The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TRANE TECHNOLOGIES PLC SHS G8994E103   4 12 SH   DFND 1 12 0 0
ROYAL CARIBBEAN GROUP COM V7780T103   5 34 SH   DFND 1 34 0 0
ALPHABET INC CAP STK CL C 02079K107   652 4,282 SH   DFND 1 4,282 0 0
ALPHABET INC CAP STK CL A 02079K305   30 200 SH   DFND 1 200 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   2 17 SH   DFND 1 17 0 0
AMETEK INC COM 031100100   3 15 SH   DFND 1 15 0 0
ANSYS INC COM 03662Q105   3 10 SH   DFND 1 10 0 0
APPLE INC COM 037833100   582 3,396 SH   DFND 1 3,396 0 0
ATMOS ENERGY CORP COM 049560105   2 15 SH   DFND 1 15 0 0
BP PLC SPONSORED ADR 055622104   228 6,049 SH   DFND 1 6,049 0 0
BANK AMERICA CORP COM 060505104   272 7,165 SH   DFND 1 7,165 0 0
CENTENE CORP DEL COM 15135B101   3 36 SH   DFND 1 36 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   3 1 SH   DFND 1 1 0 0
COMCAST CORP NEW CL A 20030N101   48 1,105 SH   DFND 1 1,105 0 0
DOLLAR GEN CORP NEW COM 256677105   162 1,041 SH   DFND 1 1,041 0 0
META PLATFORMS INC CL A 30303M102   368 758 SH   DFND 1 758 0 0
FAIR ISAAC CORP COM 303250104   2 2 SH   DFND 1 2 0 0
FORD MTR CO DEL COM 345370860   2 185 SH   DFND 1 185 0 0
FORTINET INC COM 34959E109   2 33 SH   DFND 1 33 0 0
INSULET CORP COM 45784P101   3 15 SH   DFND 1 15 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   124 279 SH   DFND 1 279 0 0
KIMCO RLTY CORP COM 49446R109   2 120 SH   DFND 1 120 0 0
KRANESHARES TRUST CSI CHI INTERNET 500767306   16 620 SH   DFND 1 620 0 0
KROGER CO COM 501044101   3 50 SH   DFND 1 50 0 0
NVR INC COM 62944T105   8 1 SH   DFND 1 1 0 0
NETFLIX INC COM 64110L106   3 5 SH   DFND 1 5 0 0
NEXTERA ENERGY INC COM 65339F101   221 3,459 SH   DFND 1 3,459 0 0
NISOURCE INC COM 65473P105   2 70 SH   DFND 1 70 0 0
NORTHROP GRUMMAN CORP COM 666807102   1 3 SH   DFND 1 3 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206   0 1 SH   DFND 1 1 0 0
PULTE GROUP INC COM 745867101   4 35 SH   DFND 1 35 0 0
QUANTA SVCS INC COM 74762E102   3 13 SH   DFND 1 13 0 0
RALPH LAUREN CORP CL A 751212101   3 18 SH   DFND 1 18 0 0
STATE STR CORP COM 857477103   2 25 SH   DFND 1 25 0 0
UNITEDHEALTH GROUP INC COM 91324P102   172 348 SH   DFND 1 348 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   498 11,933 SH   DFND 1 11,933 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   107 1,584 SH   DFND 1 1,584 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   140 1,811 SH   DFND 1 1,811 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   148 1,844 SH   DFND 1 1,844 0 0
AMAZON COM INC COM 023135106   193 1,070 SH   DFND 1 1,070 0 0
AMERICAN EXPRESS CO COM 025816109   3 13 SH   DFND 1 13 0 0
APPLIED MATLS INC COM 038222105   3 15 SH   DFND 1 15 0 0
CATERPILLAR INC COM 149123101   3 8 SH   DFND 1 8 0 0
CINCINNATI FINL CORP COM 172062101   2 20 SH   DFND 1 20 0 0
CISCO SYS INC COM 17275R102   2 40 SH   DFND 1 40 0 0
