The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 367 3,797 SH   SOLE NONE 0 0 3,797
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 496 1,926 SH   SOLE NONE 0 0 1,926
ALPHABET INC CAP STK CL C 02079K107 217 2,254 SH   SOLE NONE 0 0 2,254
APPLE INC COM 037833100 5,274 38,164 SH   SOLE NONE 0 0 38,164
AUTOMATIC DATA PROCESSING IN COM 053015103 339 1,497 SH   SOLE NONE 0 0 1,497
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 502 1,880 SH   SOLE NONE 0 0 1,880
CATERPILLAR INC COM 149123101 530 3,228 SH   SOLE NONE 0 0 3,228
CISCO SYS INC COM 17275R102 231 5,768 SH   SOLE NONE 0 0 5,768
COCA COLA CO COM 191216100 264 4,713 SH   SOLE NONE 0 0 4,713
COLGATE PALMOLIVE CO COM 194162103 302 4,304 SH   SOLE NONE 0 0 4,304
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 7,718 198,824 SH   SOLE NONE 0 0 198,824
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 999 52,861 SH   SOLE NONE 0 0 52,861
DISNEY WALT CO COM 254687106 391 4,150 SH   SOLE NONE 0 0 4,150
EXXON MOBIL CORP COM 30231G102 380 4,358 SH   SOLE NONE 0 0 4,358
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 282 14,469 SH   SOLE NONE 0 0 14,469
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 510 8,960 SH   SOLE NONE 0 0 8,960
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 296 8,030 SH   SOLE NONE 0 0 8,030
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 1,466 15,079 SH   SOLE NONE 0 0 15,079
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 458 9,681 SH   SOLE NONE 0 0 9,681
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 998 22,913 SH   SOLE NONE 0 0 22,913
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180 3,085 76,861 SH   SOLE NONE 0 0 76,861
HOME DEPOT INC COM 437076102 525 1,901 SH   SOLE NONE 0 0 1,901
INTERNATIONAL BUSINESS MACHS COM 459200101 210 1,770 SH   SOLE NONE 0 0 1,770
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 4,070 193,913 SH   SOLE NONE 0 0 193,913
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,453 25,134 SH   SOLE NONE 0 0 25,134
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 2,982 21,488 SH   SOLE NONE 0 0 21,488
ISHARES INC MSCI EMERG MRKT 464286533 1,431 28,243 SH   SOLE NONE 0 0 28,243
ISHARES INC CORE MSCI EMKT 46434G103 236 5,480 SH   SOLE NONE 0 0 5,480
ISHARES TR CORE 1 5 YR USD 46432F859 275 5,967 SH   SOLE NONE 0 0 5,967
ISHARES TR MSCI USA VALUE 46432F388 6,058 74,003 SH   SOLE NONE 0 0 74,003
ISHARES TR MSCI USA QLT FCT 46432F339 19,612 188,687 SH   SOLE NONE 0 0 188,687
ISHARES TR 0-5YR INVT GR CP 46434V100 598 12,616 SH   SOLE NONE 0 0 12,616
ISHARES TR CONV BD ETF 46435G102 1,736 25,192 SH   SOLE NONE 0 0 25,192
ISHARES TR MSCI INTL VLU FT 46435G409 204 10,340 SH   SOLE NONE 0 0 10,340
ISHARES TR CORE DIV GRWTH 46434V621 384 8,631 SH   SOLE NONE 0 0 8,631
ISHARES TR CORE TOTAL USD 46434V613 10,269 230,771 SH   SOLE NONE 0 0 230,771
ISHARES TR MSCI USA MMENTM 46432F396 893 6,804 SH   SOLE NONE 0 0 6,804
ISHARES TR 0-3 MNTH TREASRY 46436E718 1,304 13,005 SH   SOLE NONE 0 0 13,005
ISHARES TR US INFRASTRUC 46435U713 913 28,307 SH   SOLE NONE 0 0 28,307
ISHARES TR FALN ANGLS USD 46435G474 2,343 98,028 SH   SOLE NONE 0 0 98,028
ISHARES TR ESG AWR MSCI USA 46435G425 488 6,141 SH   SOLE NONE 0 0 6,141
ISHARES TR US TREAS BD ETF 46429B267 9,498 417,323 SH   SOLE NONE 0 0 417,323
ISHARES TR CORE HIGH DV ETF 46429B663 4,321 47,331 SH   SOLE NONE 0 0 47,331
ISHARES TR MSCI USA MIN VOL 46429B697 9,355 141,531 SH   SOLE NONE 0 0 141,531
