTECHNOLOGY 46137V787   5,773 89 SH   SOLE   0 0 89
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   8,318 85 SH   SOLE   0 0 85
ISHARES INC CORE MSCI EMKT 46434G103   437,396 8,171 SH   SOLE   0 0 8,171
ISHARES INC MSCI EMRG CHN 46434G764   442,176 7,469 SH   SOLE   0 0 7,469
ISHARES INC EMNG MKTS EQT 46434G889   27,611 592 SH   SOLE   0 0 592
ISHARES TR S&P 100 ETF 464287101   7,136 27 SH   SOLE   0 0 27
ISHARES TR MORNINGSTAR GRWT 464287119   8,030,707 98,645 SH   SOLE   0 0 98,645
ISHARES TR SELECT DIVID ETF 464287168   5,807 48 SH   SOLE   0 0 48
ISHARES TR CORE S&P500 ETF 464287200   323,413 591 SH   SOLE   0 0 591
ISHARES TR MSCI EMG MKT ETF 464287234   467 11 SH   SOLE   0 0 11
ISHARES TR IBOXX INV CP ETF 464287242   1,514,384 14,137 SH   SOLE   0 0 14,137
ISHARES TR S&P 500 GRWT ETF 464287309   1,629,438 17,608 SH   SOLE   0 0 17,608
ISHARES TR GLOBAL ENERG ETF 464287341   9,844 237 SH   SOLE   0 0 237
ISHARES TR S&P 500 VAL ETF 464287408   745,970 4,099 SH   SOLE   0 0 4,099
ISHARES TR 20 YR TR BD ETF 464287432   168,871 1,840 SH   SOLE   0 0 1,840
ISHARES TR MSCI EAFE ETF 464287465   1,342 17 SH   SOLE   0 0 17
ISHARES TR RUS MID CAP ETF 464287499   16,056 198 SH   SOLE   0 0 198
ISHARES TR CORE S&P MCP ETF 464287507   123,477 2,110 SH   SOLE   0 0 2,110
ISHARES TR ISHARES BIOTECH 464287556   555 4 SH   SOLE   0 0 4
ISHARES TR RUS 1000 GRW ETF 464287614   233,286 640 SH   SOLE   0 0 640
ISHARES TR RUS 1000 ETF 464287622   324,021 1,089 SH   SOLE   0 0 1,089
ISHARES TR RUSSELL 2000 ETF 464287655   118,894 586 SH   SOLE   0 0 586
ISHARES TR U.S. TECH ETF 464287721   699,915 4,651 SH   SOLE   0 0 4,651
ISHARES TR U.S. FIN SVC ETF 464287770   16,529 253 SH   SOLE   0 0 253
ISHARES TR U.S. FINLS ETF 464287788   24,588 260 SH   SOLE   0 0 260
ISHARES TR CORE S&P SCP ETF 464287804   10,133 95 SH   SOLE   0 0 95
ISHARES TR MRGSTR MD CP GRW 464288307   142,478 2,103 SH   SOLE   0 0 2,103
ISHARES TR NATIONAL MUN ETF 464288414   569 5 SH   SOLE   0 0 5
ISHARES TR MBS ETF 464288588   161,823 1,763 SH   SOLE   0 0 1,763
ISHARES TR MRGSTR SM CP GR 464288604   255,817 5,625 SH   SOLE   0 0 5,625
ISHARES TR ISHS 1-5YR INVS 464288646   1,286 25 SH   SOLE   0 0 25
ISHARES TR US HOME CONS ETF 464288752   3,840 38 SH   SOLE   0 0 38
ISHARES TR U.S. MED DVC ETF 464288810   412 7 SH   SOLE   0 0 7
ISHARES TR US HLTHCR PR ETF 464288828   5,790 110 SH   SOLE   0 0 110
ISHARES TR MICRO-CAP ETF 464288869   480 4 SH   SOLE   0 0 4
ISHARES TR EAFE VALUE ETF 464288877   518,258 9,771 SH   SOLE   0 0 9,771
ISHARES TR EAFE GRWTH ETF 464288885   1,229,209 12,016 SH   SOLE   0 0 12,016
ISHARES TR RUS TP200 GR ETF 464289438   10,746,165 50,094 SH   SOLE   0 0 50,094
ISHARES TR RUS TOP 200 ETF 464289446   54,679 408 SH   SOLE   0 0 408
ISHARES TR 10+ YR INVST GRD 464289511   139 3 SH   SOLE   0 0 3
ISHARES TR MSCI USA QLT FCT 46432F339   1,566,100 9,171 SH   SOLE   0 0 9,171
ISHARES TR MSCI USA SZE FT 46432F370   12,538 91 SH   SOLE   0 0 91
ISHARES TR MSCI USA VALUE 46432F388   36,016 348 SH   SOLE   0 0 348
ISHARES TR MSCI USA MMENTM 46432F396   38,490 198 SH   SOLE   0 0 198
ISHARES TR INTERNATIONAL SL 46434V266   61,445 1,906 SH   SOLE   0 0 1,906
ISHARES TR INTL EQTY FACTOR 46434V274   46,238 1,582 SH   SOLE   0 0 1,582
ISHARES TR U S EQUITY FACTR 46434V282   113,397 2,036 SH   SOLE   0 0 2,036
