The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,061,353 10,006 SH   SOLE   0 0 10,006
ABBOTT LABS COM 002824100   542,667 4,774 SH   SOLE   0 0 4,774
ABBVIE INC COM 00287Y109   2,271,077 12,472 SH   SOLE   0 0 12,472
ADOBE INC COM 00724F101   264,029 523 SH   SOLE   0 0 523
ADVANCED MICRO DEVICES INC COM 007903107   3,523,589 19,522 SH   SOLE   0 0 19,522
AIRBNB INC COM CL A 009066101   3,057,048 18,532 SH   SOLE   0 0 18,532
ALBEMARLE CORP COM 012653101   361,953 2,747 SH   SOLE   0 0 2,747
ALPHABET INC CAP STK CL A 02079K305   9,911,210 65,668 SH   SOLE   0 0 65,668
ALPHABET INC CAP STK CL C 02079K107   2,365,183 15,534 SH   SOLE   0 0 15,534
AMAZON COM INC COM 023135106   11,016,586 61,074 SH   SOLE   0 0 61,074
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   14,245,274 345,340 SH   SOLE   0 0 345,340
AMERICAN CENTY ETF TR US EQT ETF 025072885   8,107,339 90,585 SH   SOLE   0 0 90,585
AMERICAN CENTY ETF TR US SML CP VALU 025072877   10,844,027 115,719 SH   SOLE   0 0 115,719
AMERICAN EXPRESS CO COM 025816109   568,501 2,497 SH   SOLE   0 0 2,497
AMGEN INC COM 031162100   1,604,145 5,642 SH   SOLE   0 0 5,642
ANALOG DEVICES INC COM 032654105   229,640 1,161 SH   SOLE   0 0 1,161
APPLE INC COM 037833100   21,579,406 125,842 SH   SOLE   0 0 125,842
AT&T INC COM 00206R102   2,497,231 141,888 SH   SOLE   0 0 141,888
BALLYS CORPORATION COM 05875B106   854,983 61,333 SH   SOLE   0 0 61,333
BANK AMERICA CORP COM 060505104   482,352 12,720 SH   SOLE   0 0 12,720
BANK NEW YORK MELLON CORP COM 064058100   203,288 3,528 SH   SOLE   0 0 3,528
BECTON DICKINSON & CO COM 075887109   275,907 1,115 SH   SOLE   0 0 1,115
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,678,205 20,637 SH   SOLE   0 0 20,637
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102   623,936 52,786 SH   SOLE   0 0 52,786
BLACKROCK MUNIASSETS FD INC COM 09254J102   2,206,128 199,109 SH   SOLE   0 0 199,109
BLACKROCK MUNIVEST FD INC COM 09253R105   192,598 27,280 SH   SOLE   0 0 27,280
BLACKROCK MUNIYIELD FD INC COM 09253W104   123,872 11,200 SH   SOLE   0 0 11,200
BLACKROCK MUNIYILD QULT FD I COM 09254F100   526,746 43,000 SH   SOLE   0 0 43,000
BLACKSTONE INC COM 09260D107   522,230 3,975 SH   SOLE   0 0 3,975
BOEING CO COM 097023105   1,192,872 6,181 SH   SOLE   0 0 6,181
BOOKING HOLDINGS INC COM 09857L108   3,061,260 844 SH   SOLE   0 0 844
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109   456,712 66,286 SH   SOLE   0 0 66,286
BRISTOL-MYERS SQUIBB CO COM 110122108   392,915 7,245 SH   SOLE   0 0 7,245
BROADCOM INC COM 11135F101   2,964,933 2,237 SH   SOLE   0 0 2,237
CADENCE DESIGN SYSTEM INC COM 127387108   778,823 2,502 SH   SOLE   0 0 2,502
CAPITAL ONE FINL CORP COM 14040H105   1,157,214 7,772 SH   SOLE   0 0 7,772
