The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,281 20,640 SH   SOLE   20,640 0 0
ABBVIE INC COM 00287Y109 6,932 51,651 SH   SOLE   51,651 0 0
ABRDN ASIA PACIFIC INCOME FU COM 003009107 645 255,792 SH   SOLE   255,792 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,543 5,996 SH   SOLE   5,996 0 0
ADAMS DIVERSIFIED EQUITY FD COM 006212104 1,229 84,320 SH   SOLE   84,320 0 0
AEROJET ROCKETDYNE HLDGS INC COM 007800105 369 9,221 SH   SOLE   9,221 0 0
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106 373 35,959 SH   SOLE   35,959 0 0
ALLSTATE CORP COM 020002101 207 1,660 SH   SOLE   1,660 0 0
ALPHABET INC CAP STK CL C 02079K107 1,498 15,583 SH   SOLE   15,583 0 0
ALTRIA GROUP INC COM 02209S103 7,095 175,715 SH   SOLE   175,715 0 0
AMBAC FINL GROUP INC COM NEW 023139884 208 16,319 SH   SOLE   16,319 0 0
AMER STATES WTR CO COM 029899101 333 4,276 SH   SOLE   4,276 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2,197 47,835 SH   SOLE   47,835 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 7,152 156,763 SH   SOLE   156,763 0 0
AMERICAN EXPRESS CO COM 025816109 2,188 16,221 SH   SOLE   16,221 0 0
AMGEN INC COM 031162100 1,849 8,201 SH   SOLE   8,201 0 0
AMPHASTAR PHARMACEUTICALS IN COM 03209R103 290 10,307 SH   SOLE   10,307 0 0
APOLLO SR FLOATING RATE FD I COM 037636107 200 15,954 SH   SOLE   15,954 0 0
APOLLO TACTICAL INCOME FD IN COM 037638103 175 14,824 SH   SOLE   14,824 0 0
APPLE INC COM 037833100 1,554 11,245 SH   SOLE   11,245 0 0
AT&T INC COM 00206R102 4,647 302,952 SH   SOLE   302,952 0 0
ATN INTL INC COM 00215F107 319 8,275 SH   SOLE   8,275 0 0
AVISTA CORP COM 05379B107 332 8,970 SH   SOLE   8,970 0 0
B & G FOODS INC NEW COM 05508R106 258 15,670 SH   SOLE   15,670 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,370 61,538 SH   SOLE   61,538 0 0
BLACKROCK CAP ALLOCATION TR COM 09260U109 1,075 78,968 SH   SOLE   78,968 0 0
BLACKROCK ESG CAP ALLC TR SHS BEN INT 09262F100 950 74,141 SH   SOLE   74,141 0 0
BLACKROCK HEALTH SCIENCS TR COM SHS 09260E105 1,188 79,570 SH   SOLE   79,570 0 0
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 1,229 169,021 SH   SOLE   169,021 0 0
BLACKROCK MUN INCOME TR SH BEN INT 09248F109 537 56,367 SH   SOLE   56,367 0 0
BLACKROCK MUNICIPAL INCOME COM 09253X102 999 92,018 SH   SOLE   92,018 0 0
BLACKROCK MUNIVEST FD INC COM 09253R105 535 80,613 SH   SOLE   80,613 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104 581 58,475 SH   SOLE   58,475 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103 889 85,265 SH   SOLE   85,265 0 0
BLACKSTONE LONG SHORT CR INC COM SHS BN INT 09257D102 145 13,307 SH   SOLE   13,307 0 0
BLOCK H & R INC COM 093671105 205 4,809 SH   SOLE   4,809 0 0
BNY MELLON HIGH YIELD STRATE SH BEN INT 09660L105 157 74,588 SH   SOLE   74,588 0 0
BNY MELLON MUN INCOME INC COM 05589T104 154 25,640 SH   SOLE   25,640 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 4,452 62,627 SH   SOLE   62,627 0 0
