The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,414 10,234 SH   SOLE   10,234 0 0
CADENCE BANK COM 12740C103 547 21,534 SH   SOLE   21,534 0 0
CAPITAL GROUP CORE PLUS INCO SHS CREATION UNI 14020Y102 281 12,826 SH   SOLE   12,826 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 692 17,770 SH   SOLE   17,770 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 209 8,733 SH   SOLE   8,733 0 0
INSPERITY INC COM 45778Q107 1,886 18,476 SH   SOLE   18,476 0 0
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 249 5,455 SH   SOLE   5,455 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 28,602 107,021 SH   SOLE   107,021 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,502 34,937 SH   SOLE   34,937 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 3,600 130,104 SH   SOLE   130,104 0 0
ISHARES TR COHEN STEER REIT 464287564 7,008 130,597 SH   SOLE   130,597 0 0
ISHARES TR CORE INTL AGGR 46435G672 377 7,809 SH   SOLE   7,809 0 0
ISHARES TR CORE S&P MCP ETF 464287507 616 2,810 SH   SOLE   2,810 0 0
ISHARES TR CORE S&P SCP ETF 464287804 771 8,844 SH   SOLE   8,844 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,381 3,851 SH   SOLE   3,851 0 0
ISHARES TR CORE US AGGBD ET 464287226 870 9,029 SH   SOLE   9,029 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,065 21,837 SH   SOLE   21,837 0 0
ISHARES TR IBOXX INV CP ETF 464287242 406 3,966 SH   SOLE   3,966 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,155 27,694 SH   SOLE   27,694 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 2,924 105,247 SH   SOLE   105,247 0 0
ISHARES TR NATIONAL MUN ETF 464288414 275 2,680 SH   SOLE   2,680 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 638 3,089 SH   SOLE   3,089 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,147 14,630 SH   SOLE   14,630 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 724 7,533 SH   SOLE   7,533 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 224 1,360 SH   SOLE   1,360 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 565 5,502 SH   SOLE   5,502 0 0
ISHARES TR SP SMCP600VL ETF 464287879 3,398 41,216 SH   SOLE   41,216 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 224 4,445 SH   SOLE   4,445 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 249 8,078 SH   SOLE   8,078 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,647 26,777 SH   SOLE   26,777 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 963 19,719 SH   SOLE   19,719 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,410 192,326 SH   SOLE   192,326 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14,168 213,276 SH   SOLE   213,276 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 859 16,593 SH   SOLE   16,593 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,138 31,594 SH   SOLE   31,594 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 3,775 13,139 SH   SOLE   13,139 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 694 1,943 SH   SOLE   1,943 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 269 6,109 SH   SOLE   6,109 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 4,981 99,430 SH   SOLE   99,430 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,431 99,477 SH   SOLE   99,477 0 0
THE REAL BROKERAGE INC COM NEW 75585H206 54 37,212 SH   SOLE   37,212 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,502 47,664 SH   SOLE   47,664 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 513 6,856 SH   SOLE   6,856 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 260 3,649 SH   SOLE   3,649 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,240 46,928 SH   SOLE   46,928 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,704 17,312 SH   SOLE   17,312 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,791 29,290 SH   SOLE   29,290 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,486 8,714 SH   SOLE   8,714 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 554 4,548 SH   SOLE   4,548 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,078 5,733 SH   SOLE   5,733 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,185 14,787 SH   SOLE   14,787 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 505 2,955 SH   SOLE   2,955 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 474 2,428 SH   SOLE   2,428 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 922 5,135 SH   SOLE   5,135 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 401 10,992 SH   SOLE   10,992 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 729 7,856 SH   SOLE   7,856 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,977 50,420 SH   SOLE   50,420 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,173 24,358 SH   SOLE   24,358 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,001 26,940 SH   SOLE   26,940 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 230 1,700 SH   SOLE   1,700 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8,467 232,877 SH   SOLE   232,877 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 373 5,927 SH   SOLE   5,927 0 0