0001193125-23-108290.txt : 20230420 0001193125-23-108290.hdr.sgml : 20230420 20230420160154 ACCESSION NUMBER: 0001193125-23-108290 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 13 CONFORMED PERIOD OF REPORT: 20230420 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20230420 DATE AS OF CHANGE: 20230420 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Princeton Bancorp, Inc. CENTRAL INDEX KEY: 0001913971 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 000000000 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-41589 FILM NUMBER: 23833090 BUSINESS ADDRESS: STREET 1: C/O STEVENS & LEE, P.C. STREET 2: 111 NORTH SIXTH STREET CITY: READING STATE: PA ZIP: 19603 BUSINESS PHONE: (609) 921-1700 MAIL ADDRESS: STREET 1: 183 BAYARD LANE CITY: PRINCETON STATE: NJ ZIP: 08540 8-K 1 d444036d8k.htm 8-K 8-K
false 0001913971 0001913971 2023-04-20 2023-04-20

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

FORM 8-K

 

 

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

April 20, 2023

Date of Report (Date of earliest event reported)

 

 

PRINCETON BANCORP, INC.

(Exact name of registrant as specified in its charter)

 

 

 

Pennsylvania   001-41589   88-4268702

(State or other jurisdiction

of incorporation)

  

(Commission

File Number)

  

(IRS Employer

Ident. No.)

 

183 Bayard Lane, Princeton, New Jersey   08540
(Address of principal executive offices)   (Zip Code)

(609) 921-1700

Registrant’s telephone number, including area code

N/A

(Former name or former address, if changed since last report.)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered or to be registered pursuant to Section 12(b) of the Act:

 

Title of each class

  

Trading

Symbol(s)

  

Name of each exchange

on which registered

Common stock, no par value   BPRN   The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

 

 

 

Item 2.02

Results of Operations and Financial Condition

On April 20, 2023, the registrant, the bank holding company for The Bank of Princeton, issued a press release containing financial information regarding its financial condition and results of operations at and for the three months ended March 31, 2023.

A copy of the press release is furnished as Exhibit 99.1 hereto.

 

Item 9.01

Financial Statements and Exhibits.

(d)    Exhibits:

 

99.1    Press Release issued April 20, 2023.
104    Cover Page Interactive Data File (embedded within the Inline XBRL document).

 

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

    PRINCETON BANCORP, INC.
Dated: April 20, 2023    
    By:  

/s/ George S. Rapp

      George S. Rapp
     

Executive Vice President and

Chief Financial Officer

 

3

EX-99.1 2 d444036dex991.htm EX-99.1 EX-99.1

Exhibit 99.1

For Immediate Release

Contact George Rapp

609.454.0718

grapp@thebankofprinceton.com

Princeton Bancorp Announces

First Quarter 2023 Results

Princeton, NJ, April 20, 2023 / PRNewswire / - Princeton Bancorp, Inc. (the “Company”) (NASDAQ—BPRN), the bank holding company for The Bank of Princeton (the “Bank”), today reported its unaudited financial condition and results of operations at and for the quarter ended March 31, 2023. The Company reported net income of $6.1 million, or $0.95 per diluted common share, for the first quarter of 2023, compared to net income of $7.2 million, or $1.13 per diluted common share, for the fourth quarter of 2022, and net income of $6.0 million, or $0.91 per diluted common share, for the first quarter of 2022. The decrease in net income for the first quarter of 2023, when compared to the fourth quarter of 2022, was primarily due to a decrease of $1.6 million in net interest income and a $101 thousand increase in non-interest expenses, partially offset by a $377 thousand increase in non-interest income and a $300 thousand decrease in income tax expense. Although net income for the first quarter of 2023 was only slightly higher than the net income for same period in 2022, net interest income was $807 thousand above the first quarter of 2022 and non-interest income was also higher by $328 thousand. Increases of $504 thousand in non-interest expense and $265 thousand in the provision for credit losses almost entirely offset the increases in income from the first quarter of 2022 to the same period in 2023.

Highlights for the three-month period ended March 31, 2023 are as follows:

 

  •  

The Bank formed a holding company, Princeton Bancorp, Inc., effective January 10, 2023.

 

  •  

The Company realized a 5.2% annualized growth rate in its loan portfolio during the first quarter of 2023.

 

  •  

Diluted earnings per share for the first quarter of 2023 was $0.95 or $0.04 higher compared to the same period in 2022.

 

  •  

The Bank improved its net interest margin by 50 basis points for the first quarter of 2023 compared to the first quarter of 2022.

President/CEO Edward Dietzler noted that, “Today we are announcing another strong earnings performance for Princeton Bancorp. For the quarter we realized $6.1 million with an annualized ROA of 1.56%. The Bank’s long-standing commitment to risk management and conservative balance sheet has the Bank well positioned for the future.”

 

4

Balance Sheet Review

Total assets were $1.59 billion at March 31, 2023, a decrease of $16.5 million, or 1.0% when compared to $1.60 billion at the end of 2022. The primary reason for the decrease in total assets was a decrease in cash and cash equivalents of approximately $35.3 million, partially offset by an increase of $18.2 million in net loans. The increase in net loans consisted of a $25.2 million increase in construction loans and a $2.1 million increase in commercial and industrial loans, partially offset by a decrease of $9.1 million in commercial real estate loans.

