The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,264 9,248 SH   SOLE   9,248 0 0
CADENCE BANK COM 12740C103 506 21,534 SH   SOLE   21,534 0 0
CAPITAL GROUP CORE PLUS INCO SHS CREATION UNI 14020Y102 305 13,113 SH   SOLE   13,113 0 0
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543 683 31,586 SH   SOLE   31,586 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 416 15,334 SH   SOLE   15,334 0 0
INSPERITY INC COM 45778Q107 2,208 22,117 SH   SOLE   22,117 0 0
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 218 4,524 SH   SOLE   4,524 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 28,987 103,422 SH   SOLE   103,422 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,415 28,844 SH   SOLE   28,844 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 1,188 36,761 SH   SOLE   36,761 0 0
ISHARES TR COHEN STEER REIT 464287564 7,890 129,829 SH   SOLE   129,829 0 0
ISHARES TR CORE INTL AGGR 46435G672 320 6,423 SH   SOLE   6,423 0 0
ISHARES TR CORE S&P MCP ETF 464287507 644 2,846 SH   SOLE   2,846 0 0
ISHARES TR CORE S&P SCP ETF 464287804 745 8,061 SH   SOLE   8,061 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,496 3,946 SH   SOLE   3,946 0 0
ISHARES TR CORE US AGGBD ET 464287226 557 5,481 SH   SOLE   5,481 0 0
ISHARES TR IBOXX INV CP ETF 464287242 309 2,812 SH   SOLE   2,812 0 0
ISHARES TR MSCI ACWI ETF 464288257 767 9,137 SH   SOLE   9,137 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 606 19,597 SH   SOLE   19,597 0 0
ISHARES TR MSCI INTL SML CP 46434V266 452 15,700 SH   SOLE   15,700 0 0
ISHARES TR RUS MD CP GR ETF 464287481 999 12,613 SH   SOLE   12,613 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 266 1,568 SH   SOLE   1,568 0 0
ISHARES TR S&P MC 400GR ETF 464287606 742 11,642 SH   SOLE   11,642 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 884 8,442 SH   SOLE   8,442 0 0
ISHARES TR SP SMCP600VL ETF 464287879 3,574 40,140 SH   SOLE   40,140 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 303 5,980 SH   SOLE   5,980 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 270 8,078 SH   SOLE   8,078 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,003 20,208 SH   SOLE   20,208 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 413 8,024 SH   SOLE   8,024 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,107 162,387 SH   SOLE   162,387 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14,727 205,605 SH   SOLE   205,605 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 849 15,213 SH   SOLE   15,213 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 4,510 14,651 SH   SOLE   14,651 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 451 7,271 SH   SOLE   7,271 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 731 1,937 SH   SOLE   1,937 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 298 6,492 SH   SOLE   6,492 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 261 9,902 SH   SOLE   9,902 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 492 13,350 SH   SOLE   13,350 0 0
THE REAL BROKERAGE INC COM NEW 75585H206 57 37,212 SH   SOLE   37,212 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 2,562 11,771 SH   SOLE   11,771 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,441 44,311 SH   SOLE   44,311 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 401 5,228 SH   SOLE   5,228 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 379 5,034 SH   SOLE   5,034 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,169 43,775 SH   SOLE   43,775 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,317 14,881 SH   SOLE   14,881 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,332 25,133 SH   SOLE   25,133 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 500 3,857 SH   SOLE   3,857 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 976 4,957 SH   SOLE   4,957 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,202 13,194 SH   SOLE   13,194 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 640 3,637 SH   SOLE   3,637 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 419 2,125 SH   SOLE   2,125 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 968 5,132 SH   SOLE   5,132 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 278 2,105 SH   SOLE   2,105 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 498 11,952 SH   SOLE   11,952 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 648 6,280 SH   SOLE   6,280 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,384 51,373 SH   SOLE   51,373 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,887 24,741 SH   SOLE   24,741 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 244 1,700 SH   SOLE   1,700 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 9,042 221,607 SH   SOLE   221,607 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 209 4,252 SH   SOLE   4,252 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 395 5,943 SH   SOLE   5,943 0 0