The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   250,204 1,912 SH   SOLE   0 0 1,912
ALPHABET INC CAP STK CL C 02079K107   340,305 2,581 SH   SOLE   0 0 2,581
AMAZON COM INC COM 023135106   261,359 2,056 SH   SOLE   0 0 2,056
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,290,163 55,037 SH   SOLE   0 0 55,037
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   7,024,954 121,434 SH   SOLE   0 0 121,434
APPLE INC COM 037833100   2,220,472 12,969 SH   SOLE   0 0 12,969
BROADCOM INC COM 11135F101   350,505 422 SH   SOLE   0 0 422
CADENCE BANK COM 12740C103   407,785 19,217 SH   SOLE   0 0 19,217
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   398,436 18,532 SH   SOLE   0 0 18,532
CISCO SYS INC COM 17275R102   217,943 4,054 SH   SOLE   0 0 4,054
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   748,469 16,381 SH   SOLE   0 0 16,381
EXXON MOBIL CORP COM 30231G102   215,877 1,836 SH   SOLE   0 0 1,836
INSPERITY INC COM 45778Q107   1,411,784 14,465 SH   SOLE   0 0 14,465
INTERNATIONAL BUSINESS MACHS COM 459200101   643,696 4,588 SH   SOLE   0 0 4,588
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   311,358 6,976 SH   SOLE   0 0 6,976
INVESCO QQQ TR UNIT SER 1 46090E103   44,329,272 123,731 SH   SOLE   0 0 123,731
ISHARES INC CORE MSCI EMKT 46434G103   2,254,346 47,368 SH   SOLE   0 0 47,368
ISHARES INC ESG AWR MSCI EM 46434G863   4,202,169 138,777 SH   SOLE   0 0 138,777
ISHARES TR CORE INTL AGGR 46435G672   502,931 10,310 SH   SOLE   0 0 10,310
ISHARES TR SHRT NAT MUN ETF 464288158   2,247,327 21,848 SH   SOLE   0 0 21,848
ISHARES TR CRE U S REIT ETF 464288521   248,403 5,265 SH   SOLE   0 0 5,265
ISHARES TR COHEN STEER REIT 464287564   8,350,166 166,471 SH   SOLE   0 0 166,471
ISHARES TR CORE S&P SCP ETF 464287804   960,087 10,178 SH   SOLE   0 0 10,178
ISHARES TR RUS MDCP VAL ETF 464287473   564,897 5,414 SH   SOLE   0 0 5,414
ISHARES TR RUSSELL 2000 ETF 464287655   222,252 1,258 SH   SOLE   0 0 1,258
ISHARES TR RUS MD CP GR ETF 464287481   1,838,858 20,129 SH   SOLE   0 0 20,129
ISHARES TR SHORT TREAS BD 464288679   278,163 2,518 SH   SOLE   0 0 2,518
ISHARES TR RUS 2000 GRW ETF 464287648   554,547 2,474 SH   SOLE   0 0 2,474
ISHARES TR S&P 500 GRWT ETF 464287309   482,498 7,052 SH   SOLE   0 0 7,052
ISHARES TR CORE S&P500 ETF 464287200   1,037,592 2,416 SH   SOLE   0 0 2,416
ISHARES TR IBOXX INV CP ETF 464287242   528,949 5,185 SH   SOLE   0 0 5,185
ISHARES TR EAFE SML CP ETF 464288273   1,170,725 20,732 SH   SOLE   0 0 20,732
ISHARES TR CORE US AGGBD ET 464287226   1,102,346 11,722 SH   SOLE   0 0 11,722
ISHARES TR SP SMCP600VL ETF 464287879   762,275 8,543 SH   SOLE   0 0 8,543
ISHARES TR MSCI ACWI ETF 464288257   2,941,210 31,842 SH   SOLE   0 0 31,842
ISHARES TR MSCI INTL QUALTY 46434V456   4,305,187 128,092 SH   SOLE   0 0 128,092
ISHARES TR CORE S&P MCP ETF 464287507   626,230 2,511 SH   SOLE   0 0 2,511
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,093,919 21,683 SH   SOLE   0 0 21,683
JPMORGAN CHASE & CO COM 46625H100   430,709 2,970 SH   SOLE   0 0 2,970
MERCK & CO INC COM 58933Y105   305,864 2,971 SH   SOLE   0 0 2,971
META PLATFORMS INC CL A 30303M102   602,822 2,008 SH   SOLE   0 0 2,008
MICROSOFT CORP COM 594918104   684,909 2,169 SH   SOLE   0 0 2,169
NVIDIA CORPORATION COM 67066G104   245,345 564 SH   SOLE   0 0 564
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,168,035 31,636 SH   SOLE   0 0 31,636
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,867,695 231,672 SH   SOLE   0 0 231,672
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,140,323 22,585 SH   SOLE   0 0 22,585
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   18,717,762 264,525 SH   SOLE   0 0 264,525
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   984,445 28,895 SH   SOLE   0 0 28,895
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,729,794 14,120 SH   SOLE   0 0 14,120
SPDR S&P 500 ETF TR TR UNIT 78462F103   744,670 1,742 SH   SOLE   0 0 1,742
SPDR SER TR PRTFLO S&P500 GW 78464A409   5,382,289 90,794 SH   SOLE   0 0 90,794
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,891,230 118,547 SH   SOLE   0 0 118,547
TESLA INC COM 88160R101   324,535 1,297 SH   SOLE   0 0 1,297
VANGUARD BD INDEX FDS INTERMED TERM 921937819   4,236,860 58,593 SH   SOLE   0 0 58,593
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   623,681 8,297 SH   SOLE   0 0 8,297
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,641,969 55,237 SH   SOLE   0 0 55,237
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,073,753 5,055 SH   SOLE   0 0 5,055
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,479,768 19,556 SH   SOLE   0 0 19,556
VANGUARD INDEX FDS SMALL CP ETF 922908751   448,413 2,372 SH   SOLE   0 0 2,372
VANGUARD INDEX FDS MID CAP ETF 922908629   1,480,381 7,109 SH   SOLE   0 0 7,109
VANGUARD INDEX FDS LARGE CAP ETF 922908637   7,066,463 36,110 SH   SOLE   0 0 36,110
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,829,779 9,395 SH   SOLE   0 0 9,395
VANGUARD INDEX FDS SML CP GRW ETF 922908595   687,019 3,207 SH   SOLE   0 0 3,207
VANGUARD INDEX FDS GROWTH ETF 922908736   6,137,019 22,536 SH   SOLE   0 0 22,536
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   779,904 5,955 SH   SOLE   0 0 5,955
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,110,528 10,456 SH   SOLE   0 0 10,456
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   306,544 7,818 SH   SOLE   0 0 7,818
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,625,683 49,641 SH   SOLE   0 0 49,641
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,381,054 31,684 SH   SOLE   0 0 31,684
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   256,999 1,654 SH   SOLE   0 0 1,654
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,842,852 293,752 SH   SOLE   0 0 293,752