Total deposits at March 31, 2023 decreased $55.6 million, or 4.1%, when compared to December 31, 2022. When comparing deposit products between the two periods, non-interest-bearing demand deposits decreased $46.4 million, interest-bearing demand deposits decreased $24.8 million, money market deposits decreased $19.8 million and savings deposits decreased $17.2 million. Partially offsetting these decreases was an increase in certificates of deposit of $52.5 million. In addition, borrowings increased $34.5 million from $10.0 million at December 31, 2022 to $44.5 million at March 31, 2023.

Total stockholders’ equity at March 31, 2023 increased $5.7 million or 2.6% when compared to the end of 2022. The increase was primarily due to the $3.9 million increase in retained earnings, consisting of $6.1 million in income less $1.9 million of cash dividends recorded during the period, and a $1.2 million reduction in the accumulated other comprehensive loss on the available-for-sale investment portfolio. The ratio of equity to total assets at March 31, 2023 and at December 31, 2022, was 14.2% and 13.7%, respectively.

Asset Quality

At March 31, 2023, non-performing assets totaled $6.5 million, an increase of $6.2 million, when compared to the amount at December 31, 2022. This increase was due to the delinquency of a $6.2 million commercial real estate loan. The loan is sufficiently secured by a mixed-use property comprising two buildings each with retail units and residential apartments. The property is located in New York City.

Upon the adoption of the Current Expected Credit Losses (“CECL”) method of calculating the allowance for credit losses effective January 1, 2023, performing troubled debt restructurings (“TDRs”) are no longer reported for the current period. At December 31, 2022 there were three loans classified as TDR loans totaling $5.9 million and each of these loans was performing in accordance with the agreed-upon terms.

Review of Quarterly Financial Results

Net interest income was $16.7 million for the first quarter of 2023, compared to $18.2 million for the fourth quarter of 2022 and $15.9 million for the first quarter of 2022. The decrease from the previous quarter was the result of an increase in interest expense of $1.7 million, or 78.6%, partially offset by an increase in interest income of $154 thousand. The net interest margin for the first quarter 2023 was 4.59%, decreasing 23 basis points when compared to the fourth quarter of 2022. This decrease was primarily associated with an increase of 54 basis points in the cost of funds associated with rising interest rates. When comparing the three-month periods ended March 31, 2023 and 2022, net interest income increased $807 thousand, which was primarily due to an increase of 126 basis points in the yield earned on interest-earning assets, partially offset by an increase of 84 basis points in the cost of funds.

 

5

The Bank recorded a provision for credit losses of $265 thousand during the three months ended March 31, 2023 and $200 thousand during the fourth quarter of 2022. The Bank recorded no provision for the three months ended March 31, 2022. Net recoveries for the three-month periods ended March 31, 2023 and 2022 were $3 thousand and $34 thousand, respectively. Net charge-offs for the three months ended December 31, 2022 were $406 thousand. Upon adoption of the CECL method of calculating the allowance for credit losses on January 1, 2023, the Bank recorded a one-time decrease, net of tax, in retained earnings of $284 thousand, a reduction to the allowance for credit losses of $301 thousand and an increase in the reserve for unfunded liabilities of $695 thousand. During the first quarter of 2023, the Bank recorded a provision for credit losses of $265 thousand and increased the reserve for unfunded liabilities in the amount of $79 thousand. The coverage ratio of allowance for credit losses to period end loans was 1.19% at March 31, 2023, compared to 1.20% at December 31, 2022.

Total non-interest income of $1.4 million for the first quarter of 2023 increased $377 thousand and $328 thousand, or by 37.8% and 31.4%, when compared to the fourth quarter of 2022 and the quarter ended March 31, 2022, respectively. The increase over the prior quarter was primarily due to a $241 thousand increase in valuation of an SBIC investment and a $115 thousand increase in loan fees. The increase over the first quarter of 2022 period was primarily due to a $256 thousand increase in loan fees and a $91 thousand increase in other non-interest income.

Total non-interest expense for the first quarter of 2023 increased $504 thousand, or 5.4%, when compared to the same period in 2022. This increase was primarily due to a $498 thousand increase in salaries and benefits expenses and a $265 thousand increase in data processing and communications expenses, partially offset by decreases in occupancy and equipment expenses of $137 thousand, professional fees of $96 thousand and federal deposit insurance expense of $74 thousand. When comparing the quarter ended March 31, 2023 to the immediately preceding quarter, non-interest expense increased $101 thousand, or 1.0%, primarily due to increases in salaries and employee benefits costs and other non-interest expenses, partially offset by decreases in professional fees, occupancy and equipment expenses and data processing and communications expenses.

For the three-month period ended March 31, 2023, the Bank recorded an income tax expense of $1.9 million, resulting in an effective tax rate of 23.8%, compared to an income tax expense of $2.2 million resulting in an effective tax rate of 23.5% for the three-month period ended December 31, 2022, and compared to an income tax expense of $1.6 million resulting in an effective tax rate of 21.1% for the three-month period ended March 31, 2022.

About Princeton Bancorp, Inc. and The Bank of Princeton

Princeton Bancorp, Inc. is the holding company for The Bank of Princeton, a community bank founded in 2007. The Bank is a New Jersey state-chartered commercial bank with 19 branches in New Jersey, including three in Princeton and others in Bordentown, Browns Mills, Chesterfield, Cream Ridge, Deptford, Hamilton, Lakewood, Lambertville, Lawrenceville, Monroe, New Brunswick, Pennington, Piscataway, Princeton Junction, Quakerbridge and Sicklerville. There are also four branches in the Philadelphia, Pennsylvania area. The Bank of Princeton is a member of the Federal Deposit Insurance Corporation (“FDIC”).

