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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   453,158 4,117 SH   SOLE   0 0 4,117
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   784,284 2,235 SH   SOLE   0 0 2,235
ALPHABET INC CAP STK CL C 02079K107   345,842 2,454 SH   SOLE   0 0 2,454
ALPHABET INC CAP STK CL A 02079K305   279,240 1,999 SH   SOLE   0 0 1,999
AMAZON COM INC COM 023135106   311,021 2,047 SH   SOLE   0 0 2,047
AMGEN INC COM 031162100   265,317 921 SH   SOLE   0 0 921
APPLE INC COM 037833100   8,084,069 41,989 SH   SOLE   0 0 41,989
AUTOMATIC DATA PROCESSING IN COM 053015103   423,074 1,816 SH   SOLE   0 0 1,816
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,137,032 3,188 SH   SOLE   0 0 3,188
BROADCOM INC COM 11135F101   446,500 400 SH   SOLE   0 0 400
CATERPILLAR INC COM 149123101   978,685 3,310 SH   SOLE   0 0 3,310
CENCORA INC COM 03073E105   202,505 986 SH   SOLE   0 0 986
CISCO SYS INC COM 17275R102   321,206 6,358 SH   SOLE   0 0 6,358
COCA COLA CO COM 191216100   327,408 5,556 SH   SOLE   0 0 5,556
COLGATE PALMOLIVE CO COM 194162103   443,108 5,559 SH   SOLE   0 0 5,559
COSTCO WHSL CORP NEW COM 22160K105   247,530 375 SH   SOLE   0 0 375
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,241,220 50,828 SH   SOLE   0 0 50,828
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   16,329,423 315,057 SH   SOLE   0 0 315,057
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,717,090 71,219 SH   SOLE   0 0 71,219
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   8,061,130 242,440 SH   SOLE   0 0 242,440
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   276,090 5,873 SH   SOLE   0 0 5,873
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   6,128,416 213,981 SH   SOLE   0 0 213,981
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   201,358 4,749 SH   SOLE   0 0 4,749
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   809,408 27,691 SH   SOLE   0 0 27,691
DISNEY WALT CO COM 254687106   320,620 3,551 SH   SOLE   0 0 3,551
ELI LILLY & CO COM 532457108   630,719 1,082 SH   SOLE   0 0 1,082
EXXON MOBIL CORP COM 30231G102   408,918 4,090 SH   SOLE   0 0 4,090
FAIR ISAAC CORP COM 303250104   223,490 192 SH   SOLE   0 0 192
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   599,697 30,060 SH   SOLE   0 0 30,060
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104   249,727 12,449 SH   SOLE   0 0 12,449
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   416,416 8,060 SH   SOLE   0 0 8,060
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135   348,355 8,047 SH   SOLE   0 0 8,047
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   1,561,474 15,079 SH   SOLE   0 0 15,079
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119   565,286 8,960 SH   SOLE   0 0 8,960
FIRST TR EXCHANGE-TRADED FD LNG DUR OPRTUN 33738D606   269,322 12,170 SH   SOLE   0 0 12,170
FIRST TR EXCHANGE-TRADED FD LIMITED DURATION 33738D804   614,039 32,386 SH   SOLE   0 0 32,386
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   562,928 11,650 SH   SOLE   0 0 11,650
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   1,043,668 23,398 SH   SOLE   0 0 23,398
FISERV INC COM 337738108   216,662 1,631 SH   SOLE   0 0 1,631
GENERAL ELECTRIC CO COM NEW 369604301   328,647 2,575 SH   SOLE   0 0 2,575
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180   3,822,352 71,140 SH   SOLE   0 0 71,140