CARLYLE GROUP INC COM 14316J108   241,306 5,144 SH   SOLE   0 0 5,144
CARMAX INC COM 143130102   329,625 3,784 SH   SOLE   0 0 3,784
CATERPILLAR INC COM 149123101   438,272 1,196 SH   SOLE   0 0 1,196
CENCORA INC COM 03073E105   2,000,173 8,232 SH   SOLE   0 0 8,232
CHEVRON CORP NEW COM 166764100   835,108 5,294 SH   SOLE   0 0 5,294
CION INVT CORP COM 17259U204   216,593 19,690 SH   SOLE   0 0 19,690
CISCO SYS INC COM 17275R102   357,200 7,157 SH   SOLE   0 0 7,157
COCA COLA CO COM 191216100   2,300,479 37,602 SH   SOLE   0 0 37,602
COMCAST CORP NEW CL A 20030N101   487,752 11,251 SH   SOLE   0 0 11,251
COMMUNITY HEALTH SYS INC NEW COM 203668108   58,923 16,835 SH   SOLE   0 0 16,835
CONOCOPHILLIPS COM 20825C104   292,560 2,299 SH   SOLE   0 0 2,299
CONSTELLATION BRANDS INC CL A 21036P108   266,869 982 SH   SOLE   0 0 982
COSTAR GROUP INC COM 22160N109   1,100,288 11,390 SH   SOLE   0 0 11,390
COSTCO WHSL CORP NEW COM 22160K105   3,935,165 5,371 SH   SOLE   0 0 5,371
CVS HEALTH CORP COM 126650100   587,366 7,364 SH   SOLE   0 0 7,364
DIAGEO PLC SPON ADR NEW 25243Q205   314,586 2,115 SH   SOLE   0 0 2,115
DISNEY WALT CO COM 254687106   4,210,939 34,414 SH   SOLE   0 0 34,414
EATON VANCE CALIF MUN BD FD COM 27828A100   523,887 55,438 SH   SOLE   0 0 55,438
ECOLAB INC COM 278865100   239,277 1,036 SH   SOLE   0 0 1,036
ELEVANCE HEALTH INC COM 036752103   401,943 775 SH   SOLE   0 0 775
ELI LILLY & CO COM 532457108   699,421 899 SH   SOLE   0 0 899
ENBRIDGE INC COM 29250N105   454,383 12,559 SH   SOLE   0 0 12,559
ENTERPRISE PRODS PARTNERS L COM 293792107   205,298 7,036 SH   SOLE   0 0 7,036
EXXON MOBIL CORP COM 30231G102   964,014 8,293 SH   SOLE   0 0 8,293
FEDEX CORP COM 31428X106   445,339 1,537 SH   SOLE   0 0 1,537
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   678,546 14,976 SH   SOLE   0 0 14,976
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   8,206,706 146,105 SH   SOLE   0 0 146,105
FORD MTR CO DEL COM 345370860   188,538 14,197 SH   SOLE   0 0 14,197
FS KKR CAP CORP COM 302635206   573,758 30,087 SH   SOLE   0 0 30,087
GENERAL MTRS CO COM 37045V100   232,440 5,125 SH   SOLE   0 0 5,125
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   352,118 12,214 SH   SOLE   0 0 12,214
GOLDMAN SACHS GROUP INC COM 38141G104   487,066 1,166 SH   SOLE   0 0 1,166
GUGGENHEIM TAXABLE MUNICP BO COM 401664107   1,129,628 69,516 SH   SOLE   0 0 69,516
GUIDEWIRE SOFTWARE INC COM 40171V100   478,045 4,096 SH   SOLE   0 0 4,096
HOME DEPOT INC COM 437076102   1,198,380 3,124 SH   SOLE   0 0 3,124
HONEYWELL INTL INC COM 438516106   305,022 1,486 SH   SOLE   0 0 1,486
INTEL CORP COM 458140100   321,854 7,287 SH   SOLE   0 0 7,287
INTUIT COM 461202103   974,466 1,499 SH   SOLE   0 0 1,499