COSTCO WHSL CORP NEW COM 22160K105   619 845 SH   DFND 1 845 0 0
COSTAR GROUP INC COM 22160N109   3 30 SH   DFND 1 30 0 0
EXXON MOBIL CORP COM 30231G102   3 27 SH   DFND 1 27 0 0
FEDEX CORP COM 31428X106   3 10 SH   DFND 1 10 0 0
GENERAL MTRS CO COM 37045V100   3 70 SH   DFND 1 70 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325   27 295 SH   DFND 1 295 0 0
ISHARES TR GLOBAL ENERG ETF 464287341   21 488 SH   DFND 1 488 0 0
ISHARES TR US AER DEF ETF 464288760   419 3,179 SH   DFND 1 3,179 0 0
ISHARES TR U.S. MED DVC ETF 464288810   294 5,019 SH   DFND 1 5,019 0 0
ISHARES TR US TREAS BD ETF 46429B267   58 2,546 SH   DFND 1 2,546 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   3 42 SH   DFND 1 42 0 0
MASTERCARD INCORPORATED CL A 57636Q104   595 1,235 SH   DFND 1 1,235 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105   1 1 SH   DFND 1 1 0 0
OMNICOM GROUP INC COM 681919106   2 22 SH   DFND 1 22 0 0
ORACLE CORP COM 68389X105   358 2,849 SH   DFND 1 2,849 0 0
PG&E CORP COM 69331C108   2 136 SH   DFND 1 136 0 0
PACCAR INC COM 693718108   5 38 SH   DFND 1 38 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104   3 12 SH   DFND 1 12 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   666 20,368 SH   DFND 1 20,368 0 0
SPDR SER TR S&P BIOTECH 78464A870   2 20 SH   DFND 1 20 0 0
SALESFORCE INC COM 79466L302   0 0 SH   DFND 1 0 0 0
SCHLUMBERGER LTD COM STK 806857108   3 50 SH   DFND 1 50 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   7 46 SH   DFND 1 46 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1 11 SH   DFND 1 11 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3 30 SH   DFND 1 30 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   49 1,153 SH   DFND 1 1,153 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   59 467 SH   DFND 1 467 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6 29 SH   DFND 1 29 0 0
UNITED RENTALS INC COM 911363109   4 6 SH   DFND 1 6 0 0
WELLS FARGO CO NEW COM 949746101   334 5,757 SH   DFND 1 5,757 0 0
WELLTOWER INC COM 95040Q104   3 27 SH   DFND 1 27 0 0
ARCH CAP GROUP LTD ORD G0450A105   2 25 SH   DFND 1 25 0 0
EATON CORP PLC SHS G29183103   3 11 SH   DFND 1 11 0 0
ADOBE INC COM 00724F101   377 748 SH   DFND 1 748 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   184 3,398 SH   DFND 1 3,398 0 0
BROWN & BROWN INC COM 115236101   3 35 SH   DFND 1 35 0 0
DEERE & CO COM 244199105   3 7 SH   DFND 1 7 0 0
DEXCOM INC COM 252131107   2 15 SH   DFND 1 15 0 0
DISNEY WALT CO COM 254687106   134 1,098 SH   DFND 1 1,098 0 0
GRAINGER W W INC COM 384802104   4 4 SH   DFND 1 4 0 0
HESS CORP COM 42809H107   3 19 SH   DFND 1 19 0 0
HUMANA INC COM 444859102   1 4 SH   DFND 1 4 0 0
HUNTINGTON BANCSHARES INC COM 446150104   3 180 SH   DFND 1 180 0 0
HUNTINGTON INGALLS INDS INC COM 446413106   3 10 SH   DFND 1 10 0 0
INCYTE CORP COM 45337C102   2 40 SH   DFND 1 40 0 0
ISHARES INC JP MRG EM CRP BD 464286251   29 654 SH   DFND 1 654 0 0
