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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TR UNIT SER 1 46090E103   337,280 913 SH   SOLE   0 0 913
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529   222,920 9,803 SH   SOLE   0 0 9,803
ISHARES TR RUS 2000 VAL ETF 464287630   9,714,214 68,993 SH   SOLE   0 58 68,993
ISHARES TR RUSSELL 3000 ETF 464287689   17,541,306 68,930 SH   SOLE   0 0 68,930
ISHARES TR SHRT NAT MUN ETF 464288158   1,515,135 14,563 SH   SOLE   0 0 14,563
ISHARES TR EAFE SML CP ETF 464288273   3,885,978 65,886 SH   SOLE   0 0 65,886
ISHARES TR NATIONAL MUN ETF 464288414   5,223,046 48,937 SH   SOLE   0 55 48,937
ISHARES TR MSCI KLD400 SOC 464288570   570,168 6,774 SH   SOLE   0 0 6,774
ISHARES TR ISHS 1-5YR INVS 464288646   239,863 4,781 SH   SOLE   0 0 4,781
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,341,805 13,748 SH   SOLE   0 0 13,748
ISHARES TR CORE MSCI EAFE 46432F842   1,327,885 19,672 SH   SOLE   0 129 19,672
ISHARES INC CORE MSCI EMKT 46434G103   728,955 14,789 SH   SOLE   0 8 14,789
ISHARES INC ESG AWR MSCI EM 46434G863   306,273 9,683 SH   SOLE   0 0 9,683
ISHARES TR GLOBAL REIT ETF 46434V647   5,005,852 217,930 SH   SOLE   0 0 217,930
ISHARES TR ESG AWR MSCI USA 46435G425   889,128 9,123 SH   SOLE   0 0 9,123
ISHARES TR ESG AW MSCI EAFE 46435G516   1,143,615 15,681 SH   SOLE   0 0 15,681
ISHARES TR CORE INTL AGGR 46435G672   3,506,638 71,143 SH   SOLE   0 0 71,143
ISHARES TR ESG AWARE MSCI 46435U663   402,335 11,327 SH   SOLE   0 0 11,327
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   985,201 19,649 SH   SOLE   0 0 19,649
NVIDIA CORPORATION COM 67066G104   212,356 502 SH   SOLE   0 0 502
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   543,933 19,917 SH   SOLE   0 0 19,917
BARK INC COM 68622E104   737,905 554,816 SH   SOLE   0 0 554,816
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   212,811 3,399 SH   SOLE   0 0 3,399
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   8,758,636 254,760 SH   SOLE   0 52 254,760
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   1,973,331 48,048 SH   SOLE   0 49 48,048
SPDR SER TR PORTFLI INTRMDIT 78464A672   227,791 8,052 SH   SOLE   0 0 8,052
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,755,041 53,289 SH   SOLE   0 0 53,289
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,324,130 65,193 SH   SOLE   0 29 65,193
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   2,158,241 63,910 SH   SOLE   0 0 63,910
SENTINELONE INC CL A 81730H109   781,576 51,760 SH   SOLE   0 0 51,760
VANGUARD STAR FDS VG TL INTL STK F 921909768   9,483,689 169,110 SH   SOLE   0 66 169,110
VANGUARD WORLD FD ESG INTL STK ETF 921910725   1,793,418 33,768 SH   SOLE   0 0 33,768
VANGUARD WORLD FD ESG US STK ETF 921910733   2,201,008 28,092 SH   SOLE   0 0 28,092
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,446,751 47,417 SH   SOLE   0 0 47,417
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   15,089,831 326,761 SH   SOLE   0 62 326,761
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   6,711,713 137,310 SH   SOLE   0 60 137,310
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   7,990,356 72,324 SH   SOLE   0 14 72,324
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   11,675,143 287,000 SH   SOLE   0 25 287,000
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   11,556,225 230,112 SH   SOLE   0 0 230,112
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,317,255 5,690 SH   SOLE   0 64 5,690
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   274,269 1,982 SH   SOLE   0 45 1,982
VANGUARD INDEX FDS SM CP VAL ETF 922908611   14,812,613 89,556 SH   SOLE   0 20 89,556
VANGUARD INDEX FDS VALUE ETF 922908744   278,516 1,960 SH   SOLE   0 64 1,960
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,111,814 10,618 SH   SOLE   0 0 10,618
VANGUARD INDEX FDS TOTAL STK MKT 922908769   18,118,855 82,254 SH   SOLE   0 33 82,254