The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PROCTER AND GAMBLE CO COM 742718109   2,526,735 16,652 SH   SOLE   0 0 16,652
TESLA INC COM 88160R101   4,803,441 18,350 SH   SOLE   0 0 18,350
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   30,597,362 383,474 SH   SOLE   0 0 383,474
VANGUARD INDEX FDS VALUE ETF 922908744   28,477,485 200,405 SH   SOLE   0 0 200,405
VISA INC COM CL A 92826C839   2,971,440 12,512 SH   SOLE   0 0 12,512
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,460,277 29,124 SH   SOLE   0 0 29,124
MEDTRONIC PLC SHS G5960L103   1,204,222 13,669 SH   SOLE   0 0 13,669
META PLATFORMS INC CL A 30303M102   6,833,100 23,810 SH   SOLE   0 0 23,810
MICROSOFT CORP COM 594918104   7,366,086 21,631 SH   SOLE   0 0 21,631
NETFLIX INC COM 64110L106   1,909,071 4,334 SH   SOLE   0 0 4,334
NIKE INC CL B 654106103   1,129,584 10,235 SH   SOLE   0 0 10,235
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   7,654,205 220,901 SH   SOLE   0 0 220,901
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   2,935,023 99,056 SH   SOLE   0 0 99,056
NVIDIA CORPORATION COM 67066G104   2,512,945 5,940 SH   SOLE   0 0 5,940
APPLE INC COM 037833100   25,324,827 130,561 SH   SOLE   0 0 130,561
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,628,197 19,438 SH   SOLE   0 0 19,438
COCA COLA CO COM 191216100   2,166,307 35,973 SH   SOLE   0 0 35,973
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   15,601,865 331,250 SH   SOLE   0 0 331,250
GUIDEWIRE SOFTWARE INC COM 40171V100   262,857 3,455 SH   SOLE   0 0 3,455
ISHARES INC ESG AWR MSCI EM 46434G863   1,143,437 36,150 SH   SOLE   0 0 36,150
ISHARES TR CORE S&P TTL STK 464287150   1,882,151 19,237 SH   SOLE   0 0 19,237
ISHARES TR ESG AW MSCI EAFE 46435G516   1,351,971 18,538 SH   SOLE   0 0 18,538
ISHARES TR ESG AWARE MSCI 46435U663   3,612,970 101,716 SH   SOLE   0 0 101,716
ISHARES TR MSCI GBL SUS DEV 46435G532   1,388,359 17,563 SH   SOLE   0 0 17,563
ALPHABET INC CAP STK CL A 02079K305   9,586,972 79,932 SH   SOLE   0 0 79,932
AMAZON COM INC COM 023135106   8,154,922 62,557 SH   SOLE   0 0 62,557
AMERICAN CENTY ETF TR US EQT ETF 025072885   12,907,129 171,660 SH   SOLE   0 0 171,660
AMERICAN CENTY ETF TR US SML CP VALU 025072877   9,861,449 127,064 SH   SOLE   0 0 127,064
3M CO COM 88579Y101   950,897 9,500 SH   SOLE   0 0 9,500
ABBOTT LABS COM 002824100   508,767 4,667 SH   SOLE   0 0 4,667
ABBVIE INC COM 00287Y109   1,699,565 12,615 SH   SOLE   0 0 12,615
ADOBE SYSTEMS INCORPORATED COM 00724F101   276,257 565 SH   SOLE   0 0 565
ADVANCED MICRO DEVICES INC COM 007903107   2,530,873 22,218 SH   SOLE   0 0 22,218
AIRBNB INC COM CL A 009066101   2,487,115 19,406 SH   SOLE   0 0 19,406
ALBEMARLE CORP COM 012653101   505,952 2,268 SH   SOLE   0 0 2,268
AMERICAN EXPRESS CO COM 025816109   432,836 2,485 SH   SOLE   0 0 2,485
AMERISOURCEBERGEN CORP COM 03073E105   1,972,799 10,252 SH   SOLE   0 0 10,252
AMGEN INC COM 031162100   1,270,302 5,722 SH   SOLE   0 0 5,722
ANALOG DEVICES INC COM 032654105   220,139 1,130 SH   SOLE   0 0 1,130
AT&T INC COM 00206R102   1,826,895 114,539 SH   SOLE   0 0 114,539
BANK AMERICA CORP COM 060505104   395,424 13,783 SH   SOLE   0 0 13,783