ISHARES TR RUS MD CP GR ETF 464287481   3 26 SH   DFND 1 26 0 0
ISHARES TR EXPANDED TECH 464287515   61 715 SH   DFND 1 715 0 0
ISHARES TR ISHARES SEMICDTR 464287523   359 1,587 SH   DFND 1 1,587 0 0
ISHARES TR IBOXX HI YD ETF 464288513   15 189 SH   DFND 1 189 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   58 1,129 SH   DFND 1 1,129 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   196 1,696 SH   DFND 1 1,696 0 0
LIVE NATION ENTERTAINMENT IN COM 538034109   3 25 SH   DFND 1 25 0 0
M & T BK CORP COM 55261F104   2 17 SH   DFND 1 17 0 0
MICROSOFT CORP COM 594918104   772 1,835 SH   DFND 1 1,835 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   2 20 SH   DFND 1 20 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209   2 36 SH   DFND 1 36 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   2 42 SH   DFND 1 42 0 0
NVIDIA CORPORATION COM 67066G104   20 22 SH   DFND 1 22 0 0
PAYPAL HLDGS INC COM 70450Y103   155 2,309 SH   DFND 1 2,309 0 0
PFIZER INC COM 717081103   139 5,022 SH   DFND 1 5,022 0 0
PHILLIPS 66 COM 718546104   4 27 SH   DFND 1 27 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   285 545 SH   DFND 1 545 0 0
SPDR SER TR S&P METALS MNG 78464A755   3 50 SH   DFND 1 50 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   20 310 SH   DFND 1 310 0 0
SYNOPSYS INC COM 871607107   3 5 SH   DFND 1 5 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   167 11,996 SH   DFND 1 11,996 0 0
VISA INC COM CL A 92826C839   3 10 SH   DFND 1 10 0 0
VULCAN MATLS CO COM 929160109   3 10 SH   DFND 1 10 0 0
WYNN RESORTS LTD COM 983134107   2 18 SH   DFND 1 18 0 0
APTIV PLC SHS G6095L109   5 59 SH   DFND 1 59 0 0
PERRIGO CO PLC SHS G97822103   0 7 SH   DFND 1 7 0 0
GARMIN LTD SHS H2906T109   3 20 SH   DFND 1 20 0 0
COMPUGEN LTD ORD M25722105   0 133 SH   DFND 1 133 0 0
NXP SEMICONDUCTORS N V COM N6596X109   3 12 SH   DFND 1 12 0 0
BAKER HUGHES COMPANY CL A 05722G100   2 65 SH   DFND 1 65 0 0
BERKLEY W R CORP COM 084423102   3 35 SH   DFND 1 35 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10 23 SH   DFND 1 23 0 0
EBAY INC. COM 278642103   3 50 SH   DFND 1 50 0 0
EMERSON ELEC CO COM 291011104   3 24 SH   DFND 1 24 0 0
HONEYWELL INTL INC COM 438516106   316 1,542 SH   DFND 1 1,542 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   3 7 SH   DFND 1 7 0 0
LOCKHEED MARTIN CORP COM 539830109   2 5 SH   DFND 1 5 0 0
MARATHON PETE CORP COM 56585A102   3 15 SH   DFND 1 15 0 0
PAYCOM SOFTWARE INC COM 70432V102   1 7 SH   DFND 1 7 0 0
PEPSICO INC COM 713448108   2 13 SH   DFND 1 13 0 0
RESMED INC COM 761152107   2 8 SH   DFND 1 8 0 0
ROPER TECHNOLOGIES INC COM 776696106   3 5 SH   DFND 1 5 0 0
SIYATA MOBILE INC *W EXP 09/24/202 83013Q152   0 326 SH   DFND 1 326 0 0
TESLA INC COM 88160R101   4 21 SH   DFND 1 21 0 0
TRANSDIGM GROUP INC COM 893641100   4 3 SH   DFND 1 3 0 0
UNITED AIRLS HLDGS INC COM 910047109   3 53 SH   DFND 1 53 0 0