The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 BBG001S5N8V8 1,424,745 10,965 SH   SOLE   10,965 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 206,304 6,229 SH   SOLE   6,229 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 249,372 446 SH   SOLE   446 0 0
CADENCE BANK COM 12740C103 BBG001SHFG98 517,046 20,967 SH   SOLE   20,967 0 0
CAPITAL GROUP FIXED INCOME E CORE PLUS INCM 14020Y102 BBG014YZRRT5 354,660 15,918 SH   SOLE   15,918 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 732,570 16,668 SH   SOLE   16,668 0 0
GLOBAL X FDS RUSSELL 2000 37954Y459 BBG00NX04695 11,850 63,000 SH Call SOLE   63,000 0 0
GLOBAL X FDS S&P 500 COVERED 37954Y475 BBG00MVL3G29 22,638 57,500 SH Call SOLE   57,500 0 0
INSPERITY INC COM 45778Q107 BBG001S894P4 1,889,736 16,635 SH   SOLE   16,635 0 0
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 BBG00KJR1JM8 296,568 6,382 SH   SOLE   6,382 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 30,314,673 113,850 SH   SOLE   113,850 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,970,509 42,197 SH   SOLE   42,197 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 4,130,294 137,356 SH   SOLE   137,356 0 0
ISHARES TR COHEN STEER REIT 464287564 BBG001SDX760 7,800,404 142,243 SH   SOLE   142,243 0 0
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 431,072 9,066 SH   SOLE   9,066 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 640,317 2,647 SH   SOLE   2,647 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 859,451 9,081 SH   SOLE   9,081 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 951,754 2,477 SH   SOLE   2,477 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 909,049 9,373 SH   SOLE   9,373 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,210,842 21,438 SH   SOLE   21,438 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 493,395 4,680 SH   SOLE   4,680 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 2,717,179 32,012 SH   SOLE   32,012 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 203,418 3,099 SH   SOLE   3,099 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 4,179,282 129,030 SH   SOLE   129,030 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 536,515 2,501 SH   SOLE   2,501 0 0
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 1,448,665 17,333 SH   SOLE   17,333 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 578,527 5,492 SH   SOLE   5,492 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 219,259 1,258 SH   SOLE   1,258 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 324,792 5,552 SH   SOLE   5,552 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,964,313 18,839 SH   SOLE   18,839 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 4,273,879 46,808 SH   SOLE   46,808 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 684,057 13,536 SH   SOLE   13,536 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 361,668 2,697 SH   SOLE   2,697 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 320,756 2,891 SH   SOLE   2,891 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 278,671 1,162 SH   SOLE   1,162 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5HBJ1 260,029 7,594 SH   SOLE   7,594 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 2,513,147 25,475 SH   SOLE   25,475 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 6,834,055 212,176 SH   SOLE   212,176 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 17,618,518 233,238 SH   SOLE   233,238 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 941,481 18,179 SH   SOLE   18,179 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 1,142,187 30,928 SH   SOLE   30,928 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 4,503,387 13,592 SH   SOLE   13,592 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 783,599 2,049 SH   SOLE   2,049 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 4,665,035 92,067 SH   SOLE   92,067 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 4,679,011 120,314 SH   SOLE   120,314 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 3,801,298 51,148 SH   SOLE   51,148 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 541,644 7,195 SH   SOLE   7,195 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 2,309,785 48,699 SH   SOLE   48,699 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 4,474,078 20,994 SH   SOLE   20,994 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 5,602,833 32,163 SH   SOLE   32,163 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 1,708,080 9,502 SH   SOLE   9,502 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 709,951 5,250 SH   SOLE   5,250 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,261,684 6,190 SH   SOLE   6,190 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,387,965 16,828 SH   SOLE   16,828 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 464,778 2,532 SH   SOLE   2,532 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 573,526 2,860 SH   SOLE   2,860 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,005,849 5,261 SH   SOLE   5,261 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 322,754 8,280 SH   SOLE   8,280 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 960,617 9,345 SH   SOLE   9,345 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 4,162,437 48,294 SH   SOLE   48,294 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 2,094,056 27,850 SH   SOLE   27,850 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 258,145 1,700 SH   SOLE   1,700 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 10,442,354 248,809 SH   SOLE   248,809 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 374,803 5,691 SH   SOLE   5,691 0 0