HOME DEPOT INC COM 437076102   721,864 2,083 SH   SOLE   0 0 2,083
INTEL CORP COM 458140100   327,768 6,523 SH   SOLE   0 0 6,523
INTERCONTINENTAL EXCHANGE IN COM 45866F104   230,660 1,796 SH   SOLE   0 0 1,796
INTERNATIONAL BUSINESS MACHS COM 459200101   290,138 1,774 SH   SOLE   0 0 1,774
INTUIT COM 461202103   241,887 387 SH   SOLE   0 0 387
INVESCO ACTIVELY MANAGED ETF INVSCO HY BD FCT 46090A853   608,780 27,196 SH   SOLE   0 0 27,196
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   175,627 13,205 SH   SOLE   0 0 13,205
INVESCO EXCH TRADED FD TR II EQUAL WEGT 0-30 46138E107   412,471 14,307 SH   SOLE   0 0 14,307
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   229,212 11,116 SH   SOLE   0 0 11,116
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   640,323 10,219 SH   SOLE   0 0 10,219
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   276,946 5,387 SH   SOLE   0 0 5,387
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   298,089 5,512 SH   SOLE   0 0 5,512
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   215,206 6,671 SH   SOLE   0 0 6,671
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   2,974,822 84,512 SH   SOLE   0 0 84,512
ISHARES INC MSCI EMRG CHN 46434G764   1,855,127 33,480 SH   SOLE   0 0 33,480
ISHARES INC CORE MSCI EMKT 46434G103   335,396 6,631 SH   SOLE   0 0 6,631
ISHARES TR CORE S&P500 ETF 464287200   772,189 1,617 SH   SOLE   0 0 1,617
ISHARES TR IBOXX INV CP ETF 464287242   2,041,234 18,446 SH   SOLE   0 0 18,446
ISHARES TR MSCI EAFE ETF 464287465   705,427 9,362 SH   SOLE   0 0 9,362
ISHARES TR ESG AWR MSCI USA 46435G425   292,832 2,791 SH   SOLE   0 0 2,791
ISHARES TR JPMORGAN USD EMG 464288281   798,690 8,968 SH   SOLE   0 0 8,968
ISHARES TR S&P 500 VAL ETF 464287408   609,311 3,504 SH   SOLE   0 0 3,504
ISHARES TR U.S. TECH ETF 464287721   9,898,806 80,642 SH   SOLE   0 0 80,642
ISHARES TR INTL DIV GRWTH 46435G524   201,458 3,120 SH   SOLE   0 0 3,120
ISHARES TR S&P 500 GRWT ETF 464287309   8,701,987 115,872 SH   SOLE   0 0 115,872
ISHARES TR CORE US AGGBD ET 464287226   6,101,295 61,474 SH   SOLE   0 0 61,474
ISHARES TR TRS FLT RT BD 46434V860   7,627,884 151,137 SH   SOLE   0 0 151,137
ISHARES TR 20 YR TR BD ETF 464287432   2,849,326 28,816 SH   SOLE   0 0 28,816
ISHARES TR MSCI USA MIN VOL 46429B697   7,859,728 100,727 SH   SOLE   0 0 100,727
ISHARES TR 0-5YR HI YL CP 46434V407   277,048 6,562 SH   SOLE   0 0 6,562
ISHARES TR EAFE GRWTH ETF 464288885   2,701,340 27,892 SH   SOLE   0 0 27,892
ISHARES TR US INFRASTRUC 46435U713   1,227,148 30,473 SH   SOLE   0 0 30,473
ISHARES TR CORE TOTAL USD 46434V613   10,605,913 230,213 SH   SOLE   0 0 230,213
ISHARES TR US TREAS BD ETF 46429B267   515,336 22,367 SH   SOLE   0 0 22,367
ISHARES TR MSCI EMG MKT ETF 464287234   1,012,849 25,189 SH   SOLE   0 0 25,189
ISHARES TR S&P 100 ETF 464287101   3,857,945 17,270 SH   SOLE   0 0 17,270
ISHARES TR 10-20 YR TRS ETF 464288653   242,286 2,238 SH   SOLE   0 0 2,238
ISHARES TR CORE MSCI TOTAL 46432F834   275,498 4,243 SH   SOLE   0 0 4,243
ISHARES TR MBS ETF 464288588   7,879,670 83,755 SH   SOLE   0 0 83,755
ISHARES TR MSCI USA MMENTM 46432F396   4,960,077 31,615 SH   SOLE   0 0 31,615
ISHARES TR EAFE VALUE ETF 464288877   11,617,831 222,991 SH   SOLE   0 0 222,991
ISHARES TR CORE DIV GRWTH 46434V621   439,656 8,169 SH   SOLE   0 0 8,169
ISHARES TR EXPND TEC SC ETF 464287549   1,250,422 2,790 SH   SOLE   0 0 2,790
