The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   283,433 2,343 SH   SOLE   0 0 2,343
ALPHABET INC CAP STK CL A 02079K305   239,639 2,002 SH   SOLE   0 0 2,002
AMAZON COM INC COM 023135106   728,321 5,587 SH   SOLE   0 0 5,587
AMERICAN CENTY ETF TR SUSTAINABLE EQTY 025072752   220,443 3,992 SH   SOLE   0 0 3,992
AMERICAN CENTY ETF TR US SML CP VALU 025072877   38,727 499 SH   SOLE   0 0 499
AMGEN INC COM 031162100   305,055 1,374 SH   SOLE   0 0 1,374
APPLE INC COM 037833100   4,004,305 20,644 SH   SOLE   0 0 20,644
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   436,821 1,281 SH   SOLE   0 0 1,281
CARNIVAL CORP COMMON STOCK 143658300   496,133 26,348 SH   SOLE   0 0 26,348
CONTEXT THERAPEUTICS INC COM 21077P108   16,000 10,000 SH   SOLE   0 0 10,000
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   26,951 1,105 SH   SOLE   0 0 1,105
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   971,807 35,794 SH   SOLE   0 0 35,794
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   55,676 2,315 SH   SOLE   0 0 2,315
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   34,142 1,401 SH   SOLE   0 0 1,401
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   33,094 1,394 SH   SOLE   0 0 1,394
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   64,187 2,622 SH   SOLE   0 0 2,622
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   59,243 2,505 SH   SOLE   0 0 2,505
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   200,519 8,262 SH   SOLE   0 0 8,262
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   170,211 6,623 SH   SOLE   0 0 6,623
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   3,206 149 SH   SOLE   0 0 149
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   178,083 6,710 SH   SOLE   0 0 6,710
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   22,481 472 SH   SOLE   0 0 472
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   91,389 2,190 SH   SOLE   0 0 2,190
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   128,834 5,527 SH   SOLE   0 0 5,527
EXXON MOBIL CORP COM 30231G102   1,127,898 10,517 SH   SOLE   0 0 10,517
GENERAL ELECTRIC CO COM NEW 369604301   284,851 2,593 SH   SOLE   0 0 2,593
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   244,753 4,730 SH   SOLE   0 0 4,730
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   8,914 379 SH   SOLE   0 0 379
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102   249,115 6,254 SH   SOLE   0 0 6,254
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   194,637 1,281 SH   SOLE   0 0 1,281
INVESCO EXCHANGE TRADED FD T S&P MDCP400 EQ 46137V225   3,822 42 SH   SOLE   0 0 42
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,416,756 4,051 SH   SOLE   0 0 4,051
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   29,816 591 SH   SOLE   0 0 591
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   8,230 55 SH   SOLE   0 0 55
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   258,632 2,849 SH   SOLE   0 0 2,849
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449   32,205 395 SH   SOLE   0 0 395
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456   86,554 1,877 SH   SOLE   0 0 1,877
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   7,639,450 96,070 SH   SOLE   0 0 96,070
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   192,897 2,390 SH   SOLE   0 0 2,390
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   5,229,605 112,610 SH   SOLE   0 0 112,610
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   275,001 5,672 SH   SOLE   0 0 5,672
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   324,465 8,487 SH   SOLE   0 0 8,487
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   63,496 388 SH   SOLE   0 0 388
INVESCO EXCHANGE TRADED FD T DYNMC BIOTECH 46137V787   5,456 89 SH   SOLE   0 0 89