CAL MAINE FOODS INC COM NEW 128030202 408 7,331 SH   SOLE   7,331 0 0
CALAVO GROWERS INC COM 128246105 296 9,313 SH   SOLE   9,313 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 331 6,277 SH   SOLE   6,277 0 0
CAPITAL ONE FINL CORP COM 14040H105 2,155 23,378 SH   SOLE   23,378 0 0
CAPITOL FED FINL INC COM 14057J101 325 39,173 SH   SOLE   39,173 0 0
CENTRAL SECS CORP COM 155123102 545 16,161 SH   SOLE   16,161 0 0
CHESAPEAKE UTILS CORP COM 165303108 327 2,833 SH   SOLE   2,833 0 0
CHEVRON CORP NEW COM 166764100 6,822 47,483 SH   SOLE   47,483 0 0
CITIGROUP INC COM NEW 172967424 4,009 96,201 SH   SOLE   96,201 0 0
CLEARBRIDGE ENERGY MIDSTRM O COM 18469P209 230 9,207 SH   SOLE   9,207 0 0
CLEARBRIDGE MLP AND MIDSTRM COM 184692200 289 9,693 SH   SOLE   9,693 0 0
COCA COLA CO COM 191216100 1,779 31,754 SH   SOLE   31,754 0 0
COHEN & STEERS CLOSED-END OP COM 19248P106 2,055 211,450 SH   SOLE   211,450 0 0
COHEN & STEERS REAL ESTATE O SHS BENFIN INT 19249Q103 141 10,547 SH   SOLE   10,547 0 0
COHEN & STEERS TAX ADVAN PFD COM 19249X108 1,002 55,384 SH   SOLE   55,384 0 0
COLGATE PALMOLIVE CO COM 194162103 4,077 58,042 SH   SOLE   58,042 0 0
COLLEGIUM PHARMACEUTICAL INC COM 19459J104 325 20,266 SH   SOLE   20,266 0 0
CONOCOPHILLIPS COM 20825C104 4,883 47,710 SH   SOLE   47,710 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,168 6,709 SH   SOLE   6,709 0 0
CVS HEALTH CORP COM 126650100 4,540 47,608 SH   SOLE   47,608 0 0
DBX ETF TR XTRACK HRVST CSI 233051879 2,314 85,409 SH   SOLE   85,409 0 0
DORIAN LPG LTD SHS USD Y2106R110 332 24,490 SH   SOLE   24,490 0 0
DOW INC COM 260557103 4,314 98,209 SH   SOLE   98,209 0 0
DWS MUN INCOME TR COM 233368109 413 49,603 SH   SOLE   49,603 0 0
EAGLE PHARMACEUTICALS INC COM 269796108 234 8,862 SH   SOLE   8,862 0 0
EASTERLY GOVT PPTYS INC COM 27616P103 317 20,127 SH   SOLE   20,127 0 0
EATON VANCE MUN BD FD COM 27827X101 867 89,569 SH   SOLE   89,569 0 0
EMPLOYERS HLDGS INC COM 292218104 340 9,872 SH   SOLE   9,872 0 0
ENCORE CAP GROUP INC COM 292554102 454 9,980 SH   SOLE   9,980 0 0
EXCHANGE TRADED CONCEPTS TR ETC 6 QUALITY G 301505616 24,132 1,283,923 SH   SOLE   1,283,923 0 0
EXCHANGE TRADED CONCEPTS TR ETC 6 HEDGED EQU 301505665 257,469 9,197,605 SH   SOLE   9,197,605 0 0
EXCHANGE TRADED CONCEPTS TR ETC 6 MEGA CAP 301505681 140,856 4,755,806 SH   SOLE   4,755,806 0 0
EXCHANGE TRADED CONCEPTS TR ETC 6 LOW BETA 301505699 131,375 4,380,106 SH   SOLE   4,380,106 0 0
EXCHANGE TRADED CONCEPTS TR ETC 6 SMALL CAP 301505673 53,447 1,419,933 SH   SOLE   1,419,933 0 0
EXXON MOBIL CORP COM 30231G102 4,385 50,219 SH   SOLE   50,219 0 0
EZCORP INC CL A NON VTG 302301106 169 21,935 SH   SOLE   21,935 0 0
FEDERATED HERMES PREM MUNI I COM 31423P108 148 14,341 SH   SOLE   14,341 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 9,244 195,228 SH   SOLE   195,228 0 0
GENERAL AMERN INVS CO INC COM 368802104 574 16,968 SH   SOLE   16,968 0 0