On October 19, 2022, the Bank entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Noah Bank, a Pennsylvania-chartered bank (“Noah”). Pursuant to the terms and conditions set forth in the Merger Agreement, Noah will merge with and into the Bank. The Company has received the requisite approvals of the Merger Agreement from the Federal Deposit Insurance Corporation, and the Pennsylvania and New Jersey state bank regulators. The Company anticipates that the Merger will close in the second quarter of 2023.

 

6

Forward-Looking Statements

The Company may from time to time make written or oral “forward-looking statements,” including statements contained in the Company’s filings with the Securities and Exchange Commission, in its reports to stockholders and in other communications by the Company (including this press release), which are made in good faith by the Company pursuant to the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995 and Section 21E of the Securities Exchange Act of 1934, as amended.

These forward-looking statements involve risks and uncertainties, such as statements of the Company’s plans, objectives, expectations, estimates and intentions that are subject to change based on various important factors (some of which are beyond the Company’s control). The following factors, among others, could cause the Company’s financial performance to differ materially from the plans, objectives, expectations, estimates and intentions expressed in such forward-looking statements: the extent of the adverse impact of the current global coronavirus outbreak on our customers, prospects and business, including related supply chain shortage of goods, as well as the impact of any future pandemics or other natural disasters; civil unrest, rioting, acts or threats of terrorism, or actions taken by the local, state and Federal governments in response to such events, which could impact business and economic conditions in our market area, the strength of the United States economy in general and the strength of the local economies in which the Company and the Bank conduct operations; the effects of, and changes in, trade, monetary and fiscal policies and laws, including interest rate policies of the Board of Governors of the Federal Reserve System; inflation, interest rate, market and monetary fluctuations; market volatility; the value of the Bank’s products and services as perceived by actual and prospective customers, including the features, pricing and quality compared to competitors’ products and services; the willingness of customers to substitute competitors’ products and services for the Bank’s products and services; credit risk associated with the Bank’s lending activities; risks relating to the real estate market and the Bank’s real estate collateral; the impact of changes in applicable laws and regulations and requirements arising out of our supervision by banking regulators; other regulatory requirements applicable to the Company and the Bank; and the timing and nature of the regulatory response to any applications filed by the Company and the Bank; technological changes; acquisitions including the Company’s pending acquisition of Noah; ability to meet other closing conditions to that acquisition; delay in closing the acquisition; difficulties and delays in integrating the businesses of Noah and the Bank or fully realizing cost savings and other benefits; changes in consumer spending and saving habits; those risks set forth in the Bank’s Annual Report on Form 10-K for the year ended December 31, 2022 under the heading “Risk Factors,” and the success of the Company at managing the risks involved in the foregoing.

The Company cautions that the foregoing list of important factors is not exclusive. The Company does not undertake to update any forward-looking statement, whether written or oral, that may be made from time to time by or on behalf of the Company, except as required by applicable law or regulation.

 

7

Princeton Bancorp, Inc.

Consolidated Statements of Financial Condition

(Unaudited)

(Dollars in thousands, except per share data)

 

     March 31,     December 31,     March 31,     March 31, 2023 vs
December 31, 2022		     March 31, 2023 vs
March 31, 2022		  
     2023     2022     2022     $ Change     % Change     $ Change     % Change  

ASSETS

               

Cash and cash equivalents

    $ 18,024     $ 53,351     $ 94,030     $ (35,327 )      (66.22 )%    $ (76,006 )      (80.83 )% 

Securities available-for-sale taxable

      42,228       42,061       50,409       167       0.40       (8,181 )      (16.23 ) 

Securities available-for-sale tax-exempt

      42,284       41,341       46,058       943       2.28       (3,774 )      (8.19 ) 

Securities held-to-maturity

      199       201       206       (2 )      (1.00 )      (7 )      (3.40 ) 

Loans receivable, net of deferred loan fees

      1,388,575       1,370,368       1,395,155       18,207       1.33       (6,580 )      (0.47 ) 

Allowance for credit losses

      (16,507 )      (16,461 )      (16,654 )      (46 )      0.28       147       (0.88 ) 

Goodwill

      8,853       8,853       8,853       —         —         —         —    

Core deposit intangible

      1,690       1,825       2,238       (135 )      (7.40 )      (548 )      (24.49 ) 

Other assets

      99,974       100,240       97,654       (266 )      (0.27 )      2,320       2.38  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

TOTAL ASSETS

    $ 1,585,320     $ 1,601,779     $ 1,677,949     $ (16,459 )      (1.03 )%    $ (92,629 )      (5.52 )% 
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

LIABILITIES

               

Non-interest checking

    $ 218,709     $ 265,078     $ 273,679     $ (46,369 )      (17.49 )%    $ (54,970 )      (20.09 )% 

Interest checking

      244,889       269,737       269,072       (24,848 )      (9.21 )      (24,183 )      (8.99 ) 

Savings

      173,502       190,686       238,224       (17,184 )      (9.01 )      (64,722 )      (27.17 ) 

Money market

      263,874       283,652       382,477       (19,778 )      (6.97 )      (118,603 )      (31.01 ) 

