The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD MID CAP ETF MID CAP ETF 922908629 244 1,303 SH   SOLE None 0 0 1,303
PIMCO ACTIVE BOND ETF ACTIVE BD ETF 72201R775 25 289 SH   SOLE None 0 0 289
ISHARES TR IS 1-5 YR IN ISHS 1-5YR INVS 464288646 145 2,952 SH   SOLE None 0 0 2,952
ISHARES CORE US CORE US AGGBD ET 464287226 302 3,138 SH   SOLE None 0 0 3,138
VANGUARD DIVIDEND DIV APP ETF 921908844 326 2,419 SH   SOLE None 0 0 2,419
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 844 7,574 SH   SOLE None 0 0 7,574
VANGUARD SHORT INFLATION STRM INFPROIDX 922020805 105 2,199 SH   SOLE None 0 0 2,199
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 38 1,008 SH   SOLE None 0 0 1,008
INVSC QQQ TRUST SRS 1 UNIT SER 1 46090E103 31 118 SH   SOLE None 0 0 118
VANGUARD TOTAL BOND TOTAL BND MRKT 921937835 1 27 SH   SOLE None 0 0 27
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 53 715 SH   SOLE None 0 0 715
INVESCO SENIOR LOAN ETF SR LN ETF 46138G508 4 204 SH   SOLE None 0 0 204
ISHARES PREFERRED INCOME PFD AND INCM SEC 464288687 146 4,630 SH   SOLE None 0 0 4,630
PIMCO SENIOR LOAN ACTIVE ACTIVE BD ETF 72201R775 633 13,055 SH   SOLE None 0 0 13,055
SPDR S&P 500 ETF TR UNIT 78462F103 657 1,841 SH   SOLE None 0 0 1,841
ISHARES CORE MSCI EAFE CORE MSCI EAFE 46432F842 2 49 SH   SOLE None 0 0 49
BLACKROCK ULTRA SHORT BLACKROCK ULTRA 46434V878 123 2,475 SH   SOLE None 0 0 2,475