GENERAL DYNAMICS CORP COM 369550108 1,702 8,022 SH   SOLE   8,022 0 0
GILEAD SCIENCES INC COM 375558103 8,190 132,768 SH   SOLE   132,768 0 0
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 16,219 326,343 SH   SOLE   326,343 0 0
GOLDMAN SACHS MLP ENERGY REN COM 38148G206 146 12,188 SH   SOLE   12,188 0 0
GUGGENHEIM ACTIVE ALLOC FD COMMON STOCK 40170T106 445 34,544 SH   SOLE   34,544 0 0
HEARTLAND EXPRESS INC COM 422347104 344 24,018 SH   SOLE   24,018 0 0
HIGHLAND GLOBAL ALLOCATION F COM 43010T104 139 15,923 SH   SOLE   15,923 0 0
HIGHLAND INCOME FD HIGHLAND INCOME 43010E404 709 72,924 SH   SOLE   72,924 0 0
HOME DEPOT INC COM 437076102 1,666 6,039 SH   SOLE   6,039 0 0
HORACE MANN EDUCATORS CORP N COM 440327104 393 11,140 SH   SOLE   11,140 0 0
HOSTESS BRANDS INC CL A 44109J106 400 17,218 SH   SOLE   17,218 0 0
INNOVIVA INC COM 45781M101 464 39,970 SH   SOLE   39,970 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,281 27,612 SH   SOLE   27,612 0 0
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 15,216 618,019 SH   SOLE   618,019 0 0
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 2,620 138,304 SH   SOLE   138,304 0 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 3,701 212,108 SH   SOLE   212,108 0 0
INVESCO EXCHANGE TRADED FD T S&P500 BUY WRT 46137V399 734 38,803 SH   SOLE   38,803 0 0
INVESCO MUN OPPORTUNITY TR COM 46132C107 766 84,089 SH   SOLE   84,089 0 0
INVESCO MUNICIPAL TRUST COM 46131J103 629 68,779 SH   SOLE   68,779 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 604 66,170 SH   SOLE   66,170 0 0
INVESCO TR INVT GRADE MUNS COM 46131M106 632 67,470 SH   SOLE   67,470 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 2,263 76,359 SH   SOLE   76,359 0 0
ISHARES INC MSCI HONG KG ETF 464286871 1,620 88,834 SH   SOLE   88,834 0 0
ISHARES INC MSCI CDA ETF 464286509 8,426 273,931 SH   SOLE   273,931 0 0
ISHARES INC MSCI GERMANY ETF 464286806 4,034 204,373 SH   SOLE   204,373 0 0
ISHARES INC MSCI THAILND ETF 464286624 801 12,320 SH   SOLE   12,320 0 0
ISHARES INC EM MKT SM-CP ETF 464286475 2,617 57,688 SH   SOLE   57,688 0 0
ISHARES INC MSCI NETHERL ETF 464286814 2,373 77,635 SH   SOLE   77,635 0 0
ISHARES INC MSCI SPAIN ETF 464286764 1,250 63,086 SH   SOLE   63,086 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 1,632 59,881 SH   SOLE   59,881 0 0
ISHARES INC MSCI STH KOR ETF 464286772 4,312 91,052 SH   SOLE   91,052 0 0
ISHARES INC MSCI SWITZERLAND 464286749 5,696 152,101 SH   SOLE   152,101 0 0
ISHARES INC MSCI STH AFR ETF 464286780 1,330 36,911 SH   SOLE   36,911 0 0
ISHARES INC MSCI MLY ETF NEW 46434G814 606 29,997 SH   SOLE   29,997 0 0
ISHARES INC MSCI ITALY ETF 46434G830 1,016 47,274 SH   SOLE   47,274 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 12,228 250,319 SH   SOLE   250,319 0 0
ISHARES INC MSCI MEXICO ETF 464286822 965 21,812 SH   SOLE   21,812 0 0
ISHARES INC MSCI TAIWAN ETF 46434G772 5,785 134,223 SH   SOLE   134,223 0 0