ISHARES TR FLTG RATE NT ETF 46429B655 423 8,422 SH   SOLE NONE 0 0 8,422
ISHARES TR MBS ETF 464288588 643 7,021 SH   SOLE NONE 0 0 7,021
ISHARES TR U.S. MED DVC ETF 464288810 1,486 31,500 SH   SOLE NONE 0 0 31,500
ISHARES TR USD INV GRDE ETF 464288620 430 8,948 SH   SOLE NONE 0 0 8,948
ISHARES TR 10-20 YR TRS ETF 464288653 2,634 24,172 SH   SOLE NONE 0 0 24,172
ISHARES TR EAFE VALUE ETF 464288877 8,190 212,567 SH   SOLE NONE 0 0 212,567
ISHARES TR EAFE GRWTH ETF 464288885 2,931 40,390 SH   SOLE NONE 0 0 40,390
ISHARES TR CORE US AGGBD ET 464287226 9,534 98,962 SH   SOLE NONE 0 0 98,962
ISHARES TR TIPS BD ETF 464287176 1,151 10,976 SH   SOLE NONE 0 0 10,976
ISHARES TR 20 YR TR BD ETF 464287432 645 6,297 SH   SOLE NONE 0 0 6,297
ISHARES TR IBOXX INV CP ETF 464287242 2,657 25,933 SH   SOLE NONE 0 0 25,933
ISHARES TR MSCI EMG MKT ETF 464287234 894 25,621 SH   SOLE NONE 0 0 25,621
ISHARES TR EXPANDED TECH 464287515 432 1,728 SH   SOLE NONE 0 0 1,728
ISHARES TR S&P 100 ETF 464287101 4,286 26,375 SH   SOLE NONE 0 0 26,375
ISHARES TR MSCI EAFE ETF 464287465 1,463 26,113 SH   SOLE NONE 0 0 26,113
ISHARES TR EXPND TEC SC ETF 464287549 640 2,315 SH   SOLE NONE 0 0 2,315
ISHARES TR US HLTHCARE ETF 464287762 699 2,764 SH   SOLE NONE 0 0 2,764
ISHARES TR U.S. TECH ETF 464287721 1,320 17,995 SH   SOLE NONE 0 0 17,995
ISHARES TR S&P MC 400VL ETF 464287705 1,289 14,318 SH   SOLE NONE 0 0 14,318
ISHARES TR CORE S&P SCP ETF 464287804 1,123 12,875 SH   SOLE NONE 0 0 12,875
ISHARES TR S&P SML 600 GWT 464287887 218 2,146 SH   SOLE NONE 0 0 2,146
ISHARES TR S&P 500 VAL ETF 464287408 2,221 17,281 SH   SOLE NONE 0 0 17,281
ISHARES TR CORE S&P500 ETF 464287200 606 1,690 SH   SOLE NONE 0 0 1,690
ISHARES TR S&P 500 GRWT ETF 464287309 1,576 27,239 SH   SOLE NONE 0 0 27,239
ISHARES TR RUS 1000 ETF 464287622 3,547 17,974 SH   SOLE NONE 0 0 17,974
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 3,543 99,179 SH   SOLE NONE 0 0 99,179
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,170 23,319 SH   SOLE NONE 0 0 23,319
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 319 10,716 SH   SOLE NONE 0 0 10,716
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 723 15,761 SH   SOLE NONE 0 0 15,761
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 1,129 17,542 SH   SOLE NONE 0 0 17,542
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373 747 17,661 SH   SOLE NONE 0 0 17,661
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 241 4,700 SH   SOLE NONE 0 0 4,700
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,956 38,893 SH   SOLE NONE 0 0 38,893
JPMORGAN CHASE & CO COM 46625H100 665 6,367 SH   SOLE NONE 0 0 6,367
LAKELAND FINL CORP COM 511656100 997 13,687 SH   SOLE NONE 0 0 13,687
LILLY ELI & CO COM 532457108 710 2,196 SH   SOLE NONE 0 0 2,196
LINCOLN NATL CORP IND COM 534187109 251 5,711 SH   SOLE NONE 0 0 5,711
MCDONALDS CORP COM 580135101 1,087 4,712 SH   SOLE NONE 0 0 4,712
MICROSOFT CORP COM 594918104 974 4,182 SH   SOLE NONE 0 0 4,182
NUCOR CORP COM 670346105 423 3,952 SH   SOLE NONE 0 0 3,952
ORACLE CORP COM 68389X105 233 3,823 SH   SOLE NONE 0 0 3,823
PEPSICO INC COM 713448108 636 3,893 SH   SOLE NONE 0 0 3,893
PFIZER INC COM 717081103 280 6,409 SH   SOLE NONE 0 0 6,409
PIMCO ETF TR INV GRD CRP BD 72201R817 871 9,547 SH   SOLE NONE 0 0 9,547
PLEXUS CORP COM 729132100 219 2,500 SH   SOLE NONE 0 0 2,500
PROCTER AND GAMBLE CO COM 742718109 467 3,700 SH   SOLE NONE 0 0 3,700
