The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 272 2,830 SH   SOLE   0 0 2,830
ALPHABET INC CAP STK CL A 02079K305 182 1,900 SH   SOLE   0 0 1,900
AMAZON COM INC COM 023135106 527 4,665 SH   SOLE   0 0 4,665
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 547 11,478 SH   SOLE   0 0 11,478
AMERICAN CENTY ETF TR SUSTAINABLE EQTY 025072752 188 4,251 SH   SOLE   0 0 4,251
AMGEN INC COM 031162100 321 1,424 SH   SOLE   0 0 1,424
APPLE INC COM 037833100 3,054 22,100 SH   SOLE   0 0 22,100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 368 1,378 SH   SOLE   0 0 1,378
BK OF AMERICA CORP COM 060505104 221 7,318 SH   SOLE   0 0 7,318
CARNIVAL CORP COMMON STOCK 143658300 112 15,950 SH   SOLE   0 0 15,950
EXXON MOBIL CORP COM 30231G102 873 9,995 SH   SOLE   0 0 9,995
FLEXSHARES TR INT QLTDVDYNAM 33939L829 258 12,797 SH   SOLE   0 0 12,797
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 368 13,258 SH   SOLE   0 0 13,258
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 1,281 26,662 SH   SOLE   0 0 26,662
INVESCO EXCH TRADED FD TR II S&P INTL DEV 46138E248 42 2,067 SH   SOLE   0 0 2,067
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 236 11,247 SH   SOLE   0 0 11,247
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 1,161 28,611 SH   SOLE   0 0 28,611
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 39 352 SH   SOLE   0 0 352
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 16 255 SH   SOLE   0 0 255
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,110 4,124 SH   SOLE   0 0 4,124
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7 55 SH   SOLE   0 0 55
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 32 431 SH   SOLE   0 0 431
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449 26 389 SH   SOLE   0 0 389
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 18 453 SH   SOLE   0 0 453
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 5,875 84,207 SH   SOLE   0 0 84,207
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 3,369 81,781 SH   SOLE   0 0 81,781
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 2 46 SH   SOLE   0 0 46
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 273 8,439 SH   SOLE   0 0 8,439
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 54 388 SH   SOLE   0 0 388
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 6 85 SH   SOLE   0 0 85
ISHARES TR MORNINGSTAR GRWT 464287119 5,089 105,441 SH   SOLE   0 0 105,441
ISHARES TR SELECT DIVID ETF 464287168 5 48 SH   SOLE   0 0 48
ISHARES TR CORE S&P500 ETF 464287200 10 27 SH   SOLE   0 0 27
ISHARES TR MSCI EMG MKT ETF 464287234 32 916 SH   SOLE   0 0 916
ISHARES TR IBOXX INV CP ETF 464287242 4,114 40,155 SH   SOLE   0 0 40,155
ISHARES TR GLOBAL TECH ETF 464287291 0 1 SH   SOLE   0 0 1
ISHARES TR GLOBAL FINLS ETF 464287333 4 70 SH   SOLE   0 0 70
ISHARES TR 20 YR TR BD ETF 464287432 66 641 SH   SOLE   0 0 641
ISHARES TR MSCI EAFE ETF 464287465 1 16 SH   SOLE   0 0 16
ISHARES TR CORE S&P MCP ETF 464287507 91 415 SH   SOLE   0 0 415
ISHARES TR ISHARES BIOTECH 464287556 0 4 SH   SOLE   0 0 4
ISHARES TR COHEN STEER REIT 464287564 31 574 SH   SOLE   0 0 574
ISHARES TR RUS 1000 GRW ETF 464287614 95 450 SH   SOLE   0 0 450