ISHARES INC MSCI AUST ETF 464286103 3,997 203,722 SH   SOLE   203,722 0 0
ISHARES INC MSCI FRANCE ETF 464286707 5,799 216,369 SH   SOLE   216,369 0 0
ISHARES INC MSCI FRONTIER 464286145 1,418 58,226 SH   SOLE   58,226 0 0
ISHARES TR MSCI DENMARK ETF 46429B523 1,323 17,800 SH   SOLE   17,800 0 0
ISHARES TR MSCI INDONIA ETF 46429B309 798 34,235 SH   SOLE   34,235 0 0
ISHARES TR CORE S&P TTL STK 464287150 21,032 264,423 SH   SOLE   264,423 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 4,758 83,459 SH   SOLE   83,459 0 0
ISHARES TR US TREAS BD ETF 46429B267 2,850 125,236 SH   SOLE   125,236 0 0
ISHARES TR CORE S&P SCP ETF 464287804 368 4,221 SH   SOLE   4,221 0 0
ISHARES TR MSCI SAUDI ARBIA 46434V423 1,797 43,824 SH   SOLE   43,824 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 529 8,009 SH   SOLE   8,009 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 7,842 299,216 SH   SOLE   299,216 0 0
J & J SNACK FOODS CORP COM 466032109 354 2,732 SH   SOLE   2,732 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 29,073 579,604 SH   SOLE   579,604 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 9,506 196,046 SH   SOLE   196,046 0 0
JOHNSON & JOHNSON COM 478160104 2,783 17,036 SH   SOLE   17,036 0 0
JPMORGAN CHASE & CO COM 46625H100 2,432 23,276 SH   SOLE   23,276 0 0
KAYNE ANDERSON NEXTGEN ENRGY COM 48661E108 242 34,170 SH   SOLE   34,170 0 0
KKR REAL ESTATE FIN TR INC COM 48251K100 163 10,027 SH   SOLE   10,027 0 0
KNOWLES CORP COM 49926D109 141 11,601 SH   SOLE   11,601 0 0
KRAFT HEINZ CO COM 500754106 4,912 147,291 SH   SOLE   147,291 0 0
LAKELAND FINL CORP COM 511656100 344 4,729 SH   SOLE   4,729 0 0
LANCASTER COLONY CORP COM 513847103 212 1,413 SH   SOLE   1,413 0 0
LILLY ELI & CO COM 532457108 3,723 11,515 SH   SOLE   11,515 0 0
LOCKHEED MARTIN CORP COM 539830109 3,484 9,018 SH   SOLE   9,018 0 0
LOWES COS INC COM 548661107 1,798 9,571 SH   SOLE   9,571 0 0
LTC PPTYS INC COM 502175102 339 9,060 SH   SOLE   9,060 0 0
LXP INDUSTRIAL TRUST COM 529043101 165 18,042 SH   SOLE   18,042 0 0
MERCER INTL INC COM 588056101 156 12,702 SH   SOLE   12,702 0 0
MERCK & CO INC COM 58933Y105 4,487 52,103 SH   SOLE   52,103 0 0
MERIDIAN BIOSCIENCE INC COM 589584101 373 11,817 SH   SOLE   11,817 0 0
METLIFE INC COM 59156R108 1,773 29,173 SH   SOLE   29,173 0 0
MFS HIGH INCOME MUN TR SH BEN INT 59318D104 137 40,609 SH   SOLE   40,609 0 0
MFS MUN INCOME TR SH BEN INT 552738106 251 51,943 SH   SOLE   51,943 0 0
MIDDLESEX WTR CO COM 596680108 316 4,099 SH   SOLE   4,099 0 0
MORGAN STANLEY EMERGING MKTS COM 617477104 276 68,701 SH   SOLE   68,701 0 0
MORGAN STANLEY EMKT DBT FD I COM 61744H105 131 21,279 SH   SOLE   21,279 0 0
NATIONAL PRESTO INDS INC COM 637215104 340 5,222 SH   SOLE   5,222 0 0
NEUBERGER BERMAN MLP & ENERG COM 64129H104 249 40,764 SH   SOLE   40,764 0 0
NEUBERGER BERMAN NEXT GENERA COMMON STOCK 64133Q108 506 53,552 SH   SOLE   53,552 0 0