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837   6,888 85 SH   SOLE   0 0 85
ISHARES INC CORE MSCI EMKT 46434G103   729,814 14,807 SH   SOLE   0 0 14,807
ISHARES INC ESG AWR MSCI EM 46434G863   7 0 SH   SOLE   0 0 0
ISHARES INC EMNG MKTS EQT 46434G889   22,754 547 SH   SOLE   0 0 547
ISHARES TR MORNINGSTAR GRWT 464287119   6,274,611 100,649 SH   SOLE   0 0 100,649
ISHARES TR SELECT DIVID ETF 464287168   5,438 48 SH   SOLE   0 0 48
ISHARES TR CORE S&P500 ETF 464287200   158,227 355 SH   SOLE   0 0 355
ISHARES TR CORE US AGGBD ET 464287226   20,080 205 SH   SOLE   0 0 205
ISHARES TR MSCI EMG MKT ETF 464287234   423 11 SH   SOLE   0 0 11
ISHARES TR IBOXX INV CP ETF 464287242   3,152,939 29,156 SH   SOLE   0 0 29,156
ISHARES TR GLOBAL TECH ETF 464287291   38 1 SH   SOLE   0 0 1
ISHARES TR GLOBAL FINLS ETF 464287333   4,936 69 SH   SOLE   0 0 69
ISHARES TR 20 YR TR BD ETF 464287432   1,182 11 SH   SOLE   0 0 11
ISHARES TR MSCI EAFE ETF 464287465   1,205 17 SH   SOLE   0 0 17
ISHARES TR RUS MID CAP ETF 464287499   5,915 81 SH   SOLE   0 0 81
ISHARES TR CORE S&P MCP ETF 464287507   110,083 421 SH   SOLE   0 0 421
ISHARES TR ISHARES BIOTECH 464287556   512 4 SH   SOLE   0 0 4
ISHARES TR COHEN STEER REIT 464287564   31,897 574 SH   SOLE   0 0 574
ISHARES TR S&P MC 400GR ETF 464287606   1,350 18 SH   SOLE   0 0 18
ISHARES TR RUS 1000 GRW ETF 464287614   123,831 450 SH   SOLE   0 0 450
ISHARES TR RUS 1000 ETF 464287622   265,433 1,089 SH   SOLE   0 0 1,089
ISHARES TR RUS 2000 VAL ETF 464287630   31,258 222 SH   SOLE   0 0 222
ISHARES TR RUSSELL 2000 ETF 464287655   118,167 631 SH   SOLE   0 0 631
ISHARES TR U.S. TECH ETF 464287721   726,229 6,671 SH   SOLE   0 0 6,671
ISHARES TR U.S. FIN SVC ETF 464287770   14,125 89 SH   SOLE   0 0 89
ISHARES TR U.S. FINLS ETF 464287788   19,399 260 SH   SOLE   0 0 260
ISHARES TR CORE S&P SCP ETF 464287804   18,521 186 SH   SOLE   0 0 186
ISHARES TR MRGSTR MD CP GRW 464288307   200,884 3,296 SH   SOLE   0 0 3,296
ISHARES TR NATIONAL MUN ETF 464288414   10,461 98 SH   SOLE   0 0 98
ISHARES TR MBS ETF 464288588   222,754 2,388 SH   SOLE   0 0 2,388
ISHARES TR MRGSTR SM CP GR 464288604   266,191 6,428 SH   SOLE   0 0 6,428
ISHARES TR ISHS 1-5YR INVS 464288646   12,331 246 SH   SOLE   0 0 246
ISHARES TR 10-20 YR TRS ETF 464288653   129,412 1,168 SH   SOLE   0 0 1,168
ISHARES TR US HOME CONS ETF 464288752   3,247 38 SH   SOLE   0 0 38
ISHARES TR U.S. MED DVC ETF 464288810   13,424 238 SH   SOLE   0 0 238
ISHARES TR US HLTHCR PR ETF 464288828   5,642 22 SH   SOLE   0 0 22
ISHARES TR MICRO-CAP ETF 464288869   454 4 SH   SOLE   0 0 4
ISHARES TR EAFE VALUE ETF 464288877   859,065 17,553 SH   SOLE   0 0 17,553
ISHARES TR EAFE GRWTH ETF 464288885   1,298,729 13,612 SH   SOLE   0 0 13,612
ISHARES TR RUS TP200 GR ETF 464289438   6,587,375 41,545 SH   SOLE   0 0 41,545
ISHARES TR RUS TOP 200 ETF 464289446   43,082 404 SH   SOLE   0 0 404
ISHARES TR 10+ YR INVST GRD 464289511   186 4 SH   SOLE   0 0 4
ISHARES TR US TREAS BD ETF 46429B267   256,130 11,185 SH   SOLE   0 0 11,185
ISHARES TR CORE HIGH DV ETF 46429B663   4,032 40 SH   SOLE   0 0 40
ISHARES TR MSCI USA MIN VOL 46429B697   715,000 9,619 SH   SOLE   0 0 9,619
ISHARES TR MSCI USA QLT FCT 46432F339   1,847,352 13,697 SH   SOLE   0 0 13,697
ISHARES TR MSCI USA SZE FT 46432F370   13,508 110 SH   SOLE   0 0 110
ISHARES TR MSCI USA VALUE 46432F388   35,041 374 SH   SOLE   0 0 374
ISHARES TR MSCI USA MMENTM 46432F396   17,692 123 SH   SOLE   0 0 123
ISHARES TR CORE MSCI EAFE 46432F842   33,059 490 SH   SOLE   0 0 490
ISHARES TR INTERNATIONAL SL 46434V266   108,838 3,528 SH   SOLE   0 0 3,528
ISHARES TR INTL EQTY FACTOR 46434V274   41,270 1,539 SH   SOLE   0 0 1,539
ISHARES TR U S EQUITY FACTR 46434V282   90,392 2,029 SH   SOLE   0 0 2,029