ISHARES TR RUS 1000 ETF 464287622 215 1,089 SH   SOLE   0 0 1,089
ISHARES TR RUS 2000 VAL ETF 464287630 29 222 SH   SOLE   0 0 222
ISHARES TR RUSSELL 2000 ETF 464287655 104 631 SH   SOLE   0 0 631
ISHARES TR U.S. TECH ETF 464287721 151 2,053 SH   SOLE   0 0 2,053
ISHARES TR U.S. FIN SVC ETF 464287770 17 123 SH   SOLE   0 0 123
ISHARES TR U.S. FINLS ETF 464287788 18 260 SH   SOLE   0 0 260
ISHARES TR CORE S&P SCP ETF 464287804 113 1,301 SH   SOLE   0 0 1,301
ISHARES TR MSCI AC ASIA ETF 464288182 3 54 SH   SOLE   0 0 54
ISHARES TR EAFE SML CP ETF 464288273 6 113 SH   SOLE   0 0 113
ISHARES TR MRGSTR MD CP GRW 464288307 63 1,258 SH   SOLE   0 0 1,258
ISHARES TR NATIONAL MUN ETF 464288414 10 97 SH   SOLE   0 0 97
ISHARES TR MBS ETF 464288588 6 70 SH   SOLE   0 0 70
ISHARES TR MRGSTR SM CP GR 464288604 507 14,642 SH   SOLE   0 0 14,642
ISHARES TR ISHS 1-5YR INVS 464288646 25 515 SH   SOLE   0 0 515
ISHARES TR 10-20 YR TRS ETF 464288653 113 1,041 SH   SOLE   0 0 1,041
ISHARES TR US HOME CONS ETF 464288752 2 38 SH   SOLE   0 0 38
ISHARES TR U.S. MED DVC ETF 464288810 26 553 SH   SOLE   0 0 553
ISHARES TR MICRO-CAP ETF 464288869 0 4 SH   SOLE   0 0 4
ISHARES TR EAFE VALUE ETF 464288877 952 24,718 SH   SOLE   0 0 24,718
ISHARES TR EAFE GRWTH ETF 464288885 701 9,657 SH   SOLE   0 0 9,657
ISHARES TR RUS TP200 GR ETF 464289438 3,203 26,804 SH   SOLE   0 0 26,804
ISHARES TR RUS TOP 200 ETF 464289446 4,550 53,591 SH   SOLE   0 0 53,591
ISHARES TR 10+ YR INVST GRD 464289511 5 103 SH   SOLE   0 0 103
ISHARES TR US TREAS BD ETF 46429B267 376 16,542 SH   SOLE   0 0 16,542
ISHARES TR CORE HIGH DV ETF 46429B663 109 1,195 SH   SOLE   0 0 1,195
ISHARES TR MSCI USA MIN VOL 46429B697 1,088 16,455 SH   SOLE   0 0 16,455
ISHARES TR MSCI USA QLT FCT 46432F339 245 2,358 SH   SOLE   0 0 2,358
ISHARES TR MSCI USA SZE FT 46432F370 22 213 SH   SOLE   0 0 213
ISHARES TR MSCI USA VALUE 46432F388 279 3,406 SH   SOLE   0 0 3,406
ISHARES TR MSCI USA MMENTM 46432F396 118 897 SH   SOLE   0 0 897
ISHARES TR CORE MSCI TOTAL 46432F834 12 231 SH   SOLE   0 0 231
ISHARES TR CORE MSCI EAFE 46432F842 1 25 SH   SOLE   0 0 25
ISHARES TR MSCI INTL SML CP 46434V266 96 3,659 SH   SOLE   0 0 3,659
ISHARES TR INTL EQTY FACTOR 46434V274 39 1,870 SH   SOLE   0 0 1,870
ISHARES TR U S EQUITY FACTR 46434V282 73 2,026 SH   SOLE   0 0 2,026
ISHARES TR MSCI USA SML CP 46434V290 140 3,130 SH   SOLE   0 0 3,130
ISHARES TR 0-5YR HI YL CP 46434V407 4 110 SH   SOLE   0 0 110
ISHARES TR MSCI INTL QUALTY 46434V456 389 14,009 SH   SOLE   0 0 14,009
ISHARES TR CORE TOTAL USD 46434V613 243 5,470 SH   SOLE   0 0 5,470
ISHARES TR CORE DIV GRWTH 46434V621 4,417 99,334 SH   SOLE   0 0 99,334
ISHARES TR HDG MSCI EAFE 46434V803 964 32,243 SH   SOLE   0 0 32,243
ISHARES TR CONV BD ETF 46435G102 3,001 43,555 SH   SOLE   0 0 43,555
ISHARES TR ESG AWR MSCI USA 46435G425 2,477 31,194 SH   SOLE   0 0 31,194
ISHARES TR MSCI USA SMCP MN 46435G433 40 1,247 SH   SOLE   0 0 1,247
ISHARES TR ESG AW MSCI EAFE 46435G516 13 229 SH   SOLE   0 0 229
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 356 7,834 SH   SOLE   0 0 7,834
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 248 5,822 SH   SOLE   0 0 5,822