ISHARES TR MSCI USA QLT FCT 46432F339   29,424,910 199,979 SH   SOLE   0 0 199,979
ISHARES TR GLOBAL ENERG ETF 464287341   3,929,186 100,465 SH   SOLE   0 0 100,465
ISHARES TR RUS 1000 ETF 464287622   3,441,113 13,121 SH   SOLE   0 0 13,121
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   269,346 5,151 SH   SOLE   0 0 5,151
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,177,536 23,207 SH   SOLE   0 0 23,207
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   1,683,873 19,605 SH   SOLE   0 0 19,605
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   650,103 13,807 SH   SOLE   0 0 13,807
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266   356,120 9,824 SH   SOLE   0 0 9,824
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   406,638 7,311 SH   SOLE   0 0 7,311
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   411,082 8,184 SH   SOLE   0 0 8,184
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   219,520 4,781 SH   SOLE   0 0 4,781
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   387,427 8,095 SH   SOLE   0 0 8,095
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   413,396 6,767 SH   SOLE   0 0 6,767
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   1,008,686 17,718 SH   SOLE   0 0 17,718
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   270,604 5,933 SH   SOLE   0 0 5,933
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   391,919 7,215 SH   SOLE   0 0 7,215
JPMORGAN CHASE & CO COM 46625H100   1,148,298 6,751 SH   SOLE   0 0 6,751
LAKELAND FINL CORP COM 511656100   747,516 11,472 SH   SOLE   0 0 11,472
LINCOLN NATL CORP IND COM 534187109   237,414 8,803 SH   SOLE   0 0 8,803
MCDONALDS CORP COM 580135101   1,432,143 4,830 SH   SOLE   0 0 4,830
MERCK & CO INC COM 58933Y105   207,465 1,903 SH   SOLE   0 0 1,903
META PLATFORMS INC CL A 30303M102   279,274 789 SH   SOLE   0 0 789
MICROSOFT CORP COM 594918104   2,010,729 5,347 SH   SOLE   0 0 5,347
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419   296,068 10,026 SH   SOLE   0 0 10,026
NOVO-NORDISK A S ADR 670100205   246,108 2,379 SH   SOLE   0 0 2,379
NUCOR CORP COM 670346105   436,982 2,511 SH   SOLE   0 0 2,511
NVIDIA CORPORATION COM 67066G104   430,573 869 SH   SOLE   0 0 869
ORACLE CORP COM 68389X105   479,034 4,544 SH   SOLE   0 0 4,544
PAYCHEX INC COM 704326107   213,922 1,796 SH   SOLE   0 0 1,796
PEPSICO INC COM 713448108   659,279 3,882 SH   SOLE   0 0 3,882
PFIZER INC COM 717081103   209,217 7,267 SH   SOLE   0 0 7,267
PLEXUS CORP COM 729132100   270,325 2,500 SH   SOLE   0 0 2,500
PROCTER AND GAMBLE CO COM 742718109   610,360 4,165 SH   SOLE   0 0 4,165
ROYAL CARIBBEAN GROUP COM V7780T103   652,630 5,040 SH   SOLE   0 0 5,040
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   605,116 10,729 SH   SOLE   0 0 10,729
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   1,281,329 28,512 SH   SOLE   0 0 28,512
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,057,468 20,258 SH   SOLE   0 0 20,258
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,219,389 111,956 SH   SOLE   0 0 111,956
SELECT SECTOR SPDR TR INDL 81369Y704   528,686 4,638 SH   SOLE   0 0 4,638
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,514,025 42,757 SH   SOLE   0 0 42,757
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   7,321,197 215,266 SH   SOLE   0 0 215,266