Time deposits over $250,000

      88,378       76,150       26,493       12,228       16.06       61,885       233.59  

Other time deposits

      302,748       262,427       251,600       40,321       15.36       51,148       20.33  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Total deposits

      1,292,100       1,347,730       1,441,545       (55,630 )      (4.13 )      (149,445 )      (10.37 ) 

Borrowings

      44,500       10,000       —         34,500       345.00       44,500       N/A  

Other liabilities

      23,447       24,448       23,164       (1,001 )      (4.09 )      283       1.22  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

TOTAL LIABILITIES

      1,360,047       1,382,178       1,464,709       (22,131 )      (1.60 )      (104,662 )      (7.15 ) 
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

STOCKHOLDERS’ EQUITY

               

Common stock 1,2

     —         34,547       34,181       (34,547 )      (100.00 )      (34,181 )      (100.00 ) 

Paid-in capital 2

     96,880       81,291       80,576       15,589       19.18       16,304       20.23  

Treasury stock 2

     —         (19,452 )      (13,647 )      19,452       (100.00 )      13,647       (100.00 ) 

Retained earnings

      135,425       131,488       115,813       3,937       2.99       19,612       16.93  

Accumulated other comprehensive income (loss)

      (7,032 )      (8,273 )      (3,683 )      1,241       (15.00 )      (3,349 )      90.93  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

TOTAL STOCKHOLDERS’ EQUITY

      225,273       219,601       213,240       5,672       2.58       12,033       5.64  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY

    $ 1,585,320     $ 1,601,779     $ 1,677,949     $ (16,459 )      (1.03 )%    $ (92,629 )      (5.52 )% 
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Book value per common share

    $ 35.98     $ 35.16     $ 33.49     $ 0.82       2.33 %    $ 2.49       7.44 % 

Tangible book value per common share 3

   $ 34.29     $ 33.45     $ 31.75     $ 0.84       2.51 %    $ 2.54       8.00 % 

 

1 

The common stock of Princeton Bancorp, Inc. has no par value. The par value of the common stock of the Bank was $5.00 per share.

2 

The balances of common stock and treasury stock were reclassified to paid-in capital effective January 10, 2023, upon formation of Princeton Bancorp, Inc.

3 

Tangible book value per common share is a non-GAAP measure that represents book value per common share which excludes goodwill and core deposit intangible.

 

8

Princeton Bancorp, Inc.

Loan and Deposit Tables

(Unaudited)

The components of loans receivable, net at March 31, 2023 and December 31, 2022 were as follows:

 

     March 31,
2023		      December 31,
2022		  
               
     (In thousands)  

Commercial real estate

    $ 864,497      $ 873,573  

Commercial and industrial

      30,916        28,859  

Construction

      442,693        417,538  

Residential first-lien mortgages

      42,566        43,125  

Home equity / consumer

      7,535        7,260  

PPP I (SBA loans)

      1,239        1,307  

PPP II (SBA loans)

      1,077        1,162  
  

 

 

     

 

 

  

Total loans

      1,390,523        1,372,824  

Deferred fees and costs

      (1,948 )       (2,456 ) 

Allowance for credit losses

      (16,507 )       (16,461 ) 
  

 

 

     

 

 

  

Loans, net

    $ 1,372,068      $ 1,353,907  
  

 

 

     

 

 

  

The components of deposits at March 31, 2023 and December 31, 2022 were as follows:

 

     March 31,
2023		      December 31,
2022		  
               
     (In thousands)  

Demand, non-interest-bearing

    $ 218,709      $ 265,078  

Demand, interest-bearing

      244,889        269,737  

Savings

      173,502        190,686  

Money market

      263,874        283,652  

Time deposits

      391,126        338,577  
  

 

 

     

 

 

  

Total deposits

    $ 1,292,100      $ 1,347,730  
  

 

 

     

 

 

  

 

9

Princeton Bancorp, Inc.

Consolidated Statements of Income

(Unaudited)

(Amounts in thousands except per share data)

 

     Three Months Ended March 31,               
         2023              2022          $ Change     % Change  

Interest and dividend income

           

Loans and fees

    $ 19,894      $ 16,492      $ 3,402       20.6 % 

Available-for-sale debt securities:

           

Taxable

      278        223        55       24.7 % 

Tax-exempt

      284        303        (19 )      -6.3 % 

Held-to-maturity debt securities

      3        3        0       0.0 % 

Other interest and dividend income

      153        57        96       168.4 % 
  

 

 

     

 

 

       

Total interest and dividends

      20,612        17,078        3,534       20.7 % 
  

 

 

     

 

 

       

Interest expense

           

Deposits

      3,865        1,224        2,641       215.8 % 

Borrowing

      86        —          86       N/A  
  

 

 

     

 

 

       

Total interest expense

      3,951        1,224        2,727       222.8 % 
  

 

 

     

 

 

       

Net interest income

      16,661        15,854        807       5.1 % 

Provision for credit losses

      265        —          265       N/A  
  

 

 

     

 

 

       

Net interest income after provision for credit losses

      16,396        15,854        542       3.4 % 
  

 

 

     

 

 

       

Non-interest income

           

Income from bank-owned life insurance

      290        282        8       2.8 % 

Fees and service charges

      448        475        (27 )      -5.7 % 

Loan fees, including prepayment penalties

      351        95        256       269.5 % 

Other

      285        194        91       46.9 % 
  

 

