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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   218,698 1,449 SH   SOLE   1,449 0 0
AMAZON COM INC COM 023135106   224,934 1,247 SH   SOLE   1,247 0 0
APPLE INC COM 037833100   277,455 1,618 SH   SOLE   1,618 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   269,695 4,273 SH   SOLE   4,273 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   128,453 10,812 SH   SOLE   10,812 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   671,254 31,737 SH   SOLE   31,737 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,858,804 22,783 SH   SOLE   22,783 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   4,653,299 10,480 SH   SOLE   10,480 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   1,380,336 27,300 SH   SOLE   27,300 0 0
ISHARES TR CORE S&P TTL STK 464287150   9,725,059 84,345 SH   SOLE   84,345 0 0
ISHARES TR CORE S&P500 ETF 464287200   17,012,774 32,360 SH   SOLE   32,360 0 0
ISHARES TR 20 YR TR BD ETF 464287432   912,121 9,639 SH   SOLE   9,639 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,429,781 40,002 SH   SOLE   40,002 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,967,687 18,065 SH   SOLE   18,065 0 0
ISHARES TR CORE US AGGBD ET 464287226   322,099 3,288 SH   SOLE   3,288 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,701,939 52,689 SH   SOLE   52,689 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,804,814 24,317 SH   SOLE   24,317 0 0
MICROSOFT CORP COM 594918104   348,777 829 SH   SOLE   829 0 0
NVIDIA CORPORATION COM 67066G104   223,179 247 SH   SOLE   247 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   321,128 13,956 SH   SOLE   13,956 0 0
PIMCO ETF TR SR LN ACTIVE ETF 72201R627   8,482,046 165,826 SH   SOLE   165,826 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   7,725,694 84,102 SH   SOLE   84,102 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585   733,568 28,477 SH   SOLE   28,477 0 0
PROLOGIS INC. COM 74340W103   1,911,503 14,679 SH   SOLE   14,679 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   11,488,217 188,177 SH   SOLE   188,177 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   655,419 16,797 SH   SOLE   16,797 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   811,730 22,795 SH   SOLE   22,795 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   840,825 17,076 SH   SOLE   17,076 0 0
SPDR GOLD TR GOLD SHS 78463V107   676,202 3,287 SH   SOLE   3,287 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,773,167 5,301 SH   SOLE   5,301 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   230,628 2,422 SH   SOLE   2,422 0 0
SPDR SER TR SPDR S&P1500VL 78464A128   7,504,088 42,802 SH   SOLE   42,802 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   1,076,707 34,924 SH   SOLE   34,924 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,698,278 12,940 SH   SOLE   12,940 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,088,280 56,289 SH   SOLE   56,289 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   341,682 3,950 SH   SOLE   3,950 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   27,086,659 104,219 SH   SOLE   104,219 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   5,053,326 20,224 SH   SOLE   20,224 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,374,348 20,409 SH   SOLE   20,409 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   237,144 4,083 SH   SOLE   4,083 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   202,579 2,620 SH   SOLE   2,620 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   308,719 3,834 SH   SOLE   3,834 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,173,078 69,569 SH   SOLE   69,569 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,305,336 12,624 SH   SOLE   12,624 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,132,640 35,367 SH   SOLE   35,367 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   238,733 882 SH   SOLE   882 0 0