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,219,691 6,774 SH   SOLE   0 0 6,774
SPDR SER TR PORTFOLIO S&P600 78468R853   870,722 20,643 SH   SOLE   0 0 20,643
SPDR SER TR PORTFOLIO S&P500 78464A854   62,683,241 1,121,346 SH   SOLE   0 0 1,121,346
SPDR SER TR PORTFOLIO CRPORT 78464A144   255,485 8,687 SH   SOLE   0 0 8,687
SPDR SER TR PORT MTG BK ETF 78464A383   401,475 18,191 SH   SOLE   0 0 18,191
SPDR SER TR PORTFOLIO LN TSR 78464A664   9,637,223 332,089 SH   SOLE   0 0 332,089
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,625,280 63,562 SH   SOLE   0 0 63,562
SPDR SER TR PORTFOLIO AGRGTE 78464A649   7,510,879 292,936 SH   SOLE   0 0 292,936
STEEL DYNAMICS INC COM 858119100   536,469 4,542 SH   SOLE   0 0 4,542
STRYKER CORPORATION COM 863667101   684,098 2,284 SH   SOLE   0 0 2,284
UNITEDHEALTH GROUP INC COM 91324P102   293,770 558 SH   SOLE   0 0 558
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,062,953 13,801 SH   SOLE   0 0 13,801
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,675,528 36,377 SH   SOLE   0 0 36,377
VANGUARD BD INDEX FDS INTERMED TERM 921937819   585,682 7,668 SH   SOLE   0 0 7,668
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   528,623 7,088 SH   SOLE   0 0 7,088
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,167,729 23,655 SH   SOLE   0 0 23,655
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,516,086 6,391 SH   SOLE   0 0 6,391
VANGUARD INDEX FDS MID CAP ETF 922908629   1,181,346 5,078 SH   SOLE   0 0 5,078
VANGUARD INDEX FDS VALUE ETF 922908744   3,244,672 21,703 SH   SOLE   0 0 21,703
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,034,742 9,538 SH   SOLE   0 0 9,538
VANGUARD INDEX FDS GROWTH ETF 922908736   3,774,394 12,141 SH   SOLE   0 0 12,141
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,878,669 22,616 SH   SOLE   0 0 22,616
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,041,564 74,004 SH   SOLE   0 0 74,004
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,447,108 61,402 SH   SOLE   0 0 61,402
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   423,988 5,480 SH   SOLE   0 0 5,480
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,642,181 20,204 SH   SOLE   0 0 20,204
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,252,369 27,014 SH   SOLE   0 0 27,014
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   287,275 4,925 SH   SOLE   0 0 4,925
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   8,919,129 52,342 SH   SOLE   0 0 52,342
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,147,677 149,221 SH   SOLE   0 0 149,221
VANGUARD WELLINGTON FD US QUALITY 921935706   480,386 3,798 SH   SOLE   0 0 3,798
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,198,546 34,487 SH   SOLE   0 0 34,487
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   245,751 2,201 SH   SOLE   0 0 2,201
VANGUARD WORLD FD MEGA CAP INDEX 921910873   9,483,235 56,021 SH   SOLE   0 0 56,021
VANGUARD WORLD FDS INF TECH ETF 92204A702   5,328,840 11,010 SH   SOLE   0 0 11,010
VERIZON COMMUNICATIONS INC COM 92343V104   270,158 7,166 SH   SOLE   0 0 7,166
WALMART INC COM 931142103   975,538 6,188 SH   SOLE   0 0 6,188
WISDOMTREE TR EM EX ST-OWNED 97717X578   273,898 9,484 SH   SOLE   0 0 9,484
WISDOMTREE TR INTL QULTY DIV 97717X131   4,945,415 136,350 SH   SOLE   0 0 136,350
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,304,860 45,877 SH   SOLE   0 0 45,877