ISHARES TR US SML CAP EQT 46434V290   115,644 1,889 SH   SOLE   0 0 1,889
ISHARES TR 0-5YR HI YL CP 46434V407   135 3 SH   SOLE   0 0 3
ISHARES TR MSCI INTL QUALTY 46434V456   720,394 18,448 SH   SOLE   0 0 18,448
ISHARES TR CORE TOTAL USD 46434V613   734,215 16,237 SH   SOLE   0 0 16,237
ISHARES TR CORE DIV GRWTH 46434V621   5,382,974 93,438 SH   SOLE   0 0 93,438
ISHARES TR HDG MSCI EAFE 46434V803   1,724,431 48,500 SH   SOLE   0 0 48,500
ISHARES TR TRS FLT RT BD 46434V860   253 5 SH   SOLE   0 0 5
ISHARES TR CONV BD ETF 46435G102   2,896,527 36,837 SH   SOLE   0 0 36,837
ISHARES TR ESG AWR MSCI USA 46435G425   54,854 460 SH   SOLE   0 0 460
ISHARES TR ESG AW MSCI EAFE 46435G516   18,041 229 SH   SOLE   0 0 229
J P MORGAN EXCHANGE TRADED F MKT EXPN ENHNCD 46641Q118   111,807 1,974 SH   SOLE   0 0 1,974
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   136,730 3,136 SH   SOLE   0 0 3,136
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886   76,730 806 SH   SOLE   0 0 806
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   450,511 6,930 SH   SOLE   0 0 6,930
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   302,571 5,497 SH   SOLE   0 0 5,497
LOCKHEED MARTIN CORP COM 539830109   205,991 441 SH   SOLE   0 0 441
MEDTRONIC PLC SHS G5960L103   709,335 9,012 SH   SOLE   0 0 9,012
META PLATFORMS INC CL A 30303M102   456,201 905 SH   SOLE   0 0 905
MICROSOFT CORP COM 594918104   1,373,638 3,073 SH   SOLE   0 0 3,073
NETFLIX INC COM 64110L106   434,623 644 SH   SOLE   0 0 644
NVIDIA CORPORATION COM 67066G104   394,045 3,190 SH   SOLE   0 0 3,190
PACER FDS TR TRENDP US LAR CP 69374H105   67,211 1,351 SH   SOLE   0 0 1,351
PACER FDS TR TRENDP US MID CP 69374H204   33,380 959 SH   SOLE   0 0 959
PACER FDS TR SWAN SOS FD OF 69374H568   37,074 1,334 SH   SOLE   0 0 1,334
PACER FDS TR PACER US SMALL 69374H857   278,536 6,394 SH   SOLE   0 0 6,394
PACER FDS TR US CASH COWS 100 69374H881   8,955,586 164,353 SH   SOLE   0 0 164,353
PENN ENTERTAINMENT INC COM 707569109   264,912 13,687 SH   SOLE   0 0 13,687
PROCTER AND GAMBLE CO COM 742718109   666,213 4,040 SH   SOLE   0 0 4,040
RTX CORPORATION COM 75513E101   215,784 2,149 SH   SOLE   0 0 2,149
S&P GLOBAL INC COM 78409V104   775,594 1,739 SH   SOLE   0 0 1,739
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   457,010 7,113 SH   SOLE   0 0 7,113
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   599,897 5,949 SH   SOLE   0 0 5,949
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   143,916 3,033 SH   SOLE   0 0 3,033
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   250 6 SH   SOLE   0 0 6
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   1,432,833 48,456 SH   SOLE   0 0 48,456
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   134,019 3,856 SH   SOLE   0 0 3,856
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   9,781,212 279,224 SH   SOLE   0 0 279,224
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   729,050 13,275 SH   SOLE   0 0 13,275
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   8,521,767 127,229 SH   SOLE   0 0 127,229
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,905,845 50,229 SH   SOLE   0 0 50,229
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   121,483 2,665 SH   SOLE   0 0 2,665
SPDR SER TR S&P 600 SMCP VAL 78464A300   33,830 432 SH   SOLE   0 0 432