 

     

 

 

       

Total non-interest income

      1,374        1,046        328       31.4 % 
  

 

 

     

 

 

       

Non-interest expense

           

Salaries and employee benefits

      5,399        4,901        498       10.2 % 

Occupancy and equipment

      1,341        1,478        (137 )      -9.3 % 

Professional fees

      465        561        (96 )      -17.1 % 

Data processing and communications

      1,300        1,035        265       25.6 % 

Federal deposit insurance

      190        264        (74 )      -28.0 % 

Advertising and promotion

      110        119        (9 )      -7.6 % 

Office expense

      97        54        43       79.6 % 

Other real estate owned expense

      —          9        (9 )      -100.0 % 

Core deposit intangible

      135        154        (19 )      -12.3 % 

Other

      735        693        42       6.1 % 
  

 

 

     

 

 

       

Total non-interest expense

      9,772        9,268        504       5.4 % 
  

 

 

     

 

 

       

Income before income tax expense

      7,998        7,632        366       4.8 % 

Income tax expense

      1,901        1,611        290       18.0 % 
  

 

 

     

 

 

       

Net income

    $ 6,097      $ 6,021        76       1.3 % 
  

 

 

     

 

 

       

Net income per common share - basic

    $ 0.97      $ 0.93      $ 0.04       4.8 % 

Net income per common share - diluted

    $ 0.95      $ 0.91      $ 0.04       4.9 % 

Weighted average shares outstanding - basic

      6,257        6,465        (208 )      -3.2 % 

Weighted average shares outstanding - diluted

      6,386        6,614        (228 )      -3.5 % 

 

10

Princeton Bancorp, Inc.

Consolidated Statements of Income (Current Quarter vs Prior Quarter)

(Unaudited)

(Amounts in thousands, except per share data)

 

     Three Months Ended              
     March 31,
2023		      December 31,
2022		     $ Change     % Change  

Interest and dividend income

          

Loans and fees

    $ 19,894      $ 19,400     $ 494       2.5 % 

Available-for-sale debt securities:

          

Taxable

      278        288       (10 )      -3.5 % 

Tax-exempt

      284        285       (1 )      -0.4 % 

Held-to-maturity debt securities

      3        3       0       0.0 % 

Other interest and dividend income

      153        482       (329 )      -68.3 % 
  

 

 

     

 

 

      

Total interest and dividends

      20,612        20,458       154       0.8 % 
  

 

 

     

 

 

      

Interest expense

          

Deposits

      3,865        2,210       1,655       74.9 % 

Borrowing

      86        2       84       4200.0 % 
  

 

 

     

 

 

      

Total interest expense

      3,951        2,212       1,739       78.6 % 
  

 

 

     

 

 

      

Net interest income

      16,661        18,246       (1,585 )      -8.7 % 

Provision for credit losses

      265        200       65       32.5 % 
  

 

 

     

 

 

      

Net interest income after provision for credit losses

      16,396        18,046       (1,650 )      -9.1 % 
  

 

 

     

 

 

      

Non-interest income

          

Income from bank-owned life insurance

      290        286       4       1.4 % 

Fees and service charges

      448        411       37       9.0 % 

Loan fees, including prepayment penalties

      351        236       115       48.7 % 

Other

      285        64       221       345.3 % 
  

 

 

     

 

 

      

Total non-interest income

      1,374        997       377       37.8 % 
  

 

 

     

 

 

      

Non-interest expense

          

Salaries and employee benefits

      5,399        5,204       195       3.7 % 

Occupancy and equipment

      1,341        1,413       (72 )      -5.1 % 

Professional fees

      465        541       (76 )      -14.0 % 

Data processing and communications

      1,300        1,354       (54 )      -4.0 % 

Federal deposit insurance

      190        222       (32 )      -14.4 % 

Advertising and promotion

      110        105       5       4.8 % 

Office expense

      97        71       26       36.6 % 

Other real estate owned expense

      —          (6 )      6       -100.0 % 

Core deposit intangible

      135        135       0       0.0 % 

Other

      735        632       103       16.3 % 
  

 

 

     

 

 

      

Total non-interest expense

      9,772        9,671       101       1.0 % 
  

 

 

     

 

 

      

Income before income tax expense

      7,998        9,372       (1,374 )      -14.7 % 

Income tax expense

      1,901        2,201       (300 )      -13.6 % 
  

 

 

     

 

 

      

Net income

    $ 6,097      $ 7,171     $ (1,074 )      -15.0 % 
  

 

 

     

 

 

      

Net income per common share - basic

    $ 0.97      $ 1.14     $ (0.17 )      -14.5 % 

Net income per common share - diluted

    $ 0.95      $ 1.13     $ (0.18 )      -15.5 % 

Weighted average shares outstanding - basic

      6,257        6,246       11       0.2 % 

Weighted average shares outstanding - diluted

      6,386        6,371       15       0.2 % 

 

11

Princeton Bancorp, Inc.