NIKE INC CL B 654106103 1,338 16,103 SH   SOLE   16,103 0 0
NORTHFIELD BANCORP INC DEL COM 66611T108 186 12,982 SH   SOLE   12,982 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 183 13,535 SH   SOLE   13,535 0 0
NORTHWEST NAT HLDG CO COM 66765N105 308 7,095 SH   SOLE   7,095 0 0
NUVEEN CORE PLUS IMPACT FUND COM BEN INT 67080D103 305 29,781 SH   SOLE   29,781 0 0
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 712 139,323 SH   SOLE   139,323 0 0
NUVEEN MULTI ASSET INCOME FU COM 670750108 273 23,975 SH   SOLE   23,975 0 0
NUVEEN PFD & INCOME SECS FD COM 67072C105 1,407 214,094 SH   SOLE   214,094 0 0
NUVEEN SHORT DURATION CR OPP COM 67074X107 122 10,304 SH   SOLE   10,304 0 0
NUVEEN VRIABL RAT PFD & INM COM 67080R102 422 24,178 SH   SOLE   24,178 0 0
NVIDIA CORPORATION COM 67066G104 1,190 9,803 SH   SOLE   9,803 0 0
PARK AEROSPACE CORP COM 70014A104 174 15,796 SH   SOLE   15,796 0 0
PEPSICO INC COM 713448108 2,535 15,529 SH   SOLE   15,529 0 0
PERDOCEO ED CORP COM 71363P106 146 14,129 SH   SOLE   14,129 0 0
PFIZER INC COM 717081103 6,476 147,996 SH   SOLE   147,996 0 0
PGIM SHORT DUR HIG YLD OPP F COM 69355J104 367 25,558 SH   SOLE   25,558 0 0
PHILIP MORRIS INTL INC COM 718172109 6,036 72,713 SH   SOLE   72,713 0 0
PHYSICIANS RLTY TR COM 71943U104 168 11,145 SH   SOLE   11,145 0 0
PIMCO ENERGY & TACTICAL CR O COM SHS BEN INT 69346N107 604 44,655 SH   SOLE   44,655 0 0
PIONEER MUN HIGH INCOME OPPO COMMON STOCK 723760104 211 20,811 SH   SOLE   20,811 0 0
PIONEER MUNICIPAL HIGH INCOM COM 723762100 229 30,316 SH   SOLE   30,316 0 0
PIONEER MUNICIPAL HIGH INCOM COM SHS 723763108 237 28,861 SH   SOLE   28,861 0 0
PRA GROUP INC COM 69354N106 329 10,002 SH   SOLE   10,002 0 0
PRESTIGE CONSMR HEALTHCARE I COM 74112D101 320 6,428 SH   SOLE   6,428 0 0
PROCTER AND GAMBLE CO COM 742718109 2,561 20,282 SH   SOLE   20,282 0 0
QUALCOMM INC COM 747525103 1,392 12,317 SH   SOLE   12,317 0 0
RENAISSANCERE HLDGS LTD COM G7496G103 215 1,530 SH   SOLE   1,530 0 0
RIVERNORTH FLEXIBLE MUNI INC COM 76883Y107 404 30,489 SH   SOLE   30,489 0 0
ROGERS CORP COM 775133101 344 1,421 SH   SOLE   1,421 0 0
SABRA HEALTH CARE REIT INC COM 78573L106 167 12,763 SH   SOLE   12,763 0 0
SAFETY INS GROUP INC COM 78648T100 358 4,390 SH   SOLE   4,390 0 0
SANFILIPPO JOHN B & SON INC COM 800422107 384 5,073 SH   SOLE   5,073 0 0
SELECTIVE INS GROUP INC COM 816300107 203 2,491 SH   SOLE   2,491 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,247 25,033 SH   SOLE   25,033 0 0
SMUCKER J M CO COM NEW 832696405 200 1,457 SH   SOLE   1,457 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 10,395 146,841 SH   SOLE   146,841 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,263 11,935 SH   SOLE   11,935 0 0
SRH TOTAL RETURN FUND INC COM 101507101 617 56,754 SH   SOLE   56,754 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 3,500 85,647 SH   SOLE   85,647 0 0