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   585,132 11,728 SH   SOLE   0 0 11,728
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   271,176 12,822 SH   SOLE   0 0 12,822
INVESCO QQQ TR UNIT SER 1 46090E103   811,282 1,827 SH   SOLE   0 0 1,827
IQVIA HLDGS INC COM 46266C105   537,898 2,127 SH   SOLE   0 0 2,127
ISHARES GOLD TR ISHARES NEW 464285204   1,032,228 24,571 SH   SOLE   0 0 24,571
ISHARES INC ESG AWR MSCI EM 46434G863   958,939 29,753 SH   SOLE   0 0 29,753
ISHARES TR 10-20 YR TRS ETF 464288653   16,167,492 153,932 SH   SOLE   0 0 153,932
ISHARES TR 3 7 YR TREAS BD 464288661   1,837,147 15,863 SH   SOLE   0 0 15,863
ISHARES TR BLACKROCK ULTRA 46434V878   253,812 5,020 SH   SOLE   0 0 5,020
ISHARES TR CORE MSCI EAFE 46432F842   610,467 8,225 SH   SOLE   0 0 8,225
ISHARES TR CORE MSCI TOTAL 46432F834   12,319,998 181,550 SH   SOLE   0 0 181,550
ISHARES TR CORE S&P MCP ETF 464287507   1,990,827 32,776 SH   SOLE   0 0 32,776
ISHARES TR CORE S&P SCP ETF 464287804   1,951,866 17,661 SH   SOLE   0 0 17,661
ISHARES TR CORE S&P TTL STK 464287150   31,920,591 276,848 SH   SOLE   0 0 276,848
ISHARES TR CORE S&P500 ETF 464287200   473,881 901 SH   SOLE   0 0 901
ISHARES TR ESG AW MSCI EAFE 46435G516   1,236,754 15,477 SH   SOLE   0 0 15,477
ISHARES TR ESG AWARE MSCI 46435U663   3,330,615 82,707 SH   SOLE   0 0 82,707
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,803,230 73,661 SH   SOLE   0 0 73,661
ISHARES TR ESG EAFE ETF 46436E759   1,857,224 27,260 SH   SOLE   0 0 27,260
ISHARES TR ESG MSCI USA ETF 46436E767   2,858,750 63,317 SH   SOLE   0 0 63,317
ISHARES TR ESG SCRD S&P MID 46436E551   326,309 7,943 SH   SOLE   0 0 7,943
ISHARES TR GLOBAL REIT ETF 46434V647   242,249 10,230 SH   SOLE   0 0 10,230
ISHARES TR ISHS 1-5YR INVS 464288646   230,760 4,500 SH   SOLE   0 0 4,500
ISHARES TR MSCI ACWI ETF 464288257   481,187 4,369 SH   SOLE   0 0 4,369
ISHARES TR MSCI GBL SUS DEV 46435G532   1,134,846 14,418 SH   SOLE   0 0 14,418
ISHARES TR MSCI USA QLT FCT 46432F339   12,610,277 76,728 SH   SOLE   0 0 76,728
ISHARES TR NATIONAL MUN ETF 464288414   215,200 2,000 SH   SOLE   0 0 2,000
ISHARES TR S&P 500 GRWT ETF 464287309   254,934 3,019 SH   SOLE   0 0 3,019
ISHARES TR S&P 500 VAL ETF 464287408   441,959 2,366 SH   SOLE   0 0 2,366
ISHARES TR SELECT DIVID ETF 464287168   409,574 3,325 SH   SOLE   0 0 3,325
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   637,977 12,646 SH   SOLE   0 0 12,646
JOHNSON & JOHNSON COM 478160104   925,298 5,849 SH   SOLE   0 0 5,849
JPMORGAN CHASE & CO COM 46625H100   3,929,456 19,618 SH   SOLE   0 0 19,618
LAM RESEARCH CORP COM 512807108   844,310 869 SH   SOLE   0 0 869
LINDE PLC SHS G54950103   432,169 931 SH   SOLE   0 0 931
LKQ CORP COM 501889208   960,618 17,986 SH   SOLE   0 0 17,986