BECTON DICKINSON & CO COM 075887109   281,963 1,068 SH   SOLE   0 0 1,068
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,035,620 2 SH   SOLE   0 0 2
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102   811,807 68,449 SH   SOLE   0 0 68,449
BLACKROCK MUNIASSETS FD INC COM 09254J102   2,064,851 202,834 SH   SOLE   0 0 202,834
BLACKROCK MUNIVEST FD INC COM 09253R105   325,226 48,325 SH   SOLE   0 0 48,325
BLACKROCK MUNIYIELD FD INC COM 09253W104   128,861 12,343 SH   SOLE   0 0 12,343
BLACKROCK MUNIYILD QULT FD I COM 09254F100   671,273 58,018 SH   SOLE   0 0 58,018
BLACKSTONE INC COM 09260D107   436,599 4,696 SH   SOLE   0 0 4,696
BOEING CO COM 097023105   1,258,092 5,958 SH   SOLE   0 0 5,958
BOOKING HOLDINGS INC COM 09857L108   2,191,561 812 SH   SOLE   0 0 812
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109   440,350 65,431 SH   SOLE   0 0 65,431
BRISTOL-MYERS SQUIBB CO COM 110122108   487,135 7,617 SH   SOLE   0 0 7,617
BROADCOM INC COM 11135F101   2,508,402 2,892 SH   SOLE   0 0 2,892
CADENCE DESIGN SYSTEM INC COM 127387108   586,770 2,502 SH   SOLE   0 0 2,502
CANO HEALTH INC COM CL A 13781Y103   128,024 92,103 SH   SOLE   0 0 92,103
CAPITAL ONE FINL CORP COM 14040H105   780,297 7,134 SH   SOLE   0 0 7,134
CARMAX INC COM 143130102   221,973 2,652 SH   SOLE   0 0 2,652
CATERPILLAR INC COM 149123101   288,379 1,172 SH   SOLE   0 0 1,172
CHEVRON CORP NEW COM 166764100   850,838 5,407 SH   SOLE   0 0 5,407
CION INVT CORP COM 17259U204   527,017 50,772 SH   SOLE   0 0 50,772
CISCO SYS INC COM 17275R102   357,526 6,910 SH   SOLE   0 0 6,910
COMCAST CORP NEW CL A 20030N101   389,827 9,382 SH   SOLE   0 0 9,382
CONOCOPHILLIPS COM 20825C104   252,349 2,436 SH   SOLE   0 0 2,436
CONSTELLATION BRANDS INC CL A 21036P108   237,516 965 SH   SOLE   0 0 965
COSTAR GROUP INC COM 22160N109   994,664 11,176 SH   SOLE   0 0 11,176
COSTCO WHSL CORP NEW COM 22160K105   2,830,042 5,257 SH   SOLE   0 0 5,257
CVS HEALTH CORP COM 126650100   341,882 4,945 SH   SOLE   0 0 4,945
DISNEY WALT CO COM 254687106   2,764,336 30,963 SH   SOLE   0 0 30,963
EATON VANCE CALIF MUN BD FD COM 27828A100   818,174 91,930 SH   SOLE   0 0 91,930
ELEVANCE HEALTH INC COM 036752103   217,727 490 SH   SOLE   0 0 490
ENBRIDGE INC COM 29250N105   1,074,177 28,915 SH   SOLE   0 0 28,915
EXXON MOBIL CORP COM 30231G102   718,688 6,701 SH   SOLE   0 0 6,701
FEDEX CORP COM 31428X106   455,396 1,837 SH   SOLE   0 0 1,837
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   918,083 20,213 SH   SOLE   0 0 20,213
FORD MTR CO DEL COM 345370860   191,775 12,675 SH   SOLE   0 0 12,675
FS KKR CAP CORP COM 302635206   623,826 32,525 SH   SOLE   0 0 32,525
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   337,946 15,574 SH   SOLE   0 0 15,574
GOLDMAN SACHS GROUP INC COM 38141G104   409,319 1,269 SH   SOLE   0 0 1,269
GUGGENHEIM TAXABLE MUNICP BO COM 401664107   1,356,822 83,241 SH   SOLE   0 0 83,241
HOME DEPOT INC COM 437076102   972,272 3,130 SH   SOLE   0 0 3,130
HONEYWELL INTL INC COM 438516106   318,730 1,536 SH   SOLE   0 0 1,536
INTEL CORP COM 458140100   999,762 29,897 SH   SOLE   0 0 29,897