Consolidated Average Statement of Financial Condition

(Unaudited)

(Dollars in thousands)

 

     For the Three Months Ended March 31,              
     2023     2022              
     Average
Balance		      Yield/
Rate		     Average
Balance		      Yield/
Rate		     $ Change     % Change  

Earning assets

               

Loans

    $ 1,375,849        5.86 %    $ 1,346,733        4.97 %    $ 29,116       0.89 % 

Securities

               

Taxable available-for-sale

      42,235        2.66 %      52,221        1.73 %      (9,986 )      0.93 % 

Tax-exempt available-for-sale

      41,634        2.77 %      48,605        2.53 %      (6,971 )      0.24 % 

Held-to-maturity

      200        5.36 %      207        5.35 %      (7 )      0.01 % 
  

 

 

       

 

 

         

Securities

      84,069        2.72 %      101,033        2.12 %      (16,964 )      0.60 % 

Other interest earning assets

               

Federal funds sold

      8,454        4.56 %      119,581        0.01 %      (111,127 )      4.55 % 

Other interest-earning assets

      5,001        4.77 %      4,546        1.23 %      455       3.54 % 
  

 

 

       

 

 

         

Other interest-earning assets

      13,455        4.64 %      124,127        0.19 %      (110,672 )      4.45 % 
  

 

 

       

 

 

         

Total interest-earning assets

      1,473,373        5.67 %      1,571,893        4.41 %      (98,520 )      1.26 % 

Total non-earning assets

      109,354          108,280         
  

 

 

       

 

 

         

Total assets

    $ 1,582,727        $ 1,680,173         
  

 

 

       

 

 

         

Interest-bearing liabilities

               

Checking

    $ 264,507        0.84 %    $ 257,978        0.25 %    $ 6,529       0.59 % 

Savings

      182,763        0.92 %      232,136        0.24 %      (49,373 )      0.68 % 

Money market

      268,814        1.75 %      376,517        0.27 %      (107,703 )      1.48 % 

Certificates of deposit

      364,470        1.94 %      290,686        0.95 %      73,784       0.99 % 
  

 

 

       

 

 

         

Total interest-bearing deposits

      1,080,554        1.45 %      1,157,317        0.43 %      (76,763 )      1.02 % 

Non-interest bearing deposits

      242,814          285,298          (42,484 )   
  

 

 

       

 

 

         

Total deposits

      1,323,368        1.18 %      1,442,615        0.34 %      (119,247 )      0.84 % 

Borrowings

      6,993        4.99 %      —          0.00 %      6,993       4.99 % 
  

 

 

       

 

 

         

Total interest-bearing liabilities (excluding non interest deposits)

      1,087,547        1.47 %      1,157,317        0.43 %      (69,770 )      1.04 % 

Non-interest-bearing deposits

      242,814          285,298         
  

 

 

       

 

 

         

Total cost of funds

      1,330,361        1.18 %      1,442,615        0.34 %      (112,254 )      0.84 % 

Accrued expenses and other liabilities

      28,587          20,505         

Stockholders’ equity

      223,779          217,053         
  

 

 

       

 

 

         

Total liabilities and stockholders’ equity

    $ 1,582,727        $ 1,680,173         
  

 

 

       

 

 

         

Net interest spread

         4.20 %         3.98 %     

Net interest margin

         4.59 %         4.09 %     

Net interest margin (FTE)1

        4.66 %         4.14 %     

 

1 

Includes federal and state tax effect of tax-exempt securities and loans.

 

12

Princeton Bancorp, Inc.

Consolidated Average Statement of Financial Condition

(Unaudited)

(Dollars in thousands)

 

     For the Three Months Ended              
     March 31, 2023     December 31, 2022              
     Average
Balance		      Yield/
Rate		     Average
Balance		      Yield/
Rate		     $ Change     % Change  

Earning assets

               

Loans

    $ 1,375,849        5.86 %    $ 1,375,191        5.60 %    $ 658       0.27 % 

Securities

               

Taxable available-for-sale

      42,235        2.66 %      42,458        2.69 %      (223 )      -0.03 % 

Tax-exempt available-for-sale

      41,634        2.77 %      39,743        2.85 %      1,891       -0.07 % 

Held-to-maturity

      200        5.36 %      202        5.24 %      (2 )      0.12 % 
  

 

 

       

 

 

         

Securities

      84,069        2.72 %      82,403        2.77 %      1,666       -0.05 % 

Other interest earning assets

               

Federal funds sold

      8,454        4.56 %      44,410        4.09 %      (35,956 )      0.46 % 

Other interest-earning assets

      5,001        4.77 %      1,303        7.40 %      3,698       -2.63 % 
  

 

 

       

 

 

         

Other interest-earning assets

      13,455        4.64 %      45,713        4.19 %      (32,258 )      0.45 % 
  

 

 

       

 

 

         

Total interest-earning assets

      1,473,373        5.67 %      1,503,307        5.40 %      (29,934 )      0.27 % 

Total non-earning assets

      109,354          109,554         
  

 

 

       

 

 

         

Total assets

    $ 1,582,727        $ 1,612,861         
  

 

 

       

 

 

         

Interest-bearing liabilities

               

Checking

    $ 264,507        0.84 %    $ 275,797        0.45 %    $ (11,290 )      0.39 % 

Savings

      182,763        0.92 %      201,498        0.53 %      (18,735 )      0.40 % 

Money market

      268,814        1.75 %      294,246        0.91 %      (25,432 )      0.83 % 

Certificates of deposit

      364,470        1.94 %      316,689        1.19 %      47,781       0.75 % 
  

 

 

       

 

 

         

Total interest-bearing deposits

      1,080,554        1.45 %      1,088,230        0.81 %      (7,676 )      0.65 % 

Non-interest bearing deposits

      242,814          280,626          (37,812 )   
  