LOCKHEED MARTIN CORP COM 539830109   221,086 486 SH   SOLE   0 0 486
MASTERCARD INCORPORATED CL A 57636Q104   1,357,960 2,820 SH   SOLE   0 0 2,820
MCDONALDS CORP COM 580135101   2,806,132 9,953 SH   SOLE   0 0 9,953
MCKESSON CORP COM 58155Q103   273,257 509 SH   SOLE   0 0 509
MEDTRONIC PLC SHS G5960L103   1,624,198 18,637 SH   SOLE   0 0 18,637
MERCADOLIBRE INC COM 58733R102   387,062 256 SH   SOLE   0 0 256
MERCK & CO INC COM 58933Y105   579,629 4,393 SH   SOLE   0 0 4,393
META PLATFORMS INC CL A 30303M102   9,932,123 20,454 SH   SOLE   0 0 20,454
MGM RESORTS INTERNATIONAL COM 552953101   746,957 15,822 SH   SOLE   0 0 15,822
MICROSOFT CORP COM 594918104   8,808,043 20,936 SH   SOLE   0 0 20,936
NETFLIX INC COM 64110L106   2,519,187 4,148 SH   SOLE   0 0 4,148
NEXTERA ENERGY INC COM 65339F101   204,305 3,197 SH   SOLE   0 0 3,197
NIKE INC CL B 654106103   2,701,651 28,747 SH   SOLE   0 0 28,747
NORFOLK SOUTHN CORP COM 655844108   404,224 1,586 SH   SOLE   0 0 1,586
NOVARTIS AG SPONSORED ADR 66987V109   444,594 4,596 SH   SOLE   0 0 4,596
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   5,313,360 136,731 SH   SOLE   0 0 136,731
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   1,581,552 46,244 SH   SOLE   0 0 46,244
NUVEEN CA QUALTY MUN INCOME COM 67066Y105   2,321,122 210,628 SH   SOLE   0 0 210,628
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   2,619,176 215,570 SH   SOLE   0 0 215,570
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   1,230,138 136,682 SH   SOLE   0 0 136,682
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   1,107,655 101,713 SH   SOLE   0 0 101,713
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   1,186,617 112,369 SH   SOLE   0 0 112,369
NVIDIA CORPORATION COM 67066G104   4,787,521 5,299 SH   SOLE   0 0 5,299
OCCIDENTAL PETE CORP COM 674599105   215,970 3,323 SH   SOLE   0 0 3,323
ORACLE CORP COM 68389X105   1,045,860 8,326 SH   SOLE   0 0 8,326
PEPSICO INC COM 713448108   1,658,929 9,479 SH   SOLE   0 0 9,479
PFIZER INC COM 717081103   285,484 10,288 SH   SOLE   0 0 10,288
PGIM ETF TR PGIM ULTRA SH BD 69344A107   638,763 12,852 SH   SOLE   0 0 12,852
PHILLIPS 66 COM 718546104   245,919 1,506 SH   SOLE   0 0 1,506
PIMCO CALIF MUN INCOME FD COM 72200N106   208,881 22,316 SH   SOLE   0 0 22,316
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,064,651 10,589 SH   SOLE   0 0 10,589
PROCTER AND GAMBLE CO COM 742718109   2,643,935 16,295 SH   SOLE   0 0 16,295
PUBLIC STORAGE COM 74460D109   939,916 3,240 SH   SOLE   0 0 3,240
QUALCOMM INC COM 747525103   300,806 1,777 SH   SOLE   0 0 1,777
RH COM 74967X103   380,997 1,094 SH   SOLE   0 0 1,094
SAFE BULKERS INC COM Y7388L103   66,480 13,403 SH   SOLE   0 0 13,403
