The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKROCK ULTRA SHORT BLACKROCK ULTRA 46434V878 5,095 101,611 SH   SOLE NONE 0 0 101,611
INVESCO QQQ TRUST UNIT SER 1 46090E103 6,091 16,803 SH   SOLE NONE 0 0 16,803
INVESCO SENIOR LOAN ETF SR LN ETF 46138G508 1,706 78,395 SH   SOLE NONE 0 0 78,395
ISHARES 20 PLS YEAR 20 YR TR BD ETF 464287432 2,762 20,914 SH   SOLE NONE 0 0 20,914
ISHARES CORE MSCI EAFE CORE MSCI EAFE 46432F842 6,579 94,659 SH   SOLE NONE 0 0 94,659
ISHARES CORE S&P 500 CORE S&P500 ETF 464287200 7,871 17,350 SH   SOLE NONE 0 0 17,350
ISHARES MSCI EAFE GROWTH EAFE GRWTH ETF 464288885 2,193 22,784 SH   SOLE NONE 0 0 22,784
ISHARES US TREASURY BOND US TREAS BD ETF 46429B267 815 32,727 SH   SOLE NONE 0 0 32,727
PALANTIR TECHNOLOGIES IN CL A 69608A108 217 15,810 SH   SOLE NONE 0 0 15,810
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 3,075 64,930 SH   SOLE NONE 0 0 64,930
SPDR GOLD SHARES ETF GOLD SHS 78463V107 545 3,018 SH   SOLE NONE 0 0 3,018
UBER TECHNOLOGIES INC COM 90353T100 745 20,900 SH   SOLE NONE 0 0 20,900
VANGUARD DIVIDEND DIV APP ETF 921908844 6,346 39,135 SH   SOLE NONE 0 0 39,135
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 686 7,354 SH   SOLE NONE 0 0 7,354
VANGUARD FTSE EUROPE FTSE EUROPE ETF 922042874 5,281 84,805 SH   SOLE NONE 0 0 84,805
VANGUARD HEALTH CARE HEALTH CAR ETF 92204A504 507 1,996 SH   SOLE NONE 0 0 1,996
VANGUARD INTERMEDIATE INT-TERM CORP 92206C870 488 5,674 SH   SOLE NONE 0 0 5,674
VANGUARD INTRMDIAT TRM INTER TERM TREAS 92206C706 486 7,740 SH   SOLE NONE 0 0 7,740
VANGUARD MID CAP ETF MID CAP ETF 922908629 14,390 60,506 SH   SOLE NONE 0 0 60,506
VANGUARD MORTGAGE BACKED MTG-BKD SECS ETF 92206C771 365 7,292 SH   SOLE NONE 0 0 7,292
VANGUARD SHRT INF PROT STRM INFPROIDX 922020805 6,281 122,655 SH   SOLE NONE 0 0 122,655
VANGUARD TOTAL BOND TOTAL BND MRKT 921937835 8,968 112,754 SH   SOLE NONE 0 0 112,754
VANGUARD TOTAL STOCK TOTAL STK MKT 922908769 26,865 118,002 SH   SOLE NONE 0 0 118,002
VGRD FTSE ALL WRLD EX US FTSE SMCAP ETF 922042718 241 1,952 SH   SOLE NONE 0 0 1,952