SUPERNUS PHARMACEUTICALS INC COM 868459108 208 6,141 SH   SOLE   6,141 0 0
TELEPHONE & DATA SYS INC COM NEW 879433829 169 12,153 SH   SOLE   12,153 0 0
TEXAS INSTRS INC COM 882508104 1,572 10,157 SH   SOLE   10,157 0 0
THORNBURG INCM BUILDER OPP T COM 885213108 423 33,234 SH   SOLE   33,234 0 0
TIMKENSTEEL CORPORATION COM 887399103 163 10,844 SH   SOLE   10,844 0 0
TOOTSIE ROLL INDS INC COM 890516107 354 10,646 SH   SOLE   10,646 0 0
TORTOISE ENERGY INFRA CORP COM 89147L886 255 8,522 SH   SOLE   8,522 0 0
TREEHOUSE FOODS INC COM 89469A104 374 8,827 SH   SOLE   8,827 0 0
TRI POINTE HOMES INC COM 87265H109 158 10,460 SH   SOLE   10,460 0 0
TRUSTCO BK CORP N Y COM NEW 898349204 351 11,169 SH   SOLE   11,169 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,717 3,400 SH   SOLE   3,400 0 0
UNITIL CORP COM 913259107 326 7,012 SH   SOLE   7,012 0 0
UNIVERSAL CORP VA COM 913456109 327 7,099 SH   SOLE   7,099 0 0
UNIVERSAL HEALTH RLTY INCOME SH BEN INT 91359E105 315 7,287 SH   SOLE   7,287 0 0
UNIVERSAL INS HLDGS INC COM 91359V107 301 30,515 SH   SOLE   30,515 0 0
US BANCORP DEL COM NEW 902973304 4,297 106,582 SH   SOLE   106,582 0 0
USANA HEALTH SCIENCES INC COM 90328M107 301 5,369 SH   SOLE   5,369 0 0
VANECK ETF TRUST CEF MUNI INCOME 92189F460 2,440 118,280 SH   SOLE   118,280 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 15,206 666,936 SH   SOLE   666,936 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,482 8,671 SH   SOLE   8,671 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,946 10,354 SH   SOLE   10,354 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 7,308 158,344 SH   SOLE   158,344 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 5,169 89,986 SH   SOLE   89,986 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 20,497 354,681 SH   SOLE   354,681 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,643 122,281 SH   SOLE   122,281 0 0
VIR BIOTECHNOLOGY INC COM 92764N102 248 12,888 SH   SOLE   12,888 0 0
VIRTUS CONVERTIBLE & INC FD COM 92838U108 223 79,117 SH   SOLE   79,117 0 0
VIRTUS ETF TR II SEIX SR LN ETF 92790A405 5,957 257,666 SH   SOLE   257,666 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,111 67,240 SH   SOLE   67,240 0 0
WALMART INC COM 931142103 4,671 36,011 SH   SOLE   36,011 0 0
WD 40 CO COM 929236107 375 2,135 SH   SOLE   2,135 0 0
WESTAMERICA BANCORPORATION COM 957090103 336 6,418 SH   SOLE   6,418 0 0
WESTERN ASSET DIVERSIFIED IN COM SHS BEN INT 95790K109 675 53,629 SH   SOLE   53,629 0 0
WESTERN ASSET EMERGING MKTS COM 95766A101 500 62,704 SH   SOLE   62,704 0 0
WESTERN ASSET INTER MUNI FD COM 958435109 127 17,338 SH   SOLE   17,338 0 0
WESTERN ASSET MANAGED MUNS F COM 95766M105 524 53,998 SH   SOLE   53,998 0 0
WESTERN AST INFL LKD OPP & I COM 95766R104 585 64,493 SH   SOLE   64,493 0 0
WESTERN UN CO COM 959802109 160 11,830 SH   SOLE   11,830 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 5,667 185,548 SH   SOLE   185,548 0 0