SALESFORCE INC COM 79466L302   1,774,573 5,892 SH   SOLE   0 0 5,892
SANOFI SPONSORED ADR 80105N105   777,649 16,001 SH   SOLE   0 0 16,001
SCHWAB CHARLES CORP COM 808513105   686,336 9,488 SH   SOLE   0 0 9,488
SEMPRA COM 816851109   232,011 3,230 SH   SOLE   0 0 3,230
SERVICENOW INC COM 81762P102   202,799 266 SH   SOLE   0 0 266
SHELL PLC SPON ADS 780259305   1,754,618 26,173 SH   SOLE   0 0 26,173
SHOPIFY INC CL A 82509L107   514,604 6,668 SH   SOLE   0 0 6,668
SPDR GOLD TR GOLD SHS 78463V107   642,587 3,124 SH   SOLE   0 0 3,124
SPDR S&P 500 ETF TR TR UNIT 78462F103   875,506 1,674 SH   SOLE   0 0 1,674
STARBUCKS CORP COM 855244109   1,540,882 16,861 SH   SOLE   0 0 16,861
STRYKER CORPORATION COM 863667101   312,785 874 SH   SOLE   0 0 874
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   336,215 2,471 SH   SOLE   0 0 2,471
TARGET CORP COM 87612E106   522,308 2,947 SH   SOLE   0 0 2,947
TERAWULF INC COM 88080T104   38,553 14,659 SH   SOLE   0 0 14,659
TESLA INC COM 88160R101   2,937,250 16,709 SH   SOLE   0 0 16,709
THE CIGNA GROUP COM 125523100   394,434 1,086 SH   SOLE   0 0 1,086
THERMO FISHER SCIENTIFIC INC COM 883556102   724,772 1,247 SH   SOLE   0 0 1,247
TOAST INC CL A 888787108   394,235 15,820 SH   SOLE   0 0 15,820
UBER TECHNOLOGIES INC COM 90353T100   377,375 4,902 SH   SOLE   0 0 4,902
UNILEVER PLC SPON ADR NEW 904767704   1,813,623 36,135 SH   SOLE   0 0 36,135
UNION PAC CORP COM 907818108   405,839 1,650 SH   SOLE   0 0 1,650
UNITEDHEALTH GROUP INC COM 91324P102   416,054 841 SH   SOLE   0 0 841
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   39,995,121 444,885 SH   SOLE   0 0 444,885
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,481,408 29,897 SH   SOLE   0 0 29,897
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,680,324 19,430 SH   SOLE   0 0 19,430
VANGUARD INDEX FDS SMALL CP ETF 922908751   867,957 3,797 SH   SOLE   0 0 3,797
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,146,872 4,413 SH   SOLE   0 0 4,413
VANGUARD INDEX FDS VALUE ETF 922908744   31,437,336 193,033 SH   SOLE   0 0 193,033
VANGUARD STAR FDS VG TL INTL STK F 921909768   368,795 6,116 SH   SOLE   0 0 6,116
VANGUARD WORLD FD ESG US STK ETF 921910733   11,066,173 118,748 SH   SOLE   0 0 118,748
VERIZON COMMUNICATIONS INC COM 92343V104   3,041,876 72,495 SH   SOLE   0 0 72,495
VISA INC COM CL A 92826C839   3,462,045 12,405 SH   SOLE   0 0 12,405
WARNER BROS DISCOVERY INC COM SER A 934423104   606,946 69,524 SH   SOLE   0 0 69,524
WASTE MGMT INC DEL COM 94106L109   877,337 4,116 SH   SOLE   0 0 4,116
WELLS FARGO CO NEW COM 949746101   551,449 9,514 SH   SOLE   0 0 9,514
WILLIAMS SONOMA INC COM 969904101   3,870,710 12,190 SH   SOLE   0 0 12,190
ZIM INTEGRATED SHIPPING SERV SHS M9T951109   162,145 16,022 SH   SOLE   0 0 16,022