 

 

       

 

 

         

Total deposits

      1,323,368        1.18 %      1,368,856        0.64 %      (45,487 )      0.54 % 

Borrowings

      6,993        4.99 %      217        4.67 %      6,776       0.32 % 
  

 

 

       

 

 

         

Total interest-bearing liabilities (excluding non interest deposits)

      1,087,547        1.47 %      1,088,447        0.81 %      (900 )      0.67 % 

Non-interest-bearing deposits

      242,814          280,626         
  

 

 

       

 

 

         

Total cost of funds

      1,330,361        1.18 %      1,369,073        0.64 %      (38,712 )      0.54 % 

Accrued expenses and other liabilities

      28,587          28,215         

Stockholders’ equity

      223,779          215,573         
  

 

 

       

 

 

         

Total liabilities and stockholders’ equity

    $ 1,582,727        $ 1,612,861         
  

 

 

       

 

 

         

Net interest spread

         4.20 %         4.59 %     

Net interest margin

         4.59 %         4.82 %     

Net interest margin (FTE)1

        4.66 %         4.89 %     

 

1 

Includes federal and state tax effect of tax-exempt securities and loans.

 

13

Princeton Bancorp, Inc.

Quarterly Financial Highlights

(Unaudited)

 

     2023
March		     2022
December		     2022
September		     2022
June		     2022
March		  

Return on average assets

      1.56 %      1.76 %      1.70 %      1.52 %      1.45 % 

Return on average equity

      11.05 %      13.20 %      12.91 %      11.90 %      11.25 % 

Return on average tangible equity1

     11.60 %      13.89 %      13.59 %      12.54 %      11.86 % 

Net interest margin

      4.59 %      4.82 %      4.64 %      4.19 %      4.09 % 

Net interest margin (FTE)2

     4.66 %      4.89 %      4.71 %      4.24 %      4.14 % 

Efficiency ratio - non-GAAP3

     53.43 %      49.56 %      51.49 %      53.36 %      53.93 % 

COMMON STOCK DATA

           

Market value at period end

    $ 31.72     $ 31.72     $ 28.35     $ 27.46     $ 28.85  

Market range:

           

High

    $ 37.18     $ 32.80     $ 29.95     $ 30.55     $ 32.05  

Low

    $ 31.18     $ 28.57     $ 27.16     $ 26.57     $ 28.67  

Book value per common share at period end

    $ 35.98     $ 35.16     $ 34.00     $ 33.74     $ 33.49  

Tangible book value per common share at period end4

   $ 34.29     $ 33.45     $ 32.27     $ 32.00     $ 31.75  

Shares of common stock outstanding (in thousands)

      6,262       6,245       6,251       6,263       6,366  

CAPITAL RATIOS

           

Total capital (to risk-weighted assets)

      15.43 %      15.12 %      14.71 %      14.13 %      14.16 % 

Tier 1 capital (to risk-weighted assets)

      14.36 %      14.06 %      13.63 %      13.08 %      13.10 % 

Tier 1 capital (to average assets)

      14.00 %      13.47 %      13.10 %      12.46 %      12.36 % 

Period-end equity to assets

      14.21 %      13.71 %      13.26 %      13.00 %      12.71 % 

Period-end tangible equity to tangible assets

      13.64 %      13.13 %      12.67 %      12.42 %      12.13 % 

CREDIT QUALITY DATA (Dollars in thousands)

           

Net charge-offs (recoveries)

    $ (3 )    $ 406     $ 200     $ (12 )    $ (34 ) 

Annualized net charge-offs (recoveries) to average loans

      -0.001 %      0.118 %      0.058 %      -0.003 %      -0.010 % 

Nonperforming loans (excluding TDRs)

    $ 6,456     $ 266     $ 370     $ 402     $ 406  

Other real estate owned

      —         —         —         —         226  

Troubled debt restructurings (TDRs)

           

-Performing 5

     —         5,882       5,943       6,001       6,066  

-Non-performing

      —         —         359       563       766  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Total nonperforming assets and accruing TDRs

    $ 6,456     $ 6,148     $ 6,672     $ 6,966     $ 7,464  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Allowance for credit losses as a percent of:

           

Period-end loans

      1.19 %      1.20 %      1.21 %      1.19 %      1.19 % 

Nonaccrual loans

      255.68 %      6188.35 %      2286.15 %      1727.05 %      1420.99 % 

Nonperforming assets

      255.68 %      6188.35 %      2286.15 %      1727.05 %      1191.27 % 

As a percent of total loans:

           

Nonaccrual loans

      0.46 %      0.02 %      0.05 %      0.07 %      0.08 % 

Accruing TDRs 5

     0.00 %      0.43 %      0.43 %      0.43 %      0.43 % 

Nonaccrual loans and accruing TDRs 5

     0.46 %      0.45 %      0.48 %      0.50 %      0.52 % 

 

1 

Return on average tangible equity is a non-GAAP measure that represents the rate of return on tangible common equity.

2 

Includes the effect of tax-exempt securities and loans.

3 

The efficiency ratio is a non-GAAP measure that represents the ratio of non-interest expense (excluding amortization of core deposit intangible) divided by net interest income and non-interest income.

4 

Tangible book value per common share is a non-GAAP measure that represents book value per common share which excludes goodwill and core deposit intangible.