SPDR SER TR PORTFOLIO LN COR 78464A367   170 8 SH   SOLE   0 0 8
SPDR SER TR PORTFOLIO INTRMD 78464A375   9,715 298 SH   SOLE   0 0 298
SPDR SER TR PORTFOLIO LN TSR 78464A664   124 5 SH   SOLE   0 0 5
SPDR SER TR PORTFOLIO S&P500 78464A854   4,165,593 65,087 SH   SOLE   0 0 65,087
SPDR SER TR S&P 500 ESG ETF 78468R531   2,443 46 SH   SOLE   0 0 46
SPDR SER TR RUSSELL YIELD 78468R770   1,396,406 13,461 SH   SOLE   0 0 13,461
SPDR SER TR MSCI USA STRTGIC 78468R812   103,823 704 SH   SOLE   0 0 704
SPDR SER TR PORTFOLIO S&P600 78468R853   140,911 3,393 SH   SOLE   0 0 3,393
TESLA INC COM 88160R101   754,150 3,811 SH   SOLE   0 0 3,811
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   256,150 9,051 SH   SOLE   0 0 9,051
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   8,749,720 101,024 SH   SOLE   0 0 101,024
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700   302 4 SH   SOLE   0 0 4
VANECK ETF TRUST GAMING ETF 92189F882   40,002 992 SH   SOLE   0 0 992
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,215,646 24,977 SH   SOLE   0 0 24,977
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,505,151 5,009 SH   SOLE   0 0 5,009
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   654,521 4,351 SH   SOLE   0 0 4,351
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,708,829 7,444 SH   SOLE   0 0 7,444
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   8,803 105 SH   SOLE   0 0 105
VANGUARD INDEX FDS SML CP GRW ETF 922908595   912,663 3,649 SH   SOLE   0 0 3,649
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,942,013 27,077 SH   SOLE   0 0 27,077
VANGUARD INDEX FDS MID CAP ETF 922908629   991,583 4,096 SH   SOLE   0 0 4,096
VANGUARD INDEX FDS LARGE CAP ETF 922908637   777,881 3,116 SH   SOLE   0 0 3,116
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   304,160 1,802 SH   SOLE   0 0 1,802
VANGUARD INDEX FDS GROWTH ETF 922908736   1,399,919 3,743 SH   SOLE   0 0 3,743
VANGUARD INDEX FDS VALUE ETF 922908744   178,216 1,111 SH   SOLE   0 0 1,111
VANGUARD INDEX FDS SMALL CP ETF 922908751   851,541 3,905 SH   SOLE   0 0 3,905
VANGUARD INDEX FDS TOTAL STK MKT 922908769   141,150 528 SH   SOLE   0 0 528
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   446,913 10,213 SH   SOLE   0 0 10,213
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,016,817 20,575 SH   SOLE   0 0 20,575
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   446,583 3,765 SH   SOLE   0 0 3,765
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   387,055 4,762 SH   SOLE   0 0 4,762
VANGUARD WORLD FD MEGA GRWTH IND 921910816   63,303 201 SH   SOLE   0 0 201
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   139,830 1,180 SH   SOLE   0 0 1,180
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,187,368 11,087 SH   SOLE   0 0 11,087
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527   1,579,707 34,334 SH   SOLE   0 0 34,334
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535   391,428 7,860 SH   SOLE   0 0 7,860
VICTORY PORTFOLIOS II VCSHS US SML CAP 92647N832   17,941 266 SH   SOLE   0 0 266
WISDOMTREE TR CURRNCY INT EQ 97717X263   298,570 8,766 SH   SOLE   0 0 8,766
WISDOMTREE TR EM EX ST-OWNED 97717X578   5,066 165 SH   SOLE   0 0 165
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   6,028,695 132,237 SH   SOLE   0 0 132,237
WP CAREY INC COM 92936U109   339,980 6,176 SH   SOLE   0 0 6,176