The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 464 3,922 SH   SOLE NONE 0 0 3,922
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 632 1,875 SH   SOLE NONE 0 0 1,875
ALPHABET INC CAP STK CL C 02079K107 330 118 SH   SOLE NONE 0 0 118
APPLE INC COM 037833100 6,616 37,893 SH   SOLE NONE 0 0 37,893
AUTOMATIC DATA PROCESSING IN COM 053015103 319 1,400 SH   SOLE NONE 0 0 1,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 663 1,880 SH   SOLE NONE 0 0 1,880
CATERPILLAR INC COM 149123101 719 3,227 SH   SOLE NONE 0 0 3,227
CISCO SYS INC COM 17275R102 331 5,945 SH   SOLE NONE 0 0 5,945
COCA COLA CO COM 191216100 292 4,710 SH   SOLE NONE 0 0 4,710
COLGATE PALMOLIVE CO COM 194162103 300 3,960 SH   SOLE NONE 0 0 3,960
DISNEY WALT CO COM 254687106 585 4,263 SH   SOLE NONE 0 0 4,263
EXXON MOBIL CORP COM 30231G102 360 4,358 SH   SOLE NONE 0 0 4,358
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 571 8,960 SH   SOLE NONE 0 0 8,960
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 369 8,030 SH   SOLE NONE 0 0 8,030
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 1,729 15,079 SH   SOLE NONE 0 0 15,079
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 235 1,250 SH   SOLE NONE 0 0 1,250
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 342 6,985 SH   SOLE NONE 0 0 6,985
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1,155 23,300 SH   SOLE NONE 0 0 23,300
FIRST TR EXCHNG TRADED FD VI TCW SECURITIZED 33740U109 365 15,125 SH   SOLE NONE 0 0 15,125
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180 415 7,887 SH   SOLE NONE 0 0 7,887
HOME DEPOT INC COM 437076102 569 1,901 SH   SOLE NONE 0 0 1,901
INTEL CORP COM 458140100 296 5,976 SH   SOLE NONE 0 0 5,976
INTERNATIONAL BUSINESS MACHS COM 459200101 230 1,770 SH   SOLE NONE 0 0 1,770
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 4,174 24,431 SH   SOLE NONE 0 0 24,431
ISHARES INC CORE MSCI EMKT 46434G103 205 3,699 SH   SOLE NONE 0 0 3,699
ISHARES TR CORE 1 5 YR USD 46432F859 289 5,967 SH   SOLE NONE 0 0 5,967
ISHARES TR MSCI USA MMENTM 46432F396 1,257 7,470 SH   SOLE NONE 0 0 7,470
ISHARES TR MSCI USA VALUE 46432F388 1,307 12,495 SH   SOLE NONE 0 0 12,495
ISHARES TR MSCI USA QLT FCT 46432F339 326 2,425 SH   SOLE NONE 0 0 2,425
ISHARES TR 0-5YR INVT GR CP 46434V100 278 5,639 SH   SOLE NONE 0 0 5,639
ISHARES TR FALN ANGLS USD 46435G474 4,036 145,376 SH   SOLE NONE 0 0 145,376
ISHARES TR ESG AWR MSCI USA 46435G425 40,025 394,916 SH   SOLE NONE 0 0 394,916
ISHARES TR CORE DIV GRWTH 46434V621 398 7,460 SH   SOLE NONE 0 0 7,460
ISHARES TR CORE TOTAL USD 46434V613 11,521 232,136 SH   SOLE NONE 0 0 232,136
ISHARES TR ESG MSCI LEADR 46435U218 1,855 23,422 SH   SOLE NONE 0 0 23,422
ISHARES TR MSCI INTL VLU FT 46435G409 236 9,259 SH   SOLE NONE 0 0 9,259
ISHARES TR 10-20 YR TRS ETF 464288653 2,083 15,476 SH   SOLE NONE 0 0 15,476
ISHARES TR U.S. MED DVC ETF 464288810 1,327 21,768 SH   SOLE NONE 0 0 21,768
ISHARES TR USD INV GRDE ETF 464288620 1,040 18,899 SH   SOLE NONE 0 0 18,899
ISHARES TR MBS ETF 464288588 493 4,837 SH   SOLE NONE 0 0 4,837
ISHARES TR ISHS 5-10YR INVT 464288638 294 5,360 SH   SOLE NONE 0 0 5,360
ISHARES TR MSCI USA MIN VOL 46429B697 3,985 51,374 SH   SOLE NONE 0 0 51,374
ISHARES TR US TREAS BD ETF 46429B267 5,886 236,282 SH   SOLE NONE 0 0 236,282
ISHARES TR EAFE VALUE ETF 464288877 10,947 217,806 SH   SOLE NONE 0 0 217,806
