The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 303 6,191 SH   SOLE   0 0 6,191
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 221 4,746 SH   SOLE   0 0 4,746
INVESCO QQQ TR UNIT SER 1 46090E103 309 852 SH   SOLE   0 0 852
ISHARES TR RUS 2000 VAL ETF 464287630 9,997 61,938 SH   SOLE   3 0 58,734
ISHARES TR RUSSELL 3000 ETF 464287689 8,158 31,095 SH   SOLE   2 0 28,187
ISHARES TR SHRT NAT MUN ETF 464288158 2,564 24,510 SH   SOLE   2 0 22,468
ISHARES TR EAFE SML CP ETF 464288273 609 9,184 SH   SOLE   0 0 9,184
ISHARES TR NATIONAL MUN ETF 464288414 275 2,511 SH   SOLE   0 0 2,511
ISHARES TR MSCI KLD400 SOC 464288570 592 6,832 SH   SOLE   0 0 6,832
ISHARES TR ISHS 1-5YR INVS 464288646 303 5,859 SH   SOLE   0 0 5,859
ISHARES TR 0-5 YR TIPS ETF 46429B747 295 2,808 SH   SOLE   468 0 2,340
ISHARES TR CORE MSCI EAFE 46432F842 3,216 46,270 SH   SOLE   0 0 46,270
ISHARES INC CORE MSCI EMKT 46434G103 2,831 50,967 SH   SOLE   0 0 50,967
ISHARES INC ESG AWR MSCI EM 46434G863 535 14,577 SH   SOLE   1 0 13,536
ISHARES TR GLOBAL REIT ETF 46434V647 2,371 81,162 SH   SOLE   1 0 79,275
ISHARES TR ESG AWR MSCI USA 46435G425 1,827 18,024 SH   SOLE   0 0 18,024
ISHARES TR ESG AW MSCI EAFE 46435G516 971 13,174 SH   SOLE   0 0 13,174
ISHARES TR CORE INTL AGGR 46435G672 845 16,215 SH   SOLE   0 0 16,215
ISHARES TR ESG AWARE MSCI 46435U663 1,223 32,155 SH   SOLE   0 0 32,155
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 244 8,019 SH   SOLE   0 0 8,019
BARK INC COM 68622E104 303 81,837 SH   SOLE   0 0 81,837
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 265 3,787 SH   SOLE   0 0 3,787
SPDR S&P 500 ETF TR TR UNIT 78462F103 223 493 SH   SOLE   0 0 493
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,109 132,219 SH   SOLE   0 0 132,219
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,841 34,089 SH   SOLE   3 0 31,045
SPDR SER TR PORTFLI INTRMDIT 78464A672 282 9,300 SH   SOLE   0 0 9,300
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,199 153,572 SH   SOLE   0 0 153,572
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,569 42,720 SH   SOLE   0 0 42,720
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3,364 88,594 SH   SOLE   3 0 85,430
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,142 86,073 SH   SOLE   2 0 83,974
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,439 25,162 SH   SOLE   0 0 25,162
VANGUARD WORLD FD ESG US STK ETF 921910733 537 6,620 SH   SOLE   0 0 6,620
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,649 20,734 SH   SOLE   477 0 20,257
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,254 151,020 SH   SOLE   9 0 141,621
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6,039 115,163 SH   SOLE   3 0 111,468
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,657 29,519 SH   SOLE   1 0 27,570
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,671 101,261 SH   SOLE   6 0 94,715
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 371 4,307 SH   SOLE   0 0 4,307
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 13,043 253,011 SH   SOLE   12 0 240,866
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 427 2,852 SH   SOLE   0 0 2,852
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 398 3,677 SH   SOLE   0 0 3,677
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,117 29,082 SH   SOLE   594 0 28,489
VANGUARD INDEX FDS VALUE ETF 922908744 212 1,436 SH   SOLE   0 0 1,436
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,622 29,086 SH   SOLE   443 0 28,643