The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   261,779 1,874 SH   SOLE   0 0 1,874
ALPHABET INC CAP STK CL C 02079K107   469,297 3,330 SH   SOLE   0 0 3,330
AMAZON COM INC COM 023135106   287,167 1,890 SH   SOLE   0 0 1,890
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   7,969,247 127,528 SH   SOLE   0 0 127,528
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,234,980 58,296 SH   SOLE   0 0 58,296
APPLE INC COM 037833100   2,493,735 12,952 SH   SOLE   0 0 12,952
BANK AMERICA CORP COM 060505104   244,882 7,273 SH   SOLE   0 0 7,273
BROADCOM INC COM 11135F101   448,733 402 SH   SOLE   0 0 402
CADENCE BANK COM 12740C103   543,450 18,366 SH   SOLE   0 0 18,366
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   471,789 20,788 SH   SOLE   0 0 20,788
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,061,837 20,291 SH   SOLE   0 0 20,291
INSPERITY INC COM 45778Q107   1,425,981 12,165 SH   SOLE   0 0 12,165
INTERNATIONAL BUSINESS MACHS COM 459200101   750,040 4,586 SH   SOLE   0 0 4,586
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   334,163 7,074 SH   SOLE   0 0 7,074
INVESCO QQQ TR UNIT SER 1 46090E103   51,391,846 125,493 SH   SOLE   0 0 125,493
ISHARES TR COHEN STEER REIT 464287564   10,116,860 172,261 SH   SOLE   0 0 172,261
ISHARES TR CORE INTL AGGR 46435G672   530,809 10,659 SH   SOLE   0 0 10,659
ISHARES TR CORE MSCI EMKT 46434G103   2,470,292 48,839 SH   SOLE   0 0 48,839
ISHARES TR CORE S&P500 ETF 464287200   1,091,552 2,285 SH   SOLE   0 0 2,285
ISHARES TR CORE S&P MCP ETF 464287507   651,819 2,352 SH   SOLE   0 0 2,352
ISHARES TR CORE S&P SCP ETF 464287804   1,152,289 10,645 SH   SOLE   0 0 10,645
ISHARES TR CORE US AGGBD ET 464287226   1,221,063 12,303 SH   SOLE   0 0 12,303
ISHARES TR CRE U S REIT ETF 464288521   310,865 5,726 SH   SOLE   0 0 5,726
ISHARES TR ESG AWR MSCI EM 46434G863   4,705,171 146,761 SH   SOLE   0 0 146,761
ISHARES TR IBOXX INV CP ETF 464287242   632,593 5,717 SH   SOLE   0 0 5,717
ISHARES TR MSCI ACWI ETF 464288257   3,441,369 33,815 SH   SOLE   0 0 33,815
ISHARES TR EAFE SML CP ETF 464288273   1,279,122 20,664 SH   SOLE   0 0 20,664
ISHARES TR MSCI INTL QUALTY 46434V456   5,144,023 136,955 SH   SOLE   0 0 136,955
ISHARES TR NATIONAL MUN ETF 464288414   305,146 2,815 SH   SOLE   0 0 2,815
ISHARES TR RUSSELL 2000 ETF 464287655   245,468 1,223 SH   SOLE   0 0 1,223
ISHARES TR RUS 2000 GRW ETF 464287648   710,953 2,819 SH   SOLE   0 0 2,819
ISHARES TR RUS MD CP GR ETF 464287481   2,146,796 20,551 SH   SOLE   0 0 20,551
ISHARES TR RUS MDCP VAL ETF 464287473   836,859 7,196 SH   SOLE   0 0 7,196
ISHARES TR S&P 500 GRWT ETF 464287309   529,605 7,052 SH   SOLE   0 0 7,052
ISHARES TR SP SMCP600VL ETF 464287879   827,644 8,030 SH   SOLE   0 0 8,030
ISHARES TR SHORT TREAS BD 464288679   282,814 2,568 SH   SOLE   0 0 2,568
ISHARES TR SHRT NAT MUN ETF 464288158   2,302,552 21,840 SH   SOLE   0 0 21,840
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,104,421 21,766 SH   SOLE   0 0 21,766
JPMORGAN CHASE & CO COM 46625H100   472,708 2,779 SH   SOLE   0 0 2,779
MERCK & CO INC COM 58933Y105   327,823 3,007 SH   SOLE   0 0 3,007
META PLATFORMS INC CL A 30303M102   701,903 1,983 SH   SOLE   0 0 1,983
MICROSOFT CORP COM 594918104   800,657 2,129 SH   SOLE   0 0 2,129
NOVARTIS AG SPONSORED ADR 66987V109   203,757 2,018 SH   SOLE   0 0 2,018
NVIDIA CORPORATION COM 67066G104   266,441 538 SH   SOLE   0 0 538
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,416,752 34,239 SH   SOLE   0 0 34,239
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,966,178 242,591 SH   SOLE   0 0 242,591
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   21,077,357 276,860 SH   SOLE   0 0 276,860
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,269,183 24,314 SH   SOLE   0 0 24,314
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   631,643 15,767 SH   SOLE   0 0 15,767
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   5,372,300 14,255 SH   SOLE   0 0 14,255
SPDR S&P 500 ETF TR TR UNIT 78462F103   819,910 1,725 SH   SOLE   0 0 1,725
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,180,926 95,003 SH   SOLE   0 0 95,003
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,740,566 123,109 SH   SOLE   0 0 123,109
TESLA INC COM 88160R101   305,382 1,229 SH   SOLE   0 0 1,229
VANGUARD BD INDEX FDS INTERMED TERM 921937819   4,784,936 62,646 SH   SOLE   0 0 62,646
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   638,145 8,285 SH   SOLE   0 0 8,285
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,946,248 59,683 SH   SOLE   0 0 59,683
VANGUARD INDEX FDS GROWTH ETF 922908736   7,013,373 22,560 SH   SOLE   0 0 22,560
VANGUARD INDEX FDS LARGE CAP ETF 922908637   8,122,884 37,235 SH   SOLE   0 0 37,235
VANGUARD INDEX FDS MID CAP ETF 922908629   1,718,795 7,388 SH   SOLE   0 0 7,388
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,145,384 9,771 SH   SOLE   0 0 9,771
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   887,763 6,122 SH   SOLE   0 0 6,122
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,659,482 30,098 SH   SOLE   0 0 30,098
VANGUARD INDEX FDS SMALL CP ETF 922908751   503,998 2,363 SH   SOLE   0 0 2,363
VANGUARD INDEX FDS SML CP GRW ETF 922908595   805,405 3,331 SH   SOLE   0 0 3,331
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,114,135 4,697 SH   SOLE   0 0 4,697
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,270,271 11,043 SH   SOLE   0 0 11,043
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   321,320 7,818 SH   SOLE   0 0 7,818
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   5,049,129 49,078 SH   SOLE   0 0 49,078
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,587,053 31,088 SH   SOLE   0 0 31,088
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,627,589 33,961 SH   SOLE   0 0 33,961
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   281,842 1,654 SH   SOLE   0 0 1,654
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,884,188 310,735 SH   SOLE   0 0 310,735