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   1,318,907 26,569 SH   SOLE   0 0 26,569
INVESCO QQQ TR UNIT SER 1 46090E103   591,072 1,600 SH   SOLE   0 0 1,600
IQVIA HLDGS INC COM 46266C105   450,664 2,005 SH   SOLE   0 0 2,005
ISHARES GOLD TR ISHARES NEW 464285204   962,152 26,440 SH   SOLE   0 0 26,440
ISHARES TR 3 7 YR TREAS BD 464288661   1,735,055 15,053 SH   SOLE   0 0 15,053
ISHARES TR 7-10 YR TRSY BD 464287440   781,176 8,087 SH   SOLE   0 0 8,087
ISHARES TR CORE MSCI EAFE 46432F842   571,131 8,461 SH   SOLE   0 0 8,461
ISHARES TR CORE MSCI TOTAL 46432F834   412,641 6,590 SH   SOLE   0 0 6,590
ISHARES TR CORE S&P MCP ETF 464287507   1,806,593 6,909 SH   SOLE   0 0 6,909
ISHARES TR CORE S&P SCP ETF 464287804   1,855,481 18,620 SH   SOLE   0 0 18,620
ISHARES TR CORE S&P500 ETF 464287200   422,255 947 SH   SOLE   0 0 947
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,436,815 60,093 SH   SOLE   0 0 60,093
ISHARES TR ESG SCRD S&P MID 46436E551   434,185 12,189 SH   SOLE   0 0 12,189
ISHARES TR GLOBAL REIT ETF 46434V647   278,514 12,125 SH   SOLE   0 0 12,125
ISHARES TR GNMA BOND ETF 46429B333   310,348 7,079 SH   SOLE   0 0 7,079
ISHARES TR ISHS 1-5YR INVS 464288646   250,850 5,000 SH   SOLE   0 0 5,000
ISHARES TR MSCI ACWI ETF 464288257   436,873 4,554 SH   SOLE   0 0 4,554
ISHARES TR MSCI USA QLT FCT 46432F339   706,726 5,240 SH   SOLE   0 0 5,240
ISHARES TR NATIONAL MUN ETF 464288414   213,460 2,000 SH   SOLE   0 0 2,000
ISHARES TR PFD AND INCM SEC 464288687   272,587 8,813 SH   SOLE   0 0 8,813
ISHARES TR S&P 500 GRWT ETF 464287309   254,677 3,613 SH   SOLE   0 0 3,613
ISHARES TR S&P 500 VAL ETF 464287408   452,001 2,804 SH   SOLE   0 0 2,804
ISHARES TR SELECT DIVID ETF 464287168   583,842 5,153 SH   SOLE   0 0 5,153
ISHARES TR SP SMCP600VL ETF 464287879   237,664 2,499 SH   SOLE   0 0 2,499
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   349,148 7,022 SH   SOLE   0 0 7,022
JOHNSON & JOHNSON COM 478160104   974,926 5,890 SH   SOLE   0 0 5,890
JPMORGAN CHASE & CO COM 46625H100   2,903,336 19,962 SH   SOLE   0 0 19,962
LAM RESEARCH CORP COM 512807108   581,150 904 SH   SOLE   0 0 904
LILLY ELI & CO COM 532457108   506,981 1,081 SH   SOLE   0 0 1,081
LINDE PLC SHS G54950103   354,398 930 SH   SOLE   0 0 930
LKQ CORP COM 501889208   1,046,577 17,961 SH   SOLE   0 0 17,961
LOCKHEED MARTIN CORP COM 539830109   204,878 445 SH   SOLE   0 0 445
LOWES COS INC COM 548661107   324,598 1,438 SH   SOLE   0 0 1,438
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   1,461,192 23,447 SH   SOLE   0 0 23,447
MASTERCARD INCORPORATED CL A 57636Q104   1,173,422 2,984 SH   SOLE   0 0 2,984
MCDONALDS CORP COM 580135101   2,742,234 9,189 SH   SOLE   0 0 9,189
MCKESSON CORP COM 58155Q103   223,056 522 SH   SOLE   0 0 522
MERCADOLIBRE INC COM 58733R102   287,858 243 SH   SOLE   0 0 243
MERCK & CO INC COM 58933Y105   471,092 4,083 SH   SOLE   0 0 4,083
MGM RESORTS INTERNATIONAL COM 552953101   891,357 20,295 SH   SOLE   0 0 20,295
NEXTERA ENERGY INC COM 65339F101   224,253 3,022 SH   SOLE   0 0 3,022
NORFOLK SOUTHN CORP COM 655844108   359,642 1,586 SH   SOLE   0 0 1,586
NOVARTIS AG SPONSORED ADR 66987V109   440,698 4,367 SH   SOLE   0 0 4,367