5 

Performing TDRs are no longer reported upon adoption of the CECL method of calculating the allowance for credit losses

 

14

EX-101.SCH 3 bprn-20230420.xsd XBRL TAXONOMY EXTENSION SCHEMA 100000 - Document - Document and Entity Information link:calculationLink link:presentationLink link:definitionLink EX-101.LAB 4 bprn-20230420_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Cover [Abstract] Cover [Abstract] Amendment Flag Amendment Flag Entity Central Index Key Entity Central Index Key Document Type Document Type Document Period End Date Document Period End Date Entity Registrant Name Entity Registrant Name Entity Incorporation State Country Code Entity Incorporation State Country Code Entity File Number Entity File Number Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Entity Address, City or Town Entity Address, City or Town Entity Address, State or Province Entity Address, State or Province Entity Address, Postal Zip Code Entity Address, Postal Zip Code City Area Code City Area Code Local Phone Number Local Phone Number Written Communications Written Communications Soliciting Material Soliciting Material Pre Commencement Tender Offer Pre Commencement Tender Offer Pre Commencement Issuer Tender Offer Pre Commencement Issuer Tender Offer Security 12b Title Security 12b Title Trading Symbol Trading Symbol Security Exchange Name Security Exchange Name Entity Emerging Growth Company Entity Emerging Growth Company EX-101.PRE 5 bprn-20230420_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE XML 6 R1.htm IDEA: XBRL DOCUMENT v3.23.1
Document and Entity Information
Apr. 20, 2023
Cover [Abstract]  
Amendment Flag false
Entity Central Index Key 0001913971
Document Type 8-K
Document Period End Date Apr. 20, 2023
Entity Registrant Name PRINCETON BANCORP, INC.
Entity Incorporation State Country Code PA
Entity File Number 001-41589
Entity Tax Identification Number 88-4268702
Entity Address, Address Line One 183 Bayard Lane
Entity Address, City or Town Princeton
Entity Address, State or Province NJ
Entity Address, Postal Zip Code 08540
City Area Code (609)
Local Phone Number 921-1700
Written Communications false
Soliciting Material false
Pre Commencement Tender Offer false
Pre Commencement Issuer Tender Offer false
Security 12b Title Common stock, no par value
Trading Symbol BPRN
Security Exchange Name NASDAQ
Entity Emerging Growth Company false
XML 7 d444036d8k_htm.xml IDEA: XBRL DOCUMENT 0001913971 2023-04-20 2023-04-20 false 0001913971 8-K 2023-04-20 PRINCETON BANCORP, INC. PA 001-41589 88-4268702 183 Bayard Lane Princeton NJ 08540 (609) 921-1700 false false false false Common stock, no par value BPRN NASDAQ false EXCEL 8 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 9 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 10 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 11 FilingSummary.xml IDEA: XBRL DOCUMENT 3.23.1 html 1 22 1 false 0 0 false 0 false false R1.htm 100000 - Document - Document and Entity Information Sheet http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation Document and Entity Information Cover 1 false false All Reports Book All Reports d444036d8k.htm bprn-20230420.xsd bprn-20230420_lab.xml bprn-20230420_pre.xml d444036dex991.htm http://xbrl.sec.gov/dei/2022 true false JSON 13 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "d444036d8k.htm": { "axisCustom": 0, "axisStandard": 0, "baseTaxonomies": { "http://xbrl.sec.gov/dei/2022": 22 }, "contextCount": 1, "dts": { "inline": { "local": [ "d444036d8k.htm" ] }, "labelLink": { "local": [ "bprn-20230420_lab.xml" ] }, "presentationLink": { "local": [ "bprn-20230420_pre.xml" ] }, "schema": { "local": [ "bprn-20230420.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://xbrl.sec.gov/dei/2022/dei-2022.xsd", "https://xbrl.sec.gov/naics/2022/naics-2022.xsd" ] } }, "elementCount": 23, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2022": 2, "total": 2 }, "keyCustom": 0, "keyStandard": 22, "memberCustom": 0, "memberStandard": 0, "nsprefix": "bprn", "nsuri": "http://pin.com/20230420", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "p", "div", "div", "body", "html" ], "baseRef": "d444036d8k.htm", "contextRef": "duration_2023-04-20_to_2023-04-20", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "100000 - Document - Document and Entity Information", "menuCat": "Cover", "order": "1", "role": "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation", "shortName": "Document and Entity Information", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "p", "div", "div", "body", "html" ], "baseRef": "d444036d8k.htm", "contextRef": "duration_2023-04-20_to_2023-04-20", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 0, "tag": { "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Cover page.", "label": "Cover [Abstract]", "terseLabel": "Cover [Abstract]" } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2022", "xbrltype": "stringItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "dateItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "fileNumberItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation State Country Code", "terseLabel": "Entity Incorporation State Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "employerIdItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r3" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre Commencement Issuer Tender Offer", "terseLabel": "Pre Commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre Commencement Tender Offer", "terseLabel": "Pre Commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Security 12b Title", "terseLabel": "Security 12b Title" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r2" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material", "terseLabel": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r6" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications", "terseLabel": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://pin.com//20230420/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" } }, "unitCount": 0 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r5": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r6": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425", "role": "http://www.xbrl.org/2003/role/presentationRef" } }, "version": "2.2" } ZIP 14 0001193125-23-108290-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001193125-23-108290-xbrl.zip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