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,157 91,754 SH   SOLE NONE 0 0 91,754
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 454 10,729 SH   SOLE NONE 0 0 10,729
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,557 30,063 SH   SOLE NONE 0 0 30,063
SELECT SECTOR SPDR TR ENERGY 81369Y506 407 5,653 SH   SOLE NONE 0 0 5,653
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 383 4,628 SH   SOLE NONE 0 0 4,628
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5,809 225,140 SH   SOLE NONE 0 0 225,140
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,420 9,575 SH   SOLE NONE 0 0 9,575
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,468 57,901 SH   SOLE NONE 0 0 57,901
SPDR SER TR PRTFLO S&P500 GW 78464A409 507 10,116 SH   SOLE NONE 0 0 10,116
SPDR SER TR PORTFOLIO LN TSR 78464A664 5,999 202,385 SH   SOLE NONE 0 0 202,385
SPDR SER TR PORTFOLIO S&P500 78464A854 40,026 953,221 SH   SOLE NONE 0 0 953,221
SPDR SER TR PORTFOLIO S&P600 78468R853 3,571 104,849 SH   SOLE NONE 0 0 104,849
STEEL DYNAMICS INC COM 858119100 306 4,309 SH   SOLE NONE 0 0 4,309
STRYKER CORPORATION COM 863667101 455 2,245 SH   SOLE NONE 0 0 2,245
VANGUARD BD INDEX FDS INTERMED TERM 921937819 585 7,963 SH   SOLE NONE 0 0 7,963
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,274 17,856 SH   SOLE NONE 0 0 17,856
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 400 5,565 SH   SOLE NONE 0 0 5,565
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,210 29,539 SH   SOLE NONE 0 0 29,539
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 970 20,325 SH   SOLE NONE 0 0 20,325
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,460 16,630 SH   SOLE NONE 0 0 16,630
VANGUARD INDEX FDS VALUE ETF 922908744 2,653 21,485 SH   SOLE NONE 0 0 21,485
VANGUARD INDEX FDS MID CAP ETF 922908629 728 3,871 SH   SOLE NONE 0 0 3,871
VANGUARD INDEX FDS SMALL CP ETF 922908751 813 4,756 SH   SOLE NONE 0 0 4,756
VANGUARD INDEX FDS GROWTH ETF 922908736 2,812 13,143 SH   SOLE NONE 0 0 13,143
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,463 8,151 SH   SOLE NONE 0 0 8,151
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,572 43,090 SH   SOLE NONE 0 0 43,090
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,941 66,292 SH   SOLE NONE 0 0 66,292
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 934 19,419 SH   SOLE NONE 0 0 19,419
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,301 30,408 SH   SOLE NONE 0 0 30,408
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 723 9,740 SH   SOLE NONE 0 0 9,740
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6,203 106,375 SH   SOLE NONE 0 0 106,375
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 427 9,463 SH   SOLE NONE 0 0 9,463
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,381 54,607 SH   SOLE NONE 0 0 54,607
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,765 131,046 SH   SOLE NONE 0 0 131,046
VANGUARD WELLINGTON FD US QUALITY 921935706 356 3,739 SH   SOLE NONE 0 0 3,739
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 208 4,001 SH   SOLE NONE 0 0 4,001
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 397 4,186 SH   SOLE NONE 0 0 4,186
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,384 11,010 SH   SOLE NONE 0 0 11,010
VERIZON COMMUNICATIONS INC COM 92343V104 252 6,642 SH   SOLE NONE 0 0 6,642
WALMART INC COM 931142103 738 5,689 SH   SOLE NONE 0 0 5,689