ISHARES TR US SML CAP EQT 46434V290   90,094 1,680 SH   SOLE   0 0 1,680
ISHARES TR 0-5YR HI YL CP 46434V407   160 4 SH   SOLE   0 0 4
ISHARES TR MSCI INTL QUALTY 46434V456   602,042 16,911 SH   SOLE   0 0 16,911
ISHARES TR CORE TOTAL USD 46434V613   456,741 10,045 SH   SOLE   0 0 10,045
ISHARES TR CORE DIV GRWTH 46434V621   4,971,967 96,487 SH   SOLE   0 0 96,487
ISHARES TR HDG MSCI EAFE 46434V803   970,289 31,300 SH   SOLE   0 0 31,300
ISHARES TR CONV BD ETF 46435G102   2,715,110 35,557 SH   SOLE   0 0 35,557
ISHARES TR ESG AWR MSCI USA 46435G425   1,029,322 10,561 SH   SOLE   0 0 10,561
ISHARES TR MSCI USA SMCP MN 46435G433   22,706 662 SH   SOLE   0 0 662
ISHARES TR ESG AW MSCI EAFE 46435G516   16,701 229 SH   SOLE   0 0 229
J P MORGAN EXCHANGE TRADED F MKT EXPN ENHNCD 46641Q118   39,576 789 SH   SOLE   0 0 789
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   89,948 2,196 SH   SOLE   0 0 2,196
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886   98,186 1,112 SH   SOLE   0 0 1,112
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   432,710 7,883 SH   SOLE   0 0 7,883
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   288,835 5,813 SH   SOLE   0 0 5,813
LOCKHEED MARTIN CORP COM 539830109   203,028 441 SH   SOLE   0 0 441
MEDTRONIC PLC SHS G5960L103   821,973 9,330 SH   SOLE   0 0 9,330
META PLATFORMS INC CL A 30303M102   295,876 1,031 SH   SOLE   0 0 1,031
MICROSOFT CORP COM 594918104   1,082,660 3,179 SH   SOLE   0 0 3,179
NETFLIX INC COM 64110L106   283,676 644 SH   SOLE   0 0 644
PACER FDS TR TRENDP US LAR CP 69374H105   55,784 1,351 SH   SOLE   0 0 1,351
PACER FDS TR TRENDP US MID CP 69374H204   31,600 959 SH   SOLE   0 0 959
PACER FDS TR SWAN SOS FD OF 69374H568   32,458 1,334 SH   SOLE   0 0 1,334
PACER FDS TR PACER US SMALL 69374H857   20,228 497 SH   SOLE   0 0 497
PACER FDS TR US CASH COWS 100 69374H881   1,399,875 29,243 SH   SOLE   0 0 29,243
PENN ENTERTAINMENT INC COM 707569109   328,899 13,687 SH   SOLE   0 0 13,687
PFIZER INC COM 717081103   233,315 6,361 SH   SOLE   0 0 6,361
PROCTER AND GAMBLE CO COM 742718109   610,039 4,020 SH   SOLE   0 0 4,020
RAYTHEON TECHNOLOGIES CORP COM 75513E101   213,766 2,182 SH   SOLE   0 0 2,182
S&P GLOBAL INC COM 78409V104   697,148 1,739 SH   SOLE   0 0 1,739
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,259,865 24,057 SH   SOLE   0 0 24,057
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   837,266 11,171 SH   SOLE   0 0 11,171
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   27,986 394 SH   SOLE   0 0 394
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   663,075 15,139 SH   SOLE   0 0 15,139
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   135 3 SH   SOLE   0 0 3
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   161,721 6,566 SH   SOLE   0 0 6,566
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   828,299 30,941 SH   SOLE   0 0 30,941
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   593,411 17,879 SH   SOLE   0 0 17,879
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   5,901,843 182,776 SH   SOLE   0 0 182,776
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   504,967 10,009 SH   SOLE   0 0 10,009
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   1,543,716 26,815 SH   SOLE   0 0 26,815
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   8,561,809 117,899 SH   SOLE   0 0 117,899
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   661,664 18,560 SH   SOLE   0 0 18,560
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   606,025 13,129 SH   SOLE   0 0 13,129
SCHWAB STRATEGIC TR US REIT ETF 808524847   171,005 8,756 SH   SOLE   0 0 8,756
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   13,649 284 SH   SOLE   0 0 284
SCHWAB STRATEGIC TR US TIPS ETF 808524870   12,093 231 SH   SOLE   0 0 231