JOHN HANCOCK EXCHANGE TRADED MULTFCTR EMRNG 47804J834 2 78 SH   SOLE   0 0 78
MEDTRONIC PLC SHS G5960L103 756 9,365 SH   SOLE   0 0 9,365
MICROSOFT CORP COM 594918104 729 3,131 SH   SOLE   0 0 3,131
PACER FDS TR TRENDP US LAR CP 69374H105 51 1,351 SH   SOLE   0 0 1,351
PACER FDS TR TRENDP US MID CP 69374H204 31 959 SH   SOLE   0 0 959
PACER FDS TR SWAN SOS FD OF 69374H568 27 1,334 SH   SOLE   0 0 1,334
PACER FDS TR US CASH COWS 100 69374H881 203 4,942 SH   SOLE   0 0 4,942
PENN ENTERTAINMENT INC COM 707569109 322 11,687 SH   SOLE   0 0 11,687
PFIZER INC COM 717081103 280 6,398 SH   SOLE   0 0 6,398
PROCTER AND GAMBLE CO COM 742718109 505 4,004 SH   SOLE   0 0 4,004
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,018 24,046 SH   SOLE   0 0 24,046
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 741 13,271 SH   SOLE   0 0 13,271
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 55 916 SH   SOLE   0 0 916
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 912 24,139 SH   SOLE   0 0 24,139
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 7 170 SH   SOLE   0 0 170
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 147 6,566 SH   SOLE   0 0 6,566
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 333 14,225 SH   SOLE   0 0 14,225
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 323 11,881 SH   SOLE   0 0 11,881
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 3,945 156,854 SH   SOLE   0 0 156,854
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 243 5,719 SH   SOLE   0 0 5,719
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 942 19,723 SH   SOLE   0 0 19,723
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,511 113,066 SH   SOLE   0 0 113,066
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 522 18,560 SH   SOLE   0 0 18,560
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 411 9,077 SH   SOLE   0 0 9,077
SCHWAB STRATEGIC TR US REIT ETF 808524847 220 11,781 SH   SOLE   0 0 11,781
SCHWAB STRATEGIC TR US TIPS ETF 808524870 159 3,064 SH   SOLE   0 0 3,064
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 94 3,389 SH   SOLE   0 0 3,389
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 0 4 SH   SOLE   0 0 4
SELECT SECTOR SPDR TR ENERGY 81369Y506 309 4,289 SH   SOLE   0 0 4,289
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2 79 SH   SOLE   0 0 79
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 16 137 SH   SOLE   0 0 137
SPDR SER TR S&P 600 SMCP VAL 78464A300 141 2,096 SH   SOLE   0 0 2,096
SPDR SER TR PORTFOLIO LN COR 78464A367 10 449 SH   SOLE   0 0 449
SPDR SER TR PORTFOLIO INTRMD 78464A375 26 843 SH   SOLE   0 0 843
SPDR SER TR PORTFOLIO AGRGTE 78464A649 1 46 SH   SOLE   0 0 46
SPDR SER TR PORTFOLIO LN TSR 78464A664 2 70 SH   SOLE   0 0 70
SPDR SER TR S&P DIVID ETF 78464A763 97 867 SH   SOLE   0 0 867
SPDR SER TR S&P 600 SML CAP 78464A813 242 3,191 SH   SOLE   0 0 3,191
SPDR SER TR PORTFOLIO S&P500 78464A854 2,806 66,830 SH   SOLE   0 0 66,830
SPDR SER TR S&P BIOTECH 78464A870 6 71 SH   SOLE   0 0 71
SPDR SER TR NUVEEN BLMBRG MU 78468R721 2 51 SH   SOLE   0 0 51
SPDR SER TR RUSSELL YIELD 78468R770 3,956 47,483 SH   SOLE   0 0 47,483
