The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO SH TSR 78468R101 5,897 200,231 SH   SOLE   0 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 3,524 173,856 SH   SOLE   0 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,364 110,511 SH   SOLE   0 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 4,790 91,625 SH   SOLE   0 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,267 88,729 SH   SOLE   0 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,400 83,207 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 1,869 77,564 SH   SOLE   0 0 0
ISHARES TR BROAD USD HIGH 46435U853 2,535 73,228 SH   SOLE   0 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 2,852 70,341 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,258 57,912 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,129 49,875 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,165 45,289 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,315 42,101 SH   SOLE   0 0 0
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 773 40,129 SH   SOLE   0 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,305 37,519 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,688 35,253 SH   SOLE   0 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 1,257 35,045 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,723 34,408 SH   SOLE   0 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 1,021 33,894 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 975 29,482 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 1,171 26,417 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 578 21,917 SH   SOLE   0 0 0
ISHARES TR CRE U S REIT ETF 464288521 1,117 20,919 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,028 18,418 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,073 16,306 SH   SOLE   0 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 582 15,792 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 493 15,672 SH   SOLE   0 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 997 15,440 SH   SOLE   0 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,135 13,297 SH   SOLE   0 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 623 12,436 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 581 10,702 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 416 10,486 SH   SOLE   0 0 0
SOUTHERN CO COM 842587107 687 9,634 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,081 8,427 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 672 7,697 SH   SOLE   0 0 0
SYSCO CORP COM 871829107 621 7,330 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 264 7,330 SH   SOLE   0 0 0
GENERAL MLS INC COM 370334104 525 6,958 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 910 6,622 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 302 5,850 SH   SOLE   0 0 0
APPLE INC COM 037833100 747 5,464 SH   SOLE   0 0 0
WALMART INC COM 931142103 655 5,390 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 375 5,189 SH   SOLE   0 0 0
LOWES COS INC COM 548661107 882 5,052 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 385 4,814 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109 690 4,798 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 274 3,900 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 263 3,671 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 215 2,518 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106 323 1,861 SH   SOLE   0 0 0
UNITED PARCEL SERVICE INC CL B 911312106 319 1,749 SH   SOLE   0 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 205 1,170 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104 216 841 SH   SOLE   0 0 0