ISHARES TR EAFE GRWTH ETF 464288885 3,217 33,414 SH   SOLE NONE 0 0 33,414
ISHARES TR S&P 100 ETF 464287101 2,962 14,206 SH   SOLE NONE 0 0 14,206
ISHARES TR CORE US AGGBD ET 464287226 4,254 39,716 SH   SOLE NONE 0 0 39,716
ISHARES TR TIPS BD ETF 464287176 351 2,818 SH   SOLE NONE 0 0 2,818
ISHARES TR 20 YR TR BD ETF 464287432 616 4,662 SH   SOLE NONE 0 0 4,662
ISHARES TR IBOXX INV CP ETF 464287242 883 7,299 SH   SOLE NONE 0 0 7,299
ISHARES TR US HLTHCARE ETF 464287762 968 3,352 SH   SOLE NONE 0 0 3,352
ISHARES TR U.S. TECH ETF 464287721 1,253 12,160 SH   SOLE NONE 0 0 12,160
ISHARES TR MSCI EAFE ETF 464287465 1,087 14,766 SH   SOLE NONE 0 0 14,766
ISHARES TR CORE S&P SCP ETF 464287804 202 1,877 SH   SOLE NONE 0 0 1,877
ISHARES TR SP SMCP600VL ETF 464287879 489 4,772 SH   SOLE NONE 0 0 4,772
ISHARES TR S&P SML 600 GWT 464287887 222 1,775 SH   SOLE NONE 0 0 1,775
ISHARES TR S&P 500 VAL ETF 464287408 505 3,241 SH   SOLE NONE 0 0 3,241
ISHARES TR CORE S&P500 ETF 464287200 925 2,038 SH   SOLE NONE 0 0 2,038
ISHARES TR S&P 500 GRWT ETF 464287309 1,736 22,723 SH   SOLE NONE 0 0 22,723
ISHARES TR RUS 1000 ETF 464287622 481 1,923 SH   SOLE NONE 0 0 1,923
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 9,074 226,556 SH   SOLE NONE 0 0 226,556
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 4,566 90,167 SH   SOLE NONE 0 0 90,167
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 858 16,800 SH   SOLE NONE 0 0 16,800
J P MORGAN EXCHANGE-TRADED F BETABUILDRS US 46641Q399 1,824 22,286 SH   SOLE NONE 0 0 22,286
J P MORGAN EXCHANGE-TRADED F BETABUILDERS I 46641Q373 706 12,706 SH   SOLE NONE 0 0 12,706
J P MORGAN EXCHANGE-TRADED F EMRGNG MKTS EQT 46641Q266 375 9,119 SH   SOLE NONE 0 0 9,119
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,406 27,972 SH   SOLE NONE 0 0 27,972
J P MORGAN EXCHANGE-TRADED F US VALUE FACTR 46641Q753 471 12,744 SH   SOLE NONE 0 0 12,744
JOHNSON & JOHNSON COM 478160104 217 1,223 SH   SOLE NONE 0 0 1,223
JPMORGAN CHASE & CO COM 46625H100 851 6,241 SH   SOLE NONE 0 0 6,241
LAKELAND FINL CORP COM 511656100 880 12,057 SH   SOLE NONE 0 0 12,057
LILLY ELI & CO COM 532457108 638 2,229 SH   SOLE NONE 0 0 2,229
LINCOLN NATL CORP IND COM 534187109 402 6,150 SH   SOLE NONE 0 0 6,150
MCDONALDS CORP COM 580135101 1,171 4,736 SH   SOLE NONE 0 0 4,736
MICROSOFT CORP COM 594918104 1,312 4,255 SH   SOLE NONE 0 0 4,255
NUCOR CORP COM 670346105 732 4,925 SH   SOLE NONE 0 0 4,925
ORACLE CORP COM 68389X105 282 3,411 SH   SOLE NONE 0 0 3,411
PEPSICO INC COM 713448108 628 3,754 SH   SOLE NONE 0 0 3,754
PFIZER INC COM 717081103 342 6,597 SH   SOLE NONE 0 0 6,597
PIMCO ETF TR INV GRD CRP BD 72201R817 337 3,239 SH   SOLE NONE 0 0 3,239
PLEXUS CORP COM 729132100 205 2,500 SH   SOLE NONE 0 0 2,500
PROCTER AND GAMBLE CO COM 742718109 542 3,547 SH   SOLE NONE 0 0 3,547
ROYAL CARIBBEAN GROUP COM V7780T103 419 5,000 SH   SOLE NONE 0 0 5,000
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,974 41,679 SH   SOLE NONE 0 0 41,679
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,633 26,894 SH   SOLE NONE 0 0 26,894
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,766 114,019 SH   SOLE NONE 0 0 114,019
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,044 19,378 SH   SOLE NONE 0 0 19,378
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,373 57,205 SH   SOLE NONE 0 0 57,205