SPDR SER TR MSCI USA STRTGIC 78468R812 69 681 SH   SOLE   0 0 681
SPDR SER TR SSGA US SMAL ETF 78468R887 398 4,031 SH   SOLE   0 0 4,031
TESLA INC COM 88160R101 857 3,232 SH   SOLE   0 0 3,232
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 216 8,250 SH   SOLE   0 0 8,250
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 35 590 SH   SOLE   0 0 590
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 0 4 SH   SOLE   0 0 4
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 425 8,505 SH   SOLE   0 0 8,505
VANGUARD BD INDEX FDS INTERMED TERM 921937819 40 544 SH   SOLE   0 0 544
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6 87 SH   SOLE   0 0 87
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 349 4,889 SH   SOLE   0 0 4,889
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 345 1,052 SH   SOLE   0 0 1,052
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,346 11,056 SH   SOLE   0 0 11,056
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,611 9,444 SH   SOLE   0 0 9,444
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8 99 SH   SOLE   0 0 99
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,144 5,861 SH   SOLE   0 0 5,861
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,774 26,316 SH   SOLE   0 0 26,316
VANGUARD INDEX FDS MID CAP ETF 922908629 849 4,519 SH   SOLE   0 0 4,519
VANGUARD INDEX FDS LARGE CAP ETF 922908637 554 3,389 SH   SOLE   0 0 3,389
VANGUARD INDEX FDS GROWTH ETF 922908736 560 2,616 SH   SOLE   0 0 2,616
VANGUARD INDEX FDS VALUE ETF 922908744 137 1,111 SH   SOLE   0 0 1,111
VANGUARD INDEX FDS SMALL CP ETF 922908751 739 4,325 SH   SOLE   0 0 4,325
VANGUARD INDEX FDS TOTAL STK MKT 922908769 102 567 SH   SOLE   0 0 567
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 47 820 SH   SOLE   0 0 820
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 177 2,379 SH   SOLE   0 0 2,379
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 18 262 SH   SOLE   0 0 262
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 207 3,288 SH   SOLE   0 0 3,288
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 360 3,797 SH   SOLE   0 0 3,797
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 161 2,599 SH   SOLE   0 0 2,599
VANGUARD WORLD FD ESG INTL STK ETF 921910725 13 290 SH   SOLE   0 0 290
VANGUARD WORLD FD MEGA GRWTH IND 921910816 35 199 SH   SOLE   0 0 199
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 93 1,033 SH   SOLE   0 0 1,033
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,366 10,945 SH   SOLE   0 0 10,945
WISDOMTREE TR US LARGECAP DIVD 97717W307 12 216 SH   SOLE   0 0 216
WISDOMTREE TR US MIDCAP DIVID 97717W505 4 104 SH   SOLE   0 0 104
WISDOMTREE TR US SMALLCAP DIVD 97717W604 33 1,283 SH   SOLE   0 0 1,283
WISDOMTREE TR INTL SMCAP DIV 97717W760 0 1 SH   SOLE   0 0 1
WISDOMTREE TR GLB US QTLY DIV 97717W844 230 8,372 SH   SOLE   0 0 8,372
WISDOMTREE TR CURRNCY INT EQ 97717X263 210 8,058 SH   SOLE   0 0 8,058
WISDOMTREE TR EM EX ST-OWNED 97717X578 259 10,503 SH   SOLE   0 0 10,503
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 4,956 138,078 SH   SOLE   0 0 138,078
WP CAREY INC COM 92936U109 271 3,880 SH   SOLE   0 0 3,880