CONSOLIDATED STATEMENTS OF INCOME - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 70,996,000	$ 67,348,000
Securities available-for-sale:
Taxable	986,000	547,000
Tax-exempt	1,167,000	1,172,000
Securities held-to-maturity	11,000	11,000
Other interest and dividend income	923,000	197,000
TOTAL INTEREST AND DIVIDEND INCOME	74,083,000	69,275,000
INTEREST EXPENSE
Deposits	5,995,000	6,673,000
Borrowings	5,000	1,000
TOTAL INTEREST EXPENSE	6,000,000	6,674,000
NET INTEREST INCOME	68,083,000	62,601,000
Provision for loan losses	400,000	3,625,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	67,683,000	58,976,000
NON-INTEREST INCOME
Gain on call/sale of securities available-for-sale	2,000	7,000
Income from bank-owned life insurance	1,138,000	1,117,000
Fees and service charges	1,852,000	1,764,000
Loan fees, including preypayment penalties	1,484,000	1,757,000
Other	386,000	21,000
TOTAL NON-INTEREST INCOME	4,862,000	4,666,000
NON-INTEREST EXPENSE
Salaries and employee benefits	20,455,000	17,483,000
Occupancy and equipment	5,859,000	6,055,000
Professional fees	2,470,000	2,431,000
Data processing and communications	4,488,000	3,562,000
Federal deposit insurance	1,010,000	792,000
Advertising and promotion	484,000	214,000
Office expense	239,000	219,000
Other real estate expenses	106,000	241,000
Core deposit intangible	569,000	643,000
Other	2,812,000	2,813,000
TOTAL NON-INTEREST EXPENSE	38,492,000	34,453,000
INCOME BEFORE INCOME TAX EXPENSE	34,053,000	29,189,000
INCOME TAX EXPENSE	7,559,000	6,703,000
NET INCOME	$ 26,494,000	$ 22,486,000
Earnings per common share-basic	$ 4.19	$ 3.37
Earnings per common share-diluted	4.11	3.3
Dividends declared per common share	$ 1	$ 0.66