NUVEEN CA QUALTY MUN INCOME COM 67066Y105   1,633,393 149,578 SH   SOLE   0 0 149,578
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   2,527,076 218,984 SH   SOLE   0 0 218,984
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   1,168,632 136,682 SH   SOLE   0 0 136,682
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   505,582 49,713 SH   SOLE   0 0 49,713
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   1,187,741 112,369 SH   SOLE   0 0 112,369
ORACLE CORP COM 68389X105   1,041,149 8,743 SH   SOLE   0 0 8,743
OVERSEAS SHIPHOLDING GROUP I CL A NEW 69036R863   55,011 13,192 SH   SOLE   0 0 13,192
PAYPAL HLDGS INC COM 70450Y103   223,413 3,348 SH   SOLE   0 0 3,348
PEPSICO INC COM 713448108   1,398,621 7,551 SH   SOLE   0 0 7,551
PFIZER INC COM 717081103   326,839 8,911 SH   SOLE   0 0 8,911
PGIM ETF TR PGIM ULTRA SH BD 69344A107   515,099 10,425 SH   SOLE   0 0 10,425
PIMCO CALIF MUN INCOME FD COM 72200N106   328,528 33,523 SH   SOLE   0 0 33,523
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   997,977 10,004 SH   SOLE   0 0 10,004
PUBLIC STORAGE COM 74460D109   924,309 3,167 SH   SOLE   0 0 3,167
QUALCOMM INC COM 747525103   210,742 1,770 SH   SOLE   0 0 1,770
RH COM 74967X103   389,246 1,181 SH   SOLE   0 0 1,181
SALESFORCE INC COM 79466L302   1,203,635 5,697 SH   SOLE   0 0 5,697
SANOFI SPONSORED ADR 80105N105   797,020 14,787 SH   SOLE   0 0 14,787
SCHWAB CHARLES CORP COM 808513105   518,671 9,151 SH   SOLE   0 0 9,151
SEMPRA COM 816851109   235,128 1,615 SH   SOLE   0 0 1,615
SHELL PLC SPON ADS 780259305   1,602,641 26,543 SH   SOLE   0 0 26,543
SHOPIFY INC CL A 82509L107   617,605 9,560 SH   SOLE   0 0 9,560
SPDR GOLD TR GOLD SHS 78463V107   583,585 3,274 SH   SOLE   0 0 3,274
SPDR S&P 500 ETF TR TR UNIT 78462F103   597,542 1,348 SH   SOLE   0 0 1,348
STARBUCKS CORP COM 855244109   1,349,197 13,620 SH   SOLE   0 0 13,620
STRYKER CORPORATION COM 863667101   339,253 1,112 SH   SOLE   0 0 1,112
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   282,426 2,799 SH   SOLE   0 0 2,799
TARGET CORP COM 87612E106   203,126 1,540 SH   SOLE   0 0 1,540
THE CIGNA GROUP COM 125523100   304,735 1,086 SH   SOLE   0 0 1,086
THERMO FISHER SCIENTIFIC INC COM 883556102   650,624 1,247 SH   SOLE   0 0 1,247
UNILEVER PLC SPON ADR NEW 904767704   1,904,007 36,524 SH   SOLE   0 0 36,524
UNION PAC CORP COM 907818108   332,740 1,626 SH   SOLE   0 0 1,626
UNITEDHEALTH GROUP INC COM 91324P102   441,397 918 SH   SOLE   0 0 918
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,224,558 14,655 SH   SOLE   0 0 14,655
VANGUARD INDEX FDS SMALL CP ETF 922908751   757,970 3,811 SH   SOLE   0 0 3,811
VANGUARD INDEX FDS TOTAL STK MKT 922908769   203,482 924 SH   SOLE   0 0 924
VERIZON COMMUNICATIONS INC COM 92343V104   369,392 9,933 SH   SOLE   0 0 9,933
WARNER BROS DISCOVERY INC COM SER A 934423104   792,592 63,205 SH   SOLE   0 0 63,205
WASTE MGMT INC DEL COM 94106L109   712,935 4,111 SH   SOLE   0 0 4,111
WELLS FARGO CO NEW COM 949746101   448,696 10,513 SH   SOLE   0 0 10,513
WILLIAMS SONOMA INC COM 969904101   1,500,182 11,988 SH   SOLE   0 0 11,988
ZIM INTEGRATED SHIPPING SERV SHS M9T951109   179,707 14,504 SH   SOLE   0 0 14,504