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   114,447 3,389 SH   SOLE   0 0 3,389
SPDR SER TR S&P 600 SMCP VAL 78464A300   174,372 2,259 SH   SOLE   0 0 2,259
SPDR SER TR PORTFOLIO LN COR 78464A367   1,714 74 SH   SOLE   0 0 74
SPDR SER TR PORTFOLIO INTRMD 78464A375   11,174 348 SH   SOLE   0 0 348
SPDR SER TR PORTFOLIO LN TSR 78464A664   443 15 SH   SOLE   0 0 15
SPDR SER TR S&P DIVID ETF 78464A763   40,206 328 SH   SOLE   0 0 328
SPDR SER TR PORTFOLIO S&P500 78464A854   3,566,762 68,447 SH   SOLE   0 0 68,447
SPDR SER TR RUSSELL YIELD 78468R770   4,900,685 51,429 SH   SOLE   0 0 51,429
SPDR SER TR MSCI USA STRTGIC 78468R812   85,221 693 SH   SOLE   0 0 693
SPDR SER TR PORTFOLIO S&P600 78468R853   290,135 7,470 SH   SOLE   0 0 7,470
SPDR SER TR SSGA US SMAL ETF 78468R887   7,980 77 SH   SOLE   0 0 77
TESLA INC COM 88160R101   976,275 3,730 SH   SOLE   0 0 3,730
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   237,927 8,568 SH   SOLE   0 0 8,568
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   6,870,707 86,110 SH   SOLE   0 0 86,110
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700   342 4 SH   SOLE   0 0 4
VANECK ETF TRUST GAMING ETF 92189F882   43,633 975 SH   SOLE   0 0 975
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   421,128 1,034 SH   SOLE   0 0 1,034
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,305,992 9,438 SH   SOLE   0 0 9,438
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,820,321 8,846 SH   SOLE   0 0 8,846
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   8,426 101 SH   SOLE   0 0 101
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,291,897 5,623 SH   SOLE   0 0 5,623
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,359,893 26,360 SH   SOLE   0 0 26,360
VANGUARD INDEX FDS MID CAP ETF 922908629   973,431 4,421 SH   SOLE   0 0 4,421
VANGUARD INDEX FDS LARGE CAP ETF 922908637   613,757 3,028 SH   SOLE   0 0 3,028
VANGUARD INDEX FDS GROWTH ETF 922908736   740,289 2,616 SH   SOLE   0 0 2,616
VANGUARD INDEX FDS VALUE ETF 922908744   157,873 1,111 SH   SOLE   0 0 1,111
VANGUARD INDEX FDS SMALL CP ETF 922908751   862,518 4,337 SH   SOLE   0 0 4,337
VANGUARD INDEX FDS TOTAL STK MKT 922908769   114,991 522 SH   SOLE   0 0 522
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   429,446 8,551 SH   SOLE   0 0 8,551
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   89,511 1,551 SH   SOLE   0 0 1,551
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   86,851 1,148 SH   SOLE   0 0 1,148
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   251,384 3,674 SH   SOLE   0 0 3,674
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   102,093 1,607 SH   SOLE   0 0 1,607
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   402,720 3,797 SH   SOLE   0 0 3,797
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   409,391 5,452 SH   SOLE   0 0 5,452
VANGUARD WORLD FD MEGA GRWTH IND 921910816   47,215 201 SH   SOLE   0 0 201
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   107,184 1,033 SH   SOLE   0 0 1,033
VANGUARD WORLD FD MEGA CAP INDEX 921910873   1,746,944 11,165 SH   SOLE   0 0 11,165
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527   844,269 18,332 SH   SOLE   0 0 18,332
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535   122,347 2,503 SH   SOLE   0 0 2,503
VICTORY PORTFOLIOS II VCSHS US 500 ENH 92647N782   11,813 192 SH   SOLE   0 0 192
VICTORY PORTFOLIOS II VCSHS US SML CAP 92647N832   16,088 266 SH   SOLE   0 0 266
WISDOMTREE TR CURRNCY INT EQ 97717X263   270,000 8,640 SH   SOLE   0 0 8,640
WISDOMTREE TR EM EX ST-OWNED 97717X578   24,013 859 SH   SOLE   0 0 859
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   5,363,086 133,510 SH   SOLE   0 0 133,510
WP CAREY INC COM 92936U109   268,289 3,971 SH   SOLE   0 0 3,971