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 477 4,628 SH   SOLE NONE 0 0 4,628
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,028 117,503 SH   SOLE NONE 0 0 117,503
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,753 6,095 SH   SOLE NONE 0 0 6,095
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 304 620 SH   SOLE NONE 0 0 620
SPDR SER TR PRTFLO S&P500 GW 78464A409 542 8,187 SH   SOLE NONE 0 0 8,187
SPDR SER TR PORTFOLIO LN COR 78464A367 2,195 78,999 SH   SOLE NONE 0 0 78,999
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,770 58,493 SH   SOLE NONE 0 0 58,493
SPDR SER TR PORTFOLIO LN TSR 78464A664 3,266 86,352 SH   SOLE NONE 0 0 86,352
SPDR SER TR PORTFOLIO S&P500 78464A854 45,246 851,605 SH   SOLE NONE 0 0 851,605
SPDR SER TR PORTFOLIO S&P600 78468R853 4,488 106,685 SH   SOLE NONE 0 0 106,685
STEEL DYNAMICS INC COM 858119100 245 2,941 SH   SOLE NONE 0 0 2,941
STRYKER CORPORATION COM 863667101 600 2,244 SH   SOLE NONE 0 0 2,244
TARGET CORP COM 87612E106 204 960 SH   SOLE NONE 0 0 960
US BANCORP DEL COM NEW 902973304 213 4,000 SH   SOLE NONE 0 0 4,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 881 11,312 SH   SOLE NONE 0 0 11,312
VANGUARD BD INDEX FDS INTERMED TERM 921937819 640 7,817 SH   SOLE NONE 0 0 7,817
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,008 12,679 SH   SOLE NONE 0 0 12,679
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 447 4,880 SH   SOLE NONE 0 0 4,880
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,119 21,331 SH   SOLE NONE 0 0 21,331
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,779 11,512 SH   SOLE NONE 0 0 11,512
VANGUARD INDEX FDS VALUE ETF 922908744 5,227 35,372 SH   SOLE NONE 0 0 35,372
VANGUARD INDEX FDS MID CAP ETF 922908629 402 1,689 SH   SOLE NONE 0 0 1,689
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,041 4,897 SH   SOLE NONE 0 0 4,897
VANGUARD INDEX FDS GROWTH ETF 922908736 3,397 11,811 SH   SOLE NONE 0 0 11,811
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,622 11,515 SH   SOLE NONE 0 0 11,515
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,855 40,219 SH   SOLE NONE 0 0 40,219
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,266 74,082 SH   SOLE NONE 0 0 74,082
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,117 21,806 SH   SOLE NONE 0 0 21,806
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 9,137 145,235 SH   SOLE NONE 0 0 145,235
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 450 8,992 SH   SOLE NONE 0 0 8,992
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 802 10,271 SH   SOLE NONE 0 0 10,271
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,844 54,539 SH   SOLE NONE 0 0 54,539
VANGUARD STAR FDS VG TL INTL STK F 921909768 589 9,864 SH   SOLE NONE 0 0 9,864
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,836 121,498 SH   SOLE NONE 0 0 121,498
VANGUARD WELLINGTON FD US QUALITY 921935706 497 4,280 SH   SOLE NONE 0 0 4,280
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 327 4,832 SH   SOLE NONE 0 0 4,832
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 389 3,468 SH   SOLE NONE 0 0 3,468
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,585 11,010 SH   SOLE NONE 0 0 11,010
VERIZON COMMUNICATIONS INC COM 92343V104 306 6,006 SH   SOLE NONE 0 0 6,006
WALMART INC COM 931142103 812 5,453 SH   SOLE NONE 0 0 5,453
WISDOMTREE TR EM EX ST-OWNED 97717X578 2,343 71,738 SH   SOLE NONE 0 0 71,738